Planning for a steady income stream is a common priority, especially for individuals who’ve stepped away from active work or want their investments to support their monthly expenses. Mutual funds offer two well-known ways to meet this needs dividend plans and Systematic Withdrawal Plans (SWP). At first, both options may appear to provide the same benefit, a regular flow of income. However, how they operate, how returns are distributed, and the tax treatment differ.Choosing the right option isn’t just about returns, stability, control, and tax efficiency. Whether planning for retirement or simply supplementing your monthly income, understanding how these two approaches work can make a big difference in the long run.What is the dividend plan in mutual funds?Investors can realise two forms of profits from mutual funds dividends and capital gains.

Penny stocks are often pitched as a way to make quick money in the stock market, especially for beginners with limited funds. However, they come with significant risks that can lead to substantial losses. This in-depth, easy-to-understand article explains penny stocks, what penny stocks are, how to invest in them, the risks involveWhat Are Penny Stocks?Penny stocks are shares of small companies that trade at low prices, typically below ₹100 per share. These companies are often small, new, or struggling, with low market capitalization (total value of shares). Unlike large companies like Reliance Industries or TCS, penny stock companies are less established, making their shares affordable but risky.Why Are They Called Penny Stocks?The term “penny stocks” reflects their low price, often under ₹80 per share, though not literally one paisa.

Preference shares are a special type of share that companies in India issue to raise money. They are like a mix of shares and loans, offering unique benefits to investors. This article explains preference shares, their types, how they work, and why they matter. What Are Preference Shares?Preference shares, also called preferred stocks, are shares that give their owners special rights. If a company decides to pay dividends (a share of profits), preference shareholders get paid first, before regular shareholders. If the company shuts down, these shareholders also get their money back before others.

Investing in the stock market can feel like stepping into a new world, especially regarding high-priced shares. These are stocks of well-known companies with share prices among the highest in the market. Let's understand the risks, benefits, and who can invest in these expensive shares.What Are the Highest Priced Shares in India?Property Share Investment TrustShare Price: ₹10,02,000Sector: Real Estate InvestmentElcid Investments LtdShare Price: ₹1,33,100 (as of April 29, 2025)Sector: Financial Services (NBFC)MRF Ltd (Madras Rubber Factory)Share Price: ₹1,36,500 Sector: Tyres and Rubber ProductsPage Industries LtdShare Price: ₹45,800Sector: Textiles (Apparel)Honeywell Automation India LtdShare Price: ₹34,950 Sector: Industrial AutomationThe Yamuna Syndicate LtdShare Price: ₹34,999 Sector: Trading (Batteries, Lubricants, Agri Products)3M India LtdShare Price: ₹30,105Sector: Conglomerate (Diversified)Bosch LtdShare Price: ₹30,267 Sector: Automotive and Industrial TechnologyShree Cement LtdShare Price: ₹29,386Sector: CementAbbott India LtdShare Price: ₹30565Sector: Healthcare (Pharmaceuticals)How to Invest in the Highest Priced Shares in IndiaInvesting in high-priced shares is similar to buying any other stock, but the cost per share is much higher. Here’s a simple guide to get started:Open a Demat and Trading AccountTo buy shares, you need a Demat account to store your shares electronically and a trading account to buy or sell them. You can open these accounts through a trusted broker like Zerodha, Upstox, or Angel One.Visit the broker’s website or app.Fill in your details, like name, address, and bank account information.Submit documents like your Aadhaar card, PAN card, and a photo.Once approved (usually in a day or two), your accounts are ready.Add Money to Your Trading AccountTransfer money from your bank account to your trading account using net banking or UPI.

