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Adnan Ali

Senior Content Writer

I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. However, I know the importance of making content easy to understand, so my writing aims to become accessible to everyone. Besides my work, I am passionate about cinema and exploring different cultures.

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The latest articles by Adnan Ali


Punjab Voter List 2024
Updated on May 27th, 2024 | 12 min read

The voting for the Lok Sabha election 2024 has started. Polling for the 18th General Election is being conducted in seven phases between April 19 and June 1. The state of Punjab will also witness the polling for the general election in the seventh phase or the last phase of this election, which is scheduled for June 1.   Punjab has 13 Lok sabha seats and residents of state can check the Punjab Voter List to verify their eligibility to vote for these seats in the general elections. This guide will provide detailed instructions on how to find names in the Punjab voter list, how to access it, how to apply for a Voter ID, and how to download the Voter ID card, among other important details.How to check Name in Punjab Voter ListThese steps will guide you through the process of finding your name in the voter list. Navigate to the ECI Website:Start by opening your web browser and visiting the home page of the Election Commission of India (ECI) website.Access the Elector Menu:On the home page, locate and click on the “Elector menu” tab.Search for Your Name:Within the Elector menu, select the option labeled “Search your name in the electoral roll”.Enter Search Details:To locate your name on the electoral roll, you can enter your EPIC number or Voter ID in the provided search fields.Alternative Search Options:If you do not have your EPIC number or Voter ID handy, you can still perform the search using alternative details:Your registered phone number.Personal information such as your date of birth, district, assembly area, and details about a relative.Procedure to View Name in PDF Electoral RollStep 1:  Go the website of  Punjab’s Chief Election Officer Step 2: Click on the “Final Electoral List 2024’ under Related Links. Step 3: Choose your District and Assembly ConstituencyStep 4: Now, Choose the Language of the Voter List PDFStep 5: Enter Captcha Code and Download the list to check your name. How to Apply for Punjab Voter ID Card Online?Step 1: Visit the National Voters' Services Portal (NVSP).Step 2: Click on the ‘Sign-Up’ option available on the top right corner of the homepage.Step 3: Enter your mobile number, email ID and captcha code and click ‘Continue’.Step 4: Enter your ‘First Name’, ‘Last Name’, ‘Password’, ‘Confirm Password’, and click the ‘Request OTP’ button.Step 5: Enter the OTP sent to your mobile number and email ID and click ‘Verify’.Step 6: Log in to the Voters' Services portal by clicking the ‘Login’ button, entering your mobile number, password, and captcha and clicking the ‘Request OTP’ button.Step 7:  Enter the OTP sent to your mobile number and click the ‘Verify & Login’ button.Step 8: Click the ‘Fill Form 6’ button under the ‘New registration for general electors’ tab.Step 9: Enter all the details on Form 6, which includes personal details, relatives details, contact details, Aadhaar details, date of birth, address, and declaration. Upload the required documents in the given sections and click the ‘Preview and Submit’ button.Step 10: Check if the entered details are correct and click ‘Submit’.How to Apply for Voter ID Card in Punjab Offline? Step 1: Visit your nearest Electoral Office and request Form 6. Step 2: Enter all the details on Form 6. Step 3: Attach the required documents along with Form 6 and submit it to your nearest Electoral Office. Step 4: A Booth Level Officer may visit your house to verify the details entered in the application. Step 5: Once your details are verified, the office will issue the Voter ID card via post to your registered address. Documents required for Voter ID cardOne recent passport-size photograph.Aadhaar cardPhoto-copies of Proof of Date of Birth document.


