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Mayashree Acharya

Senior Content Writer

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Apart from writing, I like exploring new places and trying new things.

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The latest articles by Mayashree Acharya


Anna Bhagya Scheme Online: Eligibility, Documents Required, How to Apply, Benefits
Updated on Dec 16th, 2025 | 11 min read

Anna Bhagya Scheme is an important initiative of the Karnataka Government to provide different benefits to people below the poverty line. The government recently implemented the Anna Bhagya Scheme, providing free rice to families belonging to the BPL (Below Poverty Line) category. Several criteria, eligibility, and documents are required for you to get this benefit from the Karnataka government.Read this article to learn everything about Anna Bhagya Scheme 2023 and get its benefits.Anna Bhagya Scheme In KarnatakaAccording to the Karnataka government, every beneficiary under the Anna Bhagya Scheme who previously received 5 kg of rice each month will now receive 10 kg of rice per month. This initiative, also known as the Karnataka Free Rice Distribution Scheme, is aimed at supporting low-income families across the state.The main objective of the Anna Bhagya Scheme 2023 is to ensure food security for households that hold Antyodaya or Priority Household (PHH) ration cards. The scheme works to reduce hunger and food shortages across Karnataka by providing a reliable rice supply each month.


EMI Formula: How To Calculate EMI With Example
Updated on Dec 15th, 2025 | 8 min read

An EMI (Equated Monthly Instalment) determines how much you repay every month on a loan. Knowing the EMI calculation formula helps you assess loan affordability and avoid repayment stress. Using the EMI formula, you can plan your finances better before applying for a home loan, personal loan, or car loan.Key HighlightsThe EMI calculator formula is used to calculate fixed monthly loan repayments.EMI depends on three factors: principal amount, interest rate, and tenure.Banks and online tools use the same EMI calculator formula for accuracy.A longer tenure reduces EMI but increases total interest paid.What is the EMI Formula to calculate monthly EMIs? When applying for a loan from a financial institution, you must pay an EMI or Equated monthly instalment. However, estimating how much you can actually afford to repay per month can be a challenging process. The basic EMI calculation formula is as follows:E = P x R x (1+r)^n/((1+r)^N – 1, where E = Equated Monthly Instalment‘P’ stands for principal amount‘R’ denotes applicable rate of interest‘N’ stands for the loan term or tenureBy using this EMI formula, you can easily calculate the monthly instalment of your loan. However manual calculations are more prone to errors leading to a wrong decision.


