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Mayashree Acharya

Senior Content Writer

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.

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The latest articles by Mayashree Acharya


How to Enable International Transactions on ICICI Debit Card?
Updated on Apr 27th, 2024 | 6 min read

If you have an ICICI debit card, you can use it for payments and transactions when you go on international trips or visits. However, if you want to use it for international transactions, you must enable international debit card usage. You can perform smooth transactions abroad by activating international transactions on your ICICI debit card. In this article, learn how to enable international transactions on an ICICI debit card via different methods and other crucial related details.Activate International Transactions for ICICI  Debit Card Through Net BankingFollow these steps to enable international transactions on an ICICI debit card via net banking:Step 1: Visit the ICICI Bank net banking portal and log in using your credentials.Step 2: Choose the ‘Cards’ option from the main menu.Step 3: Click on the ‘Debit Cards’ option.Step 4: Choose the ‘Manage Debit Card Limits’ option.Step 5: Select your account and ICICI debit card.Step 6: Click on ‘International’ to enable international transactions and set a limit on the maximum transaction amount. Activate International Transactions for ICICI Debit Card Through the iMobile AppHere is how to activate international transactions on ICICI debit card through the iMobile app:Step 1: Install the iMobile app on your mobile phone.Step 2: Log in to your ICICI Bank iMobile Banking app with the login PIN.Step 3: Select ‘Services’ from the list. Step 4: Click on the ‘Manage Card’ option from the list.Step 5: Select the debit card you want to enable for international usage and click ‘Activate’ under the ‘International’ tab.Step 6: Set your desired transaction limits for ATM withdrawals and POS terminals and click the ‘Submit’ button.Once you have completed these steps, ICICI Bank will notify you via message that your debit card is now ready for international use.Enable International Usage for ICICI Bank Debit Card Through SMSIf you want to enable international transaction usage on your ICICI Bank debit card using the SMS facility, follow the simple and easy steps outlined below:Step 1: You must make sure that your mobile number is registered with ICICI Bank.Step 2: Send a text message with the word INTL to the number 5676766 to activate international usage on your ICICI Bank debit card.After sending the message, you will receive an SMS confirmation from the bank confirming that international usage has been successfully activated on your debit card.Enable International Usage for ICICI Debit Card by Customer CareYou can also enable international transactions on the ICICI debit card by calling ICICI Bank's customer care - 18001080. Call ICICI Bank’s customer care through your registered mobile number, provide your debit card number, and ask them to enable international usage.The customer care team will then activate international transactions during the call. Soon after, you will receive an SMS confirming that your debit card is ready for international use.Other Ways to Activate or Enable ICICI Debit CardIn addition to the online and offline methods mentioned above, you can activate international usage on your ICICI Bank debit card by visiting the nearest ICICI Bank branch and asking a bank executive to activate it for you. ICICI International Debit Card Transaction FeeThe following table mentions the ICICI debit card international transaction charges:Description FeeMark-up charges on foreign currency transactions 3.5% of the transaction amount and GSTCharges for withdrawing cash from ATMs abroadRs.


How to Activate PNB ATM or Debit Card?
Updated on Apr 27th, 2024 | 6 min read

To conduct transactions via a Punjab National Bank (PNB) ATM or debit card, you need to activate your debit card by generating a four-digit PIN. You will need this PIN while depositing or withdrawing cash, performing online transactions, or conducting any other type of transaction. Once you enter the PIN, these transactions are considered valid. Keep reading to learn how to activate a PNB ATM card through different methods.How to Activate the PNB Debit Card Through SMS?You can activate your PNB debit card via SMS by sending the following the below steps:Step 1: Send the following SMS to 5607040 or 9264092640 from your registered mobile number - DCPIN<space><cardnumber>. Step 2: Upon successful verification of your card credentials, the bank will send a 6-digit OTP to your PNB account registered mobile number. This OTP, also known as Green PIN,  will remain valid for 72 hours. Step 3: Activate the PNB ATM card via net banking, mobile app, ATM or customer care number using the 6-digit OTP within 72 hours.The steps to activate the PNB ATM card via various modes, i.e., net banking, mobile app, ATM or customer care number, are provided in detail in the sections below. How to Activate the PNB Debit Card Through Internet Banking?Once you receive the 6-digit OTP by sending an SMS to the bank as provided above, you can activate your PNB ATM card via net banking by following the steps mentioned below:Step 1: Log in to the PNB net banking portal.Step 2: Under ‘Value Added Services’, click on ‘Card Related Services’ and then select ‘Set/ Reset Debit Card PIN’ option.Step 3: Next, provide your card number, its expiry date, and the 6-digit OTP received on your mobile number via SMS to the bank and click ‘Submit’.Step 4: Enter the 4-digit ATM PIN for your debit card.Step 5: Confirm the PIN by re-entering it and click ‘Submit’.Your new PNB ATM PIN will be created, and the debit card will be activated successfully. How to Activate a PNB Debit Card Through the PNB App?Here are the simplified steps you need to follow to activate your PNB debit card via the PNB One app after you receive the 6-digit OTP by sending the SMS as provided above.Step 1: Install the PNB One App on your mobile phone and log in to it.Step 2: Choose ‘Debit Cards’ and then ‘Generate Green PIN’.Step 3: Select the account linked to your debit card.Step 4: Enter your PNB debit card number, expiry date, and 6-digit OTP received on your mobile number via SMS.Step 5: Enter your new 4-digit ATM PIN.Step 6: Confirm your new PIN by entering it again and click ‘Submit’.How to Activate the PNB Debit Card Through Toll-Free Number?You can activate the PNB debit card via the bank’s toll-free number after receiving the 6-digit OTP by sending an SMS to the bank as provided above.


