How To Check BOI Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

By Mayashree Acharya

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Updated on: Sep 13th, 2025

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4 min read

Bank of India customers can easily check their account balance through various methods, including missed calls, SMS, toll-free numbers, ATMs, net banking, or online via mobile banking.

Key Highlights of Bank of India Balance Check Number:

  • Missed call balance check number: Give a missed call to 9811255430 or 9811255450 to receive your balance.
  • Toll-free number: Call 1800-103-1906 or 1800-220-229 for balance details. 
  • SMS Banking: Send the SMS - BAL <4-digit SMS password> to “9810558585” and get balance updates.
  • WhatsApp number: Send a ‘Hi’ on WhatsApp to “7997987601” and get your bank balance.

Bank of India Balance Enquiry Number

The following table provides the Bank of India balance check enquiry numbers you can use for checking your account balance:

Service

Enquiry Number

Toll-free Number for Bank of India Balance Check

1800-103-1906, 1800-220-229

Missed Call Number for Bank of India Balance Check

9811255430, 9811255450

Different Ways to Check BOI Account Balance

The Bank of India also offers various methods for customers to check their account balances. The procedure for checking the Bank of India account balance through several methods is detailed below.

Through Missed Call Services

If you have registered your phone number with the Bank of India account, you can check your bank balance using the Bank of India balance check number. To use this service, you can follow the procedure below:

Step 1: Dial the Bank of India missed call number at “9811255430” (or) “9811255450”.

Step 2: Disconnect the call after one to two rings, and you will receive an SMS with your bank account balance.

Through SMS

Bank of India allows you to check your balance through SMS. However, you must first activate the SMS banking services to enjoy this service. Here is the process that you must follow after registration to check the balance via SMS:

Step 1: Write a text message in the format ‘BAL XXXX’, where XXXX is your 4-digit SMS password.

Step 2: Send this message to 9810558585 from your mobile number registered with your bank account.

Step 3: After sending the message, you will receive your primary account balance via SMS.

Through Net Banking

Bank of India also allows customers to check their account balance online using the net banking facility. Here is the process you can follow to check your Bank of India account balance using the net banking facility:

Step 1: Visit the Bank of India’s official website.

Step 2: Log in to your net banking account using your banking credentials (User ID and Password).

Step 3: Select the ‘View Account Details’ option from the home screen.

Step 4: The screen will display your bank account balance and other related information.

Through ATM

One of the easiest ways to enquire about your Bank of India account balance is by visiting the nearest ATM. You can follow the process below to check your bank account balance through an ATM:

Step 1: Visit the nearest ATM and insert/swipe your card into the machine.

Step 2: Enter your 4-digit ATM PIN.

Step 3: Select the ‘Balance Enquiry’ option from the screen.

Step 4: Check the bank account balance displayed on the screen.

Step 5: The ATM will also print a receipt that will display the account balance.

Through WhatsApp

As most people use WhatsApp nowadays, many banks utilise technological advancements to offer WhatsApp banking services. Here is the process to check out your Bank of India account balance through this facility:

Step 1: Save the Bank of India’s WhatsApp number “7997987601 in your contact list.

Step 2: Send ‘Hi’ to the saved number from your registered mobile number over WhatsApp.

Step 3: You will receive a list of the available services.

Step 4: Send another message with the number denoting the balance enquiry.

Step 5: Your bank balance will be displayed on your WhatsApp chat.

Through Toll-Free Number

Bank of India offers toll-free numbers for its customers to inquire about their account balance:

  • 1800 103 1906
  • 1800 220 229

Dialling these numbers from your registered mobile number connects you to BOI’s customer care, where you can request your account balance information.

Through Mobile Banking

In addition to the above methods, Bank of India account holders can check their account balances through the bank's mobile banking services. Here is the process that they need to follow:

Step 1: Download the BOI mobile application through the Play Store or the App Store.

Step 2: Log in to your account using your credentials or MPIN.

Step 3: Your dashboard will open after verification.

Step 4: Select ‘My Account’ and click the ‘View Account Balance’ option to check the current balance in your bank account.

Through Passbook

The Bank of India issues a passbook to every customer opening a bank account. It contains details about all their account transactions. You can visit the BOI branch during working hours and approach the officials to update your passbook with the latest transactions.

Through UPI

The Bank of India customers can access their UPI app to check their account balance by following the process mentioned below:

Step 1: Open any UPI application on your smartphone.

Step 2: Unlock it using your password or security code.

Step 3: Link the Bank of India account for which you want to check the balance.

Step 4: Click on the ‘Check Account Balance’ option.

Step 5: Insert your UPI PIN to check the balance of your bank account.

Through USSD Code

If you do not have access to the internet, you can use the Bank of India’s USSD code feature to check your bank account balance. The USSD code to check the Bank of India balance details is *99*47#. You need to type the code from your registered mobile number and call. You will see your current balance left in your bank account on your mobile screen.

With digital banking becoming more accessible, checking your account balance is now simpler than ever. The Bank of India offers multiple options, including the official Bank of India check balance number, missed call alerts, and mobile apps, to help you manage your finances on the go. Choose the method that suits you best and stay updated with your account at your fingertips.

Curious about balance checks for other banks too?
1. Indian Bank Balance Check Number
2. SBI Balance Check Number
3. Axis Bank Balance Check Number
4. HDFC Balance Check Number
5. Karnataka Bank Balance Check Number
6. PNB Balance Check Number

Related Articles:
1. Bank of India Statement Password
2. Bank of India Fixed Deposit (FD) Interest Rates
3. Bank Of India RTGS Form

Frequently Asked Questions

How to check my BOI balance without registered number?

To check your Bank of India (BOI) account balance without a registered mobile number, you will need to use alternative methods such as visiting a BOI ATM or branch. At the ATM, insert your debit card, enter your PIN, and select the “Balance Enquiry” option. Alternatively, you can check your balance using the BOI net banking portal or mobile banking app (like BOI StarToken) if you’ve registered those services with your account.

How to check Bank of India balance with account number?

BOI does not offer a direct way to check your balance using only your account number. Instead, you must use internet banking, mobile banking, or visit the nearest BOI branch with valid ID proof to request your account balance. You can also link your account to BOI’s digital services for easier access in the future.

How to get BOI mini statement by missed call or SMS?

To get a mini statement from BOI, give a missed call to 09015135135 from your registered mobile number. You will receive an SMS with details of the last five transactions. Ensure your mobile number is linked with your account to use this facility.

About the Author
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Mayashree Acharya

Senior Content Writer
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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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