To apply for an Indian passport in 2025, you must submit a prescribed set of documents depending on the type of application—whether it’s a new passport, a renewal, a reissue, or a minor’s passport. The documents required for a passport include valid proof of identity, proof of address, and proof of date of birth, along with passport-sized photographs.This guide outlines the key documents needed for obtaining a passport in India and helps you navigate the application process with ease.Documents Required for a New PassportThe following is a list of documents required when applying for a new passport: Address ProofAadhaar card or E-AadhaarBank account statementVoter ID cardWater billTelephone billElectricity billGas connection billRental agreementIncome tax assessment orderDate of Birth ProofAadhaar card or e-AadhaarPAN cardDriving licenceBirth certificatePhoto ID ProofVoter IDPAN cardAadhaar card or e-AadhaarDriving licencePassport Size PhotoTwo recent passport-sized photos of yours with a white background must be provided as part of the application.Old PassportIf you already hold a passport, you must submit it along with your application form.Additional Passport DocumentationAdditional documents may be required depending on your case. Always check the official Passport Seva website to ensure you have all the necessary paperwork.Documents Required For Minor's PassportIn India, those under 18 are considered minors, and their passports are valid for 5 years or until they turn 18, whichever comes first. Here are the documents required for a child's passport appointment:Birth certificate of the minorProof of addressProof of the parents' citizenshipRecent passport-sized photographsAnnexure 'D' signed by both parents or guardiansAnnexure 'C' for minors aged between 15 and 18Any additional documents as required by the passport officeBoth parents or legal guardians must be present to sign and give consent. If one parent is absent, a notarised affidavit is required. Address proof must be in the parents' names, and passport-holding parents should carry originals and self-attested copies to the PSK.Documents Required To Reissue Passport For MinorsHere is the list of necessary documents for the reissue of a minor’s passport:Previous Passport: The original expired or expiring passport, photocopies of the first two and last two pages, including the ECR or non-ECR page (previously ECNR), and any pages with observations.Parental Consent: A letter of consent from both parents or legal guardians granting permission for the passport reissue.School Certificate: A photocopy of the school leaving certificate is needed to verify the minor’s details.Address Proof: One of the following documents from the parents can be submitted as proof of address:Utility bills (electricity, telephone, water supply, or gas) in the name of the applicantVoter ID cardAadhaar cardA bank statement with a recent photo of the applicantDriving licenceRent agreementIncome tax assessment orderDocuments Required for Passport AppointmentThese are the following documents you will need to carry while going for a passport appointment: Address Proof:Aadhaar cardVoter IDBank statementUtility bills (water/electricity/gas/telephone)Rental agreementIncome tax assessment orderDate of Birth Proof:Birth certificateAadhaar cardPAN cardDriving licencePhoto ID Proof:Aadhaar cardVoter IDPAN cardDriving licencePassport Size PhotosTwo recent passport-sized photos with a white backgroundOld Passportsubmit your old passport, if applicable.Documents Required for Renewal of passportIf you're renewing your passport when it is expiring, here’s what you’ll need:1.

Police verification for passport is a step in the Indian passport application process to verify the applicant’s identity, address, and background. This verification is conducted by local police authorities either before or after passport issuance, depending on the type of application. It applies to fresh applications, renewals, and even minor or Tatkaal cases under specific conditions.What is Police Verification for a Passport?Police verification is a process in which local police authorities verify a passport applicant’s identity in different ways to ensure the authenticity of the applicant. It involves the verification of an applicant’s address, background and other details required for the passport.The applicant has to come down to the police station to complete the verification process. In some cases, a police officer might visit the applicant at his residential address to verify the details they have provided in their application.After police verification and approval, the Ministry of External Affairs of the Republic of India will issue the passports to eligible candidates only.

A passport is an official identity and travel document issued by the Ministry of External Affairs. It allows Indian citizens to travel internationally and serves as valid proof of nationality. The validity of an Indian passport is 10 years for adults and 5 years for minors. There are three types of passports in India with differing issuance fees and processing times:Ordinary Passport (Blue): Issued to general Indian citizens for personal or business travel.Diplomatic Passport (Maroon): Issued to senior government officials and diplomats.Official Passport (White): Issued to individuals representing the Government of India on official assignments.To obtain a passport, an individual has to fulfil the eligibility conditions, such as being a citizen and of a certain age, and provide documents as proof of address, identity, and date of birth.What is a Passport?A passport is an official government-issued document that serves as proof of a person’s identity and nationality. It enables international travel by allowing the holder to enter and exit foreign countries legally. In India, passports are issued by the Ministry of External Affairs under the Passports Act, 1967.Indian passports are essential for:Applying for visas to travel abroadProving Indian citizenship in foreign countriesReceiving assistance from Indian embassies while overseasIt also acts as a valid identity document for various purposes within India.Why is a Passport Essential?A passport is essential because it legally authorizes international travel and acts as a globally recognized proof of identity and nationality.

