Punjab National Bank SWIFT Code: List, Format, Uses & How to Find SWIFT Code of PNB Bank

The Punjab National Bank SWIFT code is a unique identification number used for international money transfers. In simple terms, it is like a digital address that ensures your money reaches the right destination safely and quickly. PNB's SWIFT code acts as a passport for your funds, guiding them through the complex network of global banking systems. 

Whether you are sending or receiving money from abroad, knowing the PNB SWIFT code is crucial. It is a key tool that simplifies the process, providing security and efficiency for your transactions. In this guide, you will learn more about this code’s structure, list codes of different Punjab National Bank in India, and other crucial details related to it.

What is the SWIFT Code of Punjab National Bank?

The Punjab National Bank SWIFT code, also known as ISO 9362, BIC code, SWIFT-BIC, or SWIFT ID, is a unique 8 or 11-character identification code. This code is utilised for international wire transfers and communication between financial institutions. Available on account statements, the PNB SWIFT Code plays a crucial role in facilitating the smooth transfer of money between banks globally.

Importance of SWIFT Code for Punjab National Bank

SWIFT codes play a crucial role in helping banks confirm they are sending money accurately. These codes enable people and businesses to electronically send and receive money swiftly and securely across long distances between banks. They enhance security and reduce fraud associated with international payments.

Is the SWIFT Code the Same for All Branches of PNB?

Not all PNB branches use the same SWIFT code. Some bank branches have different codes depending on the branch or the type of transaction you are doing. Using the wrong code could result in delays, returns, or even sending your payment to the wrong destination. To ensure your payment reaches PNB smoothly, verify the correct SWIFT code using a Punjab SWIFT code finder tool. It ensures that the swift code for PNB transactions matches accurately.

PNB SWIFT Code Structure & Format

A Punjab National Bank SWIFT code is an 8 to 11 alphanumeric character code that comprises bank, city, branch, and country.

• Bank Code A-Z

This code consists of 4 letters and is the shortened name of the bank. 

• Country Code A-Z

It represents two letters of the country where the bank is situated.

• Location Code 0-9 A-Z

It consists of two characters of numbers and letters, indicating the location of PNB Bank's head office.

• Branch Code 0-9 A-Z

It includes three digits that indicate a specific branch, and 'XXX' denotes the bank's main office.

Example of PNB SWIFT Code

For instance, suppose a SWIFT code is PUNBINBBBPF. Here,

• Bank code - PUNB for Punjab National Bank
• Country code - IN stands for India
• Location code and Status - BB, where second B indicates active code.
• Branch code - BPF 

List of Punjab National Bank SWIFT Codes in India

The following table mentions the PNB Bank SWIFT code list:

Usage of PNB SWIFT Codes

When you send money between banks, especially for overseas transfers, you need to use Punjab National Bank SWIFT codes. These codes are essential for transferring funds and exchanging messages between banks. You can often locate these codes on your account statements.

How to Find the SWIFT Code of Punjab National Bank?

To find the SWIFT code for PNB to receive money and send money, you can either visit your home branch or call their customer care. If you visit your home branch, simply ask the bank officials for the SWIFT code of the branch. If they have it, they will provide it to you.

Alternatively, you can call the bank's customer care executive at the PNB customer care number and ask for the SWIFT code of a specific Punjab National Bank branch. They will ask for the branch code, which you can find in your bank passbook.

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