There are several financial incentives exclusively offered to senior citizens in India, as a part of social security and welfare programs. Starting from health to tax benefits, these incentives aim to ease the financial burden of such individuals and make their lives convenient. However, to avail these exclusive benefits, it is mandatory to possess a senior citizen card. What Is Senior Citizen Card? In India, the State Government authorities issue a crucial identification document to individuals upon turning 60 years old. Senior citizen card, serves as an alternative to Aadhaar Card for such individuals. To avail this card, one has to visit either the official website or the ‘Sewa Kendra’ of the state they belong to and submit an application form along with a deposit of Rs.10. Senior Citizen Card Eligibility CriteriaTo avail the senior citizen card benefits, an individual must meet the following eligibility criteria. The applicant must be at least 60 years old. He/she must possess a valid identity card. The individual has to submit official documents confirming state permanent residency. Documents Required for Senior Citizen CardHere is a list of documents that an individual has to submit at the time of applying for a senior citizen card. Proof of Identity (Aadhaar Card, Voter ID Card, Driving License, Ration Card, Pension Card, Government-issued Identity Card, Bank Certificate) Address Proof (Passport, Utility Bills, Rental Agreement, Registered Sale Deed, Bank Passbook) Proof of Age (Birth Certificate, School Leaving Certificate, PAN Card) Benefits of Senior Citizen CardGiven below are some of the benefits of possessing a senior citizen card. Upon holding a senior citizen card, you can avail preferential interest rates at the time of opening a fixed or recurring deposit with a bank or any other financial institution. By submitting the senior citizen card, an individual above 60 years of age can avail income tax exemption limit of up to Rs. 3 lakh in a financial year. You can enjoy travel discounts while booking a ticket with a state government-owned bus transport services company or air travel company. You can avail discounted medical benefits at private hospitals and free medical treatment at state-owned hospitals by showing a senior citizen card. A senior citizen card enables individuals above 60 years of age to request priority hearing dates at the Indian High Court. Priority installation and minimal registration charges are provided to senior citizens at the time of applying for MTNL and BSNL connections. A nominal fee, relatively lower than regular charges, is applicable upon availing services from old age centres. The card is considered valid everywhere, across the country. Senior Citizen Card Application FormThere are few steps you can follow to download the application form to apply for a senior citizen card.

With the introduction of the Unified Payments Interface (UPI), people can easily send and receive money, pay bills and conduct different transactions. Today, you can make payments swiftly to anyone without any banking credentials. Nevertheless, sometimes you can face issues while conducting transactions arising due to slow bank servers, technical glitches, or even unauthorised or wrong UPI transactions. In this blog, we will discuss how you can file a UPI complaint to resolve such issues.  Types of UPI IssuesBefore you learn the various ways to register a UPI complaint, you must understand the types of UPI issues you may encounter. The following are the different types of UPI issues:PIN IssuesIn the case of UPI PINs, blocked PIN or PIN errors can hinder you from completing your UPI transaction. Processing IssuesThese issues include money deducted from the account but the transaction failed, indirect transactions to an incorrect account, transaction pending/declined, threshold exceeded, or transaction timed out.Account IssuesBefore conducting a UPI transaction, you may want to make changes to your account but may face issues such as the inability to link or fetch account details, problems related to changing or removing an account or difficulties while deregistering. Other IssuesApart from the above issues, you may face issues like the inability to log in, failure to register on the application, or OTP errors.Hence, you can file a complaint to address these issues and complete your transaction seamlessly. How to Complaint Wrong UPI Transaction?If you are facing any issues while processing a UPI transaction, you can file a UPI wrong transaction complaint with the National Payments Corporation of India (NPCI). To file a complaint for a wrong transaction, you can follow these easy steps:Step 1: Visit the official website of NPCI and navigate to their ‘What we do’ tab to select the ‘UPI’ option.Step 2: Click the ‘Dispute Redressal Mechanism’ under the ‘UPI’ option.Step 3: Scroll the page and click the ‘Transaction’ option under the ‘Complaint’ section.Step 4: Select the ‘Nature of the transaction’ according to your complaint.Step 5: Choose the issue as ‘Incorrectly transferred to another account’ and briefly comment on your issue.Step 6: Enter the transaction ID, bank name, UPI ID, amount, transaction date and email ID.Step 7: Provide your registered mobile number and upload a photo of your updated bank account statement.Ensure all details are correct so that the officials can look after the issue carefully and resolve it at the earliest. How do I Complaint UPI Transaction Failed?Encountering a failed UPI transaction can be frustrating, but you can raise a complaint to resolve the issue at the earliest.

