How to Check Kotak Bank Balance by SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

At Kotak Mahindra Bank, you can access various services to track your bank account balance across different channels. You can check your balance through the bank's balance check number, online banking, mobile banking, SMS, WhatsApp, and more, allowing you to stay on top of your savings. Find out the various ways to check your account balance in this article. 

Key Highlights:

• Simply make a missed call to 1800 274 0110, and your balance will be displayed via SMS.
• Send ‘BAL <last 4 digits>’ to 5676788 or 9971056767 for quick balance information.
• Log in to Kotak’s net banking portal; your balance is right on the dashboard.
• Insert your card into an ATM, enter your PIN, and select ‘Balance Enquiry'.

Kotak Mahindra Bank Balance Enquiry Number

Here are the Kotak Mahindra Bank balance check numbers to know your account balance:

Before calling any of the above numbers, please ensure that you call from your registered mobile number. Also, remember to have essential details, such as your account number, MPIN, CRN, debit card information, and credit card details, readily available before making the call. 

Ways to Check Kotak Mahindra Bank Account Balance

As mentioned before, Kotak Mahindra Bank offers several ways to check your bank account balance. Given below, we have detailed how each service works and how you can avail yourself of them:

Missed Call Service

With Kotak Bank’s missed call service, customers can dial a designated toll-free missed call number to receive their account balance. Here is the process to check the account balance via missed call:

• Call the Kotak Mahindra Bank missed call number - 1800 274 0110. 
• Disconnect the call in two rings. You will get an SMS with details of your latest account balance within a few minutes.  

SMS

SMS banking enables you to access banking services by sending an SMS from anywhere. Unlike net banking and mobile banking, you don’t need internet access to use it. All you need is a registered mobile number to check account balances and bank statements. 

For a balance inquiry service via SMS, please type the service code and send it to 9971056767 or 5676788 from your registered phone number. The following table provides the codes for different balance enquiry services:

Net Banking

Kotak Mahindra Bank’s internet banking portal provides a fast and convenient way to manage transactions and investments. Furthermore, you can easily check your account balance through the Kotak Mahindra Bank net banking portal by following the process below:

• Go to the Kotak Mahindra Bank net banking portal.
• Log in to the account by entering your credentials.
• The account summary displayed on the homepage contains all the necessary details.  

ATM

As a Kotak Mahindra Bank account holder, you can visit the nearest ATM to check your available account balance. For this, you will need a valid and activated debit card, along with a four-digit PIN. Follow the process below to check your balance via ATM:

• Find a Kotak Mahindra Bank ATM and insert your debit card. 
• Enter your PIN. 
• Then, select the ‘Balance Inquiry’ option. 
• Choose the account whose balance you want to check and review the balance. 

WhatsApp

You can easily check your account balance with Kotak Mahindra Bank using WhatsApp with your registered mobile number. To get started, please dial 9718566655 to register for the WhatsApp service. Once you register for the service, follow the process below:

• Save the Kotak Mahindra Bank’s official WhatsApp number - 022 66006022. 
• Type ‘Hi’ on WhatsApp to the saved number.
• To find out your account balance, type ‘bal’ in uppercase or lowercase. 

Mobile Banking

Kotak Mahindra Bank’s mobile application is an all-in-one banking platform that allows customers to do everything from ordering a debit card to completing KYC. By logging in to this app, customers can view their account details, balance, transaction history, and other relevant information. 

• Download the Kotak Mobile Banking App from the Google Play Store, Apple App Store or Windows Store. 
• Log in using your CRN (Customer Relationship Number) and authenticate with your debit or credit card. 
• Next, set a 6-digit mPIN and enter the activation code you’ve received on your registered mobile number. 
• You can view the latest account balance on the mobile app's home screen. 

Passbook

Kotak Mahindra Bank makes it easy for customers to avail banking services through its offline services. You can visit any Kotak Mahindra Bank branch and ask the bank staff to update the passbook. It will contain your account balance and all transaction details for the period since the last update.

UPI

Checking bank balances through the UPI app is one of the safest and easiest methods. The process to check the bank balance via the UPI app is as follows:

• Download the UPI app on your smartphone.
• Link your Kotak Mahindra Bank account with your UPI.
• Click on the ‘Check bank balance’ request.
• Enter your security PIN to view your current balance instantly on your device.

USSD Code

USSD codes enable you to access various mobile-based services without requiring an internet connection. Anyone with a GSM handset can dial *99*68# from their registered contact number. Once completed, the bank will send you an SMS with the complete details of your bank account balance.

Conclusion

Like many leading Indian banks, Kotak Mahindra Bank offers a range of channels through which its customers can access banking services. You can check your account balance online through the bank's mobile app or internet banking portal, or offline via an ATM or bank branch. You can also dial the Kotak Mahindra Bank balance check number to check your account balance through SMS, WhatsApp or missed call service.

Interested in checking your balance for other banks?
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