A domicile certificate Maharashtra is an official proof of residence issued by the state government to permanent residents. It is required for applying to government jobs, state quota admissions, scholarships, and welfare schemes. Citizens can apply for a domicile certificate Maharashtra online via the Aaple Sarkar portal or offline at Tehsildar, Sub-Divisional, or Collector’s offices.Key Highlights:Eligibility: Resident of Maharashtra for 15+ years, or married to a residentDocuments Needed: Aadhaar, Passport, Voter ID, Birth Certificate, Ration Card, etc.Application Fee: Rs. 50 (online/offline)Processing Time: Around 15 working daysValidity: Lifetime (unless cancelled)What is the Domicile Certificate in Maharashtra?Domicile certificate Maharashtra is a proof of residence for the people living in Maharashtra. It is used to avail jobs or admissions in Maharashtra domicile or resident quotas in government services and educational institutions. It is generally issued by the designated authorities of the state, such as the Tehsildar, Sub-Divisional officer or additional collector. Domicile Certificate Eligibility in MaharashtraApplicants must meet at least one of the eligibility conditions listed below to apply for a domicile certificate Maharashtra:Resident of Maharashtra for minimum 15 yearsParents are permanent residents of Maharashtra for over 6 yearsWomen married to men who are permanent residents of MaharashtraDocuments Required for Domicile Certificate in MaharashtraApplicants must submit supporting documents to establish identity, address, and residency.

IMPS is India’s real-time digital payment system that enables instant fund transfers across banks 24x7. The IMPS full form is Immediate Payment Service. Knowing what is IMPS is important as it supports secure money transfers through mobile banking, net banking, ATMs, and branches.This guide explains IMPS meaning, features, limits, charges, and how to use IMPS for fast and reliable transactions.Key HighlightsEnables instant transfers via account number + IFSC or mobile number + MMID.Works across multiple channels such as mobile banking, net banking, ATM, SMS, and bank branches.IMPS limit is up to ₹5 lakh per transaction/day (bank-wise variations possible).Regulated by RBI and operated by NPCI for secure, encrypted transfers.What is IMPS?IMPS is a real-time electronic fund transfer system that works 24/7, allowing instant money transfers between banks. It is developed by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India (RBI).IMPS Full Form in BankingIMPS full form is Immediate Payment Service. It is an RBI-regulated instant digital payment system that enables secure, real-time transfer of funds between bank accounts 24/7 across India.How Does IMPS Work?IMPS works 24/7 through mobile banking, internet banking, or ATMs.

The Rent Control Act regulates how rental properties are governed in India, including rent fixation, tenant protection, and eviction rules. While rent laws differ across states, the Act sets boundaries on landlord powers and defines tenant rights. It also influences how rent increase per year is structured through state-specific limits and rental agreements.Key HighlightsRent regulation and eviction rules are governed by state-specific Rent Control Acts, not a single uniform law.Rent increases are allowed only as per limits mentioned in the rental agreement or state rent laws.Tenants are protected from arbitrary eviction and essential service disruption.Landlords can revise rent periodically, subject to legal caps and proper notice.Rent Control ActThe Rent Control Act in India governs the relationship between landlords and tenants, ensuring fair treatment for both sides. Originally passed as a central law in 1948, most states now follow their own versions of the Act with minor variations.The Act was introduced to:Prevent unfair eviction of tenantsRegulate rent levels and avoid overchargingBalance the interests of both landlords and tenantsSet a legal framework for rental agreements and resolving disputesHowever, the original 1948 Act was considered too tenant-friendly, leading to stagnant rents and affecting real estate growth. A 1992 attempt to revise the law failed due to tenant opposition.What is Rental Agreement?In India, renting or letting out of any property for residential or commercial purposes is subjected to various rules and regulations, such as: – Under the law, it is a must to have a written agreement between the two parties enumerating all the terms and conditions of tenancy.An agreement without being expressly put in writing will not be valid in the following cases:The agreement must be dated and signed by both parties, i.e.

