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HDFC Balance Check Number - How To Check HDFC Balance?

By Adnan Ali

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Updated on: Jun 28th, 2024

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4 min read

HDFC Bank provides various services to its customer and Account Balance Check is one of them. HDFC accountholders can easily check their HDFC Bank account balance online and offline. They just need a registered mobile number with HDFC Bank. Here we are explaining How to check HDFC Account Balance through Call, SMS, Net Banking, Mobile Banking, UPI, WhatsApp, ATM and Passbook.    

HDFC Account Balance Enquiry Toll-Free Number

After registering for HDFC toll-free banking services, you can use the HDFC Bank account balance enquiry number to know your bank account balance. HDFC Bank account balance enquiry toll free number is below:

1800-270-3333.

HDFC Account Balance Enquiry through Missed Call Services

You need to be registered for toll-free phone banking services with HDFC Bank to use this service. To get started, follow these steps:

  • Step 1: Send the following message to 7308080808: Register <space> last 4 digits of your customer ID <space> last 4 digits of your account number.
  • Step 2: After registration, you can give a missed call to the HDFC toll-free number- 1800-270-3333 to check your HDFC Bank account balance. 
  • Step 3: Upon successful verification, you will receive your account balance with details via an SMS.

While giving a missed call to HDFC, you must make sure your mobile number is registered with the bank to avail of toll-free phone banking services. However, if a missed call is given with a mobile number that is not registered, you will receive an SMS stating your number is not registered for phone banking services with HDFC Bank. 

HDFC Account Balance Check via SMS

With SMS banking, you can access the details of your account and carry out financial transactions without any internet connectivity. Here is a step-by-step guide on checking your HDFC Bank balance using SMS banking:

  • Step 1: Send the following message to 7308080808: Register <space> last 4 digits of your customer ID <space> last 4 digits of your account number. 
  • Step 2: After registration, send the SMS by typing - ‘Balance Enquiry’ to the HDFC balance check SMS number- 7308080808. 
  • Step 3: Once your SMS is sent, you will receive a summary outlining your account details, including your account type and number.

HDFC Bank Balance Check by Using Net Banking

HDFC net banking is an ideal way of checking your HDFC Bank balance. Here is a step-by-step guide to checking your bank balance with HDFC Bank using its net banking platform:

  • Step 1: Visit the HDFC Bank NetBanking website and log in by entering the password and customer ID. 
  • Step 2: Select the ‘Accounts’ option under the ‘Save’ tab and choose the required account for which you want your balance.
  • Step 3: The balance amount will be displayed. You can also click on the ‘Statement’ button to get a detailed statement of transactions taking place in your account. 

HDFC Bank Balance Check by visiting  ATM

This is another convenient way of checking your HDFC Bank balance. HDFC ATMs are available all over India, and you can use them to withdraw cash, check bank balances, and perform other financial transactions. To check your bank balance with HDFC, follow the below-mentioned steps:

  • Step 1: Visit an HDFC Bank ATM nearest you.
  • Step 2: Insert your HDFC debit card and enter your ATM PIN. Select the option of ‘Balance Inquiry’ from the menu.
  • Step 3: Your HDFC Bank account balance will be displayed on the ATM screen. 
  • Step 4: Select the ‘Print’ option if you want to keep a printed version of the account balance.

HDFC Bank Balance Enquiry through WhatsApp

Apart from the missed call facility, you can check your HDFC Bank account balance through WhatsApp number. This is the HDFC Bank chat banking service where you can avail of various services by sending messages to the HDFC account balance check number. Not only this, but you will also get detailed information on your transaction 24*7. 

However, you can avail of this service only if your mobile number is registered with the bank. To know your bank account balance via WhatsApp chat, add '7070022222' to your contacts. After this, start a conversation by typing ‘Hi’ or ‘Register’ over WhatsApp.

To begin chat banking on WhatsApp, enter the OTP and Customer ID you have received through SMS on your registered mobile number. 

HDFC Account Balance Check via Mobile Banking

Mobile banking makes it easy to check your bank balance by installing your required banking mobile app. If you are an HDFC customer, you can install its mobile banking app from either the Google Play Store or Apple App Store. Once installed, you can carry out mobile banking smoothly and hassle-free. Log in to the HDFC mobile banking app and click ‘Accounts’ to view your account balance.

HDFC Bank Balance Check through Passbook

When account holders open an account with HDFC Bank, the bank issues them a passbook. You can visit the nearest HDFC Bank branch to update their passbooks easily. This way, they can instantly know their HDFC Bank account balance. The passbook entails detailed entries of debit and credit transactions that had occurred.

Use UPI to Check HDFC Account Balance

Below are the steps you need to follow to check your HDFC Bank balance using UPI:

  • Step 1: Open the HDFC Bank Mobile Banking application and log in by entering your password and UPI ID.
  • Step 2: On the main menu, click on ‘Accounts’ under the ‘Save’ tab.
  • Step 3: Selecting the HDFC Bank account will display the account balance on your screen. Step 4: Choose ‘Statement’ to get a detailed overview of the transactions done from your account.

Use any option like calling, messaging, or mobile app to check your bank balance instead of visiting the bank branch and standing in a long queue to update your passbook. 

