author-img

Mayashree Acharya

Senior Content Writer

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.

social icons

The latest articles by Mayashree Acharya


PNB - Punjab National Bank Fixed Deposit (FD) Interest Rates 2025
Updated on Apr 12th, 2025 | 49 min read

Punjab National Bank (PNB) offers a variety of Fixed Deposit schemes with interest rates ranging from 3.50% to 7.35% p.a. for the general public and 4.00% to 7.75% p.a. for senior citizens. The tenure options range from 7 days to 10 years. PNB also provides a Tax-saving FD at 6.50% p.a.


Canara Bank Fixed Deposit (FD) Interest Rates 2025
Updated on Apr 12th, 2025 | 26 min read

Canara Bank offers Fixed Deposit (FD) schemes offering security and stable returns, allowing people to invest money for a pre-defined period, after which the bank will pay a fixed interest rate. The interest rates range from 4.00% to 7.25% p.a., with a minimum deposit of Rs.1,00,000 and the tenure ranging from 5 months to 10 years. Keep reading this blog to know more about Canara Bank Fixed Deposit and its interest rates.Highlights for 2025 Fixed Deposit Scheme of Canara BankTenure5 months to 10 years.Senior Citizen Interest Rates4.50-7.70% p.a.Public Interest Rates4.00% to 7.25%.Highest Interest Rates for Public7.25% p.a.Highest Interest Rates for Senior Citizens7.70% p.a.Premature WithdrawalThere is no penalty for deposits up to Rs 5 lakhs. For deposits above Rs 5 lakhs, the penalty is 1% of the applicable IOB FD rate.Minimum Deposit AmountRs 1,00,000Fixed Deposit Interest Rates 2025 of Canara BankThe interest rates provided in the table below are applicable to deposits below Rs.3 crore and is effective from 10th April 2025:Deposit TenureInterest Rate for Regular Customers (% p.a.)*Interest Rate for Senior Citizens (% p.a.)*7 days to 45 days4.004.0046 days to 90 days5.255.2591 days to 179 days5.505.50180 days to 269 days6.156.65270 days to less than a year6.256.751 year6.857.35444 days7.257.75Above 1 year to less than 2 years6.857.352 years and above to less than 3 years7.157.653 years and above to less than 5 years7.207.705 years and above to 10 years6.707.20*Interest rates are as of 10th April, 2025.Different Types of Canara Bank FD SchemesScheme TenureMinimum DepositInterest PayoutKey FeaturesFixed Deposit15 days – 120 months (7–14 days for ₹5L+)₹1,000Monthly, quarterly, half-yearly, or annuallyStandard FD with flexible tenures and payout modes.Kamadhenu Deposit5 months – 120 months₹1,000On maturity (compounded quarterly)Cumulative FD with interest paid at maturity. Loan facility up to 90%.Canara Green Term Deposit1111, 2222, or 3333 days₹1,000 (callable)₹3 crore (non-callable)On maturityInvest in sustainability.


