Aadhaar is a 12-digit unique number that acts as an identity proof of residents in India. It is unique to each resident and can be obtained voluntarily by providing basic biometric and demographic data to the UIDAI or the Unique Identification Authority of India. If you’ve recently moved to a new address or found errors in your Aadhaar address, updating it is essential. Fortunately, UIDAI allows you to change your Aadhaar address online and offline. Although demographic and biometric details can only be updated at Aadhaar registered centres, you can update only your address online without visiting any centre.

In the present times, the Aadhaar card is considered to be one of the crucial documents that you must have and update as per the government guidelines from time to time. However, even though a manual KYC verification for your Aadhaar can be a hectic task, an e-KYC for Aadhaar can help you reduce much of your hassles.This digital methodology of Aadhaar e-KYC is an easy and convenient identification process, that is way faster and time-saving. So if you are new to the concept, read further to know more in detail. What is Aadhaar e-KYC?An e-KYC for Aadhaar is a convenient and paperless documentation process to check the authentication of an individual's identity. This Aadhaar KYC process involves an ID verification round including biometric and demographic details available as per the UIDAI database.

After enrolling or updating your Aadhaar, a new card is sent to your permanent address. You can also download a digital copy from the UIDAI self-service portal. This e-Aadhaar is valid nationwide and can be stored on your phone or printed.Here are the different ways to download your Aadhaar:Download Via Aadhar NumberTo download your Aadhar card by using Aadhaar number, you must have your mobile number registered with UIDAI, as you would require a One Time Password (OTP) for e Aadhaar download. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Aadhaar Number’, enter your Aadhaar number and captcha code and click ‘Send OTP’.Step 4: Here you can select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Masked Aadhaar is an option that enables you to download your Aadhaar but with only the last four digits being visible.Step 5: Your Aadhaar card will be downloaded. You can open it by entering the 8-digit password which is the first four letters of your name (in CAPS) and your year of birth.Please make sure you keep your downloaded Aadhaar card safe and secure to prevent any possible misuse.Download Via Enrolment IDIf you have applied for an Aadhaar card, you will get an Enrolment ID through which you can track your Aadhaar card enrolment status and download your Aadhaar card. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Enrolment ID’, enter your 14-digit Enrolment ID, select the enrolment date and time and captcha code, and click ‘Send OTP’.Step 4: Select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Step 5: Your Aadhaar card will be downloaded on your system, and you can take its printout or save it on your smartphone to be used when required.Download Via Date Of BirthIn some instances, you might have lost your Aadhaar number and Enrolment ID, but you can still download a copy of your Aadhaar card with the help of your date of birth and name registered with UIDAI.Step 1: Visit to the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Retrieve Lost or Forgotten EID/UID' under the ‘Aadhaar Services’ section.Step 3: Select if you want your Aadhaar number or Enrolment ID number, enter your name, your mobile number/ email ID and captcha code and click ‘Send OTP’.Step 4: Now, after you receive your OTP, enter it on the screen and click on the button ‘Submit’. Step 5: You will now see a message that your Aadhaar Number/ Enrolment ID has been sent to your mobile number or email ID. Once you have received your Aadhaar number/ Enrolment ID, you can follow the steps provided in the above sections to download the Aadhaar card with your Aadhaar number/ Enrolment ID.Download Via Virtual IDYou can also download your Aadhaar card through a 16-digit Virtual ID (VID). You have to first generate the Virtual ID from the UIDAI website for downloading the Aadhaar through the VID method.Step 1: Visit to the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Virtual ID (VID) Generator' under the ‘Aadhaar Services’ section.Step 3: You will be redirected to the myAadhaar Portal.

In India, Gold is regarded as an auspicious metal to buy because it is a safe investment, and the metal is also considered a sign of beauty and majesty. Considering the emotional and financial value of Gold, people have this question in mind: What are the Best Days or Auspicious days to buy Gold? And some even want to know which day in the week is good to buy gold. If you have the same query, then the answer is given below:Significance Of Purchasing Gold On Auspicious DaysIndia is a land of festivals and religious devotion. The sale of gold climbs during auspicious occasions such as Dhanteras and wedding ceremonies. Gold is said to promise abundance and prosperity, along with gradually becoming a very solid source of investment.

KYC update is a crucial aspect of safe and secure banking operations. As per the RBI guidelines, every bank customer must complete the Know Your Customer (KYC) verification to authenticate their identity. ICICI Bank has enabled both online and offline procedures to make this KYC process hassle-free.Keep reading to know about the ICICI Bank KYC update procedure, document requirements, and more.How to Update ICICI Bank KYC?Apart from online modes, as discussed above, you can update the ICICI Bank KYC in two other ways: By visiting the branch physicallyThrough a video callUpdate ICICI KYC by visiting the bank branchStep 1: Visit the ICICI Bank branch, where you hold an account along with the required KYC documents.Step 2: Collect the KYC form from the bank and fill it out with the required details.Step 3: After filling out the application form, attach the supporting documents and submit it.After you have submitted all the documents and the application form, ICICI Bank will verify them. After a successful verification, the bank will confirm the KYC requirements. You will receive a confirmation message from the ICICI Bank on your registered mobile number.Update ICICI KYC through a video callAnother KYC update process includes video calling.

