Established in 2021, Dhan is one of the youngest brokerage firms in India, with the belief that the Indian stock market offers every investor a chance to become a part of the country’s growth story. Thus, they aim to build a platform which provides investors ample opportunities to do the same. Today, thanks to digitisation, financial literacy is increasing among individuals, enabling them to utilise the money in their bank accounts for wealth generation. However, the major brokerages present in India offer more or less the same products and features with little effort to bring about innovation. Dhan plans to raise the bar for financial services in India by developing a technology-enabled platform for long-term investors and super traders. Additionally, to make lightning-fast investment services accessible to every Indian, they offer best-in-class features at industry-standard prices. Investors can find securities like equity, commodities, derivatives, ETFs and more, along with facilities for downloading their P&L statements. This feature comes in very handy when it comes to filing income tax returns. You can directly upload the profit & loss statement of Dhan on ClearTax to simplify and file your ITR within minutes, ensuring accuracy and convenience.Dhan Profit and Loss (P&L) StatementWhen you sell assets like stocks, bonds, mutual fund units, commodities, etc., the profit or loss incurred falls under capital gains or losses.

State Bank of India (SBI) is India’s largest public sector bank, trusted by millions for its wide range of financial services, including personal loans. The SBI personal loan interest rate for 2025, including special benefits such as the SBI personal loan interest rate for salary account holders, makes it an affordable and flexible borrowing option.Key HighlightsRate of Interest: 10.05% - 15.05% p.a.Loan Amount: ₹1 Lakh to ₹35 lakh (up to 24 times of Net Monthly Income)Tenure: 6 months to 7 years or remaining service period (whichever is lower)Processing fee: Up to 1.50% of the Loan AmountPrepayment charges: 2% of the prepaid amount SBI Personal Loan Interest Rate 2025The following are the different SBI personal loan schemes with interest rates:Xpress Credit SchemeThe SBI Xpress Credit Personal Loan offers quick approval, minimal documentation, and instant disbursal. Interest is charged on a daily reducing balance, and a second loan can be availed with timely EMI payments. This scheme is available only for SBI salary account holders.Here is the applicable SBI personal loan interest rate for Xpress Credit Scheme:Applicant Type Interest RateDefence/ Indian Coast Guard/ Central Armed Police 11.15% to 12.65% per annumCentral Govt./ State Govt./ Police/ Central Public Sector Enterprises/ Railways  11.30% to 13.80% per annumOther Corporates12.30% to 14.30% per annumPension Loan SchemesPension loan schemes enable retired individuals to opt for credit with minimum documentation and hassle-free repayment options. SBI charges simple interest on these loans, and people can file their loan applications from any nearby branch. The applicable interest rate for SBI pension loan schemes are as follows:Scheme Type Interest RateSBI Pension Loan11.30%Pre-Approved Insta Pension Top-Up Loan11.30%Pre-Approved Pension Loan (PAPNL)11.30%Pension Loan Scheme For Treasury & PSU Pensioners11.30% to 11.80%Jai Jawan Pension Loan11.30% Xpress Elite SchemeSalaried applicants with a monthly income of more than Rs.1 lakh can opt for an SBI Xpress Elite loan.

