Punjab National Bank (PNB) offers Fixed Deposit (FD) schemes that provide security and guaranteed returns. The interest rates range from 3.50% to 7.25% p.a., with a minimum deposit of Rs. 100 and a tenure ranging from 7 days to 10 years. Keep reading this blog to learn more about PNB Fixed Deposit and its interest rates.  Highlights for 2025 Punjab National Bank Fixed Deposit SchemeTenure7 days to 10 yearsSenior Citizen Interest Rates4.00-7.75% p.a.Public Interest Rates3.50-7.25% p.a. Highest Interest Rates for Public7.25% p.a.Highest Interest Rates for Senior Citizens7.75% p.a. Premature Withdrawal1% PenaltyMinimum Deposit AmountRs 100FD Interest Rates of Punjab National Bank for 2025Deposit TenureInterest Rate for Regular Customers (% p.a.)Interest Rate for Senior Citizens (% p.a.)Interest Rate for Super Senior Citizens (% p.a.)7 to 14 Days3.504.004.3015 to 29 Days3.504.004.3030 to 45 Days3.504.004.3046 to 60 Days4.505.005.3061 to 90 Days4.505.005.3091 to 179 Days4.505.005.30180 to 270 Days6.006.506.80271 Days to 299 Days6.256.757.05300 Days7.057.557.85301 Days to < 1 Year6.256.757.051 Year6.757.257.55>1 Year to 399 days6.807.307.60400 Days7.257.758.05401 Days to 2 Years6.807.307.60above 2 years & upto 3 years7.007.507.80above 3 years & upto 1203 days6.507.007.301204 days6.406.907.201205 days & upto 5 years6.507.007.30above 5 years & upto 1894 days6.507.007.301895 days6.357.157.151896 days & upto 10 years6.507.307.30Types of Punjab National Bank FD SchemesFD SchemeFeaturesDeposit AmountTenurePremature WithdrawalPNB Ordinary Term Deposit SchemeStandard FD with loan facility.

State Bank of India (SBI) offers a range of credit cards with various benefits. When you apply for an SBI credit card, you are given an application number, which can be used to check the status of your application. This allows you to track the approval process and know when your card will arrive.Here are the ways to check your SBI credit card application status. Steps to Check Your SBI Credit Card Application StatusFollow these easy steps to check SBI credit card tracking status:Step 1: Visit the official SBI Credit Card website.Step 2: Scroll down to the ‘Track Your Application’ option.Step 3: You can view the application status in two ways- ‘Track Application’ or ‘Retrieve Application’. Step 4: If you have an application number, fill out the ‘Track Application’ form and if not, fill out the ‘Retrieve Application’ form.Step 5(a): For ‘Track Application’, you need to click on ‘Track’ after entering your application number.Step 5(b): For ‘Retrieve Application’, you need to click on ‘Retrieve’ after entering your PAN number and date of birth.Once you request the information, you will receive the credit card status immediately.How to Check the SBI Credit Card Application Status?As already mentioned, there are two ways to check the SBI credit card application status. Here is the detailed procedure on how to track SBI credit card status using both options:Using the Application Number SBI provides you with an application reference number when you apply for a credit card (both offline and online).

An injunction is a legal remedy which a court of law grants to prohibit a party to a case from doing some wrong act or continuance of a wrongful act which has already begun. When a person or entity does not comply with an injunction granted by a court, such person or entity can face criminal/civil penalties or contempt of court. This article will guide you through what injunction means in india in India, their types, the requirements for obtaining them, and situations where courts may refuse to grant an injunction.What is an Injunction?Generally, in India, civil cases go on for a long time before the court pronounces judgement. Injunctions are granted by the court to retain the status quo of the case till the pronouncement of the judgement. Status quo means to retain the status of the subject matter of the case as it is. The subject matter means the matter of dispute of the case, such as property, building, defaming a company, receiving rents, giving salaries, etc. It is also issued to prohibit the other party in the case from doing something wrong or damaging to a party to the case.Until the case is disposed of, it is necessary to keep the subject matter intact or prohibit one party from continuing to do an act or activity which causes harm or loss to another party to the case. Thus, an injunction is a specific legal order of the court issued to prevent a wrongful act or the commencement of a wrongful act until the disposal of the case.