A caste certificate Maharashtra is an official document issued by the state government to certify a person’s caste for availing reservation benefits. Eligible residents can apply digitally through the Aaple Sarkar portal. The certificate also carries a unique (alphanumeric) caste certificate number Maharashtra for official verification.Key HighlightsApplications are submitted through the Maharashtra Government’s Aaple Sarkar portal under the Revenue Department.Applicants receive an acknowledgement number to track the caste certificate status online.The caste certificate is generally issued within about 15 days after document verification.Caste Certificate MaharashtraA caste certificate Maharashtra is an official document the state government issues to the citizens. Caste certificate Maharashtra acts as proof of an individual's caste status and helps them to get various benefits provided by the state government.Eligibility for Maharashtra Caste Certificate The following individuals can apply for the caste certificate Maharashtra on the Aaple Sarkar website:Individuals should be residents of Maharashtra.Individuals should belong to the recognised categories, such as Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), or Special Backward Classes (SBC).Aaple Sarkar WebsiteThe persons requiring a Maharashtra caste certificate can apply through the Aaple Sarkar website after registering on it. Aaple Sarkar website is an initiative taken by the Maharashtra Government to help citizens avail benefits of government services online. The process to register and log in to the Aaple Sarkar website is as follows:  Visit the Aaple Sarkar website.Click on the ‘New User? Register Here’ button.Choose ‘Option 1’ to register using OTP or ‘Option 2’ to register by providing all the required documents and photos.Enter the required details (OTP or personal details, depending on the option chosen), enter a username and password and click on the ‘Register’ button.Go to the home page of the Aaple Sarkar website, enter the username, password, and captcha code and click on the ‘Login’ button.How to Get an Caste Certificate Online Maharashtra?Follow the below steps to get the caste certificate Maharashtra online:Log in to the Aaple Sarkar website.Click on the ‘Revenue Department’ option listed on the menu.Select the sub-department as ‘Revenue Services’ and select the ‘Caste Certificate’ option.Select the appropriate caste certificate option from the drop-down list.Fill the details, upload documents, pay the required amount and click on the ‘Apply’ button.The acknowledgement number will be provided to track the caste certificate status.After applying, it will usually take around 15 days to obtain the caste certificate.How to Check the Status of Caste Certificate Maharashtra? Applicants can track their application status online:Login to the Aaple Sarkar website by entering the username, password and captcha code.Click on the ‘Track Your Application’ button.Select the department as ‘Revenue Department from the drop-down list.Next, select the service as ‘Revenue Services’ from the drop-down list.Select the application type as ‘Caste Certificate’.Enter the Application ID and click on the ‘Go’ button.The caste certificate status will be displayed on the screen.Caste Certificate Online Maharashtra Documents RequiredBelow are the required documents to apply for a Maharashtra caste certificate:I. Proof of identity, which can be any one of the following:PAN cardRSBY cardPassportMNREGA job cardDriver’s licenseIdentity card issued by the government or a semi-government organisationII.

IFHRMS is the official online platform used by the Tamil Nadu Government to manage employee salary, pension, and service-related records digitally. Through Karuvoolam IFHRMS, state government employees and pensioners can log in to access employment details. Employees can download their monthly salary or pension documents, including the IFHRMS pay slip, from a single portal.Key HighlightsSalary and pension pay slips can be downloaded month-wise online.Separate login options are available for employees and pensioners.IFHRMS pay slips are available in PDF format after login.What is IFHRMS?IFHRMS stands for Integrated Financial and Human Resource Management System. It is a digital platform implemented by the Government of Tamil Nadu to centralise payroll, pension, budgeting, and human resource management for state government departments.IFHRMS LoginEmployees of Tamil Nadu government departments can access their salary and service details by logging in to the IFHRMS portal. Step 1: Navigate to the official IFHRMS website. Step 2: Under the ‘Login’ section, select ‘User Type’ as ‘Employee’.Step 3: Enter your User ID and password.Step 4: Click on ‘Sign In’. You will now be able to log in to your IFHRMS account.IFHRMS Login for PensionersPensioners can log in separately to view pension-related information.Step 1: Navigate to the official IFHRMS website.

