Indian Bank provides a diverse range of savings accounts tailored to meet the varying needs of investors. With an attractive interest rate around 3%, Indian Bank offers savings account. Beyond the enticing interest rates, Indian Bank distinguishes itself by providing a host of supplementary services, including complimentary ATM transactions and net banking facilities. This article comprehensively delves into the Indian Bank Savings Account interest rate, meticulously exploring its features, benefits, interest rates, and diverse account types.Indian Bank Savings Account Interest RateBank Account BalanceRate of Interest on Savings Account (Per annum)If the available balance is less than Rs.10 Lakhs2.75%If the available balance is more than Rs.50 Lakhs and less than Rs.200 Crore2.80%If the available balance is Rs.200 Crore or more2.90%The rate of interest applicable to Indian Bank savings accounts is established on an annual basis and not monthly. Even though the interest on the savings account is calculated on the account's daily balance, the payment is done quarterly and the rate applicable is annual. Indian Bank Savings Account Interest Rate for Senior CitizensIndian Bank savings account interest rate for senior citizens is the same as for the general public.

RTGS full form in banking is Real-Time Gross Settlement. RTGS is a high-value, secure fund transfer system where transactions are processed individually and in real time. It is regulated by the Reserve Bank of India (RBI) and is widely used for transferring large sums instantly between bank accounts. Keep reading to understand what is RTGS, how it works, charges, features, and more. What is RTGS?       RTGS full form stands for Real-Time Gross Settlement, a system that facilitates fund transfers between banks quickly without delays. Real-Time Gross Settlement is a banking system that transfers funds directly from one bank account to another. As the name suggests, the bank processes and settles on a transaction-by-transaction basis (without netting) in real-time and on a gross basis.

A detailed schedule of the days that government buildings, schools, and numerous private establishments in the state would be closed is provided by the Haryana Government Holidays 2025. Haryana celebrates a variety of national, regional, and state-specific holidays, including important festivals and memorial events, because of its distinct cultural and historical significance. The complete list of Haryana Government Holidays for 2025 is provided in this guide to assist you in efficiently scheduling your personal and professional obligations.List of 2025 Government Holidays in Haryana:Date Occasion06 January 2025Guru Gobind Singh Jayanti26 January 2025Republic Day03 February 2025Vasanth Panchami12 February 2025Guru Ravidas Jayanti26 February 2025Maha Sivaratri14 March 2025Holi23 March 2025S Bhagat Singh’s Martyrdom Day31 March 2025Idul Fitr06 April 2025Ram Navami10 April 2025Mahavir Jayanti14 April 2025Dr Ambedkar Jayanti29 April 2025Maharshi Parasuram Jayanti29 May 2025Maharana Pratap Jayanti07 June 2025Bakrid / Eid al Adha11 June 2025Sant Guru Kabir Jayanti27 July 2025Haryali Trej15 August 2025Independence Day16 August 2025Janmashtami05 September 2025Eid e Milad22 September 2025Maharaja Agrasen Jayanti23 September 2025Heroes's Martyrdom Day02 October 2025Vijaya Dashami02 October 2025Mahatma Gandhi Jayanti07 October 2025Maharshi Valmiki Jayanti21 October 2025Diwali22 October 2025Diwali05 November 2025Guru Nanak Jayanti25 December 2025Christmas Day26 December 2025Shaheed Udham Singh Jayanti27 December 2025Guru Gobind Singh JayantiRelated Articles:1. Government Holidays 20252. Government Holidays Telangana 20253.

Latest Update: The Sovereign Gold Bond upcoming issue is uncertain since the government aims to discontinue this bond. The RBI has not announced the issuance of any SGB for FY 2024-25. Sovereign Gold Bonds are an ideal gold investment offered by the Reserve Bank of India (RBI) for people who want to own gold. They are an alternative investment mode for physical gold. Through SGBs, you can own gold in a digital form without its inherent risks or bearing making and wastage charges. Learn more about the features, upcoming SGB issues, eligibility, interest rate and SGB premature redemption.  What is a Sovereign Gold Bond?The Government of India introduced the Sovereign Gold Bond (SGB) in November 2015 under the Gold Monetisation Scheme to offer an alternative investment to physical gold. SGBs are government securities and are considered safe.

Charitable institutions are eligible for certain tax exemptions and benefits in India. These exemptions and benefits are dealt with under Sections 12A/12AA and 80G of the Income Tax Act, of 1961. To continue obtaining the benefits, the institutions availing themselves of these exemptions and benefits had to revalidate their registrations under these two sections before August 2020. This revalidation process focuses on whether the charitable activities of the institution, trust, or NGO are genuine or not. Amendment Finance Act 2020The Finance Act, 2020, which mandates the revalidation of charitable institutions registered under Sections 12A/12AA and/or 80G of the Income Tax Act, 1961. On the 26th of March 2021, the CBDT notified the Income-Tax (6th Amendment) Rules, 2021, which states the procedure for fresh registration and the list of documents required for organisations registered under Section 12A/12AA/80G.  Due to Covid-19, deferred the start date to 1 October 2020, and the charitable institutions had to re-apply for registration by 31 December 2020. Thus, the institutions and trusts with existing registrations under Section 12A/12AA or/and 80G should file the application for fresh registration within three months from 1 April 2021, i.e. before 30 June 2021, as per the Income-Tax (6th Amendment) Rules, 2021.Section 12A of the Income Tax Act, 1961Registration of trust or charitable institutions under section 12A/12AA certifies that the Income Tax authorities recognise the registered institution or trust as having been incorporated or established for a charitable purpose.The effect of such recognition is that the respective institutions are exempted from paying income tax, subject to the satisfaction of certain other compliance requirements as per law.Section 12A deals with institutions and trusts registered before 1996, and Section 12AA deals with institutions and trusts registered after 1996.