Every organization that has crossed the limit of 20 employees is mandatorily required to register itself under the EPF portal. EPF registered organizations should deduct PF from their employees monthly and remit the same to EPFO within 15th of next month.Compliance with EPF will assist in retirement planning, emergency needs of the employees, and other social security benefits. Post registration, the organization can login and track the contributions made, returns filed and other essential details on the portal. This article explains in detail, the step-by-step process to register on the EPF portal.Applicability of EPF Registration for EmployersEPF registration is mandatory for all establishments-Which is a factory engaged in any industry having 20 or more persons.To any other establishment employing 20 or more persons The employer must obtain the EPF registration within one month of attaining the strength, failing which penalties will be applicable. A registered establishment continues to be under the purview of the Act even if the employee strength falls below the required minimum.Central Government may apply the provisions to any establishment employing less than 20 employees after giving not less than two months’ notice for compulsory registration. All the employees will be eligible for a PF from the commencement of their employment, and the responsibility of deduction and payment of PF lies with the employer. The EPF contribution of 13% is paid by the employer 12% by the employee. The employee's PF contribution is 12%, which is deducted from the employee's basic salary. The employer also contributes an amount equal to 13% of the basic salary of an employee. If the establishment has employed less than 20 employees, the PF deduction rate will be 10%.Why is It Important for an Employer to Register for EPF?Penalties and InterestIf the organization has not registered in the EPFO portal, they cannot make the PF remittances online.Non-payment can attract penalties and late payment interest.Adverse ReputationNon compliance of regular PF remittances will create a bad reputation for the company in terms of employee welfare.Audit and InspectionsCompliances regarding EPF is a primary area of concern in the audit of financial statements, statutory compliances and various other inspections and investigations.Proper adherence to PF rules like, registering on time when it becomes applicable, remitting the funds on time will ensure smooth flow of audits. EPF Registration Procedure OnlineThe employer must register the establishment online.

When you apply for a PAN (Permanent Account Number) card, you can choose to receive the physical form of the PAN card or the digital PAN card, i.e., the e-PAN card. e-PAN card is the digital form of your PAN card which you will receive on your email address. e-PAN card has the same value as a physical PAN card. It is accepted as proof of identity and can be used at all places where a PAN card is required. You can upload your e-PAN card for identity/ address verification purposes and to conduct financial transactions. Find out how to apply for the e-PAN card and check the status of your e-PAN card application.How to apply e-PAN card?You can apply for e-PAN card online by visiting any of the following websites:Income Tax websiteNSDL websiteUTIITSL websitee-PAN card apply with AadhaarAnyone above 18 years old who does not have a PAN number allotted to him/her can apply for an instant PAN card on the Income Tax website.

Permanent Account Number or PAN Card is an important document in India. It acts as an identity proof document and is required to carry out any financial transaction. Thus, if you do not have a PAN card, you can easily apply for a PAN card online or offline. This article covers all about PAN card application through various websites, documents required to apply for a e PAN card and more.How To Apply For PAN Card?PAN cards can be applied both online and offline. Further, requests for changes or corrections in PAN data may also be made online. The online process is the most hassle-free way of obtaining a PAN.

Police verification for passport is a step in the Indian passport application process to verify the applicant’s identity, address, and background. This verification is conducted by local police authorities either before or after passport issuance, depending on the type of application. It applies to fresh applications, renewals, and even minor or Tatkaal cases under specific conditions.What is Police Verification for a Passport?Police verification is a process in which local police authorities verify a passport applicant’s identity in different ways to ensure the authenticity of the applicant. It involves the verification of an applicant’s address, background and other details required for the passport.The applicant has to come down to the police station to complete the verification process. In some cases, a police officer might visit the applicant at his residential address to verify the details they have provided in their application.After police verification and approval, the Ministry of External Affairs of the Republic of India will issue the passports to eligible candidates only.

Your passport is more than just a travel document—it is your key to endless adventures and new experiences! However, if you recently moved to a new address, updating your address in your passport is essential to keep everything official and hassle-free. Whether relocating across town or to another country, you can update your address with a few simple steps smoothly so you can focus on your travels without any worries. You will also learn about the online and offline application process, the fees and documents required, and more.Passport Address Change OnlineThese are the steps for passport address change online:Step 1: Visit the official Passport Seva website.Step 2: If you don't have an account, click ‘New User Registration’. Fill in your details, select the nearest passport office, enter the CAPTCHA, and click ‘Register.’Step 3: Log in using your registered ID and password.Step 4: Select ‘Apply for Fresh Passport/Reissue of Passport’ from the homepage.Step 5: Click on ‘Click here to fill in the application form online.’Step 6: Fill in the application form, including passport booklet type and application type.Step 7: Select ‘View Saved/Submitted Applications’ to review your form.Step 8:  Once all the details are verified, click ‘Pay and Schedule Appointment’ to pay.Step 9: Click the ‘Next’ button to finalise your appointment.Step 10: Select your preferred Passport Seva Kendra (PSK) and print the application receipt.Passport Address Change OfflineIf you want to know how to change your address in your Indian passport using offline mode, you have to follow the steps discussed in detail below:Step 1: Visit your nearest Passport Seva Kendra (PSK) or download ‘Passport Application Form No. II’ from the official Passport Seva website. This form is used to reissue a passport and update details like your address.Step 2: Fill out the application form with your updated address and other required information.Step 3: Gather the necessary documents — proof of your new address (Aadhaar card, utility bill, or rental agreement), your original passport, and self-attested copies of the first two and last two pages, the ECR/Non-ECR page, and any observation pages.Step 4: Schedule an appointment online or visit the Passport Seva Kendra (PSK) in person.

