I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. However, I know the importance of making content easy to understand, so my writing aims to become accessible to everyone. Besides my work, I am passionate about cinema and exploring different cultures.
I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. However, I know the importance of making content easy to understand, so my writing aims to become accessible to everyone. Besides my work, I am passionate about cinema and exploring different cultures.
ICICI Bank credit cards come with a cash withdrawal facility that allows you to access funds instantly during emergencies. This feature lets you withdraw cash from ATMs using your ICICI Bank credit card within a specified limit, subject to applicable charges.ICICI Bank credit card cash withdrawal charges:Cash advance fee: 2.5 %–3 % of the withdrawn amount (min Rs. 250 – Rs. 500)Interest rate: 3.40 % per month (~40.8 % p.a.) charged from day oneWithdrawal limit: Typically 20 %–40 % of your credit limitInterest-free period: Interest charged from day 1Use this guide to understand ICICI credit card cash withdrawal charges, how to calculate them, and how to withdraw or repay cash advances.ICICI Bank Credit Card Cash Withdrawal Charges and FeesThe table below lists the ICICI credit card cash withdrawal charges and fees: ParticularsChargesInterest-free periodNoneCash advance charge2.5%-3%Cash advance limit20%-40% of your credit limitInterest rate on cash advance3.40% per month and 40.8% yearlyICICI Credit Card Cash Withdrawal ChargesYou can use your ICICI credit cards to withdraw cash from ATMs up to a specific limit. However, customers must pay ICICI credit card cash withdrawal charges for using this feature. The bank will charge a 2.5%-3% cash withdrawal fee on the withdrawn amount with a minimum charge of Rs.250 to Rs.500.
The Punjab National Bank SWIFT code is a unique identification number used for international money transfers. In simple terms, it is like a digital address that ensures your money reaches the right destination safely and quickly. PNB's SWIFT code acts as a passport for your funds, guiding them through the complex network of global banking systems. Whether you are sending or receiving money from abroad, knowing the PNB SWIFT code is crucial. It is a key tool that simplifies the process, providing security and efficiency for your transactions. In this guide, you will learn more about this code’s structure, list codes of different Punjab National Bank in India, and other crucial details related to it.What is the SWIFT Code of Punjab National Bank?The Punjab National Bank SWIFT code, also known as ISO 9362, BIC code, SWIFT-BIC, or SWIFT ID, is a unique 8 or 11-character identification code.
UIDAI has replaced the existing QR code on e-Aadhaar with a secured QR code that includes demographic information. Aadhaar Card holders can access various services and verify their identity by using an Aadhaar card scanner. Here we are explaining about the whole concept of Aadhaar card QR Code and the process of How to scan Aadhaar card using QR code.
What is a Secure QR Code?According to the UIDAI website, a secure QR code is a visual code with demographic information and a photograph of the Aadhaar holder that is digitally signed by UIDAI. The new QR code contains the following data - Ref ID, DOB, Name, Gender, Mobile, Email, Photograph Address, and 2048-bit digital signature. You can read and validate this newly digitally signed secure QR code against UIDAI digital signatures in real-time, using UIDAI's custom application. As a result, this Aadhaar QR code scanner is more secure and tamper-proof.
Digital banking requires secure fund transfers, and that’s where system-generated codes like SWIFT and IFSC come in. While both are used to identify banks during transactions, they serve different purposes—SWIFT codes for international transfers, and IFSC codes for domestic ones. This article breaks down the key differences between the two, how they work, where to find them, and when to use each for transferring money within India or across borders.
Key Differences Between Swift Code and IFSC CodeThe following shows the key difference between IFSC code and Swift code:Swift CodeIFSC CodeSwift code stands for Society for Worldwide Interbank Financial Telecommunication. It is a systematic code, used to identify financial institutions internationally.IFSC code stands for Indian Financial System Code, a unique code which is used to identify bank branches within India.It is used for international fund transfers and is a crucial requirement for communication between financial institutions in various countries.It is used for domestic fund transfers and is an essential requirement for interbank transactions within India.A Swift code consists of 8 to 11 characters, along with numbers and letters.An IFSC code consists of 11 characters, along with numbers and letters.Swift codes play an important role in transferring funds across borders, which include foreign currency transfers and international remittances.IFSC code is important for transferring funds within the borders of India.
