NEFT, or National Electronic Funds Transfer, is an RBI-regulated method for transferring funds electronically between bank accounts. The transfer can take place online or through bank branches. HDFC Bank allows for the transfer through NEFT, which takes place in batches and is completed within 30 minutes.Key HighlightsOnline Transactions: NEFT via HDFC NetBanking or mobile app is completely free of charge, available 24×7, 365 days.Branch NEFT Charges: Four-slab fee structure ranging from ₹2 to ₹24 + GST (revised August 2025), with discounted rates for senior citizensDaily Transfer Limit: Up to ₹50 lakh per day, subject to your Third-Party Transfer (TPT) limitNew Beneficiary Cap: Only ₹50,000 can be transferred in the first 24 hours of adding a new beneficiary; max 4 beneficiaries can be added per dayCredit Time: Digital NEFT transactions are typically credited within 30 minutes as per RBI settlement batchesHDFC Bank NEFT Charges 2026NEFT charges with HDFC are free for online transactions via net banking or the mobile app. However, for offline transactions at an HDFC Bank branch, revised charges apply as per HDFC Bank's official fee revision effective from August 1, 2025:Transaction AmountCharges (Regular)Charges (Senior Citizen)Up to ₹10,000₹2 + GST₹1.80 + GST₹10,001 - ₹1,00,000₹4 + GST₹3.60 + GST₹1,00,001 - ₹2,00,000₹14 + GST₹12.60 + GSTAbove ₹2,00,000₹24 + GST₹21.60 + GSTHDFC Account NEFT Limit The HDFC NEFT transfer limit is discussed in detail below:Daily limit: The NEFT transaction limit depends on the account holder’s Third-Party Transfer (TPT) limit, Cap on transfers to new beneficiaries: How to Increase NEFT Limit in HDFC?You can opt to increase your NEFT limit by using the bank’s net banking facility. The steps to follow are discussed below:Step 1: Visit the online portal of HDFC Bank and log in with your customer ID and password.Step 2: Go to the ‘Funds Transfer’ tab.Step 3: Under the ‘Request’ section, choose ‘Modify TPT Limit’.Step 4: Click ‘Increase’ or ‘Decrease’ to set your preferred limit from the drop-down.Step 5: Confirm the decision with your card details.Step 6: An OTP will be sent to your phone.

RTGS full form in banking is Real-Time Gross Settlement. RTGS is a fund transfer system where transactions are processed individually and in real time. Understanding what is RTGS is essential to know if you want to transfer high-value funds instantly between bank accounts.  Key HighlightsRTGS full form in banking is Real-Time Gross Settlement.Transfers are processed in real-time on a transaction-by-transaction basis.Minimum transfer amount is Rs. 2,00,000 with no maximum limit.Available 24x7 including weekends and public holidays.Transactions are highly secure under RBI regulation.What is RTGS?RTGS full form in banking is Real-Time Gross Settlement, a system that facilitate fund transfers between banks quickly without delays. Real-Time Gross Settlement is a banking system that transfers funds directly from one bank account to another. As the name suggests, the bank processes and settles on a transaction-by-transaction basis (without netting) in real-time and on a gross basis.

The difference between NEFT and RTGS and IMPS lies mainly in transfer limits, settlement speed, and purpose of use. NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement) are RBI-managed systems, while IMPS (Immediate Payment Service) is operated by NPCI. All three allow electronic fund transfers 24x7, but differ in speed, charges, and suitable use cases.Key Highlights:NEFT: Best for routine/scheduled payments. The minimum transfer amount via NEFT is Rs. 1, while there is no maximum limit on transactions.RTGS: Best for high-value urgent transfers.

