HDFC Balance Check Number By SMS, Missed Call, Net Banking & Mobile Banking

HDFC Bank offers various ways for its account holders to check their account balance both online and offline. To use these services, a registered mobile number with the bank is required.

This article will guide you through how you can check your HDFC account balance through different methods such as Call, SMS, Net Banking, Mobile Banking, UPI, WhatsApp, ATM, and Passbook.

HDFC Bank Balance Enquiry 2025

HDFC Bank allows you to check your account balance through online and offline methods including missed calls, SMS, mobile banking, WhatsApp, UPI apps, and more. Here’s how you can use each method effectively.

Online Methods to Check HDFC Balance

HDFC Balance Check via WhatsApp Banking

WhatsApp banking makes checking your HDFC balance even more convenient.

Step 1: Save +91 70700 22222 to your contacts.

Step 2: Send “Hi” or “Register” on WhatsApp from your registered mobile number.

Step 3: Enter the last 4 digits of your Customer ID.

Step 4: Enter the OTP sent to your mobile number.

Step 5: Once verified, type “Balance Enquiry” to get your current balance.

HDFC Balance Check via Internet Banking

NetBanking is another secure way to access your balance.

Step 1: Go to the HDFC Bank NetBanking website.

Step 2: Log in with your Customer ID and password.

Step 3: Click on ‘My Accounts’ or the dashboard to view your balance.

If you're not registered, click on ‘Register’ and follow the on‑screen instructions.

HDFC Balance Check via Mobile Banking App

The HDFC Mobile Banking App allows quick access to your account balance.

Step 1: Download the HDFC mobile Banking App.

Step 2: Log in using your NetBanking credentials or set up biometric/PIN login.

Step 3: Tap on the ‘Accounts’ section.

Step 4: Your balance will then be displayed on the screen.

HDFC Balance Check via UPI

You can also check your balance through apps like PhonePe, Google Pay, or Paytm.

Step 1: Open your preferred UPI app and go to your profile or bank account section.

Step 2: Tap on your linked HDFC Bank account. 

Step 3: Select ‘Check Balance’.

Step 4: Enter your UPI PIN when prompted.

Step 5: Your balance will be displayed immediately.

UPI apps are convenient for users who prefer quick access without logging into multiple platforms.

Offline Methods to Check HDFC Balance

HDFC Balance Check via Missed Call

You can easily check your account balance by giving a missed call from your registered mobile number.

Step 1: Dial 1800 270 3333 from your registered number.

Step 2: The call will disconnect automatically.

Step 3: You will receive an SMS with your current account balance.

This is a free service and works without any internet access.

HDFC Balance Check via SMS

You can also get your balance by sending an SMS from your registered number.

Step 1: Type “BAL” in the message box.

Step 2: Send it to 5676712.

Step 3: You will get an SMS reply with your account balance.

To register for SMS banking:

Send REGISTER <Last 4 digits of Customer ID> <Last 4 digits of Account Number> to 7308080808.

Once registered, you can use SMS banking anytime.

HDFC Balance Check via ATM

If you prefer using an ATM to check your balance:

Step 1: Visit any HDFC or other bank ATM.

Step 2: Insert your HDFC debit card.

Step 3: Enter your 4‑digit ATM PIN.

Step 4: Choose the ‘Balance Enquiry’ option.

Step 5: Your balance will appear on‑screen, and you can also print a receipt if needed.

HDFC Balance Check via Passbook Update

You can also check your account balance by updating your passbook.

Step 1: Visit your nearest HDFC Bank branch or passbook printing kiosk.

Step 2: Submit your passbook to the teller or insert it in the kiosk.

Step 3: Your latest transactions and current balance will be printed.

Instead of visiting the bank branch and waiting in long queues to update your passbook, you can easily check your HDFC Bank account balance using options like calling, messaging, or the mobile app.

Monitoring your account balance helps you manage your expenses, control future spending, and adjust your spending habits. Knowing your HDFC Bank balance is essential for effective wealth management and ensuring you have enough funds to meet your financial needs.

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