Voter List Karnataka 2024
Updated on May 27th, 2024 | 19 min read

The voting for the Lok Sabha election 2024 has started. Polling for the 18th General Election is being conducted in seven phases between April 19 and June 1. The state of Karnataka will also witness the polling for the general election in the second and third phases, which are scheduled for April 26 and May 7, respectively. Residents of Karnataka can check the Karnataka Voter List to verify their eligibility to vote in the general elections. This guide will provide detailed instructions on how to find names in the Karnataka voter list, how to access it, how to apply for a Voter ID, and how to download the Voter ID card, among other important details.How to check Name in Karnataka Voter ListThese steps will guide you through the process of finding your name in the voter list. Navigate to the ECI Website:Start by opening your web browser and visiting the home page of the Election Commission of India (ECI) website.Access the Elector Menu:On the home page, locate and click on the “Elector menu” tab.Search for Your Name:Within the Elector menu, select the option labeled “Search your name in the electoral roll”.Enter Search Details:To locate your name on the electoral roll, you can enter your EPIC number or Voter ID in the provided search fields.Alternative Search Options:If you do not have your EPIC number or Voter ID handy, you can still perform the search using alternative details:Your registered phone number.Personal information such as your date of birth, district, assembly area, and details about a relative.Procedure to View Name in PDF Electoral RollStep 1:  Go to the Karnataka Chief Election Officer's Website Step 2: Click on the ‘Search my name in the voter list”. Step 3: Use your EPIC number or Voter ID to search for your name in the list.Step 4: If you don't have your EPIC with you, you can still search for your name using other options like your phone number or personal details.Step 5: You can use other details such as your date of birth, the district you're in, your assembly area, and details about a relative to find your name on the voter list.How to Apply for Karnataka Voter ID Card Online?Step 1: Visit the National Voters' Services Portal (NVSP).Step 2: Click on the ‘Sign-Up’ option available on the top right corner of the homepage.Step 3: Enter your mobile number, email ID and captcha code and click ‘Continue’.Step 4: Enter your ‘First Name’, ‘Last Name’, ‘Password’, ‘Confirm Password’, and click the ‘Request OTP’ button.Step 5: Enter the OTP sent to your mobile number and email ID and click ‘Verify’.Step 6: Log in to the Voters' Services portal by clicking the ‘Login’ button, entering your mobile number, password, and captcha and clicking the ‘Request OTP’ button.Step 7:  Enter the OTP sent to your mobile number and click the ‘Verify & Login’ button.Step 8: Click the ‘Fill Form 6’ button under the ‘New registration for general electors’ tab.Step 9: Enter all the details on Form 6, which includes personal details, relatives details, contact details, Aadhaar details, date of birth, address, and declaration. Upload the required documents in the given sections and click the ‘Preview and Submit’ button.Step 10: Check if the entered details are correct and click ‘Submit’.How to Apply for Voter ID Card in Karnataka Offline? Step 1: Visit your nearest Electoral Office and request Form 6. Step 2: Enter all the details on Form 6. Step 3: Attach the required documents along with Form 6 and submit it to your nearest Electoral Office. Step 4: A Booth Level Officer may visit your house to verify the details entered in the application. Step 5: Once your details are verified, the office will issue the Voter ID card via post to your registered address. Documents required for Voter ID cardOne recent passport-size photograph.Aadhaar cardPhoto-copies of Proof of Date of Birth document.


RBI Floating Rate Bond Interest Rate 2024
Updated on May 24th, 2024 | 9 min read

The government raises funds through bonds to support its economic and infrastructural projects. Bonds offer guaranteed interest rates to investors who lend money to the government. Investing in government bonds can add more stability to an investment portfolio, especially during market fluctuations. Indian government bonds come in various types to cater to the different financial needs of the government. This includes floating rate bonds (FRB) and savings bonds issued by the Reserve Bank of India (RBI). To learn about these government securities and the details of RBI bond interest rates in 2024, explore this guide. What is an RBI Bond?The Reserve Bank of India issues RBI bonds on behalf of the Indian government.


Visa vs MasterCard: Key Differences Between Visa and Mastercard
Updated on May 24th, 2024 | 9 min read

When it comes to cards, be it a debit card or a credit card, two names immediately come to mind: Visa and Mastercard. These global payment networks facilitate billions of transactions every day, offering convenience and security to cardholders worldwide. However, despite their similar functions, Visa and Mastercard have distinct features and differences that set them apart. Exploring these disparities can help consumers make informed choices when selecting the right card for their needs. Here in this article, we will discuss Mastercard vs Visa card, their key differences and a clear understanding of how each network works.Overview of Mastercard vs Visa CardVisaVisa is currently the second-largest payment card service company in the world. It has around 50% share of the total card payments in the globe after the China-based UnionPay. Visa is primarily into offering debit and credit solutions and apart from that it also offers an entire suite of financial services such as retail partnership, ATM, business analytics, theft protection and more.In the year 2023, the company has issued a total of 4.3 billion cards worldwide. Visa’s networks have processed a sum of 212.6 billion USD worth of transactions by the end of FY 2023. MastercardMastercard was created by an association of banks in 1966 with an objective to compete with Visa.