SBI FD Interest Rates 2025
Updated on Apr 11th, 2025 | 37 min read

SBI Bank offers Fixed Deposit (FD) schemes that ensure guaranteed returns and flexible investment options. The interest rates range from 3.50% – 7.25% p.a., with a minimum deposit of Rs. 1000 and the tenure ranging from 7 days to 10 years. Keep reading this blog to know more about SBI Fixed Deposit and its interest rates.  Highlights for 2025 Fixed Deposit Scheme of SBI BankTenure7 days to 10 yearsSenior Citizen Interest Rates4.00%-7.75% p.a.Public Interest Rates3.50%-7.25%Highest Interest Rates for Public7.25% p.a.Highest Interest Rates for Senior Citizens7.75% p.a.Premature WithdrawalPenalty for term deposits up to Rs 5 lakh: 0.50%Penalty for term deposits above Rs 5 lakh: 1%Minimum Deposit AmountRs 1000Fixed Deposit Rates of SBI for 2025FD TenureInterest Rate for General Public (% p.a.)*Interest Rate for Senior Citizens (% p.a.)*7 days to 45 days3.504.0046 days to 179 days5.506.00180 days to 210 days6.006.50211 days to less than 1 year6.256.751 Year to less than 2 years6.807.302 years to less than 3 years7.007.503 years to less than 5 years6.757.255 years and up to 10 years6.507.50Special SBI FD Schemes Amrit Kalash (400 Days)Offered 7.10% for general public and 7.60% for senior citizens.Withdrawn from 1 April 2025.Amrit Vrishti (444 Days)Active from 15 July 2024.Offers 7.25% for general public, 7.75% for senior citizens, and 7.85% for super senior citizens.Rates effective as of 3 January 2025.Note: Interest rates are as of 15/05/2024Term wise SBI Fixed Deposit RatesDeposit TenureGeneral CustomersSenior CitizensShort-Term Deposits7 days to 1 year3.50% – 6.25% 4.00% - 6.75%Medium-Term Deposits1 - 5 years6.75% – 7.00% 7.25% - 7.50%Long-Term Deposits5 - 10 years 6.50%7.50%SBI vs Other Banks' FD RatesThe below table shows the comparison between SBI bank FD interest rates with the other top banks in India:Bank NameRegular Customers (% p.a.)Senior Citizens (% p.a.)HDFC Bank3.00% – 7.35%3.50% – 7.85%Punjab National Bank4.55% – 7.30%5.05% – 7.80%Axis Bank3.00% – 7.20%3.50% – 7.70%City Union Bank5.00% – 7.50%5.00% – 8.00%Canara Bank4.00% – 7.25%4.00% – 7.75%Bank of Baroda4.25% – 7.25%4.75% – 7.75%ICICI Bank3.00% – 7.25%3.50% – 7.80%HSBC Bank 2.85-7.50% p.a. 3.35- 8.00% p.a.Citibank2.10% – 7.77%2.60% – 8.27%State Bank of India3.50%-7.25%4.00%-7.75% p.a.Indian Overseas Bank4.00% – 7.30%4.50% – 7.80%IDBI Bank3.00% – 7.00%3.50% – 7.50%Indian Bank2.80% – 7.25%3.30% – 7.75%IDFC First Bank3.00% – 7.75%3.50% – 8.25%Post Office FD6.90% – 7.50%6.90% – 7.50%Kotak Bank2.75% – 7.40%3.25% – 7.90%Features and Benefits of SBI Fixed DepositThe minimum deposit tenure to open an FD account is 7 days.The maximum deposit tenure for an FD account is 10 years.The minimum deposit amount is Rs.1,000.You can open an FD account online or by visiting the nearest branch of SBI.Get attractive interest rates on all tenures and schemes.Senior citizens above the age of 60 years, SBI staff, and SBI pensioners are bound to receive additional interest rates.A nomination facility is available.Transfer the account across branches of SBI.Interest payout can be done monthly, half-yearly, yearly, or on maturity based on the scheme chosen.A loan facility against FD is available.Types of SBI Bank FD SchemesFD SchemeKey FeaturesTenureMin DepositMax DepositSpecial BenefitsFixed Deposit (FD)Lump sum deposit with flexible payouts7 days to 10 years₹1,000No limit0.25% extra for seniorsAnnuity Deposit SchemeLump sum deposit with monthly payouts36 to 120 monthsBased on ₹1,000/month annuityNo limitPremature withdrawals up to ₹15 lakhMulti Option Deposit (MOD)Linked to savings/current account; withdraw in units of ₹1,0001 to 5 years₹10,000No limitAuto-sweep feature availableMotor Accident Claims Annuity (MACAD)Monthly annuity payments for accident claimants36 to 216 months₹1,000/month annuityNo limitLinked to MACT claims accountSBI ‘Sarvottam’ (Non-Callable)Higher interest rate, no premature withdrawal1 to 2 years₹1 crore (retail) / ₹2 crore (bulk)No limit (bulk)Additional interest for seniors & SBI staffSBI Tax Savings SchemeTax benefits under Section 80C5 to 10 years₹1,000₹1.5 lakh  5-year lock-in periodSBI ‘We-Care’ (Senior Citizens)Higher interest rates for seniors5 to 10 years₹1,000No limitExtra 30 bps for 5+ years depositsFloating Rate Bulk Term Deposit (FRBTD)Interest linked to repo rate91 days to 3 years₹2 croreNo limit1% penalty for early withdrawalSBI Special Term DepositInterest is paid only at maturity, compounded quarterly6 months to 10 years₹1,000No limitAvailable at all SBI branchesEligibility to Open an SBI FD AccountResident individuals holding account ownership singly or jointly.Minors with parents/guardians’ consent.Karta of Hindu Undivided Families (HUFs).NRIs (Non-Resident Indians) and PIOs (Persons of Indian Origin).Partnership firms.Companies.Trusts.Societies.Local bodies and any government department.Documents Required to Open State Bank of India FDPAN cardBank account details like account number, bank branch and IFSC codeProof of IdentityPassportPAN cardVoter IDDriver’s licenseAadhaar cardProof of AddressPassportAadhaar cardBank statement with a chequeProof of Date of BirthService discharge certificatePAN cardAadhaar cardVoter IDHow to Invest in SBI FD?You can invest in SBI FD through various ways.Internet BankingStep 1: Log in to the SBI net banking by entering your credentials. Step 2: Click on the ‘Deposit & Investment’ tab and select ‘Deposit’. Step 3: Click on the ‘Fixed Deposit’ option.Step 4: Select the type of deposit account and click ‘Proceed’.Step 5: Choose the account from which money has to be debited to the FD account.Step 6: Enter the FD principal value, select the term deposit option, accept the terms and conditions and click the ‘Submit’ button to open an FD.Mobile BankingStep 1: Download and log in to the Yono SBI app.Step 2: Click on ‘Deposits’ and select the ‘Fixed Deposits’ option.Step 3: Click on the ‘Open Fixed Deposits’ button.Step 4: Enter the required details and click ‘Next’.


