Investing ₹2,000 every month in equity funds is a simple and smart way to grow your money over time. Equity funds are like a basket of shares from different companies (like Reliance, Tata, or Infosys) managed by experts. They collect money from many people and invest it in businesses to earn profits. If you’re new to investing or don’t understand financial terms, don’t worry! This article explains everything in step-by-step.What Are Equity Funds?Equity funds are a type of mutual fund where your money is used to buy shares of companies. It’s like owning tiny pieces of many.

It is not necessary to have a Demat account for investing in mutual funds. The only mandatory requirement is to complete the KYC formalities. Once you register your KYC with AMC or designated intermediaries, you need not re-submit the documents for future investments. What is a Demat Account?A demat account is like a digital safe locker for your investments. Instead of holding your investments of gold, stocks, mutual funds, bonds, and other financial items you buy. It’s called "demat" because it’s short for "dematerialized," meaning it converts physical Shares into digital form.A Demat account is a safe, digital place where your investments are stored.

There are several stock markets around the world where securities are traded. The first official stock market in living memory was opened in the Netherlands in 1602 under the supervision of the East India Company. Today, modern stock markets are more than a marketplace where buyers and sellers congregate to trade securities. The state of the stock market is a strong indicator of the country’s economic condition.When the United States suffered from an economic recession in 2008, all of the country’s stock markets suffered heavily. With the US being one of the strongest economies in the world, it has always been an attractive marketplace for investors.While the United States has multiple stock exchanges, the main ones are the New York Stock Exchange (NYSE) and NASDAQ.NYSE: The NYSE is located on New York’s Wall Street.

There are several stock markets around the world where securities are traded. The first official stock market in living memory was opened in the Netherlands in 1602 under the supervision of the East India Company. Today, modern stock markets are more than a marketplace where buyers and sellers congregate to trade securities. The state of the stock market is a strong indicator of the country’s economic condition.When the United States suffered from an economic recession in 2008, all of the country’s stock markets suffered heavily. With the US being one of the strongest economies in the world, it has always been an attractive marketplace for investors.While the United States has multiple stock exchanges, the main ones are the New York Stock Exchange (NYSE) and NASDAQ.NYSE: The NYSE is located on New York’s Wall Street.

SIP is a popular investment option for investors who are investing in mutual funds. They often think about figuring out whether they should invest Monthly or Daily. In this article, let us understand who should invest monthly and who should invest daily, and understand the difference between both modes of investment.What is SIP?SIP stands for Systematic Investment Plan. It’s like saving a little money regularly to grow it over time. Imagine you put a small amount in a piggy bank every day or every month, but instead of a piggy bank, it’s a mutual fund, a place where experts use your money to buy things like stocks or bonds to grow it.For example:You decide to save ₹100 every day or ₹3,000 every month.This money goes into a mutual fund.Over time, it can grow because the fund makes profits.The cool part? You don’t need to save a big amount all at once.

Mutual funds are designed to cater to investors with different goals, risk profiles, and investment styles. One category that has gained popularity for its built-in diversification is the Multi-Asset Allocation Fund. In this article, we’ll explain how these funds work, their advantages and limitations, and what to keep in mind before investing.What is a Multi-Asset Allocation Fund?A Multi-Asset Allocation Fund is a type of mutual fund that invests across multiple asset classes such as equity, debt, and gold. The aim is to reduce dependency on a single asset class and generate more stable, risk-adjusted returns.As per the guidelines laid out by the Securities and Exchange Board of India (SEBI), these funds are required to invest in at least three asset categories, maintaining a minimum of 10 percent allocation in each.The fund manager adjusts the allocation based on market trends. For example, during a strong equity market phase, the fund may allocate more towards stocks.

Mutual funds are a way to invest money where many people pool their savings, and experts manage them to grow. There are different types of mutual funds, like dividend plans and growth plans. In this article, let's understand dividend plans in mutual funds and the ways to invest.What Are Dividend Plans in Mutual Funds?A dividend plan in a mutual fund is like getting a small share of the profits from time to time. Imagine you put money in a fruit shop, and whenever it makes money, it gives you some cash as your share. That’s what a dividend plan does.

Imagine you’re working hard today, maybe running a small shop, driving a rickshaw, or cooking for your family. One day, when you’re older, you’ll want to rest, spend time with your grandkids, or visit a temple without worrying about money. That’s why planning for retirement is important. It’s like saving today so you can live comfortably tomorrow.A retirement fund is a special savings plan that grows your money over many years. It’s like planting a seed today that grows into a big tree to give you shade later.

Imagine the Indian stock market, BSE and NSE, as a giant vegetable market in your town. Some days, prices of veggies like tomatoes or potatoes shoot up because everyone wants them this is a bull phase. On other days, prices crash because there’s too much supply or people aren’t buying that’s a bear phase.A SIP is like going to this market every month with a fixed amount, say ₹1000, to buy whatever’s available, whether prices are high or low. Over time, this simple habit can turn your small savings into a big sum. Let’s break it down step by step with examples from India.What is a Bull Phase?A bull phase is when the stock market is soaring, like a kite flying high on Makar Sankranti.

IPOs and NFOs are two different paths in the world of Markets. One helps businesses while the other helps people like you grow their savings by investing in the businesses. They sound complicated, but they’re just ways to collect money for big goals. In this article, let's understand what IPOs and NFOs are, how they work in India, why they matter, and how they differ.What is Meant by an IPOIPO stands for Initial Public Offering. An IPO is when a company invites everyone to own a piece of it.