To apply for an Indian passport in 2025, you must submit a prescribed set of documents depending on the type of application—whether it’s a new passport, a renewal, a reissue, or a minor’s passport. The documents required for a passport include valid proof of identity, proof of address, and proof of date of birth, along with passport-sized photographs.This guide outlines the key documents needed for obtaining a passport in India and helps you navigate the application process with ease.Documents Required for a New PassportThe following is a list of documents required when applying for a new passport: Address ProofAadhaar card or E-AadhaarBank account statementVoter ID cardWater billTelephone billElectricity billGas connection billRental agreementIncome tax assessment orderDate of Birth ProofAadhaar card or e-AadhaarPAN cardDriving licenceBirth certificatePhoto ID ProofVoter IDPAN cardAadhaar card or e-AadhaarDriving licencePassport Size PhotoTwo recent passport-sized photos of yours with a white background must be provided as part of the application.Old PassportIf you already hold a passport, you must submit it along with your application form.Additional Passport DocumentationAdditional documents may be required depending on your case. Always check the official Passport Seva website to ensure you have all the necessary paperwork.Documents Required For Minor's PassportIn India, those under 18 are considered minors, and their passports are valid for 5 years or until they turn 18, whichever comes first. Here are the documents required for a child's passport appointment:Birth certificate of the minorProof of addressProof of the parents' citizenshipRecent passport-sized photographsAnnexure 'D' signed by both parents or guardiansAnnexure 'C' for minors aged between 15 and 18Any additional documents as required by the passport officeBoth parents or legal guardians must be present to sign and give consent. If one parent is absent, a notarised affidavit is required. Address proof must be in the parents' names, and passport-holding parents should carry originals and self-attested copies to the PSK.Documents Required To Reissue Passport For MinorsHere is the list of necessary documents for the reissue of a minor’s passport:Previous Passport: The original expired or expiring passport, photocopies of the first two and last two pages, including the ECR or non-ECR page (previously ECNR), and any pages with observations.Parental Consent: A letter of consent from both parents or legal guardians granting permission for the passport reissue.School Certificate: A photocopy of the school leaving certificate is needed to verify the minor’s details.Address Proof: One of the following documents from the parents can be submitted as proof of address:Utility bills (electricity, telephone, water supply, or gas) in the name of the applicantVoter ID cardAadhaar cardA bank statement with a recent photo of the applicantDriving licenceRent agreementIncome tax assessment orderDocuments Required for Passport AppointmentThese are the following documents you will need to carry while going for a passport appointment: Address Proof:Aadhaar cardVoter IDBank statementUtility bills (water/electricity/gas/telephone)Rental agreementIncome tax assessment orderDate of Birth Proof:Birth certificateAadhaar cardPAN cardDriving licencePhoto ID Proof:Aadhaar cardVoter IDPAN cardDriving licencePassport Size PhotosTwo recent passport-sized photos with a white backgroundOld Passportsubmit your old passport, if applicable.Documents Required for Renewal of passportIf you're renewing your passport when it is expiring, here’s what you’ll need:1.

When you apply for a passport, the office carries out various checks before issuing the document. The time it takes for this verification process can vary, depending on your application. You can check your passport application's status to ensure it's on track, fix any issues fast, and avoid unnecessary delays.  What Do You Need to Check the Status of Your Passport?To check the status of your passport application, the Indian government allows you to track it in real time. To do so, you will need the following details:Passport file number: A 15-digit number given to you after submitting your passport application.Date of birth: Your birthdate to verify your identity.What are the Different Stages of Your Passport Application? The following are the different stages of passport application:Application Submission: After submitting your application, you can track its progress on the portal.Document Verification: Keep track of the passport status as authorities verify your submitted documents.Police Verification: Stay informed during the crucial police verification process.Passport Printing: Follow the final stage, where your passport is printed.How to Track Passport Application Status Online?Applicants can now efficiently perform the passport status check online from their homes. Follow these steps to track your passport status:Step 1: Install the mPassport Seva Mobile App.Step 2: Register by entering your name, email address, and date of birth.Step 3: Open the app and go to ‘Status Tracker’.Step 4: Enter your date of birth and 15-digit application number.Step 5: Tap ‘Track Status’ to view your passport application status.Check Passport Status Online using the mPassport Seva Mobile AppThe mPassport Seva is a mobile app launched by the Government of India to offer passport-related services.