A comprehensive schedule of the days that public institutions, schools, and government offices in the state would be closed is provided by Tamil Nadu Government Holidays 2025. These holidays, which are important to Tamil Nadu's culture and customs, include state-specific festivals, national holidays, and religious celebrations. In the state, well-known festivals including Pongal, Tamil New Year, and Deepavali are widely observed and officially recognized. To assist you in making plans, this page offers a thorough list of Tamil Nadu government holidays for 2025.List of 2025 Government Holidays in Tamil Nadu:Date Occasion01 January 2025New Year14 January 2025Pongal15 January 2025Thiruvalluvar Day16 January 2025Uzhavar Thirunal26 January 2025Republic Day30 March 2025Telugu New Year31 March 2025Idul Fitr10 April 2025Mahavir Jayanti14 April 2025Tamil New Year14 April 2025Dr Ambedkar Jayanti18 April 2025Good Friday01 May 2025May Day07 June 2025Bakrid / Eid al Adha28 June 2025Fourth Saturday06 July 2025Muharram15 August 2025Independence Day16 August 2025Janmashtami05 September 2025Eid e Milad01 October 2025Maha Navami02 October 2025Vijaya Dashami02 October 2025Mahatma Gandhi Jayanti21 October 2025Diwali25 December 2025Christmas DayRelated Articles:1. Government Holidays 20252.

Bank of India offers several convenient ways for customers to check their account balance using their mobile phones. Whether through missed calls, SMS, or mobile banking apps, the process is quick and easy. If you’re looking for the official Bank of India balance check number, or wondering how to use the Bank of India balance check number via missed call, this guide covers everything you need to know for a seamless banking experience.Bank of India Balance Enquiry NumberThe following table provides the Bank of India balance check enquiry numbers you can use for checking your account balance:ServiceEnquiry NumberToll-free Number for Bank of India Balance Check1800-103-1906Missed Call Number for Bank of India Balance Check9266135135Different Ways to Check BOI Account BalanceBank of India also provides various ways for customers to check their bank account balances. The procedure for checking the Bank of India account balance through several methods is detailed below.Through Missed Call ServicesIf you have registered your phone number with the Bank of India account, you can check your bank balance using the missed call service. To use this service, you can follow the below-mentioned procedure: Dial the Bank of India missed call number at 9266135135.Disconnect the call in one to two rings, and you will get an SMS stating your account balance details.Through SMSBank of India allows you to check your balance through SMS.

The Indian food processing industry caters to a wide variety of food products. There are around 25 lakh food processing units in the unorganised food processing sector in our country, contributing 74% of employment in the food processing sector. These unorganised sectors have been facing a large number of challenges for a long time. To address this issue, the Government of India, through the Ministry of Food Processing Industry (MoFPI), launched the PMFME scheme. Keep reading to learn the PMFME full form, benefits, eligibility and other details you need to know about this scheme.PMFME Scheme DetailsThe PMFME full form is the Pradhan Mantri Formalisation of Micro Food Processing Enterprises scheme. It is a one-stop solution to formalise the Indian food sector.

Aadhaar is a 12-digit unique identification number issued to each individual by the Unique Identification Authority of India. Aadhaar card acts as an address and identity proof in India. Aadhaar biometrics is used to complete the authentication process. Thus, the UIDAI allows you to lock and unlock your card for security reasons. This article provides a comprehensive guide on Aadhaar biometric unlock and its associated information.What Is Aadhaar Biometric?Aadhaar is a 12-digit ID number which serves as proof of identity and residence throughout India. When you apply and register for an Aadhaar card, the officials use your biometrics to link that with your card.

A PAN (Permanent Account Number) is a unique 10-digit alphanumeric number allotted to every taxpayer. However, an individual can have only one PAN throughout his lifetime. The government does not allow the holding of more than one PAN card. In such situations, there is a procedure for surrendering or cancelling the PAN card. Let us understand the online and offline process for the same.Reasons for PAN Card Surrender or CancellationThe individual is permanently relocating outside of India. The Income Tax Department has issued two PAN cards to an individual by mistake.The individual’s current PAN card has errors.In the case of an individual’s death, the family members of the deceased individual can appeal to the Income Tax Department to cancel the PAN card.In the case of a company, LLP, or partnership firm’s dissolution, the authorised persons can appeal to cancel the company, LLP, or firm’s PAN card.Consequences of Having Two PAN CardsAs per Section 139A of the Income Tax Act, 1961, an individual can have only one PAN number.