How to Enable International Transactions on Axis Debit Cards?
Updated on Apr 27th, 2024 | 6 min read

While travelling abroad, arranging cash payments and currency conversions can be difficult. In addition, cash withdrawals from ATMs in foreign countries are a daunting task. In such situations, an ATM card with international usage comes in handy.If you possess an Axis Bank debit card, you can activate it for international transactions via online and offline modes. This article will help you understand how to enable international transactions on Axis debit cards through various methods.Activate International Transactions for Axis Debit Card Through Net BankingAxis Bank cardholders can activate their card for international transactions through the bank’s net banking facility by following these steps:Step 1: Visit the Axis Bank net banking portal and log in to your account using credentials. Step 2: Click the ‘Services’ option and select ‘Debit Card Services’ from the menu.Step 3: Select the debit card and choose the ‘More Services’ option.Step 4: Select the ‘Manage Usage’ option and choose the ‘International Usage’ option.Step 5: Switch on the international usage and confirm it to activate your Axis Bank debit card for international transactions.Activate International Transactions for Axis Debit Card Through the Mobile AppFollow these steps to enable international transactions on Axis debit card through the mobile application:Step 1: Download the ‘Axis Mobile’ application from the Play Store or the App Store.Step 2: Login into your banking account.Step 3: Choose the ‘Debit Cards’ option under the ‘Services’ section.Step 4: Select the ‘Manage Usage’ option.Step 5: Choose the debit card and click ‘Continue’.Step 6: Select the ‘International’ tab, switch on international usage, set the limits and click ‘Confirm’.Step 7: Enter your MIPN to enable international usage for your debit card.Enable International Usage for Axis Debit Card Through SMSYou can enable international usage for Axis Bank debit card by sending an WhatsApp message to 70361 65000. However, to enable international usage of your Axis Bank debit card via WhatsApp, you must first register with Axis Bank for WhatsApp Banking services.


How to Buy Sovereign Gold Bonds Online?
Updated on Apr 27th, 2024 | 7 min read

Gold has always been a popular investment choice for those looking to safeguard their wealth or diversify their investment portfolio. Sovereign Gold Bonds (SGBs) offer a unique opportunity for individuals to invest in gold. It combines the government’s security along with no making charges or locker charges and assured returns. In this article, we will discuss Sovereign Gold Bonds, eligibility, required documents, how to buy sovereign gold bonds, and much more. What Are Sovereign Gold Bonds (SGB)?Sovereign Gold Bonds, or SGBs, are financial instruments issued by the Government of India. They are an appropriate alternative to investing in physical gold.