SBI Bank Holidays List 2025
Updated on Dec 15th, 2025 | 93 min read

Being aware of the SBI bank holiday schedule in advance helps you plan your banking activities efficiently and avoid transaction delays. This official SBI Bank Holidays 2025 list covers both national and regional holidays observed across various states, helping you stay informed.List of SBI Bank Holidays for December 2025:DateOccasionStates01 December 2025, MondayIndigenous Faith DayArunachal Pradesh03 December 2025, WednesdayFeast of St. Francis XavierGoa12 December 2025, FridayPa Togan NengminjaMeghalaya18 December 2025, ThursdayGuru Ghasidas JayantiChattisgarh18 December 2025, ThursdayDeath Anniversary of U SoSo ThamMeghalaya19 December 2025, FridayGoa Liberation DayGoa24 December 2025, WednesdayChristmasMeghalaya, Mizoram25 December 2025, ThursdayChristmasAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chattisgarh, Goa, Gujarat,  Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana,Tripura, Uttarakhand, Uttar Pradesh, West Bengal, Jammu and Kashmir, Delhi26 December 2025, FridayChristmasMeghalaya, Mizoram, Telangana26 December 2025, FridayShaheed Udham Singh JayantiHaryana27 December 2025, SaturdayGuru Gobind Singh JayantiHaryana, Punjab, Himachal Pradesh30 December 2025, TuesdayU Kiang NangbahMeghalaya30 December 2025, WednesdayTamu LosarSikkim31 December 2025, WednesdayNew Year's DayMizoram, ManipurList of SBI Bank holidays for January 2025:DateOccasionStates01 January 2025, WednesdayNew YearArunachal Pradesh, Assam, Goa, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Rajasthan, Sikkim, Tamil Nadu, Telangana02 January 2025, ThursdayNew Year HolidayMizoram02 January 2025, ThursdayMannam JayanthiKerala06 January 2025, MondayGuru Gobind Singh JayantiHaryana, Punjab11 January 2025, SaturdayMissionary DayMizoram11 January 2025, SaturdayGuru Gobind Singh JayantiRajasthan12 January 2025, SundaySwami Vivekananda JayantiWest Bengal, Jammu and Kashmir, Delhi12 January 2025, SundayGaan-NgaiManipur14 January 2025, TuesdayMakara SankranthiArunachal Pradesh, Gujarat, Karnataka, Kerala, Odisha, Punjab, Sikkim, Telangana14 January 2025, TuesdayPongalTamil Nadu15 January 2025, WednesdayMakara SankrantiAndhra Pradesh, Sikkim, Telangana15 January 2025, WednesdayPongalTelangana15 January 2025, WednesdayMagh BihuAssam15 January 2025, WednesdayThiruvalluvar DayTamil Nadu16 January 2025, ThursdayKanuma PandugaAndhra Pradesh16 January 2025, ThursdayUzhavar ThirunalTamil Nadu22 January 2025, WednesdayIMOINU IRATPAManipur23 January 2025, ThursdayGaan -NgaiManipur23 January 2025, ThursdayNetaji Subhas Chandra Bose JayantiTripura, Odisha, Punjab, Sikkim, West Bengal, Jammu and Kashmir, Delhi25 January 2025, SaturdayMohm Hajarat AliUttar Pradesh, Uttar Pradesh25 January 2025, SaturdayState DayHimachal Pradesh26 January 2025, SundayRepublic DayAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal, Jammu and Kashmir, Delhi30 January 2025, SundaySonam LosarSikkimList of SBI Bank holidays for February 2025:DateOccasionStates03 February 2023, MondayVasant PanchamiHaryana, Odisha, Punjab, Sikkim, Tamil Nadu, Tripura, West Bengal10 February 2025, MondayLosarSikkim12 February 2025, WednesdayGuru Ravidas JayantiHaryana, Himachal Pradesh, Madhya Pradesh, Mizoram, Punjab14 February 2025, FridayVasanta PanchamiOdisha, West Bengal, Jammu and Kashmir, Delhi14 February 2025, FridaySaraswati PujaTripura, West Bengal14 February 2025, FridayHoliMeghalaya, Nagaland14 February 2025, FridayShab-E-BaratChattisgarh15 February 2025, SaturdayLui-Ngai-NiManipur19 February 2025, WednesdayChhatrapati Shivaji Maharaj JayantiMaharashtra20 February 2025, ThursdayStatehood DayArunachal Pradesh20 February 2025, ThursdayState DayMizoram25 February 2025, TuesdayMaha ShivaratriKarnataka, Kerala26 February 2025, WednesdayMaha ShivaratriGoa, Gujarat, Haryana, Himachal Pradesh. Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh28 February 2025, FridayLosarSikkimList of SBI Bank holidays for March 2025:DateOccasionStates01 March 2025, SundayChapchar KutMizoram05 March 2025, ThursdayPanchayati raj DivasOdisha, Punjab, Sikkim07 March 2025, SaturdayChapchar KutMizoram08 March 2025, SaturdayMahashivratriAndhra Pradesh, Bihar, Uttar Pradesh, Rajasthan, Uttarakhand14 March 2025, FridayHoliArunachal Pradesh, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Maharashtra, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura14 March 2025, FridayYaosangManipur14 March 2025, FridayYaosang 2nd DayManipur14 March 2025, FridayHoliMizoram, Punjab14 March 2025, FridayDoljatraWest Bengal22 March 2025, SaturdayBihar DayBihar23 March 2025, SundayS. Bhagat Singh's Martyrdom DayHaryana25 March 2025, TuesdayDol JatraAssam, West Bengal, Jammu and Kashmir, Delhi25 March 2025, TuesdayDhulandiRajasthan25 March 2025, TuesdayHoliAndhra Pradesh, Assam, Goa, Rajasthan, Uttar Pradesh, Uttarakhand26 March 2025, WednesdayHoliBihar, Odisha26 March 2025, WednesdayYaosang 2nd DayManipur27 March 2025, ThursdayHoliBihar28 March 2025, FridayJamat-Ul-VidaChattisgarh29 March 2025, SaturdayGood FridayAssam, Bihar, Goa, Jharkhand, Madhya Pradesh, Manipur, Mizoram, Nagaland, Sikkim, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal, Jammu and Kashmir, Delhi30 March 2025, SundayUgadiGujarat, Karnataka, Rajasthan, Telangana30 March 2025, SundayGudi PadwaGujarat, Maharashtra30 March 2025, SundayTelugu New YearTamil Nadu30 March 2025, SundayEasterKerala31 March 2025, MondayIdul FitrArunachal Pradesh, Assam, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, TripuraList of SBI Bank holidays for April 2025:DateOccasionStates01 April 2025, TuesdayOdisha DayOdisha, Punjab01 April 2025, TuesdaySarhulJharkhand01 April 2025, TuesdayIdul Fitr HolidayTelangana05 April 2025, SaturdayBabu Jag Jivan Rams BirthdayTelangana, Andhra Pradesh06 April 2025, SundayRam NavamiAndhra Pradesh, Bihar, Chattisgarh, Gujarat, Haryana, Himachal Pradesh, Madhya Pradesh, Maharashtra, Manipur, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Uttarakhand, Uttar Pradesh09 April 2025, WednesdayUgadi FestivalTelangana, Andhra Pradesh, Goa09 April 2025, WednesdayGudi PadwaMaharashtra09 April 2025, WednesdayTelugu New Year's DayTamil Nadu10 April 2025, ThursdayMahavir JayantiChattisgarh, Haryana, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Mizoram, Punjab, Rajasthan, Tamil Nadu10 April 2025, ThursdayIdul FitrAssam, Rajasthan, Uttar Pradesh, Uttarakhand, West Bengal, Jammu and Kashmir, Delhi11 April 2025, FridayId-Ul-FitrGoa, Telangana, Tripura, Uttar Pradesh, West Bengal,  Jammu and Kashmir, Delhi 11 April 2025, FridayKhutub-E-RamzanKarnataka13 April 2025, SundayBohag BihuAssam13 April 2025, SundayCheiraobaManipur13 April 2025, SundayMaha Vishuba SankrantiOdisha, Punjab14 April 2025, MondayRongali BihuAssam14 April 2025, MondayDr B R Ambedkar JayantiAndhra Pradesh, Bihar, Goa, Jharkhand,Maharashtra,  Sikkim, Tamil Nadu, Telangana, Uttarakhand, Uttar Pradesh, Chattisgarh, Gujarat, Haryana, Himachal Pradesh, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Uttarakhand, Uttar Pradesh14 April 2025, MondayBihuArunachal Pradesh14 April 2025, MondayCheiraobaManipur14 April 2025, MondayTamil New YearTamil Nadu14 April 2025, MondayBengali New YearTripura, West Bengal,  Jammu and Kashmir, Delhi 14 April 2025, MondayVishuKerala15 April 2025, TuesdayBohag BihuArunachal Pradesh, Assam15 April 2025, TuesdayHimachal DayHimachal Pradesh17 April 2025, ThursdayRam NavamiGoa, Uttar Pradesh, Uttarakhand18 April 2025, FridayGood FridayAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Goa, Gujarat, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, West Bengal19 April 2025, SaturdayEaster SaturdayNagaland20 April 2025, SundayEaster SundayNagaland21 April 2025, MondayMahavir JayantiChattisgarh, Mizoram, Tamil Nadu21 April 2025, MondayGaria PujaTripura29 April 2025, TuesdayMaharshi Parasuram JayantiHaryana, Himachal Pradesh, Madhya Pradesh, Manipur, Rajasthan, Sikkim30 April 2025, WednesdayBasava JayantiKarnataka, KeralaList of SBI Bank holidays for May 2025:DateOccasionStates01 May 2025, ThursdayMay DayAssam, Bihar, Goa, Gujarat, Manipur, Karnataka, Kerala, Tamil Nadu, Telangana, West Bengal, Goa, Manipur, Tripura, West Bengal,  Jammu and Kashmir, Delhi01 May 2025, ThursdayMaharashtra DinMaharashtra08 May 2025, ThursdayGuru Rabindranath JayantiWest Bengal, Tripura, West Bengal,  Jammu and Kashmir, Delhi12 May 2025, MondayBuddha PurnimaArunachal Pradesh, Chattisgarh, Gujarat, Jharkhand, Madhya Pradesh, Maharashtra, Manipur, Mizoram, Odisha, Sikkim,Tamil Nadu, Tripura, Uttarakhand, West Bengal16 May 2025, FridayState DaySikkim23 May 2025, FridayBuddha