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Mayashree Acharya

Senior Content Writer

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.

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The latest articles by Mayashree Acharya


What is the Retirement Age in India?
Updated on Nov 3rd, 2025 | 12 min read

India has one of the lowest retirement ages in the world, typically between 58 and 60 years. This includes variations across sectors, with exceptions like the retirement age of Prime Minister in India which has no upper limit. But as life expectancy rises and workforce needs change, this long-standing rule is being rethought. Retirement age varies across government jobs, private companies, and the armed forces, and even between states. This article looks at the retirement ages for different sectors in India and explores what raising the retirement age could mean for older workers and younger job seekers.Retirement Age In India India’s retirement age ranges from 58 to 60, making it one of the lowest globally. Since the retirement age for government employees is a state subject, individual states can determine it at their discretion while aligning with central government guidelines.


How to Change or Update Mobile Number in Ration Card Online?
Updated on Nov 3rd, 2025 | 7 min read

The ration card mobile number change process ensures that you stay informed about your entitlements, subsidy updates, and Aadhaar-linked services. Citizens can complete ration card mobile number change online via their state’s official PDS or Food Department website. This article explains how to complete your ration card mobile number update online in simple steps.Key HighlightsThe ration card mobile number update ensures access to real-time PDS notifications and Aadhaar-linked services.Offline updates are available through local ration offices or fair price shops.Major states such as Tamil Nadu, Telangana, Andhra Pradesh, Bihar, Maharashtra, and Rajasthan offer online mobile number update facilities.Keeping your mobile number updated helps with ration card e-KYC and Aadhaar authentication.How to Change Mobile Number in Ration Card Online?Every state in India has a dedicated portal for ration card mobile number update. The steps for ration card mobile number change online may differ from state to state. However, the general process for ration card mobile number change is as follows:Step 1: Visit the state’s Public Distribution System or the Department of Food, Civil Supplies, and Consumer Affairs websites.Step 2: Click on the ‘Change Mobile Number’ option available on the website.Step 3: Enter the Aadhaar number and ration card number linked to the account.Step 4: Enter the new mobile number and captcha code and click ‘Submit’.How to Update Mobile Number in Ration Card Offline?Most state governments provide the option to change mobile numbers in ration cards online.


How to Exchange Rs 2000 Notes in Bank: Last Date To Exchange, Daily Deposit Limit?
Updated on Nov 3rd, 2025 | 12 min read

The Rs. 2000 note, introduced in 2016 after demonetisation, was officially withdrawn from circulation as per RBI’s Clean Note Policy. The Reserve Bank of India set 7 October 2023 as the 2000 note exchange last date for banks. After this deadline, the 2000 note exchange facility is available only at 19 RBI Issue Offices subject to relevant RBI or Government regulations (up to a limit of Rs. 20,000 at a time).Key HighlightsRs 2000 note exchange last date: 7 October 2023 (for banks and post offices).After 7 October 2023: Exchange/deposit available only at 19 RBI Issue Offices across India.Exchange limit: Up to Rs.


West Bengal Ration Card: List 2025, Status Check, Download, Apply Online
Updated on Nov 3rd, 2025 | 13 min read