Voter List Bihar 2024
Updated on May 23rd, 2024 | 19 min read

The 18th General Election, also referred to as the 2024 Lok Sabha elections, is scheduled to unfold in seven distinct phases, spanning from April 19 to June 1. People from Bihar can download the voter list to make sure that they are going to take part in the polling for the elections. Here we have provided the details on how to find  names in the voter list, how to download voter lists of Bihar, the process of applying for a Voter ID, and accessing other crucial information.Bihar Lok Sabha Election Schedule The state of Bihar will be going to witness the polling on specific dates for each of the seven phases: April 19, April 26, May 7, May 13, May 20, May 25, and June 1.How to check Name in Bihar Voter ListAccess the ECI HomepageNavigate to the Election Commission of India (ECI) website.Navigate to the Elector MenuFind and click on the "Elector menu" tab located on the homepage.Search for Your NameWithin the Elector menu, select the option "Search your name in the electoral roll."Enter Your InformationTo locate your name in the electoral roll, enter your EPIC number or Voter ID in the appropriate search fields.Alternative Search OptionsProcedure to View Name in PDF Electoral RollVisit the website of Chief Electoral Officer, Bihar.Click on the “Menu” in the left corner of the website. Now go on the “Search in Electoral Roll”  under the “Voter’s Corner” section.Use your EPIC number or Voter ID to search for your name in the list.If you don't have your EPIC with you, you can still search for your name using other options like your phone number or personal details.You can use other details such as your date of birth, the district you're in, your assembly area, and details about a relative to find your name on the voter list.How to Apply for Voter ID Card in Bihar Online?Step 1: Access the Portal Go to the National Voters' Services Portal (NVSP) website.Step 2: Initiate Sign-UpClick on the 'Sign-Up' option located at the top right corner of the homepage.Step 3: Enter Your DetailsProvide your mobile number, email ID, and captcha code, then select 'Continue'.Step 4: Set Up Your AccountInput your 'First Name', 'Last Name', 'Password', and 'Confirm Password', then click the 'Request OTP' button.Step 5: Verify Your IdentityEnter the OTP received on your mobile number and email ID, and select 'Verify'.Step 6: Log Into Your AccountClick the 'Login' button, enter your mobile number, password, and captcha, then press the 'Request OTP' button.Step 7: Complete LoginInput the OTP received on your mobile number and select the 'Verify & Login' button.Step 8: Start New Voter RegistrationSelect the 'Fill Form 6' button found under the 'New registration for general electors' tab.Step 9: Fill Out Form 6Fill out all required fields on Form 6, including personal, relatives', and contact details, Aadhaar information, date of birth, and address. Attach necessary documents as instructed and click the 'Preview and Submit' button.Step 10: Finalize SubmissionReview all details for accuracy and click 'Submit' to complete your registration.How to Apply for Voter ID Card in Bihar Offline? Follow these steps to obtain your Voter ID card:Go to your nearest Electoral Office and ask for Form 6.Fill in all the necessary information on Form 6.Attach the necessary documents to Form 6 and submit them at the Electoral Office.A Booth Level Officer may come to your residence to verify the information provided in the application.Once your details are confirmed, the office will send your Voter ID card to your registered address via mail.Documents required for Voter ID cardOne recent passport-size photograph.Aadhaar cardPhoto-copies of Proof of Date of Birth document. The following documents can be submitted for Proof of Date of Birth:Birth certificate issued by the competent Municipal authority, local body or Registrar of Births and Deaths  Aadhaar cardPAN card Driving license Certificates of Class X or Class XII issued by the CBSE, ICSE or State education boardsIndian PassportPhoto-copies of Proof of Address document.


Voter List Uttar Pradesh 2024
Updated on May 23rd, 2024 | 18 min read

The 18th General Election, also known as the 2024 Lok Sabha elections, will take place in Uttar Pradesh (UP) over seven phases, from April 19 to June 1. If you're a resident of UP, it's important to know if you're eligible to participate in the election. The dates for each phase are as follows: April 1, April 26, May 7, May 13, May 20, May 25, and June 1. To ensure your eligibility, you can check the Uttar Pradesh Voter List. This guide provides detailed instructions on verifying your name on the list, applying for a Voter ID, obtaining your Voter ID card, and other crucial election-related information. It's a comprehensive resource that can help you easily navigate the election process.How to check Name in Uttar Pradesh Voter ListFollow these steps to locate your name in the voter list:Access the ECI WebsiteNavigate to the homepage of the Election Commission of India (ECI) website.Use the Elector MenuOn the homepage, locate and select the "Elector menu" tab.Find Your NameWithin the Elector menu, select "Search your name in the electoral roll."Enter Your InformationTo locate your name in the electoral roll, enter your EPIC number or Voter ID in the appropriate fields.Alternative Search OptionsIf you do not have your EPIC number or Voter ID, you can alternatively use your registered phone number, date of birth, district, assembly area, or details of a relative to conduct the search.Procedure to View Name in PDF Electoral RollVisit the website of Chief Electoral Officer, Uttar Pradesh.Click on “Voter Services”. Now navigate to “Search Your Name in Electoral Roll”Use your EPIC number or Voter ID to search for your name in the list.Even without an EPIC number, you can even search your name in the list by using other options like your phone number or personal details.You can use other details such as your date of birth, the district you're in, your assembly area, and details about a relative to find your name on the voter list.How to Apply for Uttar Pradesh Voter ID Card Online?Step 1: Visit the National Voters' Services Portal (NVSP).Step 2: Click on the 'Sign-Up' option at the top right corner of the homepage.Step 3: Enter your mobile number, email ID, and captcha code, then click 'Continue'.Step 4: Provide your 'First Name', 'Last Name', create a 'Password', and 'Confirm Password', then click the 'Request OTP' button.Step 5: Type in the OTP sent to your mobile number and email ID, then click 'Verify'.Step 6: To access the Voters' Services portal, click 'Login', enter your mobile number, password, and captcha, then select 'Request OTP'.Step 7: Input the OTP received on your mobile and click the 'Verify & Login' button.Step 8: Select the 'Fill Form 6' button found under the 'New registration for general electors' tab.Step 9: Fill out all required sections in Form 6, including personal details, relatives' details, contact information, Aadhaar number, date of birth, address, and declaration.