ICICI Bank Debit Card PIN Generation
Updated on Apr 27th, 2024 | 6 min read

ICICI Bank provides its customers with a debit card when they open an account with the bank. You need to activate the ICICI debit card or generate its PIN as soon as possible so that you can access the card to make online transactions or withdraw money.Keep reading this article to find out the process of ICICI bank debit card PIN generation through different ways.How to Generate ICICI Bank Debit Card PIN using iMobile?Follow these steps to generate the ICICI debit card PIN through the personalised mobile application of the bank:Step 1: Download and log in to the iMobile app by entering your Login PIN.Step 2: Select the ‘Services’ option available at the bottom of the screen.Step 3: Go to the ‘Card Services’ section.Step 4: Click on the ‘Card PIN Services’ option and select ‘Generate Debit Card PIN’.Step 5: Select your account number and card number and enter the CVV. Step 6: Set your 4-digit PIN and re-enter it to confirm.Step 7: Click on the ‘Submit’ option.How to Generate ICICI Debit Card PIN using ICICI Net Banking?You can generate your ICICI debit card PIN through net banking by following the steps given below:Step 1: Log in to the ICICI Bank’s internet banking portal with your credentials.Step 2: Click on the ‘Cards and Loans’ option and select ‘Debit/ATM Card’.Step 3: Click on the ‘Generate PIN’ option.Step 4: Select the debit card number. Enter the CVV number and the grid values printed on the back of your card, and click on ‘Submit’.Step 5: Enter the OTP that you received on your registered mobile number.Step 6: Now set the 4-digit PIN for your ICICI debit card and re-enter it for confirmation.How to Generate ICICI Debit Card PIN by visiting the ATM?You can generate your ICICI debit card PIN through an ATM by following the below steps:Step 1: Visit your nearest ICICI bank ATM.Step 2: Insert your debit card carefully into the slot provided.Step 3: Go to the main menu and select the ‘Generate ATM PIN’ option.Step 4: Click on the ‘Generate OTP’ button.Step 5: Provide your registered mobile where you want to receive the OTP and click ‘Yes’.Step 6: Enter your birth date and click ‘Yes’.Step 7: Select the ‘Already have an OTP’ option and enter the OTP that you received.Step 8: Now set a 4-digit PIN for your ICICI debit card and confirm the PIN by entering it again.How to Generate ICICI Bank Debit Card PIN by Calling Customer Care Number?If you would like to generate your ICICI debit card PIN through customer care, you need to proceed with the following steps:Step 1: Dial the customer care number of ICICI Bank - 1800 1080 from your registered mobile number.Step 2: Once connected to the customer care team, select the ‘Banking Account’ option.Step 3: Select the ‘Generate debit card PIN’ option and enter the 16-digit number of your debit card.Step 4: Enter the details of your card, including the CVV number, expiry date and date of birth.Step 5: Enter the 4-digit PIN and confirm it.Step 6: Select the ‘Generate PIN’ option, enter the required details and generate your debit card PIN.If you have just opened an account at ICICI Bank and received your debit card, you can generate an ICICI Bank debit card PIN through various ways. You can generate the PIN via both offline and online modes as per your convenience and start using your card..


Axis Bank Balance Check Number - Axis Bank Balance Check by SMS, Missed Call, ATM & Net Banking
Updated on Apr 27th, 2024 | 8 min read

Axis Bank serves millions of customers in India with a wide range of services. As an Axis Bank account holder, you can access various banking facilities, including fund transfers or withdrawals. Whether you need to check your account balance, transfer funds, or perform other banking tasks, Axis Bank provides convenient options to cater to your needs.In this article, you will learn the different Axis Bank balance check numbers and various methods for checking your Axis Bank account balance.Axis Bank Balance Enquiry NumberYou can easily check your Axis Bank balance by using the Axis Bank balance check number provided below:1800 419 5959 (English)1800 419 5858 (Hindi)Different Ways to Check Axis Bank Account BalanceThere are different ways to check your Axis Bank account balance. The different ways are provided below.Through Net BankingHere are the steps you need to follow if you want to check the Axis bank account balance via net banking:Step 1: Go to the Axis Bank net banking portal.  Step 2: Enter your Login ID or Customer ID and password to log in to your internet banking account.Step 3: Once logged in, open the ‘My Account’ section. Your latest account balance will be displayed on the given dashboard.Through Mobile BankingAxis Bank has two mobile banking applications, Axis Open and Axis OK, through which you can check your account balance.


How to Insert an ATM Card into an ATM Machine?
Updated on Apr 25th, 2024 | 7 min read

In today’s digital age, an ATM card is a convenient medium to access your bank accounts and conduct multiple financial transactions. All banks offer ATMs or debit cards to their customers, making it easy for them to use them as plastic money and not require them to carry cash everywhere. If you are a first-time user, you must learn how to insert an ATM card into an ATM and carry out financial transactions. This article will guide you on how to insert an ATM card into the machine to ensure a smooth banking experience. What is an ATM Machine?An Automated Teller Machine or ATM is a self-serving banking outlet that enables customers to conduct various financial transactions without the requirement of a bank employee or teller. Through the ATM, you can withdraw cash, transfer money and check the balance of your account. In addition, an ATM enables you to withdraw cash from any of these machines, irrespective of whether or not you have an account in the same bank. You can withdraw money from your account using these machines 24/7 at your convenience. Why Do You Need to Insert Your ATM Card into an ATM Machine?Here are a few reasons why you must insert your card inside the ATM:Identify Your CardThe ATM must identify your debit or ATM card to create a secure connection with the bank.