A gold loan is a secured loan where you pledge gold jewellery or coins to access funds for personal or business needs. In 2025, gold loan interest rates in India range from 8% to 29%, depending on the lender, loan amount, gold purity, and repayment tenure. Banks like SBI and Central Bank of India offer some of the lowest gold loan interest rates, while NBFCs like Muthoot Finance and Manappuram may offer quicker processing at slightly higher rates. In this guide, you’ll find the latest gold loan interest rates for 2025, along with eligibility, documentation, repayment options, and a comparison of top banks and NBFCs. What Is the Gold Loan Interest Rate? A gold loan interest rate is the percentage charged by banks or financial institutions against the loan amount provided when borrowers pledge gold as collateral. In India, gold loan interest rates generally vary between 8% and 26% per annum.

Indian Overseas Bank gold loan interest rate starts from 7% per annum in 2025, depending on the borrower profile and scheme selected. IOB offers multiple gold loan options under agriculture, SME, women-specific, and general categories. The IOB gold loan interest rate is based on gold purity, loan amount, and subvention eligibility.Indian Overseas Bank Gold Loan HighlightsFeatureDetailsGold Loan SchemesSwarna Loan, Swarna Express, Swarna OverdraftInterest Rate7.00% – 11.60%Loan AmountUp to ₹50 lakhProcessing Fees- Swarna Loan & Overdraft: 0.50% of loan amount (₹500 – ₹5,000)- Swarna Express: 50% of regular chargeTenureUp to 12 months Indian Overseas Bank (IOB) Gold Loan Interest Rate 2025With Indian Overseas Bank (IOB), you can avail the most affordable rates of interest as per the gold loan scheme chosen. The Bank decides the final rate of interest. This, however, depends on the profile of the borrower and is mainly based on the value of gold.

Investing in gold is a smart financial decision, and a gold loan can provide a convenient solution during financial emergencies or to meet your short-term needs. One major loan scheme of the Central Bank is the gold loan.This article explores the Central Bank of India's gold loan interest rates for 2025, providing valuable insights into the loan's application process, eligibility criteria, required documents, and more. Central Bank of India Gold Loan Interest Rate 2025The Central Bank of India offers competitive interest rates on gold loans to its customers. The interest rate for gold loans in 2025 is determined based on market fluctuations and the loan amount. Currently, the Central Bank of India's gold loan interest rates is 7.00% to 9.15%.Loan TypeInterest Rate Range (p.a.)Retail / MSME Gold Loan8.05% – 9.15%Agricultural Gold Loan (≤₹3 L, subvention)7.00% Agricultural Gold Loan (>₹3 L, non‑subvention)8.45% – 9.05%Central Bank Gold Loan Rate per GramThe gold loan amount per gram offered by the Central Bank fluctuates from day to day based on gold rate fluctuations on a daily basis, depending on the purity of the gold.

Gold is an auspicious asset in Indian households used for different purposes such as religious matters, accessorising oneself, or financing emergency requirements of funds. Among diverse financial products, the Bank of Baroda (BOB) allows you to borrow funds to finance such needs. Bank of Baroda offers two gold loan schemes to help its customers meet their personal needs or funds for business. These are Agri-gold loans for farmers and Retail gold loans to individuals. Bank of Baroda Gold Loan HighlightsParticularsDetailsInterest Rate7.75% to 9.95% p.a.Loan Amount₹25,000 to ₹25 lakhTenureUp to 36 months Schemes AvailableRetail Gold Loan, Gold Loan Overdraft, Agricultural Gold Loan, Agri Gold Loan (Short-Term)Processing Charges₹500 + GST (Retail), 0.35% of loan amount (Agri, min ₹500, max ₹1,500) Bank of Baroda (BOB) Gold Loan Interest Rate 2025The BOB gold loan interest rate 2025 for the different gold schemes is as follows:Loan SchemeInterest RatesAgri-gold loanFrom 8.70% (Varies as per 1-year MCLR rates)Retail gold loan9.40%Gold Loan Overdraft9.50% Bank of Baroda Gold Loan Rate Per GramThe gold loan rate per gram for the Bank of Baroda ranges from Rs.4,289 to Rs.4,679. Bank of Baroda Agriculture Gold Loan Interest RateThe Bank of Baroda's gold loan interest rate for agriculture and farmers starts from 8.70%. This rate is subject to changes as per MCLR. Bank of Baroda Gold Loan ProcedureYou are required to fill out an application form and present your gold items to avail of a BOB gold loan, which is similar to other secured loan application processes. Below are the steps to apply for the Bank of Baroda gold loan procedure: Step 1: Visit the official website of the Bank of Baroda.Step 2: Click on the ‘Loans’ tab and then on the ‘Agri Gold Loan’ or ‘Retail Gold Loan’ options under the ‘Gold Loan’ heading.Step 3: On the next page, click on the ‘Apply Now’ button.Step 4: Login or Sign Up to the BOB website.Step 5: Fill out the required details and submit the application.Bank of Baroda representatives will contact you once you submit your application. You can also go to your nearest Bank of Baroda branch with your gold ornaments and relevant documents to apply for a gold loan. Bank of Baroda Gold Loan Eligibility CriteriaYou must fulfil the following eligibility criteria to avail of a gold loan from the Bank of Baroda: You must be an Indian citizen.You should be a true owner of gold jewels, ornaments and minted coins by banks. Every borrower can avail of a loan for a maximum of 50 gms of gold. Documents Required For Bank of Baroda Gold LoanYou must present the following documents to apply for Bank of Baroda gold loans: Proof of identification: PAN, Voter ID, Aadhaar card, driver’s licence, etc A recently clicked passport-sized photo. Proof of residence: Recent utility bills, passport, ration card, Aadhaar card or passport.Bank of Baroda Gold Loan Processing FeeThe processing charges applicable for the Bank of Baroda gold loan are listed in the table below:Loan AmountProcessing ChargesGold loans up to Rs.