ICICI Bank provides a hassle-free banking solution with different types of savings accounts that cater to various individuals’ needs. One such savings account is the ICICI zero balance savings account, which is ideal for individuals seeking to open a new bank account without the obligation of maintaining a minimum balance. ICICI Bank zero balance account offers convenient features and benefits, enabling you to enjoy seamless banking services without any initial deposit requirement. This article will be covering:What is an ICICI Bank Zero Balance AccountHow to open an ICICI Bank with Zero BalanceICICI Zero Balance account eligibility and documents requiredFeatures and benefits of opening an ICICI Zero Balance Account What is an ICICI Bank Zero Balance Account?ICICI Bank offers a zero-balance account for individuals who want to open a new bank account without maintaining a minimum average balance. Basic Savings Bank Deposit Account (BSBDA) is a zero-balance savings account offered by the ICICI Bank. This is a basic savings account designed to promote financial inclusion.How to Open an ICICI Bank Account With Zero Balance?Here is a process to easily open an ICICI Bank zero balance account online:Step 1: Make a physical visit to the nearest ICICI bank branch.Step 2: From the bank representatives, take the account opening application form for opening a savings account and fill it out with the required details. Step 3: Submit the application form and documents to the bank representatives. Step 4: The bank officials will verify the application and open the account.The ICICI zero balance account caters to the financial needs of individuals who value flexibility and accessibility in their banking experience.

Axis Bank is one of India’s leading banking and financial services institutions. It is the third largest private sector bank in terms of assets and the fourth largest in market capitalisation. Established on 3 December 1993 in Mumbai, this bank has 5100+ branches all across India and serves almost 1 billion customers. Additionally, Axis Bank provides 3.00% p.a. interest to its savings account holders for deposits less than Rs.50 lakh. So, if you are planning to open a savings account, check out the Axis Bank savings account interest rate, available schemes and more.    Axis Bank Savings AccountAxis Bank offers a wide variety of savings account options, allowing customers to save their money and gain interest at attractive rates.

Gold, a bright yellow metal, holds immense importance in Indian culture. Whether you want to gift someone or invest in your future, this metal is an ideal choice. If you are planning to invest in gold, you need to understand the impact of recessions, shifts in demand and supply, etc. on the price of this metal.Keep reading to know the gold rate history in India, its significance, the best gold investment options, and more!Significance of Gold in Indian CultureGold, referred to as “Swarna” in ancient India, has been an integral part of our culture and heritage. It is considered a symbol of auspiciousness and good luck during religious occasions or marriages.

In comparison with other consumer loans, a home loan is a big loan, and even the slightest difference in the interest rate can alter the value of total interest cost of the borrower. Hence, prospective borrowers should compare the interest rates offered by as many lenders as possible before applying for a home loan. However, final interest rates offered to home loan applicants would depend on their credit score, loan amount, occupation profile, employer’s profile, etc. Keep reading to know the home loan interest rates offered by lenders in India in 2025. Top 10 Banks Offering Lowest Home Loan Interest Rates in 2025 Here are the top 10 banks offering cheapest home loan interest rates in India. The table is in ascending order:Name of the Bank Interest Rate Per Annum*Union Bank of India8.35% - 12.65%Bank of Maharashtra 8.35% - 10.90%Bank of Baroda8.40% - 10.60%State Bank of India 8.50% - 9.85%Canara Bank8.40% - 11.75%Karnataka Bank 8.75% - 11.45%HDFC Bank 8.75% - 9.95%ICICI Bank8.75% - 12.05%Punjab National Bank8.50% - 11.45%Tamilnad Mercantile Bank9.45% - 9.95%Interest rates are valid as of 31 December 2024Types of Home Loan Interest RatesThere are three types of home loan interest rates in India. However, the first two are the most prevalent. Fixed Interest Rate: This type of interest rate remains constant throughout the loan, which ensures the stability of the amount payable.

The most awaited 8th Pay Commission is the process for salary structure revision for government employees and pensioners. Expectations soar high around recommendations for salary hikes, allowances, and pension benefits. While there has been no concrete announcement, ongoing speculation suggests that the next revision might consider significant changes such as the minimum pay and fitment factor among others.Key Highlights of 8th Pay CommissionFeaturesDetails Purpose To revise the salaries and allowances of employees and pensioners of central government.Establishment date16th January, 2026Expected date of implementation1st January, 2026BeneficiariesAbout 50 lakh central government employees and 65 lakh pensionersKey Factors Review of current pay structureAdjustment of allowancesPension revisionsChange in fitment factorProjected Fitment FactorBetween 2.28 and 2.86What Is 8th Pay Commission?The 8th Pay Commission, announced by the government, will assess the current salary structure of central government employees. Like the previous two pay commissions, the new pay panel is anticipated to suggest changes to increase the present pay structure.Over the years, the pay structure of central government employees has evolved significantly. Before the 8th Pay Commission, the 7th Pay Commission introduced a structured pay matrix that replaced the previous grade pay system with levels.