Voter ID Address Change: How to Change Address Details on Voter ID Card?
Updated on May 23rd, 2024 | 8 min read

A voter ID card acts as a significant official document used for various purposes, such as your identity proof, address proof, proof of date of birth and more. Moreover, this card makes you eligible to vote during elections in the country. All Indian citizens over the age of 18 have the right to vote and thus need to get a Voter card.However, if you have recently changed your permanent address, then it becomes mandatory to make the changes in your Voter card as well since it is an official document. Scroll below to learn about Voter ID address change.How to Apply for Correction of Voter ID in Case of House Change?Here are the steps you will have to follow for Voter ID address change online:Step 1: Log in to the official National Voters Services Portal. Step 2: Surf and find the ‘Shifting of Residence/Correction of Entries in Existing Electoral Roll’ section on the main page. Step 3: Tap on the ‘Form 8’ button. You will be redirected to a new page where you should enter the required details. Step 4: Select the option ‘Self’ and click ‘Submit’. Step 5: Select the option ‘Shifting of Residence’.


What Is EPIC Number And How To Find EPIC Number In Voter ID Card?
Updated on May 23rd, 2024 | 11 min read

A voter ID is an important document for every Indian citizen since it is essential to cast a vote in the election and also serves as proof of identity. The Voter ID card, also known as an Election Photo Identity Card (EPIC), has a unique 10-digit EPIC number assigned by the Election Commission to help you cast your vote. This article explains what an EPIC number is in a Voter ID and how to find your EPIC number.What is an EPIC Number on a Voter ID Card?The Election Commission of India provides every registered voter in India with a unique identification number. You can find this number on your voter card. This unique number is a Voter ID or EPIC number. The EPIC number in voter ID is a 10-digit alpha-numeric code. You will find the EPIC number or Voter ID card number on the front side of your voter card.


How Mutual Funds Work in India with Example?
Updated on May 23rd, 2024 | 21 min read

In India, mutual funds have become one of the ideal investment choices for individuals aiming to grow their wealth over time, as it proved its worth in the last two decades. A mutual fund collects money from investors for investing in stocks, bonds, gold and money market instruments, and  etc. This approach allows small investors to start their investment journey with a small sum of money. Continue reading this blog to gain detailed insights into how mutual funds work, different types of mutual funds, their structure, the risks involved, and more. What Are Mutual Funds?Mutual funds are an investment vehicle that collects and pools money from numerous investors and invests it in different assets such as debt securities, stocks, gold, commodities and other assets. The main objective behind this is to generate returns through a diversified investment, which is then distributed among investors in proportion to their initial investment.Fund managers recognised as highly qualified professionals are in charge of managing mutual funds.


8th Pay Commission: Implementation Date, Pay Matrix, Benefits, Latest Updates
Updated on May 23rd, 2024 | 16 min read

Awaited eagerly by both central and state Government employees and pensioners, the 8th Central Pay Commission is anticipated on January 1, 2026. This commission promises a host of benefits, including revised pay scales and enhanced retirement benefits, not only for government employees but also for military personnel and pensioners. With its implementation, the 8th Pay Commission aims to bridge salary disparities among various employee groups and mitigate the impact of inflation. To learn more about what’s the purpose and expectations from the 8th CPC, read through this blog.What is the 8th Pay Commission?First reported in 2020, the 8th Pay Commission is India’s proposed initiative that is mainly aimed at updating the salaries, allowances, and pension benefits for employees of the Central Government. However, it is important to note that the commission has not yet been officially established, and there is no specific implementation date. The purpose of the commission is to address the increasing living expenses and ensure that CGE salaries showcase the current value.The Indian government is yet to make a formal announcement regarding the formation of the commission, despite speculation that it may be put into effect in 2024.


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