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Adnan Ali

Senior Content Writer

I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. However, I know the importance of making content easy to understand, so my writing aims to become accessible to everyone. Besides my work, I am passionate about cinema and exploring different cultures.

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The latest articles by Adnan Ali


PF Calculator - Calculate EPF Online - Employee's Provident Fund Returns Calculator
Updated on May 9th, 2024 | 9 min read

The Provident Fund is a significant benefit organised sector employees receive upon retirement in India. The Provident Fund (PF) scheme is managed by the Employees Provident Fund Organisation (EPFO); both employer and employee contribute to this retirement savings fund.   To calculate how much money you will have in your EPF account at retirement, you can use an online tool called the EPF or PF calculator. The PF calculator will show your final PF amount after you provide these details: monthly PF contribution, Frequency of contribution, PF interest rate, and Duration. What is EPF?The Employee Provident Fund or the EPF is a retirement benefits scheme for salaried employees in the private sector. The Employees Provident Fund Organisation (EPFO) manages the EPF. Any organisation or firm with 20 or more employees gets covered under the EPFO.


RD Calculator
Updated on May 9th, 2024 | 6 min read

If you have invested or are going to invest in Recurring Deposit, then RD Calculator becomes essential for your financial planning. This Calculator provides individuals with a comprehensive understanding of their potential returns, allowing for informed decisions regarding their investment strategies. This tool simplifies the complex calculation and gives RD investors projection of their RD earnings over time. RD calculator needs deposit amount, tenure, and interest rate for the best calculation results.  What is RD?RD or Recurring Deposits are an investment tool which allows investors to make regular monthly payments and save money for the long term.


SIP Calculator
Updated on May 9th, 2024 | 7 min read

In today's unpredictable investment market, ensuring economic stability requires careful education. One such option is the Systematic Investment Plan, which provides strength and growth. A SIP Calculator aids investors in determining the future value of their mutual fund investment through the SIP route. The Calculator has been designed as an essential tool for helping people make informed financial choices. To calculate the corpus amount at maturity, the SIP Calculator requires a monthly SIP amount, investment duration, and expected rate of return.What is SIP?A systematic investment plan (SIP) is a mutual fund investment tool that allows investors to invest at regular intervals.


Salary Calculator
Updated on May 9th, 2024 | 9 min read

The salary calculator or in hand salary calculator is a simulation that calculates your take-home salary. It is the total salary an employee gets after all the necessary deductions. The salary calculator consists of a formula box, where you enter the Cost To Company (CTC) and the bonus included in the CTC.The salary calculator will show you the Monthly and annually deductions & Monthly and Annually Net Take home salary. Deductions could be the employer and employee provident fund, professional tax, employee insurance, and the take-home salary.What are Salary Components in India?The employer makes regular payments to the employee for the work done. Such regular payment is termed as the salary.


Punjab National Bank SWIFT Code: List, Format, Uses & How to Find SWIFT Code of PNB Bank
Updated on May 9th, 2024 | 18 min read

The Punjab National Bank SWIFT code is a unique identification number used for international money transfers. In simple terms, it is like a digital address that ensures your money reaches the right destination safely and quickly. PNB's SWIFT code acts as a passport for your funds, guiding them through the complex network of global banking systems. Whether you are sending or receiving money from abroad, knowing the PNB SWIFT code is crucial. It is a key tool that simplifies the process, providing security and efficiency for your transactions. In this guide, you will learn more about this code’s structure, list codes of different Punjab National Bank in India, and other crucial details related to it.What is the SWIFT Code of Punjab National Bank?The Punjab National Bank SWIFT code, also known as ISO 9362, BIC code, SWIFT-BIC, or SWIFT ID, is a unique 8 or 11-character identification code.


Mutual Fund Calculator
Updated on May 9th, 2024 | 6 min read

Mutual fund calculator is an online tool that helps you to calculate the returns from a mutual fund investment. Whether the investment is a lump sum or an SIP route, the returns can be easily calculated using a mutual fund calculator. A mutual fund calculator gives results based on the investment amount, interest rate, and tenure of the investment. It tells you how much you are going to make even before you invest the money. This allows you to budget for expenses and achieve your financial goals, as you already know the amount of money you will get at maturity. If it is a SIP Investment, you fill out these details to get the result: SIP amount, duration of the investment, frequency of the SIP and an estimated rate of return. If it is a lump sum investment, then you have to share these inputs to know the final amount at maturity: Total investment amount, expected rate of return and the duration of the investment. What is a Mutual Fund?A Mutual Fund is a professionally managed investment scheme run by an asset management company (AMC).


Compound Interest Calculator
Updated on May 7th, 2024 | 5 min read

A compound interest calculator shows how an investment grows with time at a compound interest rate. You need three inputs to calculate the compound interest; principal amount, interest rate, and Period for which the money is invested. What is Compound Interest?Compound interest is the interest on interest. The interest you earn on the deposit will be reinvested instead of paying it out. In simple terms, if you have investment Rs.100000  for 3 years and you will get a compounding benefit every quarter, then your money will be reinvested every quarter with an earned interest in last months. Suppose interest rate of your investment is 12% p.a, you will receive 1% monthly interest on Rs.100000 in the initial three months of your investment. After thee months (Quarter), you investment will be reinvested will the earn interest (Rs.100000 + 3000) and you will starting receiving 1% monthly interest on Rs.