PoornimaAssam, Mizoram, , Uttar Pradesh, Uttarakhand, West Bengal,  Jammu and Kashmir, Delhi26 May 2025, MondayKazi Nazrul Islam JayantiTripura29 May 2025, ThursdayMaharana Pratap JayantiHaryana, Himachal Pradesh, RajasthanList of SBI Bank holidays for June 2025:DateOccasionStates07 June 2025, SundayBakrid / Eid al AdhaAndhra Pradesh, Arunachal Pradesh, Bihar, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura11 June 2025, WednesdaySant Guru Kabir JayantiChattisgarh, Haryana, Punjab, Himachal Pradesh14 June 2025, SaturdayPahili RajaOdisha, Punjab15 June 2025, SundayYma DayMizoram15 June 2025, SundayPahili RajaOdisha15 June 2025, SundayPahili RajaPunjab15 June 2025, MondayRaja SankrantiOdisha, Sikkim17 June 2025, TuesdayEid-Ul ZuhaAssam, Chattisgarh, Goa, Gujarat, Mizoram, Punjab, Tripura, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal,  Jammu and Kashmir, Delhi24 June 2025, TuesdayEid al-AdhaKerala27 June 2025, FridayRatha YatraManipur, Odisha, Punjab, Sikkim30 June 2025, MondayRemna NiMizoramList of SBI Bank Holidays for July 2025:DateOccasionStates03 July 2025, ThursdayBehdingkhlamMeghalaya03 July 2025, ThursdayKharchi PujaTripura06 July 2025, SundayMHIP dayMizoram06 July 2025, SundayMuharramAndhra Pradesh, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Mizoram, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura08 July 2025, TuesdayRatha YatraManipur08 July 2025, TuesdayJhulan PurnimaPunjab13 July 2025, SundayBhanu JayantiSikkim17 July 2025, ThursdayU Tirot Sing DayMeghalaya17 July 2025, ThursdayMuharramRajasthan, West Bengal,  Jammu and Kashmir, Delhi19 July 2025, SaturdayKer PujaTripura21 July 2025, MondayBonaluTelangana25 July 2025, FridayKarkidaka VavuKerala27 July 2025, SundayHaryali TeejHaryana29 July 2025, TuesdayBonaluTelangana31 July 2025, ThursdayShaheed Udham Singh Martyrdom DayHaryanaList of SBI Bank Holidays for August 2025:DateOccasionStates03 August 2025, SundayKer PujaTripura08 August 2025, FridayTendong Lho Rum FaatSikkim, Odisha09 August 2025, SaturdayRaksha BandhanChattisgarh, Haryana, Madhya Pradesh, Rajasthan, Uttarakhand, Uttar Pradesh13 August 2025, WednesdayPatriots DayManipur15 August 2025, FridayIndependence DayAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal, Jammu and Kashmir, Delhi15 August 2025, FridayParsi New Year (Shahenshahi)Maharashtra16 August 2025, SaturdayJanmashtamiAndhra Pradesh, Bihar, Chattisgarh, Goa, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura16 August 2025, SaturdayParsi New YearGujarat, Maharashtra19 August 2025, TuesdayRakshabandhanGujarat, Himachal Pradesh, Rajasthan, Uttar Pradesh, Uttarakhand26 August 2025, TuesdayShri Krishna AstamiGujarat, Sikkim, Rajasthan, Uttar Pradesh, Uttarakhand26 August 2025, TuesdayHartalika TeejChattisgarh, Sikkim26 August 2025, TuesdayGanesh ChaturthiKarnataka, Kerala27 August 2025, WednesdayGanesh ChaturthiAndhra Pradesh, Goa, Gujarat, Maharashtra, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana28 August 2025, ThursdayGanesh ChaturthiGoa, Gujarat28 August 2025, ThursdayNuakhaiOdisha, Punjab, SikkimList of SBI Bank Holidays for September 2025:DateOccasionStates02 September 2024, TuesdayTeja DashmiRajasthan04 September 2024, ThursdayTithi of Srimanta ShankardevAssam05 September 2024, FridayTithi of Srimanta ShankardevAssam05 September 2025, FridayEid e MiladAndhra Pradesh, Haryana, Jharkhand, Karnataka, Madhya Pradesh, Kerala, Maharashtra, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand07 September 2025, SundayVinayak ChaturthiGoa, Maharashtra, Odisha, Tamil Nadu, Telangana07 September 2025, SundayIndra JatraSikkim08 September 2025, MondayGanesh Chaturthi Goa13 September 2025, SaturdayRam Dev Jayanti/ Teja DashmiRajasthan14 September 2025, Sunday Karma PujaJharkhand16 September 2025, TuesdayMilad-Un-Nabi Andhra Pradesh, Manipur16 September 2025, TuesdayId-E-MiladGujarat, Uttarakhand, Uttar Pradesh16 September 2025, TuesdayOnamKerala21 September 2025, SundayMahalaya AmavasyeKarnataka, Kerala, Odisha, Punjab, Sikkim, Tripura, West Bengal22 September 2025, MondayMaharaja Agrasen JayantiHaryana22 September 2025, MondayGhatasthapanaRajasthan22 September 2025, MondayFirst Day of BathukammaTelangana23 September 2025, TuesdayShaheedi DiwasHaryana23 September 2025, TuesdayHeroes' Martyrdom DayHaryana29 September 2025.