The Election Commission of India voters list contains the names of all eligible voters in each constituency. You can check name in voter list, verify polling station details, and complete voter list download online through the official National Voters’ Service Portal (ECI).Key HighlightsMethod to Check Voter List: National Voters’ Service Portal (ECI) – Search Your Name in Voter List optionSearch Methods: By EPIC, Details, or MobileDownload Option: Electoral Roll PDF available constituency-wiseHelpline: Dial 1950 What is a Voter List?A Voter List records all eligible voters in a constituency or ward, updated by the Election Commission of India. If your name is on the Voter List, you can vote using any valid government-issued ID.A voter list (electoral roll) is an official record maintained by the Election Commission of India that includes:Name of voterAge and genderAddressPolling station detailsEPIC (Voter ID) numberHow to Check Voter List Online? You can check your name in the Voter List using the following methods:MethodDetails RequiredSearch by EPICEPIC NumberSearch by DetailsPersonal Details + Location DetailsSearch by MobileMobile + OTPHow to Check My Name in the Voter List by ‘Search by Details’?Follow the steps below to check whether your name is on the Election Commission of India voters list through the ‘Search by Details’ option:Step 1: Open the ‘Search Your Name in Voter List’ page on the NVSP.Step 2: Select the option ‘Search by Details’.Step 3: Select your state and language. Step 4: Enter your name, relative’s name, date of birth, and gender, select your location details, enter the captcha code and click the ‘Search’ button.The system will provide your details. You can further check if your details are correct by clicking on ‘View Details’ under the ‘Action’ column.How to Check My Name in the Voter List by ‘Search by Mobile’?Follow the steps below to check whether your name is on the Election Commission of India voters list through the ‘Search by Mobile’ option:Step 1: Open the ‘Search Your Name in Voter List’ page on the NVSP.Step 2: Select the ‘Search by Mobile’ option.Step 3: Select your state and language. Step 4: Enter your mobile number and captcha code and click ‘Send OTP’.Step 5: Enter the OTP received on your mobile number and click the ‘Search’ button.The system will provide your details. You can further check if your details are correct by clicking on ‘View Details’ under the ‘Action’ column.How to Search Your Name on the Voter List by EPIC Number? Follow the steps below to check whether your name is on the Voter list through the ‘Search by EPIC number’ option:Step 1: Open the ‘Search Your Name in Voter List’ page on the NVSP. Step 2: Select the ‘Search by EPIC’ option.Step 3: Select your state and language. Step 4: Enter your EPIC number (Voter ID number), select state, enter the captcha code and click the ‘Search’ button.The system will provide your details.

FASTag Annual Pass is a toll payment option introduced by the Ministry of Road Transport and Highways for non-commercial private vehicles such as cars, vans, and jeeps. The pass is priced at ₹3,075 and allows seamless travel for one year or up to 200 trips, whichever is earlier. It is linked to an active FASTag for quick and hassle-free activation.Key Highlights:Government of India increased the FASTag annual pass price by ₹75 from ₹3000 to ₹3075.The new price ₹3,075 for FASTag Annual Pass, will be effective April 1, 2026.FASTag Annual Pass can be purchased online through the Rajmargyatra App or the NHAI website.FASTag Annual Pass gets activated within 2 hours after payment and verification of an active FASTag linked to the vehicle’s VRN.FASTag New RulesOn 18 June 2025, the Union Minister of Road Transport and Highways announced a FASTag-based annual pass designed exclusively for non-commercial private vehicles such as vans, cars and jeeps. However, this pass is not issued for commercial vehicles.The pass is valid for a year from its activation or up to 200 trips in a year, whichever comes first. The FASTag annual pass will provide commuters with hassle-free highway travel without restrictions on National Highways (NH) and National Expressways (NE) throughout the year. Two payment options:Annual Pass: ₹3,075 fixed access of up to 200 toll crossings within one year.Distance-based: ₹50 per 100 km.The FASTag annual pass aims to offer uninterrupted, seamless, and cost-effective travel for vehicle owners. It eliminates the need for frequent FASTag top-ups and enhances the driving experience across India’s national road network.How Does FASTag Annual Pass Work?Step 1: Your vehicle should already have an active FASTag attached to the windshield and linked to your vehicle registration number.Step 2: Buy the annual pass through the Rajmarg Yatra app or the NHAI website for Rs 3075.Step 3: The pass will get activated within about 2 hours, and you will receive an SMS confirmation.Step 4: When you pass through any National Highway or Expressway toll plaza, the RFID scanner reads your FASTag and deducts one trip from your 200-trip limit, rather than charging your FASTag wallet.Step 5: After each trip, you will receive an SMS showing how many trips remain and the validity of your pass.Step 6: Once you complete 200 trips or after 1 year, whichever comes first, your FASTag will automatically revert to normal per-trip charges.Step 7: You can renew the pass at any time by purchasing it again on the same platforms.FASTag Annual Pass Eligibility CriteriaThe people meeting these conditions can apply for FASTag annual pass:The vehicle should have an active FASTag installed on its windshield.The FASTag must be linked with the Vehicle Registration Number (VRN).The FASTag should not be flagged for any disputes or blacklisted.FASTag Annual Pass Eligibility & CoverageThe FASTag annual pass can be used to pay the fee plazas only at the National Highway (NH) and Expressways.