The voter list AP contains the names of eligible voters registered to vote in Andhra Pradesh elections. Residents can verify their details, correct errors, or apply for a new voter ID by checking the AP voter list search by name, mobile number or EPIC number. The AP voter list 2026 is published by the Election Commission of India through official portals.Key HighlightsPDF electoral rolls are available constituency-wise for download.New voter registration and corrections are processed through Form 6 and Form 8.Only voters whose names appear in the AP voter list are eligible to vote in elections.What is the Voter List AP?The voter list of Andhra Pradesh is an official electoral roll published by the Election Commission of India that includes the names, addresses, and polling details of eligible voters in the state. Only individuals whose names appear in the electoral roll are allowed to vote in elections. How to Check Name in the Voter list of AP?Residents can verify their voter details online by following the steps below:Step 1: Visit the Chief Electoral Officer, Andhra Pradesh website.Step 2: Click on the ‘Voters’ option and select ‘Search Your Name in Voter List’.Step 3: Select one of the three options - ‘Search by Details’, ‘Search by EPIC’ or ‘Search by Mobile’.Step 4: Enter the required details and captcha code and click ‘Search’.The voter status will be displayed on the screen.Procedure to View Name in PDF Electoral RollIf you want to check your name in the constituency-wise PDF voter list, follow these steps:Step 1: Visit the website of Chief Electoral Officer, Andhra Pradesh.Step 2: Click on the ‘Electoral Rolls’ option and click ‘Final SSR Eroll’.Step 3: On the next page, select the District, Assembly Constituency and Language.Step 4: Scroll down to view the polling station details.

SBI ATM card application online and offline is simple through SBI Net Banking, YONO app, customer care, or branch. Customers can also use SBI debit card apply online services to request new or replacement cards. Knowing the SBI ATM card application online and offline processes ensures easy access to ATM withdrawals, POS transactions, and secure online payments. Key HighlightsEligibility: Savings or current account holders aged 21–60 are eligible.Card Types: SBI offers multiple debit cards (Classic, Gold, Platinum, Global, My Card, IOCL co-branded).Charges: Issuance may be free for Classic cards; Gold and Platinum have additional charges.Tracking & Activation: SBI debit cards can be tracked via Net Banking, YONO, customer care, or India Post, and activated online or offline.What is SBI ATM Card Application?SBI ATM card application is the process of requesting a new debit card or replacement card from State Bank of India, either online or offline. Customers can apply through Net Banking, YONO app, branch visit, or customer care. The card allows ATM withdrawals, POS transactions, and online payments, and must be activated before use.

Aadhaar biometric unlock allows Aadhaar holders to temporarily enable biometric authentication. If your biometrics are locked for security, knowing how to unlock Aadhaar biometric helps you access these services quickly through UIDAI’s official platforms. You can unlock Aadhaar biometric instantly using multiple methods.Key HighlightsAadhaar biometrics can be unlocked online, via mobile app, or through SMS.Unlocking enables biometric-based authentication for services like banking, subsidies, and verification.Biometric access is automatically locked again after a short time.UIDAI provides secure OTP-based authentication for unlocking.What is Aadhaar Biometric?Aadhaar is a 12-digit ID number which serves as proof of identity and residence throughout India. When one applies and registers for an Aadhaar card, the officials use their biometrics to link that with the Aadhaar card. Aadhaar biometric data includes fingerprints, iris scans, and facial details collected during Aadhaar enrolment. This biometric information is linked to the Aadhaar number and is used to authenticate an individual’s identity while availing government, banking, and financial services.

