HDFC Bank SWIFT Code: List, Format, Uses & How to Find SWIFT Code of HDFC Bank

A SWIFT code (also known as a Bank Identifier Code or BIC) is an international standard used to identify banks during cross-border transactions. The SWIFT code for HDFC Bank is a unique international banking identifier used to send or receive money securely across countries whether it's for personal remittances, business transactions, foreign education, or international investments. 

Key Highlights:

• SWIFT Code for HDFC Bank: HDFCINBBXXX (Primary and most commonly used SWIFT code of HDFC Bank)
• Format of SWIFT Code of HDFC Bank: 8-11 alphanumeric characters identifying the bank, country, city, and branch. 
• How to Find HDFC Bank SWIFT Code: By checking your bank statement, visiting your branch or contacting HDFC customer care.

What is the SWIFT Code of HDFC Bank?

The HDFC Bank SWIFT code is a unique identifier formatted as HDFCINBBXXX and is used for international money transfers between banks. The HDFC Bank SWIFT code ‘HDFCINBBXXX’ is the bank’s main office SWIFT code used for international payments in India and when a branch-specific code is not available or required. 

SWIFT code for HDFC Bank acts like a passport for your funds, ensuring that money reaches the correct destination securely and quickly. This code is essential for sending and receiving money internationally, ensuring smooth transactions between different financial institutions.

You can use the SWIFT code of HDFC Bank to receive money from overseas or send money from another bank abroad, guaranteeing that your funds reach the right account. Additionally, HDFC Bank uses this code to exchange messages between branches globally.

List of HDFC Bank SWIFT Codes in India

The following list highlights the SWIFT code of HDFC Bank for the top cities in India:

Importance of SWIFT Code for HDFC Bank

The following highlights the importance of the HDFC Bank SWIFT code:

• A SWIFT code enables you to transfer money or information quickly from one commercial bank to another irrespective of their location, ensuring swift communication. 
• Unlike other networks, SWIFT secures transmissions using encryption and decryption technology, safeguarding data during transit. 
• SWIFT codes uniquely identify financial institutions, enhancing network efficiency. Encryption ensures message security during transmission, with decryption occurring upon receipt. 
• Its renowned global reputation validates SWIFT's commitment to maintaining the highest standards of integrity and confidentiality for users.
• A correct SWIFT code is required to receive an international payment to your HDFC Bank account in India along with your account number and other banking details. 
• A correct SWIFT code matching the recipient’s bank must be entered before sending a SWIFT payment to avoid delay or block in the transfer.

Is the SWIFT Code the Same for All Branches of HDFC Banks?

What is the Format of HDFC Bank SWIFT Code?

The SWIFT code of HDFC Bank consists of 8 to 11 alphanumeric characters. This code identifies your bank, country, city, and branch. 

• Bank Code A-Z

It comprises four letters that represent the bank. This code indicates the bank’s name in a shortened version. For HDFC Bank, the first 4 letters of the SWIFT code are ‘HDFC’.

• Country Code A-Z

It is of two letters representing the country where the bank is present. If the HDFC Bank location is in India, the fifth and sixth letters will be ‘India’.

• Location Code 0-9 A-Z

It comprises of two letters indicating the city or region of the bank. For SWIFT code of HDFC Bank, it indicates where the HDFC Bank’s head office is located.

• Branch Code 0-9 A-Z

It consists of last three digits (numbers or letters) representing the branch name of the HDFC bank.

Example of SWIFT Code of HDFC Bank

For instance, suppose a SWIFT code is HDFCINBBAHM. Here,

• Bank code - HDFC
• Country code - IN stands for India
• Location code - BB, where second B indicates active code.
• Branch code - AHM stands for Ahmedabad

How to Find the SWIFT Code for HDFC Bank?

To find your HDFC Bank SWIFT code, log into your account and check your recent HDFC Bank statement. Alternatively, you can visit your HDFC Bank branch or contact HDFC customer care for assistance.

What are the Details Needed for HDFC Bank SWIFT Transfer?

• Recipient details: Full name, address, and HDFC Bank account number of the recipient, i.e., the person receiving the payment
• Bank details: Recipient's HDFC Bank branch SWIFT code, branch name, and the branch address (if required)
• Transfer information: Amount to be transferred, currency, and purpose of the transfer
• Sender details: Name, address, identification details, and bank account information of the sender, i.e., the person sending the payment
• Supporting Documents: Identification and KYC details required by the bank for regulatory compliance, depending on the nature and value of the transaction

The HDFC Bank SWIFT code is essential for receiving and sending international payments securely. Whether you are transferring funds from abroad, receiving foreign remittances, or making overseas business payments, using the correct SWIFT code for HDFC Bank helps ensure that your transaction is not delayed or blocked. Using the correct SWIFT code of HDFC Bank can help avoid payment failures, processing delays, and additional banking charges.

Related Articles:
1. SWIFT Code of SBI
2. Is SWIFT Code and IFSC Code Same
3. Bank of India Swift Code
4. ICICI Bank Swift Code
5. BOB Swift Code
6. PNB Swift Code
7. Kotak Bank Swift Code
8. Axis Bank Swift Code