When applying for a home loan, ensure to choose the lender offering for the lowest home loan interest rate in India. In 2025, several banks are offering competitive home loan interest rates ranging from 7.35% p.a. onwards, based on your credit score, loan amount, and profile. This comprehensive guide provides the lowest home loan interest rates and their comparison to help you make an informed decision.Lowest Home Loan Interest Rates 2025 Here are the top 10 banks offering cheapest home loan interest rates in India in 2025:Name of the BankInterest Rate Per Annum (As of August 2025)*Central Bank of India7.35% onwardsBank of India7.35% onwardsBank of Maharashtra7.35% onwardsIndian Overseas Bank7.35% onwardsCanara Bank7.40% onwardsIndian Bank7.40% onwardsUCO Bank7.40% onwardsBank of Baroda7.45% onwardsUnion Bank of India7.45% onwardsSaraswat Bank7.50% onwards*Interest rates vary for each individual depending on the applicant profile, loan amount, and lender policies. Thus, check with the bank officials for the exact interest rate. Lowest Home Loan Interest Rates of Different Banks 2025Name of the BankInterest Rate*Processing FeeBank of Baroda7.45% to 10.20% p.a. Minimum ₹8,500 and maximum ₹25,000ICICI Bank8.75% to 11.80% p.a.Up to 2% of the loan amountHDFC Bank7.90% to 13.20% p.a.Up to 0.50% of the loan amount or ₹3,300 (whichever is higher)Axis Bank8.35% to 11.90% p.a.Up to 1.00% of the loan amount or ₹10,000 (whichever is higher)Punjab National Bank8.50% to 10.85% p.a.0.35% of the loan amount (minimum ₹2,500 and maximum ₹15,000) State Bank of India7.50% p.a. to 10.75% p.a.0.35% of the loan amount (minimum ₹2,000 and maximum ₹10,000)Kotak Mahindra Bank7.99% p.a.

Home loan interest rates is an essential factor to check before going for a home loan. However, different banks have different home loan interest rates. Additionally, interest rates constantly change due to market fluctuations and RBI policies. This guide will help you compare the latest home loan interest rates for July 2025 and the processing fees charged by various banks helping you choose the best option that fits your financial needs.Home Loan Interest Rates for All Banks 2025Name of the BankInterest Rate*Processing FeeBank of Baroda7.45% to 10.20% p.a. Minimum ₹8,500 and maximum ₹25,000ICICI Bank8.75% to 11.80% p.a.Up to 2% of the loan amountHDFC Bank7.90% to 13.20% p.a.Up to 0.50% of the loan amount or ₹3,300 (whichever is higher)Axis Bank8.35% to 11.90% p.a.Up to 1.00% of the loan amount or ₹10,000 (whichever is higher)Punjab National Bank8.50% to 10.85% p.a.0.35% of the loan amount (minimum ₹2,500 and maximum ₹15,000) State Bank of India7.50% p.a. to 10.75% p.a.0.35% of the loan amount (minimum ₹2,000 and maximum ₹10,000)Kotak Mahindra Bank7.99% p.a. onwards2% of the loan amountUnion Bank of India7.45% p.a. to 10.00% p.a.0.50% of the loan amount (maximum ₹15,000)Central Bank of India7.35% p.a.

FASTag Annual Pass is a new toll payment option introduced by the Ministry of Road Transport and Highways for non-commercial private vehicles such as cars, vans, and jeeps. The pass is priced at Rs. 3,000 and allows seamless travel for one year or up to 200 trips, whichever is earlier. It is linked to an active FASTag for quick and hassle-free activation.Key Highlights:FASTag Annual Pass can be pre-booked online through the Rajmarg Yatra App or the NHAI website.Valid only on NH toll plazas across India.FASTag Annual Pass gets activated within 2 hours after payment and verification of an active FASTag linked to the vehicle’s VRN.Active FASTag ID, Vehicle Registration Number (VRN), and valid ID proof are needed for application.What is FASTag?FASTag is an electronic toll collection system powered by Radio Frequency Identification (RFID) technology. The FASTag sticker contains a unique 13-digit electronic code linked to the vehicle’s account.

Sovereign Gold Bonds (SGBs) are an ideal gold investment offered by the Reserve Bank of India (RBI). They have been a preferred gold investment option. Sovereign Gold Bond 2025 offers an 2.5% annual rate of interest with captial gain exemption when held till maturity. This article covers details of upcoming Sovereign Gold Bond issue, its features and redemption price.What is a Sovereign Gold Bond?The Government of India introduced the Sovereign Gold Bond (SGB) in November 2015 under the Gold Monetisation Scheme to offer an alternative investment to physical gold. They are government securities whose value is denominated in grams of gold.Investors can purchase SGBs by paying the issue price in cash and redeem them in cash upon their maturity.

