How To Check BOI Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

Bank of India offers several convenient ways for customers to check their account balance using their mobile phones. Whether through missed calls, SMS, or mobile banking apps, the process is quick and easy. If you’re looking for the official Bank of India balance check number, or wondering how to use the Bank of India balance check number via missed call, this guide covers everything you need to know for a seamless banking experience.

Bank of India Balance Enquiry Number

The following table provides the Bank of India balance check enquiry numbers you can use for checking your account balance:

Different Ways to Check BOI Account Balance

Bank of India also provides various ways for customers to check their bank account balances. The procedure for checking the Bank of India account balance through several methods is detailed below.

Through Missed Call Services

If you have registered your phone number with the Bank of India account, you can check your bank balance using the missed call service. To use this service, you can follow the below-mentioned procedure: 

• Dial the Bank of India missed call number at 9266135135.
• Disconnect the call in one to two rings, and you will get an SMS stating your account balance details.

Through SMS

Bank of India allows you to check your balance through SMS. However, you must first activate the SMS banking services to enjoy this service. Here is the process that you must follow after registration:

• Write a text message in the format ‘BAL XXXX’, where XXXX is the 4-digit SMS password. You will get the 4-digit SMS password upon registration.
• Send this message to 9810558585 from your mobile number registered with your bank account.
• Upon sending the message, you will get your primary account balance through an SMS.

Through Net Banking

Bank of India also allows customers to check their account balance using the net banking facility. Here is the process you can follow to check your Bank of India account balance using the net banking facility: 

• Visit the Bank of India’s official website.
• Log into your net banking account using the banking credentials.
• Select the ‘View Account Details’ option from the home screen.
• The screen will display your bank account balance and other related information. 

Through ATM

One of the easiest ways to enquire about your Bank of India’s account balance is by visiting the nearest ATM. You can follow the below process to check your bank account balance through an ATM:

• Visit the nearest ATM and insert/swipe the card into the machine.
• Enter the 4-digit ATM PIN.
• Select the ‘Balance Enquiry’ option from the screen.
• Check the bank account balance displayed on the screen.
• The ATM will also print a receipt that will display the account balance.

Through WhatsApp

As most people use WhatsApp nowadays, most banks use technological advancements and offer WhatsApp banking services. Here is the process to check out your Bank of India account balance through this facility:

• Save the WhatsApp number 8376006006 in your contact list.
• Send ‘Hi’ to the bank from your registered mobile number through WhatsApp.
• You will receive a list of the available services.
• Send another message with the number denoting the balance enquiry.
• Your bank balance will be displayed on your WhatsApp chat.

Through Toll-Free Number

Bank of India offers toll-free numbers for customers to inquire about their account balance:

• 1800 103 1906
• 1800 220 229

Dialing these numbers from your registered mobile number connects you to BOI’s customer care, where you can request your account balance information

Through Mobile Banking

Apart from the above methods, Bank of India account holders can check their account balances through mobile banking services. Here is the process that they need to follow:

• Download the BOI mobile application through the Play Store or the App Store.
• Access your account with your credentials or MPIN.
• Your dashboard will open after verification.
• Select ‘My Account’ and click the ‘View Account Balance’ option to check the current balance in your bank account.

Through Passbook

The Bank of India issues a passbook to every customer opening a bank account. It contains details about all their account transactions. You can visit the BOI branch during working hours and approach the officials to update your passbook with the latest transactions. 

Through UPI

The Bank of India customers can access their UPI app to check their account balance by following the below process:

• Open any UPI application on your smartphone.
• Unlock it using your password or security code.
• Link the Bank of India account for which you want to check the balance.
• Click on the ‘Check Account Balance’ option.
• Insert your UPI PIN to check the balance of your bank account.

Through BOI BTM

BOI BTM (Bank of India Branch Transaction Module) is a service that allows customers to perform various banking transactions through authorized agents or business correspondents. To check your account balance using BOI BTM:

• Visit a BOI BTM-enabled outlet or agent.
• Provide your account details and authenticate your identity.
• Request for a balance inquiry; the agent will assist you in retrieving your account balance.

This service is especially useful in areas where traditional banking infrastructure is limited.

Through BOI StarToken

BOI StarToken is a secure digital banking platform provided by Bank of India for internet banking services. To check your account balance using BOI StarToken:

• Install the BOI StarToken application on your computer.
• Log in using your credentials.
• Navigate to the 'Accounts' section.
• Select 'Account Balance' to view your current balance.

BOI StarToken ensures secure access to your banking information through two-factor authentication.

Through USSD Code

If you do not have access to the internet, you can use the Bank of India’s USSD code feature to check your bank account balance. The USSD code to check the Bank of India balance details is *99*47#. You need to type the code from your registered mobile number and call. You will see your current balance left in your bank account on your mobile screen.

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