How to Check Kotak Bank Balance by SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

Kotak Mahindra Bank offers an array of services, including checking bank account balances through multiple channels. You can check balances through Kotak Mahindra Bank balance check number, internet banking, mobile banking, SMS, WhatsApp, and more to monitor your savings more proactively. 

Read below to know the different ways to check your account balance. 

Kotak Mahindra Bank Balance Enquiry Number

Here are the Kotak Mahindra Bank balance check numbers you can use to call and get to know your account balance:

Before you call any of the above numbers, remember to call only from your registered mobile number. Also, remember to keep important details such as your account number, MPIN, CRN, debit card and credit card information in hand before calling. 

Ways to Check Kotak Mahindra Bank Account Balance

As mentioned before, Kotak Mahindra Bank offers several ways to check your bank account balance. Given below, we have detailed how each service works and how you can avail them:

Missed Call Service

With Kotak Bank’s missed call service, customers can give a missed call to a designated toll-free number to check their account balance. Here is the process to check the account balance via missed call:

• Call the Kotak Mahindra Bank missed call number - 1800 274 0110. 
• Disconnect the call in two rings. You will get an SMS with details of your latest account balance within a few minutes.  

SMS  

SMS banking allows you to avail of banking services by sending an SMS from anywhere. Unlike net banking and mobile banking, you don’t need internet access to use it. All you need is a registered mobile number to check account balances and bank statements. 

To receive a balance enquire service from SMS, you need to type out the code for the service and send it to 9971056767 or 5676788 from your registered phone number. The following table provides the codes for different balance enquire services:

Net Banking

Kotak Mahindra Bank’s internet banking portal provides a fast and convenient way to manage transactions and investments. Furthermore, you can easily check your account balance through the Kotak Mahindra Bank net banking portal by following the below proess:

• Go to the Kotak Kotak Mahindra Bank net banking portal.
• Log in to the account by entering your credentials.
• The account summary displayed on the homepage contains all the necessary details.  

ATM

As a Kotak Mahindra Bank account holder, you can visit the nearest ATM to check your available account balance. For this, you need to have a valid and activated debit card as well as a four-digit PIN. Follow the below process to check your balance via ATM:

• Find a Kotak Mahindra Bank ATM and insert your debit card. 
• Enter your PIN. 
• Then, select the ‘Balance Inquiry’ option. 
• Choose the account whose balance you want to check and review the balance. 

WhatsApp 

You can easily check your account balance with Kotak Mahindra Bank using WhatsApp with your registered mobile number. To get started, give a missed call on 9718566655 to register for WhatsApp service. Once you register for the service, follow the below process:

• Save the Kotak Mahindra Bank’s official WhatsApp number - 022 66006022. 
• Type ‘Hi’ on WhatsApp to the saved number.
• To find out your account balance, type ‘bal’ in uppercase or lowercase. 

Mobile Banking 

Kotak Mahindra Bank’s mobile application is an all-in-one banking platform that allows customers to do everything from ordering a debit card to completing KYC. By logging on to this app, customers can check their account details, balance and transaction details, among others. 

• Download the Kotak Mobile Banking App from the Google Play Store, Apple App Store or Windows Store. 
• Log in using your CRN (customer relationship number) and authenticate using your debit card or credit card. 
• Next, set a 6-digit mPIN and enter the activation code you’ve received on your registered mobile number. 
• You can view the latest account balance on the mobile app's home screen. 

Passbook

Kotak Mahindra Bank makes it easy for customers to avail banking services through its offline services. You can visit any Kotak Mahindra Bank branch and ask the bank staff to update the passbook. This will show not only your account balance but also all transaction details for the period since the last update.

UPI

Checking bank balances through the UPI app is one of the safest and easiest methods. The process to check bank balance via UPI app is as follows:

• Download the UPI app on your smartphone.
• Link your Kotak Mahindra Bank account with your UPI.
• Click on the ‘Check bank balance’ request.
• Enter your security PIN, and you can see the current balance on your device instantly.

USSD Code

USSD codes allow you to avail of various mobile-based services without needing an internet connection. Anyone with a GSM handset can dial *99*68# from their registered contact number. Once done, the bank will soon send you an SMS with complete details of your bank account balance.

Like many leading Indian banks, Kotak Mahindra Banks offers a plethora of channels through which its customers can avail of banking services. You can check your account balance online through the bank's mobile app or internet banking portal or offline via an ATM or bank branch. You can also dial the Kotak Mahindra Bank balance check number to check your account balance through SMS, WhatsApp or missed call service.

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