I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. However, I know the importance of making content easy to understand, so my writing aims to become accessible to everyone. Besides my work, I am passionate about cinema and exploring different cultures.
I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. However, I know the importance of making content easy to understand, so my writing aims to become accessible to everyone. Besides my work, I am passionate about cinema and exploring different cultures.
ICICI Bank is one of the largest private-sector banks in India. It provides a wide range of hassle-free online banking services to customers via the ICICI net banking platform. However, with the increasing reliance on digital banking services, it is essential to know how to reset your password effectively. Resetting your password has become crucial to keep your ICICI account secure. This article provides the steps required to reset the ICICI Bank net banking password:online offlinewithout OTPwhile also providing tips on how to Keep Your ICICI Internet Banking Password Safe.How to Reset Login ICICI Password Online?Step 1: Visit the ICICI Net Banking page. Step 2: Under ‘Login’, click on the ‘Personal’ option. Step 3: On the next page, under ‘Password’, click on the ‘Get Password’ option. Step 4: Read the guidelines and click on the ‘Click Here to Proceed’ button.Step 5: Provide your User ID and registered mobile number and click ‘Go’. Step 6: Enter the OTP and grid card details available at the backside of your debit card and click on ‘Go’.Step 7: Enter your new password and click ‘Go’.Following this, you will receive a message on the screen confirming that your login password has been successfully changed.How to Reset Login ICICI Password Offline?You can reset the ICICI net banking password offline by calling the ICICI bank executive at their customer care number—1800 1080. After calling, request them to create a new ICICI bank login password.
Aadhaar card is a 12 digit unique identification number, issued by the Unique Identification Authority of India (UIDAI). According to a data shared by UIDAI in September 2023, 138.08 crore residents in India have Aadhaar Cards. Aadhaar Card can be used as a proof of Identity, get benefits of many Centre and State Government welfare schemes and access various services. Let’s understand Aadhaar and its significance in detail.Name Of Aadhaar Issuing AuthorityUnique Identification Authority of India (UIDAI)Aadhaar Customer Care Number1947Inception of Aadhaar CardSeptember 2010Validity Of Aadhaar CardLifetimeNumber Of Enrolment CentersMore than 30,000Number Of Enrolments138 crore (approximate)Key peopleNeelkanth Mishra, Chairman, UIDAIAmit Agrawal, CEO, UIDAIEligibility for Aadhaar Card Any resident of India is eligible for an Aadhaar Card:Newborn/MinorAadhaar enrolment is available for minors, including newborns. Parents must provide their identity and address proof to apply.
Usually, after you enroll for an Aadhaar or update any data in your Aadhaar, your new Aadhaar card is sent by post to your permanent address. But a digital copy of your New Aadhar Card or Updated Aadhar Card can be downloaded through the self-service portal of the UIDAI. The download facility allows you to store the digital version of your Aadhaar card on your smartphone and use it in place of the hard copy. You can also take a print-out of your Aadhaar on plain paper and use it as your Aadhaar card. The e-Aadhar is equally valid across India and acceptable for all purposes for which Aadhar is required. How to Download Aadhaar Card Here are the different ways to download your Aadhaar:Via Aadhaar NumberTo download your Aadhar card by using Aadhaar number, you must have your mobile number registered with UIDAI, as you would require a One Time Password (OTP) for e Aadhaar download. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Aadhaar Number’, enter your Aadhaar number and captcha code and click ‘Send OTP’.Step 4: Here you can select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Masked Aadhaar is an option that enables you to download your Aadhaar but with only the last four digits being visible.Step 5: Your Aadhaar card will be downloaded. You can open it by entering the 8-digit password which is the first four letters of your name (in CAPS) and your year of birth.Please make sure you keep your downloaded Aadhaar card safe and secure to prevent any possible misuse.Via Enrolment IDIf you have applied for an Aadhaar card, you will get an Enrolment ID through which you can track your Aadhaar card enrolment status and download your Aadhaar card. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Enrolment ID’, enter your 14-digit Enrolment ID, select the enrolment date and time and captcha code, and click ‘Send OTP’.Step 4: Select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Step 5: Your Aadhaar card will be downloaded on your system, and you can take its printout or save it on your smartphone to be used when required.Via Date Of BirthIn some instances, you might have lost your Aadhaar number and Enrolment ID, but you can still download a copy of your Aadhaar card with the help of your date of birth and name registered with UIDAI.Step 1: Visit to the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Retrieve Lost or Forgotten EID/UID' under the ‘Aadhaar Services’ section.Step 3: Select if you want your Aadhaar number or Enrolment ID number, enter your name, your mobile number/ email ID and captcha code and click ‘Send OTP’.Step 4: Now, after you receive your OTP, enter it on the screen and click on the button ‘Submit’. Step 5: You will now see a message that your Aadhaar Number/ Enrolment ID has been sent to your mobile number or email ID. Once you have received your Aadhaar number/ Enrolment ID, you can follow the steps provided in the above sections to download the Aadhaar card with your Aadhaar number/ Enrolment ID.Via Virtual IDYou can also download your Aadhaar card through a 16-digit Virtual ID (VID).