The West Bengal ration card is a crucial document for citizens to procure subsidised food and essential items under the PDS (Public Distribution System). Citizens can apply for a new card, check their name in the ration card list, and complete the West Bengal ration card download process online through the official portal. Key HighlightsBeneficiaries can view the West Bengal ration card list 2025 to confirm their inclusion in the scheme.Citizens can perform a ration card status check online West Bengal using their application or Aadhaar number.The e-Ration Card can be downloaded directly from the Food and Supplies Department website.Helpline services (1967 and 1800-345-5505) are available for cardholders to resolve queries and update information.The West Bengal ration card acts as valid identity and address proof for residents. What is a West Bengal Ration Card?A West Bengal ration card serves as both a food security document and a proof of identity and address. It identifies eligible households under different categories (AAY, PHH, SPHH, and RKSY) to receive food grains at subsidised rates through the state’s PDS network.How to Apply for a Ration Card in West Bengal?Applicants can opt for both online and offline modes to get a West Bengal ration card:Online ProcessStep 1: Visit the West Bengal Department of Food and Supplies website.Step 2: Scroll down and click on ‘Apply for New Ration Card’ tab under the ‘Special Services’ heading.Step 3: Select ‘For New Applicant’ option.Step 4: Enter the mobile number and click ‘Get OTP’.Step 5: Enter the ‘OTP’ and validate it.Step 6: Provide the required information and upload the documents.Step 7: Once you complete filling in the necessary details, click on ‘Save and View Application’.Step 8: Verify all submitted information and submit the form. Note down the application number for future reference.Offline ProcessStep 1: Visit the nearest food inspector office with all relevant documents.Step 2: Obtain the ration card application form from the food inspector office.Step 3: Submit the documents to the officials along with a filled copy of a ration card application form.Step 4: Upon successful verification of your application and documents, you will receive an email with a physical ration card sent to you within a month.West Bengal Ration Card List 2025Here is the detailed step-by-step guide to follow to check out the West Bengal ration card list containing names and beneficiary details:Step 1: Visit the West Bengal Department of Food and Supplies website.Step 2: Scroll down and click on ‘FPS Wise List of Beneficiaries’.Step 3: Click on the district name, Tehsil/block name and FPS name.Step 4: The ration card list will appear on the screen.Types of Ration Card in West BengalThere are four different types of ration cards available in West Bengal. Listed below is a detailed explanation of those West Bengal ration card:Antyodaya Anna Yojana (AAY) Ration CardsThis specific type of ration card is provided to families with no stable source of income and who live below the poverty line.


Legal Heir Certificate
Updated on Nov 3rd, 2025 | 9 min read

A legal heir certificate is an official document identifying the rightful legal heirs of a deceased person. It is an essential document for transferring property, claiming insurance or receiving family pension benefits. Applicants can download the legal heir certificate and track the legal heir certificate status through their respective state portals.Key HighlightsOnly the legal heirs (spouse, children or parents) can apply for a legal heir certificate.Issued by the Tehsildar, Revenue Officer, or Sub-Divisional Magistrate of the respective state.The legal heir certificate format varies from state to state.Required for property transfer, pension claims, and insurance settlements.Legal heirs can apply for the legal heir certificate online or offline.What is Legal Heir Certificate?A legal heir certificate is an important document upon the death of a family member. It establishes the relationship between the deceased person and his/her legal heirs. A legal heir certificate identifies the rightful successor of a deceased person's property in the absence of a will.The legal heirs of a deceased person are spouse, children and parents. It contains the details related to a deceased person, such as deceased person's name, address and date of birth. It states his/her legal heir details, such as legal heir's name, address and relationship with the deceased person. The issuing authority details, signature and date of the certificate are also present on the legal heir certificate. The certificate is generally issued by the Village Tehsildar.


IMPS Full Form, Meaning, Features, Benefits and How to do IMPS
Updated on Oct 31st, 2025 | 22 min read

IMPS stands for Immediate Payment Service, India's instant fund transfer system that operates 24/7 for secure, real-time money transfers across banks, enabling instant transactions through mobile banking, internet banking, and ATMs. Let’s learn how to utilise it, understand transfer limits and charges, and learn why it's one of the most reliable digital payment options available today.What is IMPS?Immediate Payment Service, also known as IMPS, is a real-time electronic fund transfer system that works 24/7, allowing instant money transfers between banks. It is developed by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India (RBI).By using IMPS, individuals and businesses can send and receive funds securely, make payments, pay bills, or transfer money seamlessly. IMPS offers a reliable and efficient solution through mobile banking, internet banking, ATMs, and even bank branches.IMPS Full Form in BankingIMPS full form is Immediate Payment Service. It is an RBI-regulated instant digital payment system that enables secure, real-time transfer of funds between bank accounts 24/7 across India.How Does IMPS Work?IMPS works 24/7 through mobile banking, internet banking, or ATMs.