SBI debit card PIN generation is essential to activate your new card. The 4-digit PIN is mandatory for authorising all debit card transactions such as ATM withdrawals, POS and online transactions. The bank offers multiple convenient options for SBI debit card PIN generation online and offline. Key Highlights:SBI debit card PIN generation online methods (YONO, net banking) allow instant PIN creation without branch visit.Offline methods (SMS, ATM, customer care) help users without internet access.OTP-based authentication ensures secure SBI debit card PIN generation.Forgotten or blocked PINs can be easily reset using the same channels.Overview of SBI Debit Card PIN Generation MethodsMethodInternet RequiredSteps InvolvedOTP RequiredATMNoInsert card → PIN Generation → OTP → New PINYesSMSNoSend SMS with card/account detailsYesInternet BankingYesLogin → e-Services → Debit Card → New PINYesYONO AppYesLogin → Cards → Set/Reset ATM PINYesCustomer Care CallNoCall helpline → Enter card/account → OTPYesBranch Visit (Offline)NoSubmit application at branchNoSBI Debit Card PIN Generation ProcessThere are several methods for SBI debit card PIN generation online and offline. They include:Visiting an ATMSending an SMSNet bankingUsing the YONO appCalling customer careSBI Debit Card PIN Generation by ATMHere are the steps for SBI debit card PIN generation by visiting your nearest ATM:Step 1: Swipe your debit card at the ATM Step 2: Choose the ‘PIN Generation’ option.Step 3: Enter your account number and click ‘Confirm’.Step 4: Type your registered mobile number and select ‘Submit’.Step 5: You will receive an OTP on your registered phone number, valid for the next 2 days. Step 6: Re-insert your debit card and select ‘Banking’.Step 7: Choose the language and enter the OTP received on your mobile number.Step 8: From the ‘Select Transaction’ menu, select the ‘PIN Change’ option. Step 9: Enter your new PIN and again enter it for confirmation. Step 10: You will see a message confirming that a PIN has been changed for your SBI debit card.SBI Debit Card PIN Generation by SMSIn the case of SBI debit card PIN generation via SMS, you will have to send an SMS using your registered phone number to 567676.Make sure that the message is in the following format: PIN <last 4 digits of your debit card> <last 4 digits of your account number>Sending the message in the above order will help you easily generate your State Bank of India debit card PIN.SBI Debit Card PIN Generation Online With Internet BankingFollow the below-given steps for SBI debit card PIN generation online via net banking:Step 1: Log in with your credentials to the SBI online portal.Step 2: Click on ‘e-Services’ and select ‘Debit Card Services’.Step 3: Select ‘ATM card Debit Card’ on the next page.Step 4: Select ‘ATM Pin Generation’.Step 5: Select the ‘Using One Time Password’ or ‘Using Profile Password’ option. Step 6: Enter the OTP or profile password and continue.Step 7: Select the account number and card number and click ‘Submit’.Step 8: Type the first 2 digits of your new PIN. You will receive the other 2 digits via SMS.Step 9: Enter the remaining digits as per the SMS and click on ‘Submit’.SBI Debit Card PIN Generation Online YONOTo complete the SBI debit card PIN generation online using the YONO app, follow the steps discussed below:Step 1: Download SBI’s YONO app from the PlayStore or App Store.Step 2: Log in with your credentials.Step 3: On the dashboard, tap on the 'Cards' option.Step 4: Now tap on ‘My Debit Cards’.Step 5: Tap on ‘Set/Reset ATM PIN’.Step 6: Enter your new PIN and again enter it to confirm the PIN generation.Step 7: You will receive an OTP on your registered phone number.

If you are a customer of Bank of India, you can easily check your account balance through various ways, such as missed call, SMS, toll-free number, ATM, net banking, or mobile banking.Key Highlights of Bank of India Balance Check:Missed call balance check number: Give a missed call on 9811255430 or 9811255450 and receive balance.. Toll-free number: Call 1800-103-1906 or 1800-220-229 for balance details. SMS banking: Send the SMS - BAL <4-digit SMS password> to 9810558585 and get balance updates. WhatsApp number: Send a ‘Hi’ on WhatsApp to 7997987601 and get your bank balance.Bank of India Balance Enquiry NumberThe following table provides the Bank of India balance check enquiry numbers you can use for checking your account balance:ServiceEnquiry NumberToll-free Number for Bank of India Balance Check1800-103-1906, 1800-220-229Missed Call Number for Bank of India Balance Check9811255430, 9811255450Different Ways to Check BOI Account BalanceBank of India also provides various ways for customers to check their bank account balances. The procedure for checking the Bank of India account balance through several methods is detailed below.Through Missed Call ServicesIf you have registered your phone number with the Bank of India account, you can check your bank balance using the missed call service. To use this service, you can follow the below-mentioned procedure: Step 1: Dial the Bank of India missed call number at “9811255430” (or) “9811255450”.Step 2: Disconnect the call in one to two rings, and you will get an SMS stating your account balance details.Through SMSBank of India allows you to check your balance through SMS. However, you must first activate the SMS banking services to enjoy this service. Here is the process that you must follow after registration:Step 1: Write a text message in the format ‘BAL XXXX’, where XXXX is your 4-digit SMS password.Step 2: Send this message to 9810558585 from your mobile number registered with your bank account.Step 3: Upon sending the message, you will get your primary account balance through an SMS.Through Net BankingBank of India also allows customers to check their account balance using the net banking facility.