What are the Documents Required for Aadhaar Card?
Updated on Apr 11th, 2025 | 9 min read

An Aadhaar Card is considered one of the most important documents that works as identity proof in almost all spheres. It comes with a 12-digit unique identification number issued by the UIDAI. Hence, it is a mandatory document that every citizen of India must have.To apply for an Aadhaar Card, one needs to visit the enrollment centre and submit all necessary documents. However, if you want to get an Aadhaar Card without documents, keep reading this blog to find out. Steps to Apply for an Aadhaar Card Without Documents?Individuals who do not yet have Aadhaar must apply for it at the earliest. If you do not have the necessary documents for the process, you can use them with the help of an introducer who the UIDAI should authorise.Go through the following steps to learn how you can do that:Step 1: Visit your nearest Aadhaar enrolment centre.


How to Apply for an Aadhaar Card without Documents?
Updated on Apr 11th, 2025 | 9 min read

An Aadhaar Card is considered one of the most important documents that works as identity proof in almost all spheres. It comes with a 12-digit unique identification number issued by the UIDAI. Hence, it is a mandatory document that every citizen of India must have.To apply for an Aadhaar Card, one needs to visit the enrollment centre and submit all necessary documents. However, if you want to get an Aadhaar Card without documents, keep reading this blog to find out. Steps to Apply for an Aadhaar Card Without Documents?Individuals who do not yet have Aadhaar must apply for it at the earliest. If you do not have the necessary documents for the process, you can use them with the help of an introducer who the UIDAI should authorise.Go through the following steps to learn how you can do that:Step 1: Visit your nearest Aadhaar enrolment centre.


Axis Bank Debit Card - Types, Charges, Benefits & How to Apply for Axis Bank Debit Card
Updated on Apr 11th, 2025 | 31 min read

Axis Bank debit cards offer various features to facilitate banking in a comprehensive way. The various types of Axis Bank debit cards are equipped to meet different cash limits, reward points, and lifestyle rewards, depending on the intended usage.This article discusses the following:Various types of Axis Bank debit cardsAxis Bank debit card feesAdvantages of Axis Bank debit cardHow to apply for Axis Bank debit cardAxis Bank Debit Card Types and ChargesThe following table indicates the debit card types offered by Axis Bank, along with their charges:Card TypeFeaturesIssuance ChargesAnnual Maintenance ChargesDelight Debit CardDiscount offers on top brandsAirport lounge accessDining delightsRs. 1,500Rs. 999Value+ Debit CardComplimentary movie ticketsExclusive cashback offerEDGE Reward pointsRs. 750Rs.


How to Find Bharat Gas 17-Digit LPG ID?
Updated on Apr 11th, 2025 | 5 min read

Bharat Gas is one of the leading LPG providers in India, catering to millions of households and businesses. Bharat Gas assigns each consumer a unique 17-digit LPG ID. Knowing this ID is essential to access various gas connection services.If you are a new user or have misplaced your ID, this article will help you find it quickly and hassle-free. Learn how to find your Bharat Gas LPG ID with ease.What is LPG ID in Bharat Gas?The 17-digit LPG ID Bharat gas is a unique code assigned to each customer's LPG connection. This ID plays a vital role in managing your gas subscription, allowing online registration, cylinder bookings, and subsidy tracking. It serves as a key identifier for all transactions and services linked to your Bharat Gas account, ensuring seamless access to online services and efficient management of your gas connection.How to Find Bharat Gas 17-Digit LPG ID?Bharat Gas provides two simple methods to find your 17-digit LPG ID.