Voter list Maharashtra 2026 is published by the Election Commission to help citizens verify their voter details before elections. You can search the voter list Maharashtra, check your name online, and download the PDF electoral roll for your constituency. Residents can also check the voter list Mumbai to confirm polling station and constituency details in advance.Key HighlightsYou can check your name in voter list Maharashtra 2026 online through the official portal.Voter list Mumbai and district-wise electoral rolls are available in PDF format.Searching for the voter list is possible using EPIC number, mobile number, or personal details.Eligible citizens can apply for a new voter ID online or offline.How to Check Name in Voter List of Maharashtra?Follow the steps below to check your name in the Voter list Maharashtra 2026 online:Step 1: Visit the Chief Electoral Officer, Maharashtra website.Step 2: Click on the ‘Electrol Roll’ option and select ‘Search Name in Voter List’.Step 3: You will be redirected to the NVSP portal. Select one of the three options - ‘Search by Details’, ‘Search by EPIC’ or ‘Search by Mobile’.Step 4: Enter the required details and captcha code and click ‘Search’.The voter status will be displayed on the screen.Procedure to View Name in PDF Electoral RollFollow the steps given below to view your name:Step 1: Visit the Chief Electoral Officer, Maharashtra website.Step 2: Click on the ‘Electrol Roll’ option and select ‘PDF Electoral Roll (PartWise)’. Step 3: On the next page, select the District, Assembly Constituency and Language.Step 4: Scroll down to view the polling station details. Click on the blue arrow against your part details to download the Voter List.The PDF Electoral Roll will be downloaded, and you can open the PDF to view your name in the downloaded PDF Electoral Roll.Eligibility to Apply for Voter ID Card Individuals fulfilling the following criteria can apply for a Voter ID card in Maharashtra:Must be an Indian citizenMust be aged 18 years or aboveMust have a permanent address in MaharashtraHow to Apply for Maharashtra Voter ID Card Online?Follow the steps given below to apply online:Step 1: Visit the Chief Electoral Officer, Maharashtra website.Step 2: Scroll down and click on the ‘Voter Registration’ option.Step 3: You will be redirected to the NVSP Portal.

SBI mobile banking allows customers to manage accounts, transfer money, and pay bills securely through the YONO SBI and YONO Lite apps. To start, users must complete SBI YONO login mobile banking registration. Once registered, YONO SBI login provides seamless access to banking services anytime, anywhere.Key Highlights:Quick onboarding: Register with ATM card, SMS, or branch to enable SBI mobile banking.Secure login: SBI YONO login mobile banking supports MPIN, password, and OTP verification.Wide range of services: From UPI, recharges, and shopping to FD/RD management.Extra features: YONO SBI provides YONO Cash (cardless ATM) and lifestyle services.What is SBI Mobile Banking?SBI mobile banking allows customers to access accounts and perform transactions through mobile apps without visiting a branch. It offers secure, real-time banking via YONO SBI and YONO Lite SBI, designed for different user needs.YONO SBI vs YONO Lite SBI : Key DifferencesFeatureYONO SBIYONO Lite SBIPurposeAll-in-one banking + lifestyle appBasic banking appFund TransferNEFT, RTGS, IMPS, Quick TransferNEFT, RTGS, IMPS, Quick TransferBill PaymentsYesYesShopping & TravelYesNoMovie TicketsYesNoUPI & QR PaymentsYesNoYONO Cash (Cardless ATM)YesNoMobile/DTH RechargeYesYesATM Card ManagementYesYesMini Statement / mPassbookYesYesDemat & FD/RD ServicesYesNoChoose YONO SBI for full-featured banking with lifestyle services, and YONO Lite SBI for simple, essential banking in a lightweight app.SBI Mobile Banking AppsSBI mobile banking offers two apps: App NamePurposeKey FeaturesYONO SBIAll-in-one banking and lifestyle appFund Transferbill paymentsAccount managementShoppingTravel bookingMovie TicketsUPI paymentsQR code ScanningYono Cash (Cardless ATM)YONO Lite SBIApp for basic banking needsFund transfer(NEFT/RTGS/IMPS)Quick transfer(no  beneficiary)Bill PaymentsMobile/DTH rechargeATM card managementmPassbookMini statementChoose YONO SBI for a comprehensive experience or YONO Lite SBI for essential banking functions.​Prerequisites for Registering SBI Mobile BankingBefore you begin the registration process, ensure you have the following:Active SBI Bank AccountDebit/ATM CardRegistered Mobile NumberAccess to SMS/OTPSBI Mobile Banking RegistrationFor those without existing Internet Banking credentials, registering for SBI mobile banking is a straightforward process using your ATM card and registered mobile number. Within the SBI mobile banking application, simply select the "New User Registration" option. You'll then be guided through a series of steps, which include entering your account number, CIF number, ATM card details, and completing any necessary verification procedures. How to Activate Mobile Banking in SBI?There are multiple ways to activate SBI mobile banking:I.