The process of booking an HP gas cylinder was once a time-consuming task; nowadays, it has become much more convenient and efficient due to the rise of digital services. Customers can now easily book a refill using their mobile phones.This article outlines various methods for booking HP Gas, detailing the functionality of each option to simplify your LPG management.Ways to Book HP GasHP Gas offers various methods for customers to book gas. Below are multiple ways to book an HP gas cylinder.How to Book HP Gas through Phone (IVRS) Number?HP Gas offers an IVRS-based booking system, allowing customers to book LPG refills at any time by making a simple phone call. Here are the steps to book HP Gas via IVRS:Step 1: Dial the HP gas booking IVRS number, “8888823456”, from your registered mobile number.Step 2: Follow the IVRS instructions to select your preferred language.Step 3: Enter your 16-digit LPG ID or customer number for verification.Step 4: Follow the prompts and confirm your booking request.You will receive an SMS confirmation with your booking reference number which helps in tracking the delivery.How to Book HP Gas through SMS?HP Gas customers can book their LPG cylinders easily by sending an SMS, making it a quick and convenient option, especially for those without internet access. Here are the steps for HP gas booking via SMS:Step 1: Open the messaging app on your mobile phone and head to send a new message.Step 2: Type ‘HPGAS’ and send the SMS to the designated HP Anytime Number - 8888823456 from your registered mobile number.Once you send the message you will receive a confirmation SMS from your LPG cylinder distributor along with your booking details.How to Book HP Gas through WhatsApp?With WhatsApp becoming an essential communication tool, HP Gas has introduced a WhatsApp booking service for added convenience.

FASTag is an electronic toll collection system in India using RFID technology to enable automatic toll payments without stopping at toll plazas. FASTag allows seamless toll payments via linked prepaid wallets or bank accounts. It is issued by 30+ banks, including SBI, ICICI, HDFC and fintech companies like Paytm.Key Highlights:The FASTag for a vehicle can be obtained by visiting the Point of Sale (POS) locations, IHMCL website, My FASTag App or the NPCI portal.The list of the NETC member banks is available on the NPCI website.Users can check FASTag balance, recharge, and view statements via bank portals, Paytm, GPay, or the NETC FASTag portal.Customer care support is available via bank-specific and NETC toll-free numbers.What is FASTag?FASTag is an RFID-based toll payment system operated under the NETC (National Electronic Toll Collection) program by NPCI. A FASTag tag is affixed to a vehicle’s windscreen and linked to a prepaid account or bank account. When the vehicle passes through a toll plaza, the RFID reader scans the tag, and the toll fee is deducted automatically.How Does FASTag Work?FASTag works through Radio Frequency Identification (RFID) technology linked to a prepaid account or bank account.

Fyers is a Bengaluru-based trading platform founded in 2016, which has quickly risen to prominence in the financial technology sector, and exhibits innovation and user-centricity. Fyers has challenged established brokerage methods with its cutting-edge trading platform, intending to empower individuals and make investing accessible to all. The company also allows investors to trade across numerous asset classes with ease because of its smooth and straightforward interface. Fyers play an important function in assisting individuals in properly managing their profit and loss accounts. Traders have access to detailed information, such as profit and loss statements, that clearly show their financial performance. Users may find profitable opportunities, measure risk exposure, and optimise their trading strategies using Fyers' powerful analytics and configurable dashboards. In this article, we will guide you through the steps to check and download your capital gain statement via Fyers and upload it on Cleartax for ITR filing.You can directly upload the profit & loss statement of Fyers on ClearTax to simplify and file your ITR within minutes, ensuring accuracy and convenience.Fyers Profit and Loss (P&L) StatementCapital gains are the profits you earn from selling different capital assets such as bonds, stocks, investments or mutual funds.

