PGIM India ELSS Tax Saver Fund Dir Gr
Very High Risk
Elss
3 Star
NAV as of Aug 29, 2025
₹39.22
-0.36%1D Change
Returns since inception
15.1%p.a.
Very High Risk
Elss
3 Star
NAV as of Aug 29, 2025
₹39.22
-0.36%1D Change
Returns since inception
15.1%p.a.
PGIM India ELSS Tax Saver Fund Dir Gr
Very High Risk|Elss|3 Star
NAV as of Aug 29, 2025
₹39.22
-0.36%1D
Returns since inception
15.1%p.a.
Save up to Rs 46,800 in taxes every year.
Highest returns compared to other 80C investments.
Lowest lock-in of 3 years
| Tax Saving FD | PPF | ELSS | |
|---|---|---|---|
| Average Annualised Returns i | 6% | 8% | 12% |
| Tax rates i | 30% | Not taxable | 10%* |
| Returns after tax i | 4.2% | 8.00% | 10.80% |
| Current rate of Inflation i | 4% | 4% | 4% |
| Real Rate of Return i | 0.2% | 4.00% | 6.80% |
| Lock-in Period i | 5 years | 15 years | 3 years |
*Taxable @ 10% over and above Rs 1 lakh.
Returns Calculator
Investment Type
Monthly SIP
One-Time
₹
yrs
Total investment₹9.6 Lakhs
Returns₹0
Final Value₹0
Absolute ReturnNaN%
Fund Overview
- Rating3 Star
- Expense ratio0.7%
- Exit Load0% within 0 days
- AUM (Fund size)₹798.18 Crore
- Lock-in period3 years
- Age9 yrs since Dec 11, 2015
- Min. investmentSIP ₹500 & Lump. ₹500
- RiskVery High
- Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year
Fund Distribution
Equity
96.04%
Debt
0.13%
Others
3.83%
Top Holdings
Top Sectors
| Holding Name | Assets (%) |
|---|---|
| HDFC Bank Ltd | 9.21% |
| ICICI Bank Ltd | 8.93% |
| Reliance Industries Ltd | 6.31% |
| Clearing Corporation Of India Ltd. | 5.36% |
| Bharti Airtel Ltd | 3.65% |
Peer Comparison
Overview
Returns
Risk Ratios
| Fund Name | AUM (In Crs.) | NAV | Risk |
|---|---|---|---|
| ICICI Prudential ELSS Tax... | ₹ 14,403 Cr | ₹1026.10 | -0.15% | Very High |
| Axis ELSS Tax Saver Fund ... | ₹ 35,172 Cr | ₹107.13 | -0.33% | Very High |
| Aditya Birla Sun Life ELS... | ₹ 15,457 Cr | ₹66.74 | -0.39% | Very High |
| Mirae Asset ELSS Tax Save... | ₹ 26,076 Cr | ₹54.05 | -0.36% | Very High |
NAV History
FUND | PGIM India ELSS Tax Saver Fund Dir Gr |
|---|---|
| NAV (Aug 29, 2025) | ₹39.22 |
| Class | ELSS | ELSS |
| Inception Date | Dec 11, 2015 |
| Fund Manager | Bhupesh Kalyani, Vinay Paharia, Utsav Mehta, Vivek Sharma |
FUND | PGIM India ELSS Tax Saver Fund Dir Gr |
|---|---|
| Initial Price | ₹10 |
| Min. Investment Amount | SIP ₹500 and Lump. ₹500 |
| Exit Load | 0% within 0 days |
Returns | 1W | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|
| PGIM India ELSS Tax ... | -2.7% | -2.05% | 0.31% | 12.8% | 0.85% | 14.97% |
About PGIM India Asset Management Private Limited
PGIM India Mutual Fund is a subsidiary of PGIM. The fund house offers a wide range of equity and debt-oriented funds for individuals to meet their financial goals. The fund house has its presence in over 25 cities across the country.
PGIM India Asset Management Private Limited Details
- No. of schemes95
- Total AUM₹6,522.13 Crore
- AddressPGIM India Asset Management Private Limited, Nirlon House, 2nd Floor, Mumbai, Maharashtra, 400 030
- Phone+91 22 61593000
Start your investment
Lumpsum
SIP
Amount
₹
Estimated value after 3 years
(as per historical returns)
2.28 Lakhs ₹
Min investment of ₹500 required