How to Exchange Rs 2000 Notes in Bank: Last Date To Exchange, Daily Deposit Limit?
Updated on Dec 15th, 2025 | 13 min read

The Rs. 2000 note, introduced in 2016 after demonetisation, was officially withdrawn from circulation as per RBI’s Clean Note Policy. The Reserve Bank of India set 7 October 2023 as the 2000 note exchange last date for banks. After this deadline, the RBI bank 2000 notes exchange facility is available only at 19 RBI Issue Offices subject to relevant RBI or Government regulations (up to a limit of Rs. 20,000 at a time).Key HighlightsRs 2000 note exchange last date: 7 October 2023 (for banks and post offices).After 7 October 2023: Exchange/deposit available only at 19 RBI Issue Offices across India.Exchange limit: Up to Rs.


SBI Net Banking Password Reset - How To Reset SBI Net Banking Password?
Updated on Dec 15th, 2025 | 11 min read

SBI net banking password reset is available through online and offline modes. Customers who forget their login details can reset using multiple methods. Knowing how to reset SBI net banking password helps restore account access quickly and securely, ensuring uninterrupted transactions and compliance with SBI’s digital banking policies.Key Highlights:You may choose from profile password, ATM card, or branch form for SBI net banking password reset.OTP verification provides real-time password reset on the SBI portal.Offline reset requires a Duplicate Login Password Form submission.Users receive a reference number for confirmation during online reset.Resetting passwords regularly adds an extra layer of account protection.How to Reset Login SBI Password?SBI net banking password reset is the process of creating a new login password for SBI Internet Banking when the existing one is forgotten, blocked, or compromised. You can do it through the following ways: By visiting the bank branchUsing the profile passwordUsing details of ATM cardHow do I Change the Online SBI Login Password?Follow the steps given below for SBI net banking password reset online:Step 1: Visit the SBI Online website.Step 2: Click ‘Login’ under ‘Personal Banking’ section.Step 3: Click on the ‘Continue to Login’ button.Step 4: In the login screen, click ‘Forgot Username/ Login Password’.Step 5: A pop-up window will appear with a dropdown menu. Select the ‘Forgot My Login Password’ option and click ‘Next’.Step 6: In the following screen, provide details such as username, account number, date of birth, mobile number, country, and captcha code and click ‘Submit’.Step 7: An OTP will be sent to your registered mobile number.


