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Adnan Ali

Senior Content Writer

I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. However, I know the importance of making content easy to understand, so my writing aims to become accessible to everyone. Besides my work, I am passionate about cinema and exploring different cultures.

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The latest articles by Adnan Ali


e-Aadhaar Card Download - How to Download Aadhaar Card Online?
Updated on May 16th, 2025 | 13 min read

After enrolling or updating your Aadhaar, a new card is sent to your permanent address. You can also download a digital copy from the UIDAI self-service portal. This e-Aadhaar is valid nationwide and can be stored on your phone or printed.Here are the different ways to download your Aadhaar:Download Via Aadhar NumberTo download your Aadhar card by using Aadhaar number, you must have your mobile number registered with UIDAI, as you would require a One Time Password (OTP) for e Aadhaar download. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Aadhaar Number’, enter your Aadhaar number and captcha code and click ‘Send OTP’.Step 4: Here you can select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Masked Aadhaar is an option that enables you to download your Aadhaar but with only the last four digits being visible.Step 5: Your Aadhaar card will be downloaded. You can open it by entering the 8-digit password which is the first four letters of your name (in CAPS) and your year of birth.Please make sure you keep your downloaded Aadhaar card safe and secure to prevent any possible misuse.Download Via Enrolment IDIf you have applied for an Aadhaar card, you will get an Enrolment ID through which you can track your Aadhaar card enrolment status and download your Aadhaar card. Step 1: Visit the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Download Aadhaar’ under the ‘Get Aadhaar’ section.Step 3: Select ‘Enrolment ID’, enter your 14-digit Enrolment ID, select the enrolment date and time and captcha code, and click ‘Send OTP’.Step 4: Select if you want to download a ‘Masked Aadhaar’. Enter the OTP and click on the button ‘Verify & Download’.Step 5: Your Aadhaar card will be downloaded on your system, and you can take its printout or save it on your smartphone to be used when required.Download Via Date Of BirthIn some instances, you might have lost your Aadhaar number and Enrolment ID, but you can still download a copy of your Aadhaar card with the help of your date of birth and name registered with UIDAI.Step 1: Visit to the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Retrieve Lost or Forgotten EID/UID' under the ‘Aadhaar Services’ section.Step 3: Select if you want your Aadhaar number or Enrolment ID number, enter your name, your mobile number/ email ID and captcha code and click ‘Send OTP’.Step 4: Now, after you receive your OTP, enter it on the screen and click on the button ‘Submit’. Step 5: You will now see a message that your Aadhaar Number/ Enrolment ID has been sent to your mobile number or email ID. Once you have received your Aadhaar number/ Enrolment ID, you can follow the steps provided in the above sections to download the Aadhaar card with your Aadhaar number/ Enrolment ID.Download Via Virtual IDYou can also download your Aadhaar card through a 16-digit Virtual ID (VID). You have to first generate the Virtual ID from the UIDAI website for downloading the Aadhaar through the VID method.Step 1: Visit to the official website of UIDAI.Step 2: Go to ‘My Aadhaar’ and click on ‘Virtual ID (VID) Generator' under the ‘Aadhaar Services’ section.Step 3: You will be redirected to the myAadhaar Portal.


RBI Customer Care: RBI Helpline Number & Email ID
Updated on May 15th, 2025 | 9 min read

With the ongoing advancement in time and technology, there are several banks in India that come up with new innovative baking products to ensure the convenience of their customers. However, there can be circumstances when you may have a few queries reading banking issues for which you would need to contact the bank.Therefore, you must make sure to have the contact details of your respective banks. Nevertheless, the Reserve Bank of India (RBI) is the central bank of the country and is the regulatory body of the entire banking system of India.Hence, it is crucial for everyone to have an RBI helpline number with them considering any such circumstances when you might need it.How to Reach RBI Customer Care?If you are wondering how you complain to the RBI 24x7, you should make sure that you know how you can reach the RBI customer care to resolve your queries as soon as possible.Any citizen of India having any complaints or grievances against any of the departments of RBI can mail crpc@rbi.org.in where their complaint shall be filed.They can contact the officer in charge of the RBI customer care centres in their respective states as given below:Sl no.StateAddress and Contact Details of The Officer-In-Charge Consumer Education and Protection Cell1.AgartalaReserve Bank of India, Old Municipal Road, 2nd Floor, Jackson Gate Building,Tripura West ,Agartala- 799001, Telephone: 0381-23810712.AhmedabadReserve Bank of India, 3rd Floor, Nr. Income Tax, Ashram Road, Ahmedabad-380 014, Telephone: 079-275409553.AizawlReserve Bank of India ,3rd Floor, F. Kapsanga Building ,Opposite Assam Rifle Gate ,Dawrpui, Aizawl, Mizoram – 796 001,Tel.