Gold is a symbol of status, wealth and influence. In India, gold also holds immense sentimental, cultural and financial importance. During festivals and celebrations, gold sales reach their peak. The making charges of gold jewellery are one of the main factors that determine the total cost when someone buys it. Therefore, it's important to clearly understand these charges and how they are calculated if you plan to buy gold jewellery for any purpose.

Gold, a bright yellow metal, holds immense importance in Indian culture. Whether you want to gift someone or invest in your future, this metal is an ideal choice. If you are planning to invest in gold, you need to understand the impact of recessions, shifts in demand and supply, etc. on the price of this metal.Keep reading to know the gold rate history in India, its significance, the best gold investment options, and more!Significance of Gold in Indian CultureGold, referred to as “Swarna” in ancient India, has been an integral part of our culture and heritage. It is considered a symbol of auspiciousness and good luck during religious occasions or marriages.

Previously, the process of name change in Aadhaar card was both online and offline through registered enrollment centres. However, now, only the address change in Aadhaar card is online and the rest all updates in Aadhaar card is offline. This means that you can change your name in the Aadhaar card only by visiting an official Aadhaar enrolment centre. Aadhaar has become a very important identity proof for Indian residents because of the voluntary registrations and the mandatory linking with PAN for the past couple of years. As per rules set by UIDAI, it is imperative to keep your Aadhaar details including your name, address, biometric information and so on, updated at all times.If you have legally changed your name due to marriage or any other reason, it is important to update your Aadhaar card accordingly. This process can no longer be completed online and requires a visit to the nearest Aadhaar Enrolment Centre.

Axis Bank is one of India’s leading banking and financial services institutions. It is the third largest private sector bank in terms of assets and the fourth largest in market capitalisation. Established on 3 December 1993 in Mumbai, this bank has 5100+ branches all across India and serves almost 1 billion customers. Additionally, Axis Bank provides 3.00% p.a. interest to its savings account holders for deposits less than Rs.50 lakh. So, if you are planning to open a savings account, check out the Axis Bank savings account interest rate, available schemes and more.    Axis Bank Savings AccountAxis Bank offers a wide variety of savings account options, allowing customers to save their money and gain interest at attractive rates.

After enrolling or updating your Aadhaar, a new card is sent to your permanent address. You can also download a digital copy from the UIDAI self-service portal. This e-Aadhaar is valid nationwide and can be stored on your phone or printed.Here are the different ways to download your Aadhaar:Download Via Aadhar NumberTo download your Aadhar card by using Aadhaar number, you must have your mobile number registered with UIDAI, as you would require a One Time Password (OTP) for e Aadhaar download. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Aadhaar Number’, enter your Aadhaar number and captcha code and click ‘Send OTP’.Step 4: Here you can select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Masked Aadhaar is an option that enables you to download your Aadhaar but with only the last four digits being visible.Step 5: Your Aadhaar card will be downloaded. You can open it by entering the 8-digit password which is the first four letters of your name (in CAPS) and your year of birth.Please make sure you keep your downloaded Aadhaar card safe and secure to prevent any possible misuse.Download Via Enrolment IDIf you have applied for an Aadhaar card, you will get an Enrolment ID through which you can track your Aadhaar card enrolment status and download your Aadhaar card. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Enrolment ID’, enter your 14-digit Enrolment ID, select the enrolment date and time and captcha code, and click ‘Send OTP’.Step 4: Select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Step 5: Your Aadhaar card will be downloaded on your system, and you can take its printout or save it on your smartphone to be used when required.Download Via Date Of BirthIn some instances, you might have lost your Aadhaar number and Enrolment ID, but you can still download a copy of your Aadhaar card with the help of your date of birth and name registered with UIDAI.Step 1: Visit to the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Retrieve Lost or Forgotten EID/UID' under the ‘Aadhaar Services’ section.Step 3: Select if you want your Aadhaar number or Enrolment ID number, enter your name, your mobile number/ email ID and captcha code and click ‘Send OTP’.Step 4: Now, after you receive your OTP, enter it on the screen and click on the button ‘Submit’. Step 5: You will now see a message that your Aadhaar Number/ Enrolment ID has been sent to your mobile number or email ID. Once you have received your Aadhaar number/ Enrolment ID, you can follow the steps provided in the above sections to download the Aadhaar card with your Aadhaar number/ Enrolment ID.Download Via Virtual IDYou can also download your Aadhaar card through a 16-digit Virtual ID (VID). You have to first generate the Virtual ID from the UIDAI website for downloading the Aadhaar through the VID method.Step 1: Visit to the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Virtual ID (VID) Generator' under the ‘Aadhaar Services’ section.Step 3: You will be redirected to the myAadhaar Portal.