PMAY Subsidy Status Check: How to Check PMAY Subsidy Status Online & Offline
Updated on Apr 25th, 2024 | 11 min read

The Government of India launched the Pradhan Mantri Awas Yojana (PMAY) in 2015. This yojana aims to provide cost-effective housing options to all Indian citizens. After applying for the PMAY, there are various methods available through which you can check the status of the PMAY subsidy. This article provides a comprehensive guide on PMAY subsidy status check and other details of this yojana. PMAY Subsidy EligibilityFollowing are the eligibility criteria that applicants must fulfill to receive the PMAY subsidy:The applicant must be a citizen of India.The applicant should not have any permanent house in their name or the name of their family members anywhere in India.The applicant does not receive any financial help for housing benefits from any other government scheme.The applicant should be the head of his family or household and must be within 60 years of age.The annual income limits of the beneficiaries should be as follows:Applicant TypeIncomeEconomically Weaker Section (EWS)Up to Rs. 3 lakh per yearLower Income Group (LIG)Between Rs.


How to Activate Kotak Credit Card Online & Offline?
Updated on Apr 25th, 2024 | 5 min read

Credit cards are one of the most convenient financial tools in today’s digital world. Kotak Mahindra Bank, one of India’s recognised private sector banks, dispatches credit cards to its customers. When you receive a Kotak Mahindra Bank credit card, you must activate it to conduct financial transactions. Activating your Kotak Mahindra Bank credit card is easy and can be done in multiple ways. Read this article to learn the several ways to activate your Kotak Mahindra Bank credit card. How to Activate Kotak Credit Card PIN?After you receive your Kotak Mahindra Bank credit card, you must activate it to use it to make payments. You can activate it using the following online or offline methods:Through Internet BankingThrough Mobile ApplicationThrough the ATMThrough the Customer CareThrough SMSHow to Activate Kotak Credit Cards through Internet Banking?You can activate a Kotak credit card through net banking by following these simple steps:Step 1: Log in to the Kotak Mahindra Bank net banking portal using your credentials. Step 2: Click the ‘Credit Card Activation’ option on the home page.Step 3: Enter your credit card details and click ‘Submit’.Step 4: Enter the PIN and click ‘Submit’.Step 5: You will receive an OTP on your registered mobile number.


How to Activate Axis Bank Credit Card Online & Offline?
Updated on Apr 25th, 2024 | 8 min read

Axis Bank is one of the largest credit card issuers among private banks in India. You should activate your credit card to start using it after applying for a credit card with this bank. This activation can be done online or offline. Only after its activation will you be able to use this credit card for various purposes, such as booking flights, online shopping, and other purposes. In this article, you will learn the different ways to perform the Axis Bank credit card activation process and other crucial details related to it.How to Activate Axis Credit Card PIN?Below are the ways to activate a credit card from Axis Bank:Via Internet BankingVia Mobile AppVia ATMVia Customer CareHow to Activate Axis Bank Credit Card Through Internet Banking?Here are the steps for Axis Bank credit card activation online via internet banking:Step 1: Log in to your Axis Bank net banking account with your Login ID and password. Step 2: Click on ‘Accounts’ and select ‘My Credit Cards’. Step 3: Next, under ‘More Services’, choose ‘Credit Card PIN Change’ and click ‘Go’.Step 4: A new page will be displayed, where you need to provide a four-digit unique PIN and confirm it.Step 5: The NETSECURE code will be sent on your registered mobile number for generating the PIN.Step 6: Enter the NETSECURE code received on your mobile number and confirm the PIN code for activation.How to Activate Axis Bank Credit Card Through Mobile App?Here is the process for Axis Bank credit card activation using the mobile app:Step 1: Download the Axis Bank mobile application on your mobile phone. Step 2: Register and log in to the Axis Bank Mobile app.Step 3: Click on ‘More’ and choose ‘Credit Cards’.Step 4: Choose the ‘Credit Card’ you want to activate and enable the transaction limits.Step 5: Next, click on ‘Send OTP to set PIN’.Step 6: Enter the OTP sent on your registered mobile number and click ‘Verify’.Step 7: Next, enter your new four-digit PIN and click ‘Set PIN’ to activate your card.How to Activate Axis Bank Credit Card Through ATM?You can activate your Axis Bank credit card through an ATM in two ways. One where you first need to generate an OTP and then create a PIN.


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