Punjab National Bank (PNB), one of India’s most trusted banks, offers a variety of Recurring Deposit (RD) schemes for individuals looking to grow their savings in a disciplined and secure manner. With competitive interest rates and flexible tenures, PNB's RD accounts are ideal for people seeking a safe, low-risk investment to build a financial cushion systematically. Continue reading to learn more about PNB bank RD interest rates and schemes. 2025 Highlights of Recurring Deposit Scheme for Punjab National BankFor the year FY 2025, PNB's Recurring Deposit (RD) scheme offers several notable features, including:FeatureDetailsMinimum Deposit AmountRs. 100 per monthTenure OptionsFlexible, ranging from 180 days (6 months) to 10 yearsMaximum Interest Rate7.25%% p.a. for regular citizens; 7.75% p.a. for senior citizensNomination FacilityAvailableLoan FacilityAvailable against the RD balance2025 RD Interest Rate of PNBHere is the PNB RD Interest Rates for 2025:Tenure   Interest Rate for General Public (per annum)180 to 270 days   6.25%271 days to 299 days  6.50% 300 days  7.05%  301 days to less than one year  6.50%  One year  6.80%  More than one year to 399 days  6.80%  400 days  7.25%  401 days to two years  6.80%  More than 2 years to 3 years   7.00%    More than three years to 1203 days 6.50% 1204 days 6.40% 1205 days to 5 years 6.50% More than five years to 1894 days 6.50% 1895 days 6.35% 1896 days to 10 years 6.50% PNB Senior Citizen RD Interest Rate 2025The below table provides the PNB Senior Citizen RD Interest Rates:Tenure   Interest Rate for Senior Citizens (per annum) (Above 60 years)Interest Rate for Super Senior Citizen (per annum) (Above 80 years)180 to 270 days   6.75%  7.05%271 days to 299 days  7.00%  7.30%  300 days  7.55%  7.85%  301 days to less than one year  7.00%  7.30%  One year  7.30%  7.60%  More than one year to 399 days  7.30%  7.60%  400 days  7.75%  8.05%  401 days to two years  7.30%  7.60%  More than 2 years to 3 years   7.50%   7.80%    More than three years to 1203 days 7.00% 7.30% 1204 days 6.90% 7.20% 1205 days to 5 years 7.00% 7.30% More than five years to 1894 days 7.30% 7.30% 1895 days 7.15% 7.15% 1896 days to 10 years 7.30% 7.30% Types of PNB RD AccountsPunjab National Bank (PNB) offers three types of Recurring Deposit (RD) schemes, each designed to cater to different needs and preferences:PNB Recurring Deposit Scheme This is a standard RD option with a minimum deposit of Rs.100 and multiples of Rs.100.

Andhra Bank and Corporation Bank have been merged under Union Bank of India. Visit our Union Bank of India RD Interest Rates page for more details.The Andhra Bank Recurring Deposit (RD) scheme, now merged with Union Bank of India, offers a safe and convenient way to save small amounts regularly with a guaranteed interest rate. It is ideal for those who want a disciplined approach to saving without exposing their money to market risks. Read the article till the end to learn about Andhra Bank RD interest rate, eligibility, opening process and more.Highlights of 2025 Recurring Deposit Scheme for Andhra BankThe table below provides the highlight of Andhra Bank recurring deposit scheme:Tenure6 months to 10 yearsSenior Citizen Interest Rates4.00% to 7.80%General Public Interest Rates3.50% to 7.30%Highest Rates for Public 7.30%Minimum Deposit AmountRs.100Highest Rates for Senior Citizens 7.80%2025 RD Interest Rates of Andhra BankFollowing table provides Andhra Bank RD interest rates for 2025 for deposits below Rs.3 crore: TenureInterest Rates for the General Public (per annum)7 to 14 days3.50% 15 to 30 days3.50%31 to 45 days3.50%46 to 90 days4.50%91 to 120 days4.80%121 to 180 days5.00%181 to 332 days6.35%333 days7.00%334 to less than 1 year6.35%1 year6.80%More than 1 year to 398 days6.80%399 days7.00%400 days to 455 days6.60%456 days7.30%457 days to 2 years6.60%More than 2 years to 996 days6.60%997 days6.40%998 days to less than 3 years6.60%3 years6.70%3 years to 5 years6.50%More than 5 years to 10 years6.50%Andhra Bank RD Interest Rate for Senior Citizens 2025The following table provides the Andhra Bank of India RD interest rates for senior citizens for deposits less than Rs.3 crore:TenureInterest Rates for Senior Citizens (per annum)7 to 14 days4.00%15 to 30 days4.00%31 to 45 days4.00%46 to 90 days5.00%91 to 120 days5.30%.121 to 180 days5.50%181 to 332 days6.85%333 days7.50%334 to less than 1 year6.85%1 year7.30%More than 1 year to 398 days7.30%399 days7.50%400 days to 455 days7.10%456 days7.80%457 days to 2 years7.10%More than 2 years to 996 days7.10%997 days6.90%998 days to less than 3 years7.10%3 years7.20%3 years to 5 years7.00%More than 5 years to 10 years7.00%Types of Andhra Bank RD AccountsAndhra Bank, after merging with Union Bank of India, offers two major types of recurring deposit accounts for the general public and senior citizens, which are as follows:Union Monthly Plus Recurring Deposit Scheme:A flexible RD scheme where the initial deposit amount, declared at account opening, is the core amount. Monthly deposits can be increased up to 10 times the core amount or reduced but not below the core amount. Up to 10 deposits per month are allowed.