Updating Aadhaar address is essential if you’ve recently moved to a new address or found errors in your Aadhaar address. Although demographic and biometric details can only be updated at Aadhaar registered centres, you can update only your Aadhaar card address online without visiting any centre. This comprehensive guide provides all about Aadhaar card address change online. How to Change Address in Aadhaar Card Online?Given below is the online address update process for your Aadhaar card:Step 1: Login to myAadhaar portal by entering your Aadhaar number, captcha code and OTP. Step 2: After logging in, select the option ‘Address Update’ tab.Step 3: On the next tab, click on ‘Update Aadhaar Online’ tab.Step 4: Select ‘Address’ and click ‘Proceed to Update Aadhaar’.Step 5: In the online form, the current address will be displayed. Scroll down and enter ‘Care of’ (father's name or husband's name), enter the new address, select the post office, select the proof of address document from the ‘Valid Supporting Document Type’ dropdown list, upload the document and click ‘Next’. Step 6: Preview the details and proceed to payment. Pay the non-refundable fees of Rs.50.A Service Request Number (SRN) will be generated. Save it for tracking status later.  What are the Documents Required for Aadhaar Card Address Change?Although over 15 documents are accepted, some of the popular Proof of Address (POA) are:Passport Bank statement (Passbook, Post Office Account Statement)Ration cardVoter IDDisability CardMGNREGA/ NREGS Job CardElectricity Bills (not older than three months), including prepaid receipts Water Bill (not older than three months) Gas connection (not older than three months) Telephone Landline Bill/ Phone (Postpaid Mobile) Bill/ Broadband Bill (not older than three months)Insurance Policy (Life & Medical only) Property Tax Receipt (not older than one year)Registered sale deed/ gift deedNon-registered rent/ lease deedYou must also keep your Proof of Identity (POI), which can be your Passport, PAN card, Voter ID, Ration card, etc.

When you give a cheque to someone without sufficient amount in your account, a cheque bounce case takes place. In such a case, you (drawer of cheque) may have to face legal action and receive a cheque bounce notice from the payee (the person to whom money is to be paid). Find out more about: Cheque bounce meaningReasons for cheque bounce Cheque bounce notice issuance rulesCheque bounce case process and punishmentWhat is a Cheque Bounce?When the payee presents a cheque to the bank for payment, and the cheque is returned unpaid by the bank with a memo of insufficient funds, the cheque is said to have bounced. A cheque bounce is an offence under Section 138 of the Negotiable Instruments Act, 1881 (“Act”) punishable with a fine which can extend to twice the amount of the cheque or imprisonment for a term not more than two years or both. A cheque bounce can occur for several reasons, but if a cheque bounces due to insufficient funds in the drawer’s account, it amounts to an offence under the Act. The bank must reject the cheque presented for payment with a return memo stating the reason as insufficient funds.

The latest HDFC Bank savings account interest rate (2025) is 2.75% p.a. for balances below Rs. 50 lakh and 3.25% p.a. for Rs.50 lakh & above. The HDFC saving account minimum balance ranges from Rs.0 to Rs.3,00,000, depending on the account type and branch location.Key Highlights:Zero Balance Option: Available under BSBDA and Government Scheme Accounts.Account Variants: Options for youth, women, farmers, kids, senior citizens, and premium customers.Penalty Charges: 6% of shortfall or fixed fee (Rs.600–Rs.900 depending on account type).Quarterly Interest Credit: Interest is calculated daily and credited every quarter.What is an HDFC Bank Savings Account?An HDFC Bank savings account allows customers to securely deposit money, earn interest, and access a wide range of banking services.