IMPS Full Form, Meaning, Features, Benefits and How to do IMPS
Updated on Dec 15th, 2025 | 23 min read

IMPS is India’s real-time digital payment system that enables instant fund transfers across banks 24x7. The IMPS full form is Immediate Payment Service. Knowing what is IMPS is important as it supports secure money transfers through mobile banking, net banking, ATMs, and branches.This guide explains IMPS meaning, features, limits, charges, and how to use IMPS for fast and reliable transactions.Key HighlightsEnables instant transfers via account number + IFSC or mobile number + MMID.Works across multiple channels such as mobile banking, net banking, ATM, SMS, and bank branches.IMPS limit is up to Rs. 5 lakh per transaction/day (bank-wise variations possible).Regulated by RBI and operated by NPCI for secure, encrypted transfers.What is IMPS?Immediate Payment Service, also known as IMPS, is a real-time electronic fund transfer system that works 24/7, allowing instant money transfers between banks. It is developed by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India (RBI).By using IMPS, individuals and businesses can send and receive funds securely, make payments, pay bills, or transfer money seamlessly.


Government Holidays 2025
Updated on Dec 12th, 2025 | 6 min read

The Central Government holidays 2025 include a comprehensive list of gazetted and restricted holidays observed by all central government offices across India. This article provides the complete Central Government holidays 2025 calendar, including month-wise gazetted and optional holidays. Upcoming Holidays:Diwali (Deepavali) falls on Monday, 20 October 2025, and is a Gazetted Holiday across all Central Government offices in India.Govardhan Puja and Bhai Duj will be celebrated on Wednesday, 22 October and Thursday, 23 October 2025, respectively—both are Restricted Holidays.Chhath Puja (Surya Shashthi) falls on Tuesday, 28 October 2025, and is also a Restricted Holiday.Gazetted and Restricted Central Government Holidays in 2025Gazetted holidays are the compulsory public holidays declared by the Central Government. All Central Government offices across India remain closed. Restricted holidays, on the other hand, are optional. Employees can choose to take leave on these dates based on personal beliefs, cultural importance, or regional practices. Gazetted Holidays 2025 The following table lists all Gazetted Central Government holidays 2025, which are mandatory holidays observed by all Central Government offices across India:MonthDateDayHolidayOctober20 OctMondayDiwali / DeepavaliNovember5 NovWednesdayGuru Nanak’s BirthdayDecember25 DecThursdayChristmas DayJanuary26 JanSundayRepublic DayMarch14 MarFridayHoliMarch30 MarSundayUgadi / Gudi Padwa / Telugu New YearApril10 AprThursdayMahavir JayantiApril14 AprMondayDr.


How To Transfer Amazon Pay Balance To Bank Account?
Updated on Dec 12th, 2025 | 5 min read

