UTI Banking and Financial Services Fund Growth: NAV, Returns, Calculator, Expense Ratio & Review

UTI Banking and Financial Services Fund Growth

Very High Risk

Equity

3 Star

NAV as of Aug 29, 2025

182.25

-0.18%1D Change

Returns since inception

14.53%p.a.

Very High Risk

Equity

3 Star

NAV as of Aug 29, 2025

182.25

-0.18%1D Change

Returns since inception

14.53%p.a.

UTI Banking and Financial Services Fund Growth

Very High Risk|Equity|3 Star
NAV as of Aug 29, 2025

182.25

-0.18%1D

Returns since inception

14.53%p.a.

Returns Calculator

Investment Type

Monthly SIP
One-Time
4000
20
yrs
Total investment₹9.6 Lakhs
Returns0
Final Value0
Absolute ReturnNaN%

Fund Overview

  • Rating3 Star
  • Expense ratio2.16%
  • Exit Load1% within 30 days
  • AUM (Fund size)₹1,355.6 Crore
  • Lock-in periodNo Lock-in
  • Age21 yrs since Apr 07, 2004
  • Min. investmentSIP ₹500 & Lump. ₹5000
  • RiskVery High
  • Short-term capital gains (STCG)Returns taxed at 20% if you redeem before 1 year
  • Long-term capital gains (LTCG)After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Fund Distribution

Equity
97.65%
Debt
0%
Others
2.35%
Top Holdings
Top Sectors
Holding NameAssets (%)
ICICI Bank Ltd21.03%
HDFC Bank Ltd15.56%
Kotak Mahindra Bank Ltd7.58%
Axis Bank Ltd7.37%
Bajaj Finance Ltd5.69%

Peer Comparison

Overview
Returns
Risk Ratios
Fund NameAUM (In Crs.)NAVRisk
SBI Banking & Financial S...₹ 8,450 Cr
46.14
| 0.00%
Very High
ICICI Prudential Banking ...₹ 9,930 Cr
146.47
| -0.28%
Very High
UTI Banking and Financial...₹ 1,305 Cr
207.95
| -0.18%
Very High
Nippon India Banking & Fi...₹ 7,222 Cr
656.43
| -0.53%
Very High

NAV History

FUND

UTI Banking and Financial Services Fund Growth

NAV (Aug 29, 2025)₹182.25
ClassEquity | Sector - Financial Services
Inception DateApr 07, 2004
Fund ManagerAmit Premchandani, Preethi S

FUND

UTI Banking and Financial Services Fund Growth

Initial Price₹10
Min. Investment AmountSIP ₹500 and Lump. ₹5000
Exit Load1% within 30 days

Returns

1W

1M

3M

6M

1Y

3Y

UTI Banking and Fina...-2.71%-3.1%-2.62%12.79%6.08%15.69%

About UTI Asset Management Co Ltd

UTI Mutual Fund was launched after carving out the former Unit Trust of India by repealing the Unit Trust of India Act 1963. UTI was subsequently bifurcated into UTI Mutual Fund and SUUTI. It was registered with SEBI or the Securities and Exchange Board of India on 01 February 2003. UTI has four sponsors namely the State Bank of India (SBI), Life Insurance Corporation of India (LIC), Punjab National Bank and the Bank of Baroda. It counts UTI Trustee Company Private Limited as the trustee.

UTI Asset Management Co Ltd Details

  • No. of schemes122
  • Total AUM₹182,852.67 Crore
  • AddressUTI Asset Management Company Ltd, UTI Towers, Gn Block, Mumbai, 400 051
  • Phone+91 22 66786666
Start your investment
Lumpsum
SIP
Amount
Estimated value after 3 years

(as per historical returns)

7,742 ₹
Investment in Regular Funds are no longer available. Switch to Direct Plan of the same fund for higher returns.