Over the past decade, India’s investment landscape has undergone a significant transformation, moving beyond conventional instruments like fixed deposits, mutual funds, and listed shares. With increasing financial awareness and rising disposable incomes, a new class of investors particularly high-net-worth individuals and institutional players has begun to explore more nuanced investment avenues. One such alternative that has captured considerable attention is Alternative Investment Funds (AIFs). These funds provide access to less mainstream asset classes and investment strategies that traditional vehicles rarely offer. Under the regulatory framework of the Securities and Exchange Board of India (SEBI), AIFs now represent a credible and structured route for investors looking to build diversified, high-potential portfoliosWhat are alternative investment funds?Alternative Investment Funds (AIFS) are privately pooled investment vehicles that collect capital from select investors to invest in non-traditional assets like private equity, venture capital, real estate, or hedge strategies. SEBI regulates them under the AIF Regulations, 2012, and they are structured as trusts, companies, or LLPS.AIFS are primarily meant for high-net-worth individuals and institutional investors, with a minimum investment requirement of ₹1 crore.

The world’s most expensive shares command staggering prices per share, often reaching tens or hundreds of thousands of dollars, driven by factors like limited stock splits or exceptional company performance. An article on this topic explores these high-value stocks, listing the priciest ones and explaining the market dynamics and corporate strategies behind their elevated costs, offering insight into their unique place in the financial landscape.Why Are Some Shares So Expensive?Think of shares like toys in a store. If there are only a few toys and everyone wants them, the price goes up. Here’s why some shares are super costly:Not Many Shares Available: Some companies don’t make a lot of shares. With fewer shares to go around, each one becomes more valuable, like a rare Pokémon card.The Company Is Amazing: If a company makes tons of money or is very famous, people want its shares, and the price shoots up.No Splitting: Normally, when a share’s price gets too high, a company might “split” it.

IPO is the very first step for the companies to go public. For those companies, investors should apply to get shares. For that, all investors should make sure to fill out the application form. The form can be filled through the physical form and online as well. Lets understand the various types of forms and ways of downloading.What is IPO?Consider a company that wants to grow big and needs funds for its expansion the way it can get that money is by selling its shares to the public for the first time.

Tata is one of the well-known large Indian multinational conglomerates founded by Sri Jamsetji Tata in 1868. It has spread its wings over 100+ countries. Let's understand the Tata Group, its founder, key companies, and their impact decisions on the growth of the Indian economy.What is the Tata Group?Imagine a big family that owns a bunch of different businesses, like a lemonade stand, a toy factory, and a bike shop, all under one umbrella. That’s the Tata Group! It’s not just one company but a collection of over 30 companies that do all sorts of things, they make cars, steel, tea, software, and even runs fancy hotels. It’s one of India’s oldest and biggest business groups, started over 150 years ago, and it’s famous for being honest and helping people, not just chasing profits.Who Started the Tata Group?The guy who kicked it all off was Jamshedji Nusserwanji Tata.

The share transfer is the process of transferring shares from one demat account to another demat account. It involves the requirement of the depository participants to make this process without any hassle. Let's understand the concept of Share Transfer and its process deeper.What Is Transfer Shares?Transferring shares is just moving your shares of a company from one demat to another. Imagine you own a piece of a shop, and it’s written in one notebook (your Demat account). You decide to shift that ownership to another notebook (another Demat account).

Current Market Price plays a crucial role in the financial markets while executing the various types of orders. When we understand how CMP interacts with Market Orders, Stop Loss Orders, and Limit Orders can help us to make more informed decisions. Each order type leverages the CMP to achieve specific trading goals, such as immediate execution, risk management, and price targeting.What is CMP in the Share Market?CMP represents the current Market Price of a stock or security or any kind of derivative contract that is currently being traded in the exchange (NSE & BSE). The CMP is a dynamic number that fluctuates throughout the market hours based on the supply and demand for a particular financial product in the market.How to Use CMP in Placing OrdersThe CMP can be mainly used in three types of stock market orders such as Market Order, Stop Loss Order, and Limit Order.Market Order: An order is considered as a market order when a trader buys or sells a stock at the current market price. It will get executed immediately, with minimal chances of cancellation.Stop Loss Order: Most traders use stop-loss orders to limit potential losses if a stock’s price suddenly drops.