How to Reverse Wrong UPI Transactions?
Updated on May 14th, 2025 | 14 min read

The Unified Payments Interface (UPI) has revolutionized our daily transactions. Transactions can now be completed faster and easier. However, because everything is at our fingertips, a transaction may go wrong or fail. The sender requests that the UPI transactions be reversed in this circumstance. Because of the insufficient information, retrieving the quantity is challenging.So, continue reading this blog to understand how to reverse incorrect UPI transactions, how to avoid such errors, and so on. What Is a Wrong UPI Transaction?A wrong UPI transaction takes place once the wrong details are entered during transaction processing.


Best Days to Buy Gold in 2025: Which Day is Good to Buy Gold in a Week?
Updated on May 12th, 2025 | 7 min read

In India, Gold is regarded as an auspicious metal to buy because it is a safe investment, and the metal is also considered a sign of beauty and majesty. Considering the emotional and financial value of Gold, people have this question in mind: What are the Best Days or Auspicious days to buy Gold? And some even want to know which day in the week is good to buy gold. If you have the same query, then the answer is given below:Significance Of Purchasing Gold On Auspicious DaysIndia is a land of festivals and religious devotion. The sale of gold climbs during auspicious occasions such as Dhanteras and wedding ceremonies. Gold is said to promise abundance and prosperity, along with gradually becoming a very solid source of investment.


Gold Price History in India
Updated on May 9th, 2025 | 24 min read

Gold, a bright yellow metal, holds immense importance in Indian culture. Whether you want to gift someone or invest in your future, this metal is an ideal choice. If you are planning to invest in gold, you need to understand the impact of recessions, shifts in demand and supply, etc. on the price of this metal.Keep reading to know the gold rate history in India, its significance, the best gold investment options, and more!Significance of Gold in Indian CultureGold, referred to as “Swarna” in ancient India, has been an integral part of our culture and heritage. It is considered a symbol of auspiciousness and good luck during religious occasions or marriages.


Aadhaar Update History: How to Check & Download Aadhaar Update History Online?
Updated on May 8th, 2025 | 10 min read

Unique Authentication Authority of India (UIDAI) has enabled individuals to conveniently check their Aadhaar update history via the official website and mAadhaar app. This functionality empowers users to track the progression of their Aadhaar card details update requests. Residents have the option to request updates to their Aadhaar card information whenever modifications such as address changes, mobile number updates, or email address revisions occur. UIDAI’s database stores the record of each of these update requests.  What is Aadhaar Update History?Aadhaar update history displays all crucial data related to an Aadhaar card’s updates since its allocation. An Aadhaar card holder can update/ change information in Aadhar such as name, email ID, address, photograph, Date of Birth, etc., by visiting the offline centre or logging into the official website. All such changes get recorded, which you can know easily by getting access to your Aadhaar card’s update history. So in case you detect any incomplete or incorrect information in your Aadhaar card, you can conveniently update it and get it corrected by following the appropriate procedure. Details Available on the Aadhaar Update History DocumentBelow is the list of details you can check using the Aadhaar update history provision.Category FeaturesUpdate Request Number or URNA unique number assigned to Aadhaar card holders.Aadhaar Update DateIt is the date when you raised the request for an Aadhaar update. The User’s PhotoThe cardholder's photograph is displayed in order to confirm his/her identity. Demographic InformationIt displays all details like gender, name, residential address, email Ids, contact number, etc.Date and TimeIt is the time and date when you checked the history of your Aadhaar card’s updates.How Can I Check My Aadhaar Update History?UIDAI has recently introduced the provision of checking your Aadhaar update history online.


Senior Citizen Card: Application Form, How To Apply & Download Online, Benefits, Status Check
Updated on May 6th, 2025 | 8 min read

There are several financial incentives exclusively offered to senior citizens in India, as a part of social security and welfare programs. Starting from health to tax benefits, these incentives aim to ease the financial burden of such individuals and make their lives convenient. However, to avail these exclusive benefits, it is mandatory to possess a senior citizen card. What Is Senior Citizen Card? In India, the State Government authorities issue a crucial identification document to individuals upon turning 60 years old. Senior citizen card, serves as an alternative to Aadhaar Card for such individuals. To avail this card, one has to visit either the official website or the ‘Sewa Kendra’ of the state they belong to and submit an application form along with a deposit of Rs.10. Senior Citizen Card Eligibility CriteriaTo avail the senior citizen card benefits, an individual must meet the following eligibility criteria. The applicant must be at least 60 years old. He/she must possess a valid identity card. The individual has to submit official documents confirming state permanent residency. Documents Required for Senior Citizen CardHere is a list of documents that an individual has to submit at the time of applying for a senior citizen card. Proof of Identity (Aadhaar Card, Voter ID Card, Driving License, Ration Card, Pension Card, Government-issued Identity Card, Bank Certificate) Address Proof (Passport, Utility Bills, Rental Agreement, Registered Sale Deed, Bank Passbook) Proof of Age (Birth Certificate, School Leaving Certificate, PAN Card) Benefits of Senior Citizen CardGiven below are some of the benefits of possessing a senior citizen card. Upon holding a senior citizen card, you can avail preferential interest rates at the time of opening a fixed or recurring deposit with a bank or any other financial institution. By submitting the senior citizen card, an individual above 60 years of age can avail income tax exemption limit of up to Rs. 3 lakh in a financial year. You can enjoy travel discounts while booking a ticket with a state government-owned bus transport services company or air travel company. You can avail discounted medical benefits at private hospitals and free medical treatment at state-owned hospitals by showing a senior citizen card. A senior citizen card enables individuals above 60 years of age to request priority hearing dates at the Indian High Court. Priority installation and minimal registration charges are provided to senior citizens at the time of applying for MTNL and BSNL connections. A nominal fee, relatively lower than regular charges, is applicable upon availing services from old age centres. The card is considered valid everywhere, across the country. Senior Citizen Card Application FormThere are few steps you can follow to download the application form to apply for a senior citizen card.