The Lakshmir Bhandar scheme is a financial assistance program by the West Bengal government to support women from economically weaker families. Eligible applicants receive a Lakshmir Bhandar payment of ₹1,000–₹1,200 per month under this scheme. Applicants can complete a Laxmi Bhandar status check online or through the Laxmi Bhandar status check phone number to track their application approval, payment status, and disbursement details.Key Highlights:Launched: February 2021 by the Government of West BengalBeneficiaries: Women aged 25–60 years, permanent residents of West BengalAssistance Amount: ₹1,200 for SC/ST, ₹1,000 for General/Other categoriesMode of Transfer: Direct bank transfer linked with AadhaarApplication Mode: Offline via Duare Sarkar camps, BDO/SDO/KMC officesStatus Check: Available online using Application ID, Aadhaar, or Swasthya Sathi numberWhat is the Lakshmir Bhandar Scheme?Lakshmir Bhandar Scheme is a financial assistance program launched by the West Bengal government to support economically weaker women. Under this scheme, eligible women receive monthly financial aid directly credited to their Aadhaar-linked bank accounts to ensure income stability and empowerment.The program aims to strengthen the financial position of women from lower-income households and promote gender equity by offering a steady monthly income between ₹1,000 and ₹1,200. The scheme primarily benefits women aged between 25 and 60 years. Lakshmi Bhandar Eligibility CriteriaTo apply for the Lakshmir Bhandar Scheme, women must meet the following criteria:Be a permanent female resident of West Bengal.Age between 25 and 60 years.Must be enrolled under the 'Swasthya Sathi' health scheme.Should not be a permanent or retired government employee (central/state) or employed in government undertakings, statutory bodies, municipalities, panchayats, government-aided educational institutions, or local bodies receiving a regular salary or pension.Lakshmir Bhandar AmountEffective from the 2024-25 financial year, the monthly assistance amount under the Lakshmir Bhandar Scheme is as follows:CategoryMonthly Assistance (Rs.)SC/ST₹1,200General & Other Categories₹1,000Earlier, the Lakshmir Bhandar payment amounts were ₹1,000 for SC/ST and ₹500 for others. The revised Lakshmir Bhandar payment amount ensures increased financial support for all eligible women in West Bengal.How to Apply for the Lakshmir Bhandar Scheme?The application process of the Lakshmir Bhandar Scheme is offline. Below are the steps to apply for the Lakshmir Bhandar scheme:Step 1: Collect the application form for the Lakshmir Bhandar scheme from the Duare Sarkar camps, BDO (Block Development Office) offices in rural areas, SDO (Sub-Divisional Office) in urban areas or KMC (Kolkata Municipal Corporation) office in KMC areas.Step 2: Fill in the application form by entering the required details.Step 3: Submit the application form along with the required documents and the self-attested copies at the Duare Sarkar camp, BDO in rural areas, SDO in urban areas or KMC office in KMC area.Step 4: The applications received at the respective offices will be verified and accordingly entered into the portal by the officials. Step 5: The BDO, SDO or KMC will recommend the list of eligible applicants to the District Magistrate or Commissioner of KMC to obtain his/her sanction.Step 6: Once your application has been verified and sanctioned, the financial assistance will be credited to your bank account linked to your Aadhaar Card every month.Lakshmir Bhandar Form PDF DownloadYou need to visit the Duare Sarkar camps, BDO, SDO or KMC office, near your house to collect the Lakshmir Bhandar application form free of cost.

A gold loan lets you borrow money by pledging gold assets like jewellery or gold bonds, with repayment through EMIs or at the end of the tenure. State Bank of India (SBI) offers gold loans up to ₹50 lakhs against 18 to 24 karat gold. The SBI gold loan interest rate 2026 start from 8.75% p.a., depending on the scheme.Key HighlightsLoan Amount: ₹20,000 to ₹50 lakhsLoan Tenure: 3 months to 36 monthsProcessing Fees: 0.25% of the loan amount + GSTSBI Gold Loan Interest Rate 2026SBI offers various types of gold loans at different interest rates. The tables below provide the SBI gold loan interest rate 2026 for different gold loan schemes: SBI Personal Gold LoanScheme1-year MCLRSpread over 1 year MCLREffective Interest RateGold Loan EMI based8.75%1.25%10.00%12 Months Bullet Repayment Gold Loan8.75%0.30%9.05%6 Months Bullet Repayment Gold Loan8.65%0.30%8.95%3 Months Bullet Repayment Gold Loan8.30%0.45%8.75%SBI Realty Gold LoanScheme1-year MCLRSpread over 1 year MCLREffective Interest RateGold Loan Overdraft8.75%1.00%9.75%*Interest rates are indicative for January 2026 and subject to change as per SBI guidelines.SBI Gold Loan Rate per GramAccording to the State Bank of India, they decide the actual loan amount by checking the gold purity and net weight. The bank does not grant any gold loan based on the security of Primary Gold (For example, 24 carats of gold bars and biscuits). SBI Gold Loan Interest Rate AgriculturalUnder SBI's Multi-Purpose Gold Loan scheme, farmers or individuals engaged in agriculture can apply for a gold loan.