Amidst today's hectic lifestyle, mobile banking has emerged as a crucial tool for managing finances with ease and flexibility. PNB, a leader in financial services, provides a robust mobile banking platform that offers customers convenient access to their accounts and a variety of financial services. This comprehensive guide will introduce you to the key features, registration process, and benefits of this advanced service, designed to enhance your PNB Account related financial management experience.PNB Mobile Banking LoginThese are the instructions on how to log in to PNB mobile banking: Download the PNB Digital App from the Play Store or App Store.Register by entering all required information and your customer ID to set up MPIN.Now, you can log in using the numeric MPIN.PNB Mobile Banking RegistrationYou must provide your mobile number before registering for the Punjab National Bank mobile banking app. If you still need to register your number, you must update your mobile number through the PNB branch first. When your number has been registered, you should follow the following process for PNB mobile banking Registration:Step 1: Open your smartphone and install the PNB ONE app. Step 2: Click on the ‘New User’ option. Step 3: Enter your account number and choose the registration option (mobile banking and internet banking) from the options in the menu bar.Step 4: Enter the OTP that you will receive on your registered mobile number. Step 5: Select any registration option given: “Register using a Debit Card” or “Register without a Debit Card”. Step 6: To register using the card, enter the card number and PIN.Step 7: For no debit card registration, follow the on-screen instructions and put your savings account details and security-asked questions.Step 8: Generate a strong password and TPIN. Step 9: The next step is to press on the “Sign in” option.Step 10: Generate a strong MPIN and put your user ID.
Latest Update: The last date for uploading documents online for Aadhaar updates is June 14, 2026. Citizens can update their name, address, and other demographic details on the UIDAI website.The Unique Identification Authority of India (UIDAI) offers a secure online service to access your Aadhaar update history. This feature enables you to review all demographic and biometric modifications made to your Aadhaar card, such as changes in name, address, or contact details. You can view and download your UIDAI Aadhaar update history in PDF format through the official UIDAI website or the mAadhaar app. What is Aadhaar Update History?Aadhaar update history displays all crucial data related to an Aadhaar card’s updates since its allocation. An Aadhaar card holder can update/ change information in Aadhar such as name, email ID, address, photograph, Date of Birth, etc., by visiting the offline centre or logging into the official website. All such changes get recorded, which you can know easily by getting access to your Aadhaar card’s update history. So in case you detect any incomplete or incorrect information in your Aadhaar card, you can conveniently update it and get it corrected by following the appropriate procedure. Details Available on the Aadhaar Update History DocumentBelow is the list of details you can check using the Aadhaar update history provision.Category FeaturesUpdate Request Number or URNA unique number assigned to Aadhaar card holders.Aadhaar Update DateIt is the date when you raised the request for an Aadhaar update. The User’s PhotoThe cardholder's photograph is displayed in order to confirm his/her identity. Demographic InformationIt displays all details like gender, name, residential address, email Ids, contact number, etc.Date and TimeIt is the time and date when you checked the history of your Aadhaar card’s updates.How Can I Check My Aadhaar Update History?UIDAI has recently introduced the provision of checking your Aadhaar update history online.
Latest Update: The last date for uploading documents online for Aadhaar updates is June 14, 2026. Citizens can update their name, address, and other demographic details on the UIDAI website.An Aadhaar card is a 12-digit unique identification number issued by the Unique Identification Authority of India (UIDAI) to Indian residents. It serves as valid proof of identity and address and is essential for availing government welfare schemes, financial services, and digital authentication. Over 138 crore Aadhaar cards have been issued across India, making it the most widely accepted ID in the country.Aadhar DetailsKey InformationWhat is an Aadhaar CardA 12-digit unique identification number issued by UIDAIIssuing AuthorityUnique Identification Authority of India (UIDAI)Aadhaar Card EligibilityAll Indian residents, including NRIs with valid Indian passportsInception of Aadhaar CardSeptember 2010Validity of Aadhaar CardLifetimeTotal Aadhaar Enrolments138 crore (approximate, as of September 2023)Number of Enrolment CentresOver 30,000 centres across IndiaCustomer Care Number1947 (Toll-Free)Eligibility for Aadhaar Card Any resident of India, regardless of age or gender, is eligible to apply for an Aadhaar card. This includes:Indian citizens residing in IndiaNewborns and children (through Baal Aadhaar)Non-Resident Indians (NRIs) with a valid Indian passport and a stay of at least 182 days in India in the preceding yearForeign nationals residing in India under certain visa categories (for temporary Aadhaar use in specific services)Documents Required for Aadhaar CardEnrollment for an Aadhaar requires three types of documents – Proof of Address (POA), Proof of Identity (POI), and Date of Birth (DOB).
