Punjab National Bank SWIFT Code: List, Format, & How to Find SWIFT Code of PNB Bank

The Punjab National Bank SWIFT Code is a unique alphanumeric identifier used for secure international money transfers. Each PNB branch that handles international remittances has a specific SWIFT code assigned to it. This 8–11 character code uniquely identifies PNB branches across India for smooth global fund transfers. 

The general SWIFT code for Punjab National Bank is PUNBINBBXXX, where:

• PUNB is the bank code for Punjab National Bank
• IN denotes the country (India)
• BB indicates the location 
• XXX can be replaced by a specific 3-letter branch code for branch-level transactions

Below is a complete Punjab National Bank SWIFT code list with branch-wise details, format structure, and ways to find your branch’s code easily.

What is the SWIFT Code of Punjab National Bank?

The SWIFT code for Punjab National Bank is used for foreign wire transfers and global interbank communications. It is also referred to as the BIC (Bank Identifier Code) and complies with ISO 9362 standards. SWIFT-BIC ensures that your international transactions are routed accurately to the correct PNB branch. You can find the correct SWIFT code on your account statement or by contacting the branch directly.

Importance of SWIFT Code for Punjab National Bank

SWIFT codes play a crucial role in helping banks confirm they are sending money accurately. These codes enable people and businesses to electronically send and receive money swiftly and securely across long distances between banks. They enhance security and reduce fraud associated with international payments.

Is the SWIFT Code the Same for All Branches of PNB?

Not all PNB branches use the same SWIFT code. Some bank branches have different codes depending on the branch or the type of transaction you are doing. Using the wrong code could result in delays, returns, or even sending your payment to the wrong destination. To ensure your payment reaches PNB smoothly, verify the correct SWIFT code using a Punjab SWIFT code finder tool. It ensures that the swift code for PNB transactions matches accurately.

PNB SWIFT Code Structure & Format

A Punjab National Bank SWIFT code is an 8 to 11 alphanumeric character code that comprises bank, city, branch, and country.

• Bank Code A-Z

This code consists of 4 letters and is the shortened name of the bank. 

• Country Code A-Z

It represents two letters of the country where the bank is situated.

• Location Code 0-9 A-Z

It consists of two characters of numbers and letters, indicating the location of PNB Bank's head office.

• Branch Code 0-9 A-Z

It includes three digits that indicate a specific branch, and 'XXX' denotes the bank's main office.

Example of PNB SWIFT Code

For instance, suppose a SWIFT code is PUNBINBBBPF. Here,

• Bank code - PUNB for Punjab National Bank
• Country code - IN stands for India
• Location code and Status - BB, where second B indicates active code.
• Branch code - BPF 

List of Punjab National Bank SWIFT Codes in India

The following table mentions the PNB Bank SWIFT code list:

Usage of PNB SWIFT Codes

When you send money between banks, especially for overseas transfers, you need to use Punjab National Bank SWIFT codes. These codes are essential for transferring funds and exchanging messages between banks. You can often locate these codes on your account statements.

How to Find the SWIFT Code of Punjab National Bank?

To find the SWIFT code for PNB to receive money and send money, you can either visit your home branch or call their customer care. If you visit your home branch, simply ask the bank officials for the SWIFT code of the branch. If they have it, they will provide it to you.

Alternatively, you can call the bank's customer care executive at the PNB customer care number and ask for the SWIFT code of a specific Punjab National Bank branch. They will ask for the branch code, which you can find in your bank passbook.

Final Word

Using the accurate PNB SWIFT code ensures smooth processing and eliminates transfer delays. For the most updated Punjab National Bank SWIFT code list, check with your branch or visit the official PNB website.

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