the Maharashtra Government promotes fair compensation for workers by providing adequate minimum wages. The revised minimum wages in Maharashtra impact several crucial industries.This article covers the recent minimum wages in Maharashtra for 2024. What is the Minimum Wages in MaharashtraThe Maharashtra Minimum Wages Rules, 1963, oversees the enforcement of the Minimum Wages Act, 1948, across the state. As per these Rules, the Maharashtra Government fixes and revises minimum wage rates, ensuring fair pay for workers across 60 scheduled employment. These wages differ based on work zones and skill levels.The revised minimum wage rates are divided into three zones, reflecting the geographic and economic characteristics of different regions:Zone 1: Includes the regions falling within the Municipal Corporation’s limits, Cantonment areas and Industrial areas within a 20 km radius from all Municipal Corporation’s limitZone 2: Includes regions under ‘A’ and ‘B’ class Municipal Corporations.Zone 3: Areas not covered by Zones 1 or 2.Current Minimum Wages in MaharashtraThe following table mentions the current minimum wages in Maharashtra for some of the top scheduled employment, effective from 1 July 2024:Minimum Wages for Zone 1 Workers in MaharashtraThe following table mentions the minimum wages in Maharashtra for Zone 1 workers in the top scheduled employment:Schedule of EmploymentEmployeeCategoriesBasicRateVDATotal MinimumWageAutomobile RepairingSkilledRs. 5,500 Rs.

The government of West Bengal fixes the minimum wage each year to support workers from different sectors. This helps workers keep up with rising costs and ensures a decent standard of living. This article covers the recent minimum wages in West Bengal for 2025.What is the Minimum Wages in West BengalThe West Bengal Government has implemented the West Bengal Minimum Wages Rules, 1951, to effectively manage and enforce the Minimum Wages Act, 1948. Under this, the West Bengal Government fixes and revises the minimum wage for workers.The minimum wage is calculated for daily workers by dividing the monthly rate by 26 days, including pay for four weekly holidays. It is important to note that men and women must be paid equally for similar work.West Bengal is divided into two zones for minimum wage purposes. Zone A includes areas under Municipal Corporations, Municipalities, Notified Areas, Development Authorities, and Thermal Power Plants, including Township Areas.

The government of Uttar Pradesh updates the minimum wages for workers in scheduled employment every year. This guide explores the latest updates on minimum wages in UP for 2025.What is the Minimum Wages in UPThe minimum wage in Uttar Pradesh is a fixed minimum wage for both skilled and unskilled workers. It ensures that workers’ living standards are maintained while also providing comfort. The Uttar Pradesh Government fixes the minimum wages for different categories of workers under the Minimum Wages Rules, 1952. The minimum wage in Uttar Pradesh applies to all categories of workers, including skilled, unskilled, semi-skilled and highly skilled. Current Minimum Wages in UPThe current minimum wages in Uttar Pradesh for various employees are provided below. These wages are effective from 1 October 2024.The table below shows the minimum wages in Uttar Pradesh for workers in Agriculture:EmployeeCategoriesAreaBasic Minimum Wages Per DayVDATotal Minimum Wages Per DayTotal Minimum Wages Per MonthUnskilledARs.

In Kerala, minimum wages play a crucial role in an organisation to ensure compliance with labour laws and maintain fair compensation in the workforce. Workers' wages vary based on the district in which they work, their grades, and the employee's job type. The Kerala government has fixed the revised minimum wages, which will remain effective from 1 August 2024.In this article, you will get a detailed overview of the updated minimum wages in Kerala and other relevant details.  What is the Minimum Wages in KeralaThe Kerala Minimum Wages Rules, 1958, provide that minimum wages must be fixed for workers in different scheduled employments. The Kerala Government fixes and revises the wages from time to time based on the workers' economic situation. Employers must pay the fixed minimum wage to workers.Minimum wages are revised based on factors like living costs, market prices for essential goods, and job location. The government periodically revises these wages and the Variable Dearness Allowance (VDA) to keep up with inflation.The minimum wage in Kerala for 2024 varies depending on a worker's location and job grade.

Uttarakhand has updated its minimum wage structure, effective from 1 April 2024, covering various employment categories. This minimum wage applies to all workers in specific sectors of employment. Continue reading this article to gain detailed insights about the current minimum wages in Uttarakhand. What is the Minimum Wages in UttarakhandThe Uttarakhand Government fixes and revises the minimum wages for workers as per the Minimum Wages Act 1948. The minimum wage is the minimum amount an employer must pay workers. On 15 March 2024, the Labour Department of Uttarakhand issued a notification revising the fixed minimum wage rates for employees in scheduled employment. These wages are effective from 1 April 2024.  Current Minimum Wages in UttarakhandThe minimum wages in Uttarakhand are as follows:Class of EmploymentClass of workersBasic Per MonthTotal Per DayUnskilled In towns with >1 lakh populationRs. 12,539Rs.