Telangana government holidays 2025 include a mix of national holidays, regional festivals, and cultural celebrations officially declared by the state. These Telangana government holidays are observed across all government offices, schools, and banks.The official Telangana government holidays 2025 list is provided in this guide to assist you in making an efficient strategy for the year.Upcoming Holidays:Celebrating Ganesh Chaturthi on 27th August 2025.Eid-e-Milad falls on Friday, 5th September 2025.Celebrating the First Day of Bathukamma on 22nd September 2025.Maha Ashtami will be observed on Saturday, 30 September 2025.List of 2025 Bank Holidays in TelanganaBelow is the complete list of bank holidays in Telangana for the year 2025, as per the official state government holiday calendar. These holidays apply to all scheduled commercial banks under the Negotiable Instruments Act.Date Occasion15 August 2025Independence Day16 August 2025Janmashtami27 August 2025Ganesh Chaturthi05 September 2025Eid e Milad22 September 2025First Day of Bathukamma30 September 2025Maha Ashtami02 October 2025Vijaya Dashami02 October 2025Mahatma Gandhi Jayanti21 October 2025Diwali05 November 2025Karthika Purnima05 November 2025Guru Nanak Jayanti25 December 2025Christmas Day01 January 2025New Year14 January 2025Makara Sankranti15 January 2025Pongal26 January 2025Republic Day26 February 2025Maha Sivaratri14 March 2025Holi30 March 2025Ugadi31 March 2025Idul Fitr01 April 2025Idul Fitr05 April 2025Babu Jagjivan Ram Jayanti06 April 2025Ram Navami14 April 2025Dr Ambedkar Jayanti18 April 2025Good Friday01 May 2025May Day07 June 2025Bakrid / Eid al Adha06 July 2025Muharram21 July 2025BonaluIn addition to the holidays listed above, all second and fourth Saturdays of each month are observed as bank holidays in Telangana.Related Articles:1. Government Holidays Andhra Pradesh 20252. Government Holidays Punjab 20253.

