How to Check IDFC Bank Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

By Mayashree Acharya

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Updated on: Apr 21st, 2025

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3 min read

With technological advancements, you can check your bank balance at your convenience. As an IDFC First Bank customer, you can easily check your bank balance and stay updated on your finances. IDFC Bank offers the following ways to check account balance: using the IDFC Bank balance check number, giving a missed call, SMS, ATM, Internet banking, and WhatsApp. 

Let us discuss the various methods including the IDFC balance check number provided by IDFC First Bank for a hassle-free balance check experience.

IDFC Bank Balance Enquiry Number

To check your IDFC First Bank account balance, simply give a missed call to the toll-free,

                              IDFC balance check number - 1800 10 888

Ensure your mobile number is registered with the bank to use this service.

Ways to Check IDFC Bank Account Balance Number

Managing your IDFC First Bank account balance is now simpler than ever, thanks to the wide range of convenient services the bank offers. 

Whether you prefer a missed call, SMS, mobile banking, WhatsApp, or even a visit to an ATM, IDFC First Bank provides seamless ways to access your account balance securely. Below are the modes of checking the IDFC bank account in detail.

Missed Call Services

IDFC First Bank makes it easy for customers to check their account balance with a quick missed call service. To use this service, your mobile number must be registered with the bank. Here is the process to check IDFC First Bank account balance via missed call:

  • Dial the IDFC balance missed call number - 1800 2700 720 from your registered mobile number.
  • The call will disconnect automatically after a single ring.
  • Shortly after, you will receive a confirmation message: ‘Thank you for calling IDFC First Bank! You will receive an SMS for your request shortly’.
  • Within seconds, you will receive a text message with your account balance details.

SMS 

SMS banking allows customers to access their account balance and other details on the go. Ensure your mobile number is registered with IDFC First Bank and follow the process below to check balance via SMS:

  • Compose an SMS in the format: ‘BAL<space><Last 4 digits of your account number>’.  
  • Send the message to the IDFC bank balance check SMS number - 5676732 or 9289289960.  
  • Receive an instant SMS with your account balance.  

Net Banking

Net banking provides IDFC FIRST Bank account holders with a seamless and secure way to manage their finances without visiting a branch. This service allows customers to access multiple banking features, including balance enquiries, mini statements, loan details and more. To use net banking, customers must first complete their registration with the bank and follow the below process:

  • Visit the official IDFC FIRST Bank netbanking portal.
  • Enter your mobile number or User ID and Password to log in.
  • Once logged in, you will be redirected to your dashboard, where your account balance and other account details will be displayed.

ATM 

IDFC First Bank account holders can easily check their account balance by visiting any nearby ATM. A valid debit/ATM card and a 4-digit PIN are required to use this service. Here are steps to check your balance via ATM:

  • Visit an IDFC First Bank ATM or any other ATM.
  • Insert your IDFC First Bank debit card into the ATM slot.
  • Select your preferred language from the options displayed.
  • Enter your 4-digit ATM PIN securely when prompted.
  • Choose the option ‘Bank Balance’ or ‘Balance Enquiry’.
  • Your account balance will be displayed on the ATM screen.

WhatsApp

IDFC First Bank makes banking even easier with WhatsApp banking services. With a simple message, you can check your account balance and access other banking features anytime, anywhere. Here is the process to check balance via WhatsApp:

  • Save the official IDFC First Bank WhatsApp number - 95555 55555 to your contacts.
  • Open WhatsApp and send a message saying ‘Hi’ to the saved number.
  • A menu with various banking options will appear in the chat.
  • Select the option for ‘Balance Enquiry’ from the menu. Alternatively, you can type ‘I want to know my balance’ in the chat.
  • Your account balance will be displayed instantly in the chat window.

Mobile Banking

The IDFC First Bank mobile app provides a convenient way to check your account balance. Follow the process below to view your balance:

  • Open the IDFC First Bank mobile app on your device.
  • Log in using your username and password.
  • Your account balance will be displayed on the home screen.
  • For more details, tap the ‘Accounts’ tab at the bottom of the screen and select the specific account to view its balance.

Passbook

Customers can also check their balance by updating their passbook. Follow the below process:

  • Visit the nearest IDFC First Bank branch.
  • Get your passbook updated at the counter or designated kiosk.
  • The updated passbook will provide a complete record of your debit and credit transactions, along with the exact account balance.

UPI

UPI-enabled apps such as Google Pay, PhonePe or Paytm app make it easy to check your account balance securely and quickly. However for this, you need to link the UPI with your bank account. Following the process to check the balance using a UPI app:

  • Open your UPI app on your device.
  • Navigate to the option called ‘Check Bank Balance’.
  • Enter your security PIN, and you can see the current balance on your device instantly.

USSD Code

Currently, there is no USSD code available to check the balance of an IDFC First Bank account. However, customers can explore other convenient options such as mobile banking, net banking, ATM services, or visiting their nearest branch to access account balance information.

You can check your IDFC Bank balance anytime by using any of the modes provided above. You can either check your balance online through internet banking, mobile banking and UPI or offline by visiting the bank, ATM, missed call and SMS and knowing the amount in your account.

Interested in checking your balance for other banks?
1. Canara Bank Balance Check Number
2. SBI Balance Check Number
3. Federal Bank Balance Check Number
4. HDFC Balance Check Number
5. Bank of Baroda Balance Check Number

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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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