PGIM India Retirement Fund Direct Growth: NAV, Returns, Calculator, Expense Ratio & Review

PGIM India Retirement Fund Direct Growth

Very High Risk

Equity

NAV as of Sep 05, 2025

12.34

-0.32%1D Change

Returns since inception

16.52%p.a.

Very High Risk

Equity

NAV as of Sep 05, 2025

12.34

-0.32%1D Change

Returns since inception

16.52%p.a.

PGIM India Retirement Fund Direct Growth

Very High Risk|Equity
NAV as of Sep 05, 2025

12.34

-0.32%1D

Returns since inception

16.52%p.a.

Returns Calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund Overview

  • RatingNo Rating
  • Expense ratio0.69%
  • Exit Load0% within 0 days
  • AUM (Fund size)₹66.27 Crore
  • Lock-in period5 years
  • Age1 yrs since Apr 19, 2024
  • Min. investmentSIP ₹1000 & Lump. ₹5000
  • RiskVery High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Top Holdings
Top Sectors
Holding NameAssets (%)
ICICI Bank Ltd6.35%
HDFC Bank Ltd5.39%
Reliance Industries Ltd4.25%
Solar Industries India Ltd2.73%
Clearing Corporation Of India Ltd.2.7%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
ICICI Prudential Retireme...₹ 82 Cr
19.05
| 0.18%
Moderately High risk
ICICI Prudential Retireme...₹ 101 Cr
16.45
| 0.13%
Moderately High risk
Aditya Birla Sun Life Ret...₹ 17 Cr
14.36
| 0.09%
Moderate
Aditya Birla Sun Life Ret...₹ 26 Cr
15.95
| 0.09%
Moderate

NAV History

FUND

PGIM India Retirement Fund Direct Growth

NAV (Sep 05, 2025)₹12.34
ClassEquity | Multicap
Inception DateApr 19, 2024
Fund ManagerVinay Paharia, Puneet Pal, Anandha Padmanabhan Anjeneyan, Vivek Sharma

FUND

PGIM India Retirement Fund Direct Growth

Initial Price₹10
Min. Investment AmountSIP ₹1000 and Lump. ₹5000
Exit Load0% within 0 days

Returns

1W

1M

3M

6M

1Y

3Y

PGIM India Retiremen...1.48%0.16%1.48%16.97%4.14%null%

About PGIM India Asset Management Private Limited

PGIM India Mutual Fund is a subsidiary of PGIM. The fund house offers a wide range of equity and debt-oriented funds for individuals to meet their financial goals. The fund house has its presence in over 25 cities across the country.

PGIM India Asset Management Private Limited Details

  • No. of schemes95
  • Total AUM₹6,522.13 Crore
  • AddressPGIM India Asset Management Private Limited, Nirlon House, 2nd Floor, Mumbai, Maharashtra, 400 030
  • Phone+91 22 61593000
Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

--
Min investment of ₹1,000 required