PhonePe Check Balance​- How to Check Balance in PhonePe?

PhonePe is a user-friendly platform that provides a wide range of financial services. You can avail of these services with ease. Whether you want to make payments, help out friends during financial emergencies, or recharge your phone, PhonePe has all the necessary features. Read this blog to understand how to check your balance on PhonePe.

How to Check Bank Balance on PhonePe?

Checking your bank balance on PhonePe is a simple and hassle-free procedure. Follow the below steps to learn about how to check the balance in PhonePe for a bank account added on PhonePe:

• Open the PhonePe application on your smartphone.
• Click the ‘Check Bank Balance’ option under the ‘Transfer Money’ section on the PhonePe app home screen.
• For that particular account, provide the UPI PIN.
• The screen soon displays your bank balance.

Alternatively, you can follow the below-mentioned steps:

• Click on the profile picture on the PhonePe app home screen.
• Go to the ‘Bank Accounts’ icon under the ‘Payment Methods’ section.
• Tap to check the balance and enter the UPI PIN applicable to that account.
• The bank balance soon displays on the screen.

How can I Add a Bank Account to PhonePe?

Here is a detailed step-by-step guide to follow for adding a bank account to PhonePe:

• Open the PhonePe application on your smartphone.
• Access the menu by tapping the icon in the screen’s top right corner.
• Click the “Add New Bank” button in the bank account section.
• Select the bank you want to choose from the provided list.
• PhonePe retrieves the account information instantly and connects to your account.
• Clicking on the “Set UPI PIN” option, you can choose your UPI PIN and set it accordingly.
• Please enter detailed information about your card (including the expiry date and last six digits of your ATM or debit card).
• Set the UPI PIN and enter the one-time password sent to your registered mobile number.
• Use the UPI PIN to direct transactions once your bank account is connected.

How can I Make PhonePe UPI Payments?

Making PhonePe UPI payments is a simple process. Here are the steps to follow for making UPI payments instantly:

• Install the PhonePe app on your device and go to the “UPI Bank Accounts” section after choosing “My Money”.
• Select “Add New Bank Account” and choose your bank.
• Enter the registered contact number linked with your bank.
• After successful verification of your bank account, you are now eligible to view your bank details.
• Choose “Set BHIM UPI PIN” and provide the last six digits of your card, along with its expiration date.
• Once your card is verified, you will receive an OTP instantly on your registered mobile device. Provide the OTP and the PIN set.
• Create a new UPI PIN. Once done, the BHIM UPI ID will be attached to your bank account.

Use PhonePe exclusively to carry out all monetary transactions. You can complete this task online using the PhonePe application software and a smart device. This service is completely free and charges zero additional fees. 

Final Word

PhonePe is a popular mobile payment platform enabling users to recharge phones and transfer money, pay utility bills, and access other services anywhere and anytime. However, to check your PhonePe balance, you must generate a UPI ID and provide detailed information about your bank account. Additionally, this user-friendly platform lets you securely withdraw money from your linked bank account with a single click. 

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