Knowing how to transfer Amazon Pay balance to bank account is important for users who want to use wallet funds beyond shopping on Amazon. With a completed KYC, customers can move their Amazon Pay balance to bank account instantly through the Amazon app. This allows refunds, cashback, or gift card credits to be transferred without any extra charges.This guide explains how to transfer Amazon Pay balance to bank account in detail.Key Highlights:You can transfer Amazon Pay balance to bank account only after completing full KYC.The bank transfer feature is available inside the Amazon app under Send Money → Bank Transfer.No charges apply for transferring Amazon Pay balance to bank account.Money is credited instantly to the beneficiary account after confirmation.What is Amazon Pay Balance?Amazon Pay balance is a digital wallet offered by Amazon that stores cashback, refunds, gift card credits, and money added by the user. It can be used for:Online shopping on AmazonBill payments and rechargesUPI paymentsTransferring money to bank accounts (only after KYC verification)This wallet ensures faster checkouts and enables secure transactions both on and beyond Amazon.How to Transfer Your Amazon Pay Balance to Bank Account?Amazon allows customers to move their Amazon Pay balance to bank account once full KYC verification is completed. You can transfer your Amazon Pay balance to bank account by simply navigating to the Amazon Pay section in your Amazon app. The following steps showcase how to transfer Amazon Pay balance to bank account:Step 1: To start with, open the Amazon app on your smartphone and sign in to your Amazon account if you have not already.Step 2: Click ‘Send Money’ under the ‘Quick Links’ section.Step 3: In the Send Money interface, you will find an option called ‘Bank Transfer’; tap on it.Step 4: Here, you will have to fill in some basic details such as IFSC code, bank account number, and name and then tap on ‘Pay Now’.Step 5: Then, enter the amount you are willing to transfer and confirm the same.Step 6: Now it will show you the payment method interface, then tap on ‘Show more ways’, choose ‘Pay using Amazon pay balance’, and tap ‘Continue’.The amount will be transferred to your bank account successfully.Transferring Amazon Pay balance to bank account is now a quick and hassle-free process for customers who have completed KYC verification.


ATM Withdrawal Limit For SBI, HDFC, ICICI And Other Top Banks In India
Updated on Dec 12th, 2025 | 23 min read

ATM withdrawal limits vary across major Indian banks like SBI, HDFC, ICICI, and others, depending on the type of account and debit card you hold. The ATM limit per day determines how much cash you can withdraw per day using your debit card. Here's a quick overview to help you understand the ATM withdrawal limit per day across top banks.Key HighlightsATM withdrawal limit per day varies by bank and debit card type.Limits range from Rs. 10,000 for basic cards to Rs. 10,00,000 for premium cards.Withdrawal limits may differ for domestic and international transactions.What is the ATM Withdrawal Limit?An ATM withdrawal limit refers to the maximum amount an individual can withdraw from their savings or current accounts within a specific period.


How To Transfer a Voter ID Card After Marriage Online?
Updated on Dec 12th, 2025 | 9 min read

A Voter ID card acts as identification proof for any Indian citizen eligible to vote. It is essential to keep the information on the Voter’s ID card updated. In many cases, a woman’s residence address may change due to marriage, and she may have to shift or transfer her Voter ID card to her current address where she resides after marriage. This guide explains how to transfer Voter ID card after marriage online in detail.Key HighlightsVoter ID transfer after marriage can be done online through the NVSP portal.A scanned address proof (like Aadhaar, utility bill, or bank passbook) is required.Form 8 must be filled for address change or correction in the Voter ID.Each application generates a reference number and can be tracked online.Updated Voter ID can be collected from the local electoral office or downloaded digitally.Details Required to Transfer Voter ID Card Online After MarriageBefore applying for transfer/change of your address in your Voter ID after marriage, you will need a scanned copy of an address proof document having your name and the new address or your husband’s residence address. This address will be registered as your new address. You can submit any one of the following documents as address proof documents for transferring the Voter ID card address after marriage:Utility bills not older than a year (Water, gas or electricity bill)Aadhaar cardCurrent passbook of a nationalised or scheduled bank or post officeIndian passportRevenue Department’s land-owning records, including Kisan BahiRegistered lease/rent deedRegistered sale deedApart from this, you must have a registered account in the National Voter’s Services Portal to apply for the transfer of your Voter ID card.  What is the Process to Transfer a Voter ID Card After Marriage Online?If you're wondering how to transfer Voter ID address after marriage, the Election Commission of India has made the process easy and hassle-free through the online mode. You must fill out Form 8 to transfer the Voter ID card after marriage. Form 8 can be filled for a change of address outside the assembly constituency or even within the assembly constituency. Here is a detailed step-by-step procedure on how to transfer a Voter ID card after marriage:Step 1: Visit the National Voter’s Service Portal (NVSP) portal.Step 2: Click on ‘Login’ and enter your credentials to log into the NVSP portal.Step 3: Click on the ‘Fill Form 8’ option under the ‘Shifting of residence/ correction of entries in existing electoral roll’ tab.Step 4: Select ‘Self’.


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