Knowing the SBI bank holiday schedule in advance can help avoid transaction delays and improve financial planning. The official SBI bank holidays 2025 list includes national and regional holidays observed across different states. Whether you're checking if there is an SBI bank holiday today or planning future banking visits, this list ensures you stay informed.  Upcoming Holidays:    List of SBI Bank Holidays for August 2025:DateOccasionStates03 August 2025, SundayKer PujaTripura08 August 2025, FridayTendong Lho Rum FaatSikkim, Odisha09 August 2025, SaturdayRaksha BandhanChattisgarh, Haryana, Madhya Pradesh, Rajasthan, Uttarakhand, Uttar Pradesh13 August 2025, WednesdayPatriots DayManipur15 August 2025, FridayIndependence DayAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal, Jammu and Kashmir, Delhi15 August 2025, FridayParsi New Year (Shahenshahi)Maharashtra16 August 2025, SaturdayJanmashtamiAndhra Pradesh, Bihar, Chattisgarh, Goa, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura16 August 2025, SaturdayParsi New YearGujarat, Maharashtra19 August 2025, TuesdayRakshabandhanGujarat, Himachal Pradesh, Rajasthan, Uttar Pradesh, Uttarakhand26 August 2025, TuesdayShri Krishna AstamiGujarat, Sikkim, Rajasthan, Uttar Pradesh, Uttarakhand26 August 2025, TuesdayHartalika TeejChattisgarh, Sikkim26 August 2025, TuesdayGanesh ChaturthiKarnataka, Kerala27 August 2025, WednesdayGanesh ChaturthiAndhra Pradesh, Goa, Gujarat, Maharashtra, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana28 August 2025, ThursdayGanesh ChaturthiGoa, Gujarat28 August 2025, ThursdayNuakhaiOdisha, Punjab, SikkimList of SBI Bank Holidays for September 2025:DateOccasionStates02 September 2024, TuesdayTeja DashmiRajasthan04 September 2024, ThursdayTithi of Srimanta ShankardevAssam05 September 2024, FridayTithi of Srimanta ShankardevAssam05 September 2025, FridayEid e MiladAndhra Pradesh, Haryana, Jharkhand, Karnataka, Madhya Pradesh, Kerala, Maharashtra, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand07 September 2025, SundayVinayak ChaturthiGoa, Maharashtra, Odisha, Tamil Nadu, Telangana07 September 2025, SundayIndra JatraSikkim08 September 2025, MondayGanesh Chaturthi Goa13 September 2025, SaturdayRam Dev Jayanti/ Teja DashmiRajasthan14 September 2025, Sunday Karma PujaJharkhand16 September 2025, TuesdayMilad-Un-Nabi Andhra Pradesh, Manipur16 September 2025, TuesdayId-E-MiladGujarat, Uttarakhand, Uttar Pradesh16 September 2025, TuesdayOnamKerala21 September 2025, SundayMahalaya AmavasyeKarnataka, Kerala, Odisha, Punjab, Sikkim, Tripura, West Bengal22 September 2025, MondayMaharaja Agrasen JayantiHaryana22 September 2025, MondayGhatasthapanaRajasthan22 September 2025, MondayFirst Day of BathukammaTelangana23 September 2025, TuesdayShaheedi DiwasHaryana23 September 2025, TuesdayHeroes' Martyrdom DayHaryana29 September 2025. MondayMaha SaptamiAssam, Odisha, Punjab, Sikkim, Tripura, West Bengal30 September 2025, TuesdayMaha AshtamiAndhra Pradesh, Assam, Jharkhand, Manipur, Odisha, Punjab, Rajasthan, Sikkim, Telangana, TripuraList of SBI Bank Holidays for October 2025:DateOccasionStates01 October 2025, WednesdayMaha NavamiBihar, Jharkhand, Karnataka, Kerala, Meghalaya, Nagaland, Odisha, Sikkim, Tamil Nadu, Telangana, Tripura, West Bengal02 October 2025, ThursdayMahatma Gandhi JayanthiAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal, Jammu and Kashmir, Delhi02 October 2025, ThursdayMahalayaWest Bengal02 October 2025, ThursdayVijaya DashamiBihar, Karnataka, Kerala, Maharashtra, Meghalaya03 October 2025, FridayMaharaja Agrasen JayantiHaryana03 October 2025, FridayGhatasthapanaRajasthan06 October 2025, MondayLakshmi PujaOdisha, Punjab, Sikkim, Tripura, West Bengal07 October 2025, TuesdayMaharishi Valmiki JayantiHaryana, Himachal Pradesh, Karnataka, Kerala, Madhya Pradesh, Punjab10 October 2025, FridayMaha SaptamiAssam, Tripura, West Bengal, Jammu and Kashmir, Delhi11 October 2025, SaturdayDurga PujaManipur, Sikkim11 October 2025, SaturdayDussera (Maha Ashtami)Assam, Rajasthan11 October 2025, SaturdayAyudha PoojaTamil Nadu11 October 2025, SaturdayVijaya DashamiGujarat11 October 2025, SaturdayWangala FestivalMeghalaya11 October 2025, SaturdayMaha NavamiTamil Nadu12 October 2025, SundayDurga PujaAssam, Bihar, West Bengal12 October 2025, SundayDussehra/Vijaya DashmiChattisgarh, Goa, Gujarat Madhya Pradesh, Uttar Pradesh, Rajasthan, Tamil Nadu12 October 2025, SundayVijaya DashamiChattisgarh, Goa13 October 2025, MondayJanmostav of Srimanta ShankardevAssam13 October 2025, MondayVijaya DashamiGoa, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal, Jammu and Kashmir, Delhi16 October 2025, ThursdayLaxmi PujaTripura, West Bengal, Jammu and Kashmir, Delhi17 October 2025, FridayMaharishi Valmiki JayantiHimachal Pradesh, Karnataka, 17 October 2025, FridayKati BihuAssam20 October 2025, MondayKarva ChauthHimachal Pradesh20 October 2025, MondayDiwaliArunachal Pradesh, Assam, Bihar, Chattisgarh, Gujarat, Karnataka, Maharashtra, Meghalaya, Nagaland20 October 2025, MondayNaraka ChaturdasiKarnataka, Kerala20 October 2025, MondayDiwaliKerala21 October 2025, TuesdayDiwaliAndhra Pradesh, Bihar, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Mizoram, Nagaland, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana, Tripura22 October 2025, WednesdayDiwaliHaryana, Karnataka, Maharashtra, Rajasthan, Uttarakhand, Uttar Pradesh22 October 2025, WednesdayVikram Samvat New YearGujarat23 October 2025, ThursdayBhai DoojGujarat, Sikkim, Uttarakhand, Uttar Pradesh24 October 2025, FridayNingol ChakkoubaManipur27 October 2025, MondayChhath PujaBihar, Jharkhand28 October 2025, TuesdayChhath PujaBihar31 October 2025, FridayDiwaliAssam, Goa, Punjab, Uttarakhand, Uttar Pradesh, West Bengal, Jammu and Kashmir, Delhi31 October 2025, FridaySardar Vallabhbhai Patel's BirthdayGujarat31 October 2025, FridayNarak ChaturdasiOdisha31 October 2025, FridayKali PujaWest BengalList of SBI Bank Holidays for November 2025:DateOccasionStates01 November 2025, SaturdayKannada RajyothsavaKarnataka, Kerala01 November 2025, SaturdayDiwaliAssam, Sikkim, Rajasthan, Uttar Pradesh, Uttarakhand, West Bengal, Jammu and Kashmir, Delhi01 November 2025, SaturdayHaryana DayHaryana01 November 2025, SaturdayDiwali Amavasaya (Laxmi Pujan)Maharashtra01 November 2025, SaturdayKannada RajyothsavaKarnataka01 November 2025, SaturdayKutManipur02 November 2025, SundayVikram Savant, New Year DayGujarat02 November 2025, SundayDiwali (Bali Pratipada)Maharashtra02 November 2025, SundayGowardhan PujaUttarakhand, Uttar Pradesh03 November 2025, MondayNingol ChakkoubaManipur03 November 2025, MondayDiwaliSikkim03 November 2025, MondayBhai DujUttar Pradesh, Rajasthan, Uttarakhand05 November 2025, WednesdayGuru Nanak JayantiArunachal Pradesh, Chattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Maharashtra, Manipur, Mizoram, Nagaland, Punjab, Rajasthan, Tamil Nadu, Tripura, Uttarakhand, Uttar Pradesh05 November 2025, WednesdayKarthika PurnimaOdisha, Punjab, Sikkim07 November 2025, FridayChhat PujaAssam, West Bengal07 November 2025, FridayWangala FestivalMeghalaya08 November 2025, SaturdayChhat PujaBihar08 November 2025, SaturdayKanakadasa JayantiKarnataka, Kerala11 November 2025, TuesdayLhabab DuchenSikkim12 November 2025, WednesdayEgas bagvalUttarakhand15 November 2025, SaturdayGuru Nanak JayantiAssam, Rajasthan, Uttar Pradesh, Uttarakhand, West Bengal, Jammu and Kashmir, Delhi20 November 2025, ThursdayGaria PujaTrioura23 November 2025, SundaySeng Kut SnemMeghalayaList of SBI Bank Holidays for December 2025:DateOccasionStates01 December 2025, MondayIndigenous Faith DayArunachal Pradesh03 December 2025, WednesdayFeast of St.