Union Bank of India, a major gold loan provider, prioritises understanding and meeting customer needs. Loan amounts are disbursed swiftly, often within an hour, and pledged gold is securely stored in bank lockers. Transparency is ensured by providing upfront information on Union Bank Gold Loan interest rates and charges. Union Bank of India's gold loans offer a simple and secure way to access funds, with attractive interest rates and minimal documentation. Keep reading to know everything about the interest rates and charges on gold loans.Union Bank Gold Loan HighlightsFeatureDetailsNameUnion Bank Gold LoanInterest Rate8.90% to 10.50% p.a.Loan AmountFrom ₹25,000 up to ₹25 lakh TenureUp to 12 months or 24 monthsSchemes AvailableSwarna Shakti, MSME Gold Loan Plus, Krishi Kamdhenu, Agri Gold LoanProcessing Charges0.50% of loan amount, min ₹500, max ₹2,500 + GST Union Bank Gold Loan Types and Interest Rate 2025Following are the types of gold loans and their interest rates charged by Union Bank for various gold loan schemes:Loan SchemeRate of InterestUnion Krishi Kamdhenu Gold Loan SchemeMCLR for 1 Year + 1.00%10.00%Union Gold Loan-AgricultureMCLR for 1 Year + 1.00%10.00%Union MSME Gold Loan PlusEBLR + 0.70%9.95%Union Swarna Shakti Loan Scheme-RetailEBLR + 0.70%9.95%Union Gold Loan – MSME EBLR + 0.90%10.15%Union Gold Loan – Retail EBLR + 1.20%10.45%Union Secured Overdraft Gold Loan (Retail/MSME) EBLR + 1.2010.45%Union Bank Gold Loan per GramFollowing is a list of the Union Bank Gold Loan interest rate per gram:Weight of the Gold Purity of Gold 24 Carat (in Rs.)22 Carat (in Rs.)20 Carat (in Rs.)18 Carat (in Rs.)500 gram23,40,00021,45,00019,50,00017,55,000400 gram18,72,00017,16,00015,60,00014,04,000300 gram14,04,00012,87,00011,70,00010,53,000200 gram9,36,0008,58,0007,80,0007,02,000100 gram4,68,0004,29,0003,90,0003,51,00050 gram2,34,0002,14,5001,95,0001,75,50040 gram1,87,2001,71,6001,56,0001,40,40030 gram1,40,4001,28,7001,17,0001,05,30020 gram93,60085,80078,00070,20010 gram46,80042,90039,00035,1001 gram4,6804,2903,9003,510Union Bank Agriculture Gold Loan Interest RateUnder the Union Bank Agriculture gold loan scheme, you can obtain financing for agricultural expenses related to crop production or allied agricultural activities. The loan amount can be up to Rs.

A gold loan is a loan taken against your gold assets, with the repayment due at the end of the tenure along with interest. State Bank of India (SBI) offers gold loans of up to ₹50 lakhs against 18-24K gold items such as jewelry, gold bonds, and more.In this article, you'll learn about SBI gold loans, including the SBI gold loan interest rate for 2025, fees, required documents, eligibility criteria, and other important details. Highlights of SBI Gold LoanLoan TypeSBI Gold LoanInterest Rate8.55% to 10.25% p.a.Loan Amount₹20,000 to ₹50 lakhLoan Tenure3 months to 36 monthsProcessing FeesUp to 0.50% of loan amount (Min ₹500) + GSTFeatures of SBI Gold LoanCustomers can avail gold loans between Rs. 20,000 to Rs. 50 lakh against the security of gold ornaments, including gold coins sold by Banks.Applicants can avail gold loan for medical expenses, margin money for home loan/ education loan and travel including consumption purpose.Customers can repay the gold loans through monthly EMIs (Demand loan) or by paying the principal and interest amount before maturity of loan (Bullet repayment loan).The repayment period of the gold loan ranges between 12 months and 36 months, depending on the loan scheme.Applicants cannot get gold loan against the security of primary gold i.

If you have gold and are in need of money, you can opt for a gold loan from Punjab National Bank (PNB). PNB offers gold loans at competitive interest rates. Continue reading to gain detailed insights about the PNB gold loan interest rate 2025. Highlights of PNB Gold Loan 2025Below tables provides details about PNB gold loan 2025:Gold LoanPNB Gold LoanInterest Rate8.35%Loan AmountRs. 25,000 - Rs. 25 lakhTenure12 months - 36 monthsProcessing Fee0.30% of loan amount or or Rs.