NPS Calculator
Updated on May 7th, 2024 | 7 min read

Calculate NPS (National Pension Scheme) Returns OnlineThe government-sponsored National Pension System (NPS) is a contribution-based pension plan. Your eventual NPS pension depends on the amount of money accumulated by the time the scheme matures. NPS also offers significant tax advantages while enabling people to save for retirement.National Pension Scheme (NPS) calculator allows an individual to compute the provisional lump sum and pension amount a subscriber, under NPS, can expect at retirement based on the contributions made monthly; the annuity purchased, the expected rate of returns on investments, and the annuity. The NPS calculator only illustrates the tentative pension and does not guarantee the exact figure.What is the NPS Calculator?One tool that can help you determine the returns on your NPS investments is an NPS calculator. You can provide a few simple details to get an idea of the retirement corpus you can accumulate over time.


FD Calculator
Updated on May 6th, 2024 | 6 min read

Fixed Deposits are a preferred choice for investors who favour stability. Those looking to invest in FDs can seamlessly manage their finances by utilizing the FD Calculator. This user-friendly online tool helps calculate the returns on FD investments by considering the investment sum, interest rate, and duration.How FD Calculator Work?To use an FD (Fixed Deposit) calculator effectively, you need to input three key details: the amount you're depositing, the length of time you plan to keep your money in the FD, and the interest rate, which can be compounded monthly, half-yearly, or annually. The process of using this tool is straightforward. Simply input your investment amount, the duration of the investment (in months or years), and the applicable interest rate. The calculator then takes these inputs, applies the specified compounding method, and calculates the maturity amount. This final figure represents the total of your initial investment plus the interest earned over the selected period.How can a FD Calculator help you?Determining the maturity amount for a fixed deposit (FD) can often be complex and time-intensive.


Voter List West Bengal 2024
Updated on May 4th, 2024 | 20 min read

The voting for the Lok Sabha election 2024 has started. Polling for the 18th General Election is being conducted in seven phases between April 19 and June 1. The polling for the general election is taking place in West Bengal with a date scheduled as follows: April 19, April 26, May 7, May 13, May 20, May 25, and June 1.West Bengal residents looking to participate in the upcoming elections should ensure they are on the voter list. This article provides guidance on how to locate names in the voter list, download the West Bengal voter list, apply for a Voter ID, and access other important election-related information.How to check Name in West Bengal Voter ListThese steps will help you locate your name in the voter list.Visit the ECI Website:Begin by accessing the Election Commission of India (ECI) website.Navigate to the Elector Menu:From the homepage, find and click on the “Elector menu” tab.Find Your Name:In the Elector menu, click the “Search your name in the electoral roll” option.Input Your Details:Use your EPIC number or Voter ID to search for your name on the electoral roll by entering it into the designated search fields.Alternative Methods for Searching:If you don’t have your EPIC number or Voter ID available, you can still search using other information:Your registered phone number.Personal details like your date of birth, district, assembly area, and information regarding a relative.Procedure to View Name in PDF Electoral RollVisit the Chief Electoral Officer, West Bengal website.Click on the “Electors” and Now go on the “Search your in Electoral Roll”.Use your EPIC number or Voter ID to search for your name in the list.If you don't have your EPIC with you, you can still search for your name using other options like your phone number or personal details.You can use other details such as your date of birth, the district you're in, your assembly area, and details about a relative to find your name on the voter list.How to Apply for West Bengal Voter ID Card Online?Step 1: Access the PortalGo to the National Voters' Services Portal (NVSP) website.Step 2: Initiate Sign-UpClick on the 'Sign-Up' option located at the top right corner of the homepage.Step 3: Enter Your DetailsProvide your mobile number, email ID, and captcha code, then select 'Continue'.Step 4: Set Up Your AccountInput your 'First Name', 'Last Name', 'Password', and 'Confirm Password', then click the 'Request OTP' button.Step 5: Verify Your IdentityEnter the OTP received on your mobile number and email ID, and select 'Verify'.Step 6: Log Into Your AccountClick the 'Login' button, enter your mobile number, password, and captcha, then press the 'Request OTP' button.Step 7: Complete LoginInput the OTP received on your mobile number and select the 'Verify & Login' button.Step 8: Start New Voter RegistrationSelect the 'Fill Form 6' button found under the 'New registration for general electors' tab.Step 9: Fill Out Form 6Fill out all the necessary sections of Form 6, including personal information, relatives' details, contact information, Aadhaar data, date of birth, and address. Attach the required documents as directed and click on the 'Preview and Submit' button.Step 10: Finalize SubmissionReview all details for accuracy and click 'Submit' to complete your registration.How to Apply for Voter ID Card in West Bengal Offline? Follow these steps to obtain your Voter ID card:Visit your nearest Electoral Office and request Form 6.Complete Form 6 with all required information.Attach required documents to Form 6 and submit them at the Electoral Office.A Booth Level Officer may visit your home to verify application details.Upon confirmation of details, your Voter ID card will be mailed to your registered address.Documents required for Voter ID cardOne recent passport-size photograph.Aadhaar cardPhoto-copies of Proof of Date of Birth document.


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