All official public holidays in India's capital, including regional and national celebrations, are listed in the Delhi government holiday list 2025. Delhi's public institutions, including banks, schools, and government offices, observe these holidays.Upcoming Holidays:Ganesh Chaturthi which falls on 27 August, 2025.Eid e Milad  will be celebrated on 05 September, 2025.2nd October 2025, marks both Vijaya Dashami and Gandhi Jayanti – a nationwide public holiday.Celebrating Diwali on 21st October 2025.List of 2025 Government Holidays in DelhiUse this Delhi government holiday list to schedule your year efficiently around Delhi’s official government holidays in 2025:Date Occasion15 August 2025Independence Day16 August 2025Janmashtami05 September 2025Eid e Milad02 October 2025Vijaya Dashami02 October 2025Mahatma Gandhi Jayanti21 October 2025Diwali05 November 2025Guru Nanak Jayanti25 December 2025Christmas Day26 January 2025Republic Day26 February 2025Maha Sivaratri14 March 2025Holi31 March 2025Idul Fitr10 April 2025Mahavir Jayanti18 April 2025Good Friday12 May 2025Buddha Purnima07 June 2025Bakrid / Eid al Adha06 July 2025MuharramThe above Delhi government holiday list 2025 outlines all official holidays declared by the Delhi government, helping you plan personal, professional, and festive activities efficiently.Related Articles:Bank of Baroda Holidays 2025HDFC Bank Holidays 2025ICICI Bank Holidays 2025Axis Bank Holidays 2025Bank of Baroda Holidays 2025Bank Holidays 2025Post Office Holidays 2025Bank Holidays on SaturdayStock Market Holidays 2025Long Weekend Holidays 2025Government Holidays 2025Bank Holidays of Delhi 2025Bank Holidays of Maharashtra 2025Bank Holidays in Tamil Nadu 2025Bank Holidays of West Bengal 2025Bank Holidays of TelanganaTamil Nadu Government Holidays 2025Karnataka Government Holidays 2025Telangana Government Holidays 2025Maharashtra Government Holidays 2025Punjab Government Holidays 2025Haryana Government Holidays 2025Andhra Pradesh Government Holidays 2025Odisha Government Holidays 2025Assam Government Holidays 2025West Bengal Government Holidays 2025Bihar Government Holidays 2025Gujarat Government Holidays 2025Uttar Pradesh Government Holidays 2025Delhi Government Holidays 2025.