Bank of India Timings: Opening Time, Lunch Time, Closing Time & Saturday Timings

By Mayashree Acharya

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Updated on: Apr 2nd, 2025

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3 min read

The Bank of India (BOI) is one of the leading public sector banks in India, with a vast network of over 5,100 branches and ATMs worldwide. For BOI customers, it is essential to know its operating hours to visit the bank branch for banking services.

This article covers the Bank of India's timings and lunchtime schedule to ensure a smooth banking experience.

BOI Opening Time

The BOI opening time across urban, metro, semi-urban, and rural branches are different. The BOI opening time for metro and urban branches on Monday to Friday and 1st, 3rd, & 5th Saturday is 9:45 a.m. The opening time for rural and semi-urban branches on Monday to Friday and 1st, 3rd, & 5th Saturday is 10:00 a.m.

BOI Closing Time

The BOI closing time across urban, metro, semi-urban, and rural branches are different. The BOI closing time for metro and urban branches on Monday to Friday and 1st, 3rd, & 5th Saturday is 4:45 p.m. The opening time for rural and semi-urban branches on Monday to Friday and 1st, 3rd, & 5th Saturday is 5:00 p.m.

BOI Working Days

Bank of India (BOI) operates on Monday to Friday and the 1st, 3rd, and 5th Saturdays of the month. However, the bank is closed and not working on the 2nd and 4th Saturdays, Sundays, and public holidays.

BOI Lunch Time

Here are the details of the Bank of India lunch timings across urban, metro and rural branches:

Branch Location

BOI Lunch Time

Details

Urban and Metro Branches

2:30 p.m. to 3:00 p.m.

Staff take staggered breaks, so customer service remains available.

Semi-Urban and Rural Branches

2:30 p.m. to 3:00 p.m. 

Some branches may close counters fully during lunch; check ahead if needed.

BOI Working Hours 

The working hours of Bank of India (BOI) branches vary based on their location, with specific Bank of India timings for urban, metro, semi-urban and rural regions. In urban and metro areas, the working hours on Monday to Friday and working Saturdays are 9:45 a.m. to 4:45 p.m. In semi-urban and rural areas, the working hours on Monday to Friday and working Saturdays are 10:00 a.m. to 5:00 p.m. 

BOI Timings on Saturday 

BOI branches work on 1st, 3rd and 5th Saturday of the respective month from 10:00 a.m to 5:00 p.m. in semi-urban and rural areas. In urban and metro areas, the BOI branches working hours on 1st, 3rd and 5th Saturday of the respective month is 9:45 a.m. to 4:45 p.m.

BOI is closed on the 2nd and 4th Saturday and all Sundays of the respective month across all branches.

BOI Working Hours for Customer Support

Customers of Bank of India (BOI) can seek customer support across multiple platforms to address inquiries, complaints, and feedback. The details are provided below:

  • Toll-Free Helplines: 1800 220 229 or 1800 103 1906.
  • Email: cgro.boi@bankofindia.co.in 
  • Branch: Customers can visit any BOI branch during working hours.

IMPS Timings of BOI

IMPS (Immediate Payment Service) is a fund transfer method for BOI customers. It operates 24/7, including weekends and public holidays, ensuring round-the-clock access. 

NEFT Timings of BOI

NEFT (National Electronic Funds Transfer) is another reliable method for transferring funds. While customers need to submit the NEFT form within branch working hours for offline transactions, NEFT is primarily available online. 

Fund transfer requests are processed in 48 half-hourly batches, starting at 12:30 AM and ending at 12:00 AM every day. NEFT operates 24/7/365 online, including public holidays, weekdays and weekends.

RTGS Timings of BOI

RTGS (Real-Time Gross Settlement) is an efficient fund transfer option for high-value transactions. RTGS operates 24/7/365 online, including public holidays, weekdays and weekends.

This article offers comprehensive information to assist customers in planning their trips to Bank of India (BOI) branches effectively. It is recommended to check Bank of India timings and if it is a bank holiday prior to visiting a branch. With the universal adoption of internet banking, most banking operations at BOI can now be easily handled online or via the mobile banking app.

Similar Articles:
1. Indian Bank Timings
2. Kotak Mahindra Bank Timings
3. IndusInd Bank Timings
4. PNB Bank Timings
5. Union Bank Timings

Related Articles:
1. Bank of India Statement Password
2. BOI Balance Check Number
3. Bank of India RTGS Form

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Frequently Asked Questions

What kind of services can I avail myself of the Bank of India when the Bank is closed?

Even when branches are closed, customers can still access a range of banking services online through their net banking portal or mobile app, such as transfer funds through IMPS, NEFT and RTGS and various banking activities even when bank is closed. They can deposit cheques through the cheque drop boxes at ATMs, cash withdrawals and account inquiries.

Do all of the branches of the Bank of India across the country follow the same lunch timings?

Lunch timings are mostly consistent nationwide. However, there may be minor timings changes between urban and rural branches. Most branches follow a staggered lunch schedule to ensure uninterrupted service.

Does the Bank of India have the same government holidays throughout the country?

Bank of India government holidays may vary by state due to regional festivals. However, the bank is closed across all branches on national holidays like Independence Day, Republic Day and Gandhi Jayanti.

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