In India, bank holidays often spark confusion among customers due to varying schedules between private and public sector banks. One of the most notable rules is that banks remain closed on the second and fourth Saturdays of every month, while the remaining Saturdays, including the fifth Saturday (if applicable), are working days. This system, introduced to improve work-life balance for employees, has made banking operations predictable yet slightly perplexing for many who struggle to keep track of these specific weekends. Understanding this schedule is crucial for planning visits to the bank and ensuring smooth financial transactions.
For easy reference, the list of Saturdays in 2024 when a bank has a holiday is as follows:
Month | Second Saturday Date | Fourth Saturday Date |
January | 11 January 2025 | 25 January 2025 |
February | 08 February 2025 | 22 February 2025 |
March | 08 March 2025 | 22 March 2025 |
April | 12 April 2025 | 26 April 2025 |
May | 10 May 2025 | 24 May 2025 |
June | 14 June 2025 | 28 June 2025 |
July | 12 July 2025 | 26 July 2025 |
August | 09 August 2025 | 23 August 2025 |
September | 13 September 2025 | 27 September 2025 |
October | 11 October 2025 | 25 October 2025 |
November | 08 November 2025 | 22 November 2025 |
December | 13 December 2025 | 27 December 2025 |
Since the Reserve Bank of India declared in 2015 that all banks would be closed on the second and fourth Saturdays of a month, all banks—private and PSU—are closed on these days. On the first, third, and fifth Saturdays of the month, however, the bank will be open and run as usual. On Sundays, all banks are closed. Even when the branch offices are closed on the second and fourth Saturdays and Sundays, customers can still do online transactions via their bank's mobile app or net banking page.
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