PhonePe Transaction Limit Per Day in India 2025

Making payments from UPI apps is convenient. However, did you know there is a limit on the payments you can make from your UPI apps? Yes, even PhonePe has a limit per day beyond which your payments will not be processed. Knowing this limit is essential so that you can plan your payments, whether it's for shopping, billing, or money transfers, to be within this limit.

This article covers the following PhonePe limits: Payment limit per day, limit per transaction and limit for businesses. 

PhonePe Limit Per Day in India 

The PhonePe transaction limit per day in India is Rs. 1,00,000. It imposes a limit of up to 20 transactions per day. Users are allowed to request money of up to Rs. 2,000 per day on the respective PhonePe app. 

A UPI transfer limit of up to Rs. 5 lakh is applicable for particular transactions relating to tax payments, IPO (Initial Public Offering) application payments by non-institutional investors, payments to hospitals and educational institutions, and payments to RBI retail direct schemes.

When you exceed these transaction limits, you must wait for another 24 hours before making any further purchases. 

PhonePe Transaction Limit for All Banks 

Though the PhonePe transfer limit is Rs. 1,00,000 per day, the maximum limit may vary from one bank to another. Some banks offer limits between Rs. 25,000 to Rs. 1,00,000. 

The table below displays the PhonePe transaction limit applicable for all banks in India:

PhonePe Limit for Businesses

Many businesses use PhonePe to receive and send a lot of money. There is no strict PhonePe limit on the number of transactions a business can conduct, which is ideal for businesses because many transactions can be carried out without restrictions. 

However, only users with a PhonePe account and any registered shop within their company can use this business account. Additionally, PhonePe offers a seamless web service that enables businesses to carry out their online transactions and enhances their digital presence. 

How to Increase PhonePe Limit?

Customers must contact their banks and request to increase the PhonePe transaction limit per day and request to increase the transaction amount limit. Here are the brief steps to increase the PhonePe limit:

1. Visit the PhonePe app, go to the settings and navigate to the KYC section to complete the KYC verification by providing the required documents. 
2. Link the bank account to your PhonePe account.
3. Request the bank increase the transfer limit.
4. Provide the bank with all necessary information and relevant documents to verify your identity.
5. A bank representative may approach you for further verification of details and approval to increase the limit.

Knowing the PhonePe limits is helpful when you have to make several or many transactions in a day, such as shopping for an occasion or going on a trip. Thus, remember the PhonePe transaction limits and per-day limits to plan your payments accordingly. Also, check your bank's daily PhonePe UPI limit since each bank has its own limit. 

Related Articles:
1. How To Transfer Money From PhonePe Wallet To Bank Account?
2. PhonePe Transaction Limit 2025
3. How to Delete PhonePe Transaction History Permanently?
4. How to Add Bank Account in PhonePe?
5. PhonePe Account Blocked
6. How to Check Balance in PhonePe?