Bharat Gas Booking Numbers: Toll-Free, Missed Call, WhatsApp & More
Updated on Apr 11th, 2025 | 8 min read

There are many ways to book a Bharat Gas cylinder, such as toll-free numbers, missed call numbers, WhatsApp numbers, and SMS/ IVRS services. This article covers the different booking numbers of Bharat Gas, which you can use to book and refill your gas cylinders hassle-free.Bharat Gas Booking Numbers ListHere are the Bharat Gas refill booking numbers from where you can book your cylinder using different modes:Bharat Gas Booking Toll-Free NumberThe Bharat Gas booking toll-free number is 1800-22-4344. This number is available 24/7 for customer support and can be used for general queries and complaints.Bharat Gas Booking Missed Call NumberBharat Gas does not provide a missed call service to book gas. However, you can call the toll-free number 1800-22-4344 to book gas.Bharat Gas Booking WhatsApp NumberThe Bharat Gas booking WhatsApp number is 1800-22-4344. To book your cylinder conveniently, send a ‘Hi’ to this number from your WhatsApp.Bharat Gas Booking SMS/IVRS NumberThe Bharat Gas booking SMS/IVRS booking number is 7715012345 or 7718012345. Send the message ‘LPG’ to book gas or call the number to book from IVRS by following the instructions.Bharat Gas State-wise Customer Care NumbersThe following table provides the Bharat Gas customer care numbers of a few states:StateCustomer Care NumberAndhra Pradesh9440156789Bihar9473356789Delhi9868856789Gujarat9409056789Haryana9466456789Jharkhand9431156789Karnataka9483356789Kerala9446256789Madhya Pradesh9407456789Maharashtra 9420456789Orissa9439956789Punjab9478956789Rajasthan9413456789Tamil Nadu9486056789Uttar Pradesh9452456789, 9457456789Uttarakhand9411156789West Bengal9433056789The Bharat Gas booking numbers are very helpful when booking LPG cylinders.


Bharat Gas Booking: How to Book Bharat Gas through IVRS Number, SMS, Mobile App
Updated on Apr 11th, 2025 | 5 min read

Bharat Gas booking is now easier than ever, thanks to the multiple convenient options available to customers. You can book your LPG refill using the online portal, IVRS, SMS, mobile app, or even WhatsApp without any hassle. Bharat Petroleum Corporation Limited (BPCL) ensures a seamless experience by providing various methods tailored to customer preferences. This article explains how to book Bharat Gas using different channels, making the process smooth and efficient.Ways to Book Bharat GasBharat Gas offers various methods for customers to book gas. Below are the different ways through you can book your Bharat Gas refill.How to Book Bharat Gas Through Phone (IVRS) Number?To book your Bharat Gas refill through the Interactive Voice Response System (IVRS), follow these simple steps:Step 1: Register your mobile number to start using the IVRS booking process by visiting the Bharat Gas website.Step 2: Once the mobile number is registered, call the Bharat Gas booking IVRS numbers from your registered mobile number: 7715012345 or 7718012345.Step 3: Follow the instructions and press the number for ‘Book Cylinder’.Step 4: Enter your details, such as LPG consumer number or registered phone number and other information to complete the booking process.Step 5: You will receive an SMS with a booking reference number and the expected delivery date.How to Book Bharat Gas Through SMS?You can easily book Bharat Gas by SMS by following the steps given below:Step 1: Register your mobile number to use the SMS booking service by visiting the Bharat Gas website.Step 2: Once your mobile number is registered, type ‘LPG’ and send the SMS to 7715012345 or 7718012345.Step 3: Once your SMS is sent, you will receive notifications about your booking status.How to Book Bharat Gas Through WhatsApp?Follow the below steps to book your Bharat Gas refill through WhatsApp:Step 1: Save the BPCL Smartline number, 1800224344, in your phone's contact list.Step 2: Open WhatsApp and type ‘Hi’ or ‘Book’ to the BPCL Smartline number.Step 3: You will receive instructions to book a gas cylinder. Follow the on-screen prompts.Step 4: Once your booking is confirmed, you will get an SMS with your booking reference number.How to Book Bharat Gas Through Mobile App?The detailed steps to book your Bharat Gas cylinder using the mobile app are provided below:Step 1: Download the ‘Bharatgas’ app from the Google Play Store or Apple Store.Step 2: Register and log in to the app.Step 3: Tap on the ‘Refill cylinder’, enter the required details and make the payment.Step 4: You will get an SMS with your booking reference number after successful booking.Booking your Bharat Gas refill is a simple process with multiple options like online booking, IVRS, SMS, WhatsApp, and the mobile app.


