Index

Bank Holidays on Saturday 2025

By Mayashree Acharya

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Updated on: Dec 16th, 2024

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3 min read

In India, bank holidays often spark confusion among customers due to varying schedules between private and public sector banks. One of the most notable rules is that banks remain closed on the second and fourth Saturdays of every month, while the remaining Saturdays, including the fifth Saturday (if applicable), are working days. This system, introduced to improve work-life balance for employees, has made banking operations predictable yet slightly perplexing for many who struggle to keep track of these specific weekends. Understanding this schedule is crucial for planning visits to the bank and ensuring smooth financial transactions.

For easy reference, the list of Saturdays in 2024 when a bank has a holiday is as follows:

Month

Second Saturday Date

Fourth Saturday Date

January

11 January 2025

25 January 2025

February 

08 February 2025

22 February 2025

March 

08 March 2025

22 March 2025

April

12 April 2025

26 April 2025

May

10 May 2025

24 May 2025

June

14 June 2025

28 June 2025

July

12 July 2025

26 July 2025

August

09 August 2025

23 August 2025

September

13 September 2025

27 September 2025

October

11 October 2025

25 October 2025

November

08 November 2025

22 November 2025

December

13 December 2025

27 December 2025

Why Do Banks Take Saturdays Off?

Since the Reserve Bank of India declared in 2015 that all banks would be closed on the second and fourth Saturdays of a month, all banks—private and PSU—are closed on these days. On the first, third, and fifth Saturdays of the month, however, the bank will be open and run as usual. On Sundays, all banks are closed. Even when the branch offices are closed on the second and fourth Saturdays and Sundays, customers can still do online transactions via their bank's mobile app or net banking page. 


Related Articles:

  1. Bank Holidays on Saturday 2024
  2. Bank Holidays List 2025 
  3. Government Holidays List 2025
  4. Long Weekends 2025
  5. Stock Market Holidays 2025
  6. Long Weekends 2025
  7. Bank Holidays Karnataka 2025
  8. Bank Holidays Maharashtra 2025
  9. Bank Holidays Delhi 2025
  10. Bank Holidays Tamil Nadu 2025
  11. Bank Holidays Telangana 2025
  12. Bank Holidays West Bengal 2025
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Frequently Asked Questions

Why are banks closed on the second and fourth Saturdays in India?

This rule was introduced in 2015 to improve work-life balance for bank employees while maintaining operational efficiency.

Are all banks closed on the second and fourth Saturdays?

Yes, all scheduled banks, including private and public sector banks, follow this rule. However, cooperative banks and other financial institutions may have different schedules.

What happens if a public holiday falls on the second or fourth Saturday?

If a public holiday coincides with a second or fourth Saturday, the bank remains closed. There is no compensatory working day.

Are banks open on the fifth Saturday of a month?

Yes, if a month has a fifth Saturday, banks remain open and operate as a regular working day.

How do I confirm if my bank branch is open on a specific Saturday?

You can check the holiday schedule on your bank's official website or contact the branch directly for clarification.

Are digital banking services affected on second and fourth Saturdays?

No, online banking, mobile banking, and ATMs operate 24/7 and are unaffected by the second and fourth Saturday holidays.

How can I plan my banking tasks with these holidays?

It's best to complete any in-person banking activities before the second or fourth Saturday. Use online banking for urgent transactions during holidays.

Does this rule apply to foreign banks in India?

Foreign banks operating in India also generally adhere to the second and fourth Saturday closure rule, though it's advisable to verify with the specific bank.

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About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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