UPI Complaint Number, Status Check & How to Complaint Wrong UPI Transaction?
Updated on May 6th, 2025 | 9 min read

With the introduction of the Unified Payments Interface (UPI), people can easily send and receive money, pay bills and conduct different transactions. Today, you can make payments swiftly to anyone without any banking credentials. Nevertheless, sometimes you can face issues while conducting transactions arising due to slow bank servers, technical glitches, or even unauthorised or wrong UPI transactions. In this blog, we will discuss how you can file a UPI complaint to resolve such issues.  Types of UPI IssuesBefore you learn the various ways to register a UPI complaint, you must understand the types of UPI issues you may encounter. The following are the different types of UPI issues:PIN IssuesIn the case of UPI PINs, blocked PIN or PIN errors can hinder you from completing your UPI transaction. Processing IssuesThese issues include money deducted from the account but the transaction failed, indirect transactions to an incorrect account, transaction pending/declined, threshold exceeded, or transaction timed out.Account IssuesBefore conducting a UPI transaction, you may want to make changes to your account but may face issues such as the inability to link or fetch account details, problems related to changing or removing an account or difficulties while deregistering. Other IssuesApart from the above issues, you may face issues like the inability to log in, failure to register on the application, or OTP errors.Hence, you can file a complaint to address these issues and complete your transaction seamlessly. How to Complaint Wrong UPI Transaction?If you are facing any issues while processing a UPI transaction, you can file a UPI wrong transaction complaint with the National Payments Corporation of India (NPCI). To file a complaint for a wrong transaction, you can follow these easy steps:Step 1: Visit the official website of NPCI and navigate to their ‘What we do’ tab to select the ‘UPI’ option.Step 2: Click the ‘Dispute Redressal Mechanism’ under the ‘UPI’ option.Step 3: Scroll the page and click the ‘Transaction’ option under the ‘Complaint’ section.Step 4: Select the ‘Nature of the transaction’ according to your complaint.Step 5: Choose the issue as ‘Incorrectly transferred to another account’ and briefly comment on your issue.Step 6: Enter the transaction ID, bank name, UPI ID, amount, transaction date and email ID.Step 7: Provide your registered mobile number and upload a photo of your updated bank account statement.Ensure all details are correct so that the officials can look after the issue carefully and resolve it at the earliest. How do I Complaint UPI Transaction Failed?Encountering a failed UPI transaction can be frustrating, but you can raise a complaint to resolve the issue at the earliest.


Gold Making Charges: How to Calculate Making Charges on Gold?
Updated on May 5th, 2025 | 7 min read

Gold is a symbol of status, wealth and influence. In India, gold also holds immense sentimental, cultural and financial importance. During festivals and celebrations, gold sales reach their peak. The making charges of gold jewellery are one of the main factors that determine the total cost when someone buys it. Therefore, it's important to clearly understand these charges and how they are calculated if you plan to buy gold jewellery for any purpose.


Aadhaar Card Name Change - How To Change Name In Aadhaar Card Online?
Updated on May 5th, 2025 | 11 min read

Previously, the process of name change in Aadhaar card was both online and offline through registered enrollment centres. However, now, only the address change in Aadhaar card is online and the rest all updates in Aadhaar card is offline. This means that you can change your name in the Aadhaar card only by visiting an official Aadhaar enrolment centre. Aadhaar has become a very important identity proof for Indian residents because of the voluntary registrations and the mandatory linking with PAN for the past couple of years. As per rules set by UIDAI, it is imperative to keep your Aadhaar details including your name, address, biometric information and so on, updated at all times.If you have legally changed your name due to marriage or any other reason, it is important to update your Aadhaar card accordingly. This process can no longer be completed online and requires a visit to the nearest Aadhaar Enrolment Centre.


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