How to Find HP Gas 17-Digit LPG ID?
Updated on Apr 11th, 2025 | 5 min read

The LPG ID HP Gas is a unique 17-digit identification number assigned to every HP Gas connection. If you need to find your HP Gas LPG ID, you can easily retrieve it through the official HP Gas website using your consumer details. This article will walk you through the process of locating your LPG ID HP Gas and explain its benefits.What is LPG ID in HP Gas?LPG ID is a unique 17-digit identification number assigned to every LPG connection. It is crucial in managing your LPG subscription, including online registration, subsidy claims, and refill bookings. It plays a crucial role in accessing all transactions and services linked to your HP Gas account, ensuring seamless access to online services and efficient management of your gas connection.How to Find HP Gas 17-Digit LPG ID?HP Gas provides two simple methods to find your 17-digit LPG ID, which is detailed below.Method 1: Bharat Gas LPG ID - Quick Search MethodStep 1: Visit the HP Gas website.Step 2: Click the ‘Find your 17 digit LPG ID’ option.Step 3: Under ‘Quick Search’, type your ‘Distributor Name’. Step 4: Provide the ‘Consumer Number’ linked to your LPG connection.Step 5: Enter the captcha code and click the ‘Proceed’ button.Method 2: Bharat Gas LPG ID - Normal Search MethodStep 1: Visit the HP Gas website.Step 2: Click the ‘Find your 17 digit LPG ID’ option.Step 3: Under ‘Normal Search’, select your ‘State’. Step 4: Choose your ‘District’ and the ‘HP Gas Distributor’ associated with your connection.Step 5: Enter your ‘Consumer Number’ in the designated field.Step 6: Enter the captcha code and click the ‘Proceed’ button.Benefits of Knowing Your HP Gas LPG IDIt ensures that your gas connection is uniquely recognised and prevents duplication or errors in the system.It simplifies the process of booking gas and making secure online payments.It helps you monitor and track your booking history and gas consumption through the HP Gas online portal.It is essential when transferring your LPG connection to another person or surrendering it.Your LPG ID enables the distributor to quickly retrieve your account details when you contact customer support, enabling efficient service.It helps you receive government subsidies under schemes like DBTL (Direct Benefit Transfer for LPG), where you must link your LPG connection to your Aadhaar and bank account.It is essential to know your HP Gas 17-digit LPG as it helps in the management of your gas connection. This unique number provides access to various services, such as booking refills, tracking usage, or availing of subsidies.Similar Articles:1.


View more

Clear offers taxation & financial solutions to individuals, businesses, organizations & chartered accountants in India. Clear serves 1.5+ Million happy customers, 20000+ CAs & tax experts & 10000+ businesses across India.

Efiling Income Tax Returns(ITR) is made easy with Clear platform. Just upload your form 16, claim your deductions and get your acknowledgment number online. You can efile income tax return on your income from salary, house property, capital gains, business & profession and income from other sources. Further you can also file TDS returns, generate Form-16, use our Tax Calculator software, claim HRA, check refund status and generate rent receipts for Income Tax Filing.

CAs, experts and businesses can get GST ready with Clear GST software & certification course. Our GST Software helps CAs, tax experts & business to manage returns & invoices in an easy manner. Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax. Clear can also help you in getting your business registered for Goods & Services Tax Law.

Save taxes with Clear by investing in tax saving mutual funds (ELSS) online. Our experts suggest the best funds and you can get high returns by investing directly or through SIP. Download Black by ClearTax App to file returns from your mobile phone.

Cleartax is a product by Defmacro Software Pvt. Ltd.

Company PolicyTerms of use

ISO

ISO 27001

Data Center

SSL

SSL Certified Site

128-bit encryption