Passport Appointment - Availability Check, Date, Documents Required & How to Book Passport Appointment
Updated on Oct 31st, 2025 | 16 min read

Booking a passport appointment is necessary for anyone applying for a new passport, reissue, or renewal in India. The process is fully online, making it easier to check passport appointment availability, select a convenient date, and submit the required documents.Key Highlights:Passport appointment availability check: Through the Passport Seva website.Types of passport appointment: Normal or Tatkal appointments for issuance or re-issuance of a passport.Passport appointment booking: By logging into the Passport Seva website.Documents required: Old passport, ID proof, address proof, DOB poof Fees: ₹1,000 to ₹3,500, depending on your age, application type and passport pages.What is a Passport Appointment?A passport appointment is a scheduled date and time slot that applicants must book to visit a Passport Seva Kendra (PSK) or Post Office Passport Seva Kendra (POPSK) to apply for a passport (fresh, re-issue or renewal). During this appointment:Applicants submit their application reference number and documents.Biometric data, such as fingerprints and photographs, is captured.Verification of supporting documents is carried out.Passport Appointment AvailabilityChecking passport appointment availability is the first step before booking. The availability depends on location, workload at the passport office, and demand.Below is how you can check availability:Step 1: Go to the official Passport Seva website.Step 2: Select the ‘Passport Office’ and the ‘Passport Seva Kendra’.Step 3: Click on ‘Check Appointment Availability’ to see what slots are available for booking.Passport Appointment DateOnce availability is confirmed, applicants can book a convenient passport appointment date. It is advisable to choose a date when all documents are ready and travel plans are considered.Key points about appointment dates:Early morning slots tend to fill up first.Dates may vary depending on demand in metro vs.


Police Verification for Passport in India - A Complete Guide
Updated on Oct 31st, 2025 | 17 min read

Police verification for passport is a mandatory process to confirm an applicant’s identity, address, and background before or after issuing a passport. It applies to fresh applications, Tatkaal cases, and, in certain cases, renewals. The verification is conducted by local police authorities and directly impacts the approval of your passport.Key Highlights:Types: Pre-police, post-police, or no verification (for eligible categories).Fresh passports: Verification is almost always required.Renewals: In some cases, yes – especially if details like address change.Tatkaal: Post-police verification after passport issue.Timeline: Usually 5–14 working days depending on the location and documentsWhat is Police Verification for a Passport?Police verification for passport is the process where local police authorities verify the applicant’s identity, residential address, and background to confirm eligibility for a passport. The applicant has to come down to the police station to complete the police verification for passport process. In some cases, a police officer might visit the applicant at his residential address to verify the details they have provided in their application.After police verification and approval, the Ministry of External Affairs of the Republic of India will issue the passports to eligible candidates only. There are three different types of police verification for passport, they are:No Police verificationPre-Police VerificationPost-Police verificationPolice Verification for Passport RulesThere are some rules that a passport applicant must follow for a hassle-free police verification for passport.


Police Clearance Certificate (PCC) – Download, Application Form and How to Apply
Updated on Oct 31st, 2025 | 13 min read

A Police Clearance Certificate (PCC) is required for individuals applying for work, overseas migration or long-term visas abroad. A PCC certifies that an individual has no adverse criminal record in India. You can apply it from the Passport Seva Kendra (PSK).Key Highlights:Police Clearance Certificate (PCC) Meaning: A PCC is a certificate required for employment or immigrations purposes abroad.Police Clearance Certificate Application: You can fill out the PCC application online on the Passport Seva portal.Police Clearance Certificate Download: You can download the PCC from the Passport Seva portal.Required Documents for PCC: Address proof, original passport, etc.What is a Police Clearance Certificate (PCC)?A Police Clearance Certificate (PCC) is a certificate issued to Indian passport holders when they have applied for residential status, a long-term visa, employment, or immigration purposes. It is an official document certifying that an individual has no criminal record or has not been involved in any criminal activity resulting in a criminal conviction.However, the PCC is not issued for persons going abroad for vacations on a tourist visa. PCC can be applied through the Passport Seva portal.


How Much Gold is allowed from Dubai to India?
Updated on Oct 31st, 2025 | 11 min read

Gold for Indians is an emotion. It symbolises our culture, tradition, and heritage. Whether it is a marriage ceremony or any auspicious event, Indians gift gold jewellery or coins to their loved ones as a token of fortune. Thus, while visiting countries like Dubai, where gold is available at a cheaper rate, Indians prefer buying this metal as much as they can afford. However, buying gold from a foreign land comes with some obligations that every Indian must know.Continue reading to know the gold limit from Dubai to India, applicable customs duty, and more.Why is Gold Cheap in Dubai?Indians often travel to Dubai to buy gold at affordable rates.


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