You can now easily check your PAN card status by mobile number without visiting the income tax office. Whether through SMS, a simple phone call, or online on your smartphone, tracking your PAN card application is quick and hassle-free. Keep reading to learn how to check PAN card status by mobile number using different methods.Importance of Checking PAN Card StatusHere’s why tracking your PAN card status is important:Delivery Tracking: Checking status helps you estimate when your PAN card will be delivered.Application Status: It helps you verify whether your PAN application is processed, pending, or delayed.Quick Resolution: If the application is stuck, you can promptly contact the grievance center to get it resolved.Error Identification: Tracking early allows you to correct any discrepancies (like wrong address or incomplete documents) faster.Avoid Reapplication: Knowing the real-time status avoids unnecessary reapplication or confusion.PAN Card Status Check By Mobile NumberOnce you have submitted your PAN application you will receive an acknowledgement number. And you can check the status of your PAN using your mobile number in various ways. Primarily there are three methods of checking PAN status using your mobile number which are as follows:Check PAN Card Status by SMSYou can simply check the status of your PAN through an SMS.

An Aadhaar card is a 12-digit unique identification number issued by the Unique Identification Authority of India (UIDAI) to Indian residents. It serves as valid proof of identity and address and is essential for availing government welfare schemes, financial services, and digital authentication. Over 138 crore Aadhaar cards have been issued across India, making it the most widely accepted ID in the country.Aadhar DetailsKey InformationWhat is an Aadhaar CardA 12-digit unique identification number issued by UIDAIIssuing AuthorityUnique Identification Authority of India (UIDAI)Customer Care Number1947 (Toll-Free)Aadhaar Card EligibilityAll Indian residents, including NRIs with valid Indian passportsInception of Aadhaar CardSeptember 2010Validity of Aadhaar CardLifetimeTotal Aadhaar Enrolments138 crore (approximate, as of September 2023)Number of Enrolment CentresOver 30,000 centres across IndiaEligibility for Aadhaar Card Any resident of India, regardless of age or gender, is eligible to apply for an Aadhaar card. This includes:Indian citizens residing in IndiaNewborns and children (through Baal Aadhaar)Non-Resident Indians (NRIs) with a valid Indian passport and a stay of at least 182 days in India in the preceding yearForeign nationals residing in India under certain visa categories (for temporary Aadhaar use in specific services)Documents Required for Aadhaar CardEnrollment for an Aadhaar requires three types of documents – Proof of Address (POA), Proof of Identity (POI), and Date of Birth (DOB). The following documents are sufficient to meet the criteria:Proof of identification (Anyone)Proof of address (Anyone)Date of Birth (Anyone)Pan cardPassportPassportPassportRation/PDS cardService photo ID card issued by Central or State GovernmentRation cardVoter ID cardMarksheetVoter ID cardService photo ID card issued by Central or State GovernmentBirth certificateDriving licenseMarriage certificate Service photo ID card issued by Central or State GovernmentBank account statement Marksheet or school leaving certificateElectricity, telephone, mobile, or water bill not older than 3 months How to Enrol for Aadhaar?Click to learn the detailed steps to apply for an Aadhaar Card.Click to know more on Baal Aadhaar enrolment. How to Update Aadhaar?The Aadhaar card update process can be completed via two modes, i.e.

Aadhaar card download by mobile number is quick and secure through the Unique Identification Authority of India (UIDAI) website. You can download your e-Aadhaar by verifying an OTP sent to your registered mobile number. If you are wondering how to download Aadhaar card without mobile number, it is not possible online — you must visit an Aadhaar center. Keep reading to know how to download Aadhaar card with mobile number step-by-step.What are the Requirements for Downloading an e-Aadhaar Card?To download your e-Aadhaar card online, you must meet the following requirements:A valid 12-digit Aadhaar number, Enrolment ID (EID), or Virtual ID (VID)A mobile number linked to your Aadhaar to receive OTPAccess to the UIDAI official portal or Aadhaar mobile appA stable internet connection to complete the processA PDF reader to view the downloaded AadhaarThe password to open the Aadhaar PDF file, which is the fi1980rst 4 letters of your name in uppercase followed by your year of birth (e.g., RAVI1995)How to Download an Aadhaar Card with a Mobile Number?You can easily download your Aadhar card on the UIDAI website. The process is given below:Step 1: On the official website, click on the Login. Step 2: Select the “Aadhaar number” option and enter your unique 12-digit Aadhaar number. Enter the required captcha verification code and click on “Send OTP”.You will receive the OTP on your registered mobile number.After entering the OTP in the required space, click “Download Aadhaar”.Step 3: Enter the required captcha verification code and click on “Send OTP”.Step 4: You will receive the OTP on your registered mobile number.Step 5: After entering the OTP in the required space, click “Download Aadhaar”.Step 6: You will find a password-protected Aadhaar card PDF in your download folder. To open the PDF, you need to type the required password.