Monitoring your bank balance is helpful in many ways. It will help you manage your upcoming expenses and also control your future expenses. You can also change your spending habits. Knowing your HDFC Bank balance is crucial for managing your wealth and ensuring you have enough funds to fulfil your financial needs. 

Related HDFC Articles:
1. HDFC Bank Timings
2. HDFC Life New Immediate Annuity Plan Interest Rate and Benefits
3. HDFC Credit Card Cash Withdrawal Charges
4. HDFC Personal Loan Interest Rate
5. HDFC Bank Savings Account Interest Rate & Minimum Balance
6. HDFC Bank Customer ID - How To Get/Find HDFC Customer ID?
7. HDFC Credit Card Status - HDFC Bank Credit Card Application Status
8. How to Generate HDFC Debit Card PIN
9. How To Close HDFC Bank Account Online And Offline
10. How To Activate HDFC Credit Card
11. How To Activate HDFC Debit Card
12. HDFC UPI Limit - How To Increase UPI Transaction Limit In HDFC
13. How To Increase Credit Card Limit HDFC
14. Close HDFC Credit Card: How To Close HDFC Credit Card
15. How To Add A Beneficiary In HDFC Bank
16. HDFC NEFT Charges
17. HDFC Car Loan Status Check
18. HDFC Home Loan Statement
19. How To Generate HDFC Credit Card PIN
20. HDFC Bank Holidays List 2024

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Frequently Asked Questions

How to view the mini statement in the HDFC account?

To view a mini statement in your HDFC account, log in to HDFC bank’s net banking portal, click on ‘Save’, then ‘Accounts’ and choose the account for which you want to view the mini statement. Click ‘Statement’ to view your mini statement.  

How can I check my HDFC Bank average balance?

To check your HDFC Bank average balance, give a missed call to the toll-free number 1800-270-3333. The method is completely free of cost. 

How to register for HDFC SMS service?

To register your mobile number to avail HDFC SMS service, type ‘REGISTER <space> last 4 digits of your customer ID <spce> last 4 digits of your account number’ from your registered mobile number, and send the message to 7308080808. 

How can I check my HDFC account balance without internet access?

To check your HDFC Bank account balance without internet access, you can opt for HDFC SMS, missed call service or updation of your passbook. 

Is it necessary to have the mobile number registered with the HDFC bank?

Yes, it is necessary to register your mobile number with the bank where you have an account. Registering a number will allow you to inquire about your bank balance. If your mobile number is registered with the bank, you can receive a mini bank statement and other details you want to know. 

Is it necessary to go to the HDFC Bank branch to check my account balance?

No, it is not necessary to visit an HDFC Bank branch to check your account balance. You can know your account balance using a variety of methods. You can check it from your mobile application or internet banking portal. You can also send an SMS or missed call to the HDFC balance check number. Alternatively, you can check it on WhatsApp also. 

Who is eligible to use the HDFC Bank chat banking?

All individuals with an HDFC Bank account are eligible to use HDFC Bank chat banking. Any customer can opt for chat banking to access their account information, opt for loans and cards, and apply for new products and services.

What services are offered by the HDFC Bank chat banking?

HDFC Bank chat banking offers a wide variety of products and services that include loans, NPS, account services, credit cards, fast tag, insurance and more. 

Is there any cost to the customer to use chat banking?

No, there are no fees for using HDFC chat banking on WhatsApp. 

Does mobile banking have a limit on the number of queries I can ask?

No, there is no limit on the number of queries you can submit on the HDFC Bank application. You can raise as many questions as you have and from any location. 

How can I check my last three HDFC Bank transactions?

Log in to HDFC bank’s net banking portal, click on ‘Save’, then ‘Accounts’, and choose the account for which you want to view the transactions. Click ‘Statement’ to view your last three bank transactions.  

How can I check my HDFC Bank balance through missed calls?

To check your HDFC Bank balance through missed calls, make sure your mobile number is registered with the HDFC Bank balance enquiry number. Once registered, you can give a missed call to the toll-free number 1800-270-3333 and check your bank balance. 

Can I check my HDFC Bank balance from any ATM branch?

Yes, you can check your HDFC Bank balance from any ATM branch. Enter the HDFC Bank debit number and ATM PIN to verify your account. Once verified, click on the 'Check Account Balance' option to see the balance in your account on the screen. 

What is HDFC Bank's WhatsApp number?

The HDFC Bank WhatsApp number is 7070022222. Before checking HDFC Bank balance through WhatsApp, make sure to save this number and then start a conversation by typing ‘Hi’ to this number. 

How can I check my balance without login?

Without logging in, you can know your HDFC Bank account balance by registering for HDFC toll-free phone banking services or SMS services. You can also WhatsApp them or visit HDFC ATM to know the bank balance without logging in to HDFC net banking.

About the Author

I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. Read more

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Quick Summary

HDFC Bank offers various methods for customers to check their account balance, including phone, SMS, net banking, ATM, WhatsApp, passbook, UPI, and mobile banking. These services provide convenient ways for accountholders to monitor their finances and transactions. Monitoring account balance is crucial for effective financial management and planning.

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