The PM-Kisan e-KYC process is mandatory for all beneficiaries to continue receiving their ₹2,000 instalments under the PM-Kisan scheme. Who have not completed their e-KYC may face delays or a hold on their payments. This article explains how to check your PM-Kisan KYC status and the different ways to complete the e-KYC process.Key Highlights:e-KYC Requirement: e-KYC is mandatory to receive PM-Kisan instalments.Ways to Complete e-KYC: You can do it online with OTP, at a CSC centre using biometrics, or on the mobile app with face authentication.Farmer ID Rule: A Farmer ID is now also required along with e-KYC for future payments.Documents Needed: Aadhaar number and Aadhaar-linked mobile number are required.Missed Deadline: If you miss e-KYC for one instalment, you can still complete it for the next.What is PM-Kisan KYC? The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) provides ₹6,000 in three installments to small and marginal farmers across India for the procurement of various inputs essential for agricultural and related activities. The government introduced the PM-Kisan KYC process to ensure that the PM-Kisan benefits reach the eligible beneficiaries in their Aadhaar-seeded bank accounts without the involvement of any middlemen. Farmers must mandatorily complete their e-KYC to receive the scheme installments. PM-Kisan e-KYC Update 2026From 2026 onwards, the government has introduced new requirements for PM-Kisan beneficiaries.For the 22nd instalment and beyond, farmers must have both completed e-KYC and a valid Farmer ID. Without a Farmer ID, future payments may be stopped.Eligibility Checklist (22nd instalment onwards)e-KYC must be completedAadhaar must be linked to your bank accountLand records must be verifiedFarmer ID must be obtainedIf there are any errors in your land records, financial details, or other information, your name could be removed from the beneficiary list.How to Update PM-Kisan KYC Online? Follow the given below steps to update your PM-Kisan KYC online: Step 1: Click on the “e-KYC” option under Farmers Corner on the PM-Kisan portal.Step 2: Enter your Aadhaar number and the OTP received on your Aadhaar-linked mobile number.Step 3: Enter the OTP received on your mobile to complete e-KYC.Documents Required for PM-Kisan Status KYC You do not require any documents to complete PM-Kisan KYC status check.

A Provident Fund (PF) is an investment fund maintained by EPFO (Employees’ Provident Fund Organisation) wherein the employee and employer/government contribute toward an employee’s retirement corpus. The EPFO allocates a 12 digit Universal Account Number (UAN) for such accounts. Important LinksServiceLink EPFO Member LoginLogin to EPFO Member PortalUAN Passbook LoginView UAN PassbookWhat is EPF Passbook?EPF members can view their EPF UAN passbook online to view the status of the PF contributions, the total contribution amount, the date of the contribution and the interest credited by the EPFO every year. A PF account holder or member can view the PF passbook through various ways.Who Can Download the EPF Passbook? All EPF members who have activated their UAN number/registered on the UAN Member e-Sewa or EPFO portal can view and download the passbook. However, they can view the passbook only after six hours of UAN activation. The passbook facility will not be available for the following member:Exempted establishment members Settled membersInoperative members Employees can now activate their UAN number online and use that 12-digit number to view their PF account’s entire amount.

PAN Aadhaar link is mandatory to keep the PAN active for tax filing and financial transactions. If the PAN is not linked, it becomes inoperative. The PAN Aadhaar link online process can be completed through the Income Tax portal by paying the applicable fee and verifying details using OTP.Key HighlightsFrom 1st July 2025, Aadhaar authentication is mandatory for all new PAN card applications, as per the latest CBDT update.PAN holders who obtained their card on or before 1st October 2024 using Aadhaar enrolment ID can link PAN - Aadhaar free of cost by 31st December 2025.A penalty of ₹1,000 is applicable if you link your PAN with Aadhaar after the due date.An inoperative PAN becomes active again after successful linking and verification.The Government has collected ₹600 crore in penalties for delayed PAN-Aadhaar linking.Documents Required for PAN Aadhaar LinkingDocuments necessary for PAN Aadhaar link:Aadhaar CardPAN CardMobile number linked to AadhaarHow to Link Aadhaar With PAN Card?If your PAN card has become inoperative due to not being linked with Aadhaar, you can reactivate it by paying the applicable penalty and submitting a PAN Aadhaar link request. The process involves two main steps:I. PAN Aadhaar Linking Via Income Tax e-filing PortalThis is applicable to all PAN cardholders who have obtained a PAN card with an Aadhaar number. Step 1: Visit the Income Tax e-Filing Portal.Step 2: Enter the ‘PAN’ number under ‘PAN/TAN’ and ‘Confirm PAN/TAN’ column, enter mobile number and click the ‘Continue’ button.Step 3: After OTP verification, it will be redirected to the e-Pay Tax page.