Planning to use your ICICI debit card abroad? Before you can make payments or ATM withdrawals internationally, you must enable international transactions on your ICICI debit card. ICICI Bank provides several easy ways—via net banking, the iMobile app, SMS, customer care, or a bank visit—to activate this feature.MethodChannelHow to AccessInternet BankingOnlineVia ICICI Net Banking portaliMobile AppMobile AppUsing card management settingsSMS ActivationSMS (5676766)Text "INTL" from registered numberCustomer CarePhone (18001080)Call and request activationBranch VisitOfflineVisit nearest ICICI Bank branchHere’s a step-by-step guide on how to enable international transaction on ICICI debit card through different methods.Activate International Transactions for ICICI Debit Card Through Net BankingFollow these steps to enable international transactions on an ICICI debit card via net banking:Step 1: Visit the ICICI Bank net banking portal and log in using your credentials.Step 2: Choose the ‘Cards’ option from the main menu.Step 3: Click on the ‘Debit Cards’ option.Step 4: Choose the ‘Manage Debit Card Limits’ option.Step 5: Select your account and ICICI debit card.Step 6: Click on ‘International’ to enable international transactions and set a limit on the maximum transaction amount. Activate International Transactions for ICICI Debit Card Through the iMobile AppHere is how to enable international transactions on ICICI debit card through the iMobile app:Step 1: Install the iMobile app on your mobile phone.Step 2: Log in to your ICICI Bank iMobile Banking app with the login PIN.Step 3: Select ‘Services’ from the list. Step 4: Click on the ‘Manage Card’ option from the list.Step 5: Select the debit card you want to enable for international usage and click ‘Activate’ under the ‘International’ tab.Step 6: Set your desired transaction limits for ATM withdrawals and POS terminals and click the ‘Submit’ button.Once you have completed these steps, ICICI Bank will notify you via message that your debit card is now ready for international use.Enable International Usage for ICICI Bank Debit Card Through SMSIf you want to enable international transactions on your ICICI Bank debit card using the SMS facility, follow the simple and easy steps outlined below:Step 1: You must make sure that your mobile number is registered with ICICI Bank.Step 2: Send a text message with the word INTL to the number 5676766 to activate international usage on your ICICI Bank debit card.After sending the message, you will receive an SMS confirmation from the bank confirming that international usage has been successfully activated on your debit card.Enable International Usage for ICICI Debit Card by Customer CareYou can also enable international transactions on the ICICI debit card by calling ICICI Bank's customer care - 18001080. Call ICICI Bank’s customer care through your registered mobile number, provide your debit card number, and ask them to enable international usage.The customer care team will then activate international transactions during the call. Soon after, you will receive an SMS confirming that your debit card is ready for international use.Other Ways to Activate or Enable ICICI Debit CardIn addition to the online and offline methods mentioned above, you can enable international transactions on ICICI Bank debit card by visiting the nearest ICICI Bank branch and asking a bank executive to activate it for you. ICICI Debit Card International Transaction FeeThe following table mentions the ICICI debit card international transaction charges:Description FeeMark-up charges on foreign currency transactions 3.5% of the transaction amount and GSTCharges for withdrawing cash from ATMs abroadRs. 125 + GSTATM balance enquiry charges outside IndiaRs.
To safeguard your valuable items, Canara Bank offers the “Locker Service”. Before applying, it’s essential to understand the locker charges in Canara Bank to make a well-informed financial decision. Canara Bank offers lockers of various sizes—Small, Medium, Large, and Very Large. The Canara Bank locker charges differ by locker size and branch location (Metro, Urban, Semi-Urban, Rural).Locker SizeMetroUrbanSemi-UrbanRuralSmallRs. 2,000Rs.
ICICI Bank offers a wide range of banking and financial services tailored for both corporate and retail customers. Their offerings include life and non-life insurance, investment banking, asset management, and venture capital.As a top financial institution in India, ICICI Bank also offers secure locker facilities to meet the needs of every customer. This article will answer all your questions about ICICI Bank locker charges, eligibility, opening procedures, and more.
Types of Bank Lockers in ICICI BankICICI Bank provides a variety of locker sizes to suit your specific requirements:Small: Best for jewellery, documents, and other valuables.Medium: If you have larger items like certificates, deeds, and laptops, it is suitable for these things.Large: This storage solution is ideal for keeping larger items, such as business documents or precious family heirlooms, safe and secure.Extra Large: You can display even the largest and most unique items or collections with ease. ICICI Bank Locker Charges Rental charges for ICICI Bank lockers vary depending on the size and location of the branch. Here is a table showing the ICICI Bank locker charges:SizeApproximate Rental Cost (in Rs.)SmallRs.