Aadhaar has become a very important identity proof for Indian residents because of the voluntary registrations and the mandatory linking with PAN for the past couple of years. It is a 12-digit unique number allotted to only residents by the Unique Identification Authority of India (UIDAI). As per rules set by UIDAI, it is imperative to keep your Aadhaar details including your name, address, biometric information and so on, updated at all times.Previously, the process of name change in Aadhaar card was both online and offline through registered enrollment centres. However, now, only the address change in Aadhaar card is online and the rest all updates in Aadhaar card is offline. This means that you can change your name in the Aadhaar card only by visiting an official Aadhaar enrolment centre after downloading the Aadhaar enrolment form. Read on to know more about the process.
Aadhaar is a 12-digit unique number that acts as an identity proof of residents in India. It is unique to each resident and can be obtained voluntarily by providing basic biometric and demographic data to the UIDAI or the Unique Identification Authority of India. However, one must note that Aadhaar is just proof of residence and not citizenship of India. There can be many reasons to change your address in Aadhaar, such as relocating, spelling, or pincode errors. Although demographic and biometric details can only be updated at Aadhaar registered centres, you can update only your address online without visiting any centre. The guide for Aadhaar card address change online is shared further. Aadhaar Card Address Change FormThe form to update your Aadhaar address is available on the myAdhaar portal, if you are choosing the online mode of updation.
In addition to accessing various services, Aadhaar is required for an individual's identity verification. Thus, your Aadhar card details, including your photograph, biometrics, and so on, should always be updated. Due to facial and age-related changes, you might be required to update your photograph on your Aadhaar. If your photo is not updated on your Aadhaar, it can be changed only by visiting an official Aadhaar Enrolment Centre. It is important to note that it can not be done online.
Investors, traders, market analysts, and corporate leaders are keeping an eye on the stock market ahead of Finance Minister Nirmala Sitharaman's presentation of the Union Budget 2025 on 1st February. This budget is a fiscal plan of the newly elected coalition government; it will lay down the economic roadmap for the country in the financial year 2025-26. There are expectations from the Union Budget 2025, like focus on policy measures, such as income tax adjustments, GST rationalization, increased infrastructure investment, and sector-specific policies to support key sectors like manufacturing, agriculture, and tourism. Continued focus on social sector spending, including education, healthcare, and social welfare programs. The announcements by the finance minister on budget day could fulfil these expectations, but they could be against them. Either, they will affect the stock market. Here, we provide the history of the stock market on budget days in the last 12 years, which focuses on how government announcements have impacted the market on budget days in the previous decade.
When you think about a fixed-return investment, most people will suggest a Bank’s fixed deposit. However, several other secured options provide an assured return upon maturity other than Fixed Deposit Accounts. A certificate of deposit is an ideal money market instrument for fixed returns against short and mid-term investments. You can learn more about its purpose, features, benefits, etc. in the section below.What Is a Certificate of Deposit? Certificate of Deposit (CD) is issued by the RBI (Reserve Bank of India) in a dematerialised form. It is a financial instrument with fixed-income facilities and assured payout from the beginning.
Aadhaar is a 12 digit individual identification number issued by the Unique Identification Authority of India on behalf of the Government of India. The number serves as a proof of identity and address, anywhere in India. Other than this, these days Aadhaar Card has become very important to access many services. Even having Aadhaar is mandatory to file income tax returns from FY 2016-17. If anyone does not have an Aadhaar card, this is a good time to apply for it.
Current Repo Rate & Reverse Repo RateCurrent repo rate is at 6.25%Current reverse repo rate is at 3.35%Latest Update: 7th February 2025The RBI's six-member Monetary Policy Committee (MPC) meeting on 7th February 2025, cut the repo rate by 25 basis points ro 6.25% after holding the repo rate at 6.50% for two years. This is the first Repo rate cut in nearly five yearsReserve Bank of India Lends money to Commercial Banks at Repo rate, i.e. Reserve Bank of India (RBI) to maintain liquidity, in case of shortage of funds or due to some statutory measures. It is one of the main tools of RBI to keep inflation under control.Click here to read about: Cash Reserve Ratio (CRR) & Statutory Liquidity Ratio (SLR)What is BPS or Basis Point?Basis points, also referred to as “bps” are a unit of measurement used in finance to express the rate of change in an index or other benchmark or the percentage change in the value of financial instruments. In decimal notation, one basis point is equal to 0.0001 or 0.01% (1/100th of a percent).How Does Repo Rate Work?When you borrow money from the bank, the transaction attracts interest on the principal amount.