Linking your mobile number with your bank account is not just a formality; it helps to ensure a hassle-free and seamless banking experience. In today's digital age, where transactions happen quickly, linking your active mobile number with your bank account is essential. 

In this blog, you will learn why linking is important, how to link a mobile number with a bank account, and how to check the linking status. 

Why Linking Mobile Number to Bank Account is Important

It helps you receive OTPs and notifications about account activities and alerts you to suspicious transactions and other important updates. If you do not have an active mobile number linked to your bank account or do not have access to the mobile number, you should link an active number as soon as possible.

Ways to Link Mobile Number with Bank Account

These are the ways to link your mobile number with your bank account:

Through Net Banking

The mobile number link to the bank account online process is straightforward. Here are the steps: 

Step 1: Visit your bank’s official website and log into your internet banking account.
Step 2: Go to the ‘My Profile’ or ‘Update Contact Details’ section.
Step 3: Select the option to update your mobile number.
Step 4: Enter your new mobile number and confirm.
Step 5: Authenticate with your PIN or password.
Step 6: Enter the OTP sent to your new mobile number.
Step 7: Click ‘Submit’ to complete the process. Your number will be updated within 24-48 hours.

Through an ATM

You can visit your bank's ATM if you haven’t registered with internet banking. Here is how you can do it:

Step 1: Visit your bank’s ATM with your debit card.
Step 2: Insert your card and enter your ATM PIN.
Step 3: Select ‘Register Mobile Number’ or ‘Mobile Number Registration.’
Step 4: Enter your new mobile number and submit the request.
Step 5: Receive an OTP on your new number and enter it into the ATM.
Step 6: Press ‘Confirm’ to complete the request.
Step 7: Your number will be updated within 24-48 hours.

This method is helpful if you are unfamiliar with mobile and internet banking at your bank.

Through Mobile Banking Apps

If you have access to your bank’s mobile banking app, you can do it there. Do you know how to link mobile numbers with bank accounts using them? This is the process:

Step 1: Open your bank's mobile app and log in with your mPIN or password.
Step 2: Go to the ‘Profile’ or ‘Settings’ section.
Step 3: Select ‘Update Contact Details.’
Step 4: Enter and colour the new mobile number.
Step 5: Authenticate using OTP, mPIN, or both.
Step 6: Enter the OTP to complete verification.

How to Check Mobile Number Linked with Bank Account?

Here are the different ways on how you can check the mobile number linked with the bank account:

• Mobile Banking App: Log into your bank's mobile banking app. Go to the profile or account section, where you may find your linked mobile number from the personal details section.
• Internet Banking: Log into your banking profile and go to the "Profile" or "Personal Details" section. Here, you can find the linked mobile number, which is generally masked for security reasons.
• SMS: You will receive verification SMS notifications for banking on the mobile number linked to your account.
• ATM: Visit your bank’s ATM and insert your card. Choose options like "Mobile Registration" or "Profile Information." This may allow you to view the linked mobile number.
• Customer Care: Call your bank’s customer care team at the official toll-free number. After verifying your identity, the representative can provide you with the mobile number linked to your account.
• Visiting Bank Branch: You can visit your nearest bank branch with valid identification and request to check which mobile number is linked to your account.

Benefits of Linking Mobile Numbers with Bank Account

Here are the advantages of linking your mobile number with your bank account you should not miss:

• Enhanced Security: A mobile number linked to the bank account allows you to receive instant and seamless transaction alerts and helps detect unauthorised activities easily.
• Two-Factor Authentication: It provides an additional security layer through OTP sent to your mobile device for transaction verification to reduce the risk of fraud.
• Real-Time Notifications: You can receive immediate updates on account activities, balance changes, and transaction confirmations, which keeps you informed at all times.
• Convenient Access to Services: You can easily access your banking services, such as balance inquiries and mini statements you must SMS, which ultimately saves your time visiting the branch.
• Quick Account Recovery: If you forget your online banking password, you can quickly recover it through OTP and set a new password.
• Timely Updates: You will easily access prompt notifications regarding your new services and alter your options in maintenance schedules or banking policies at your registered mobile number.
• Facilitates Digital Transactions: If you use mobile banking or UPI applications, you must have the same SIM inserted in your mobile. Even when using an Internet banking facility, you need OTP to authenticate the transactions.

When you think of linking your mobile number with your bank account, it is always essential to have an active one connected to your bank account. This helps you efficiently access your bank transactions, updates, offers, security notifications, etc.

If you cannot solve your problem with any of these steps due to a technical error, it is best to contact your bank’s customer support or visit your home branch.

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