The Bihar government fixes minimum wages for workers to ensure that employers pay their employees the fixed minimum compensation without delay. This minimum wage applies to all workers in specific sectors of employment. Continue reading this article to gain detailed insights about the current minimum wages in Bihar. What is the Minimum Wages in Bihar?The Bihar Government implemented the Bihar Minimum Wages Rules, 1951, to properly monitor and administer the Minimum Wages Act, 1948. The Bihar State Government fixes and revises the minimum wages in Bihar for scheduled employment as per the Minimum Wages Act, 1948.The Bihar Government has revised the minimum wages, which are implemented from 1 October 2024. The minimum wages in Bihar apply to skilled, unskilled, and semi-skilled employees. Additionally, there are two more subgroups of employees, namely supervisory and clerical, for which the wages are fixed. Current Minimum Wages in BiharThe table below displays the current minimum wages in Bihar effective from 1 October 2024:Class of EmploymentBasic Per DayVDA Per DayTotal Per DayBasic Per MonthVDA Per MonthTotal Per Month UnskilledRs.

Syndicate Bank has been merged under Canara Bank. Visit our Canara Bank RD Interest Rates page for more details.Syndicate Bank, now merged with Canara Bank, offers Recurring Deposit (RD) schemes at attractive interest rates. RDs are a good investment option for individuals, helping them achieve safe returns on monthly deposits. Continue reading this article to learn more about Syndicate Bank’s Recurring Deposit interest rates in 2025, how to calculate them, and more. This is the Latest RD Interest Rates 2025 for Syndicate BankHighlights for 2025 RD scheme for Syndicate BankHere are some of the key highlights of the Syndicate Bank Recurring Deposit Scheme:Tenure6 months to 10 years Minimum depositRs.50 per monthDelayed payment of instalmentsAllowed with a nominal penaltyInterest compounded QuarterlyInterest rate for general public6.25%-7.25%Interest rate for senior citizens6.65%-7.75%Highest interest rate for general public7.25%Highest interest rate for senior citizens7.75%Syndicate Bank RD Interest Rate 2025Syndicate Bank has merged with Canara Bank, and the RD interest rates are the same as Canara Bank. Hence, the Syndicate Bank RD Interest Rate 2025 is as follows: DurationInterest Rate for General Public (% per annum)7 Days to 45 Days4.0046 Days to 90 Days5.2591 Days to 179 Days5.50180 Days to 269 Days6.15270 Days to 1 Year6.251 Year6.85444 Days7.251 Year to 2 Years6.852 Years to 3 Years6.853 Years to 5 Years6.805 Years to 10 Years6.702025 Syndicate Bank Senior Citizen RD Interest RateHere are the 2025 interest rates for Syndicate Bank senior citizens RD:DurationInterest Rate for Senior Citizen (% per annum)7 Days to 45 Days4.0046 Days to 90 Days5.2591 Days to 179 Days5.50180 Days to 269 Days6.65270 Days to 1 Year6.751 Year7.35444 Days7.751 Year to 2 Years7.352 Years to 3 Years7.353 Years to 5 Years7.305 Years to 10 Years7.20Types of Syndicate Bank RD AccountsSyndicate Bank, now merged with Canara Bank, offers several kinds of RD accounts to meet individual investors’ needs and financial goals. Here is a detailed overview of the three types of recurring deposit schemes offered by Syndicate Bank, now Canara Bank:Standard Recurring Account:Canara Bank's regular RD account offers interest rates from 6% to 7.75% per annum (for senior citizens).

The minimum wage in Odisha is the fixed minimum amount employees in scheduled employment receive. These wages differ depending on the employee’s skill level. The Odisha State Government fixes and revises the minimum wages for the workers of the state.The Odisha State Government recently updated the minimum wage rates for 2024, ensuring fair pay across different worker categories. Read this article to learn more.What is the Minimum Wages in OdishaThe Orissa Minimum Wages Rules, 1954, regulate the minimum wages in Odisha. According to these Rules, the Odisha State Government fixes the minimum wages for workers in scheduled employment. The State Government is responsible for fixing minimum wage rates based on the skill level of employees, which are classified as follows:Highly skilled: Highly skilled workers have a high level of precision, expertise, and specialised professional or technical training, along with significant job experience to perform their duties.Skilled: Skilled workers must have a certain amount of training and experience to carry out their responsibilities effectively.Semi-skilled: Semi-skilled workers are those who develop skills or abilities through on-the-job experience and usually work under the supervision of skilled workers.Unskilled: Unskilled workers do not require formal skills but need to be familiar with their tasks to complete their work successfully. Worker’s minimum wage includes Variable Dearness Allowance (VDA), which is usually updated twice a year, on 1 April and 1 October every year, considering the cost of living and prices of essential items. The daily minimum wage in Odisha is calculated by dividing the monthly wage by 26 days.