Founded in 1994, SMC Global is one of India’s leading diversified financial services providers. It offers brokerage services across equities, derivatives, currency, and commodities, along with insurance broking, depository services, mortgage advisory, real estate, and more.With a presence in over 440 cities in India and abroad, SMC serves more than 20 lakh clients, backed by a strong vision of establishing a dominant position in financial and investment services through a customer-first approach. Its simple and intuitive platform allows investors to easily download profit & loss (P&L) statements, helping them track financial performance.Since P&L statements are also essential for income tax return (ITR) filing, this article will guide you on downloading them from SMC and uploading them to ClearTax for hassle-free filingYou can directly upload the profit & loss statement of  SMC Global on ClearTax to simplify and file your ITR within minutes, ensuring accuracy and convenience.SMC Profit and Loss (P&L) StatementThe Profit and Loss (P&L) statement is an important document for filing income tax returns as it reports all your capital gains for a financial year. Your income from selling stocks, mutual fund units, bonds, etc., and dividends earned falls under capital gains. As per the Income Tax Act, capital gains are taxable; thus, one must report all capital asset transaction details while filing ITRs. Profit and loss statements can also be insightful for investors when assessing their financial performance. They contain information like total investment, transaction dates, profit and loss from transactions, classification of the profits into short-term and long-term capital gains, etc. By analysing this statement, investors can assess how certain transactions affect their overall financial status and whether they are in line with their investment objective.

Anand Rathi is one of India’s leading financial services organisations, established in 1994. The firm offers its customers a wide range of services, such as investment banking, wealth management, brokerage and distribution services in stocks, mutual funds, bonds and others. The vision of Anand Rathi Group is to be an example in the fin-tech market. As the leader in innovation, it wants to be the first choice when it comes to using financial services.Being a financial service provider, Anand Rathi also allows you to check your profit and loss statement for the gains or losses you made from investments. However, the process to check or download the same can get confusing due to the various options available on the official website.In this article, we have discussed the simple steps you can follow to check or download your profit and loss statement from Anand Rathi. You can directly upload the profit & loss statement of Anand Rathis on ClearTax to simplify and file your ITR within minutes, ensuring accuracy and convenience.Anand Rathi Profit and Loss (P&L) StatementThe Profit and Loss (P&L) statement reflects your expenses and income from different capital assets for a specific financial year. This statement helps investors to understand their financial health and make investment decisions accordingly.If you are an active investor in stocks, bonds or mutual funds, any profit you receive from selling the same comes under the head 'Capital Gains'.

In any financial year, a trader or investor will participate in transactions that may result in capital losses or gains. These are defined as gains/losses made from selling/transferring capital assets. Like any other form of income, capital gains are taxable in India under the Income Tax Act, 1961.Calculating the capital gains or losses from numerous transactions is indeed quite a hassle. Hence, Kotak Securities enables customers to download computer-generated profit and loss (P&L) statements to make things more convenient. Using ClearTax, the capital gain details can be directly imported from the broker, or statement can be easily uploaded without manual entry. You can directly upload your Kotak Securities P&L statement on ClearTax in just a few seconds and file your ITR within minutes.How to Check and Download the Profit and Loss Statement from Kotak Securities?Here is the step-by-step guide for checking and downloading a P/L statement from Kotak Securities:Step 1: Log in to the Kotak Securities trading portal by entering your user ID and password.Step 2: On the homepage, click on the ‘More’ option in the top right corner; then, head on to ‘Tools and Resources’ and click on ‘Reports and Statements’.Step 3: Then a list of reports will appear on your screen.