BlueStone Jewellery, one of the leading jewellery companies in India, launched its Initial Public Offering (IPO) on 11 August 2025, aiming to raise 1540.65 Cr by offering new and existing shares to the public. This marks a significant milestone in the Jewellery sector.This article gives the overview of the BlueStone Jewellery, including grey market premium (GMP), key dates, price band, allotment details, financial performance, and investment considerations.What is BlueStone Jewellery IPO BlueStone Jewellery aimed to raise 1540.65 Cr via this IPO with a fresh issue of shares worth of ₹820 Cr and Offer For Sale (OFS) worth ₹720.65 Crores with a face value of ₹10 each. This IPO was set to open on 11 August 2025 and closing on 23 August 2025, and was set to be listed on both the exchanges, NSE & BSE, on 19 August 2025 at 10:00 am.BlueStone Jewellery IPO Key TimelineEVENTDATEIPO Opening DateAugust 11, 2025IPO Closing DateAugust 13, 2025IPO Tentative AllotmentAugust 14, 2025Initiation of RefundsAugust 18, 2025Credit of Shares to DematAugust 18, 2025Tentative Listing DateAugust 19, 2025Cut-off time for UPI mandateAugust 13, Before 5:00 PMIPO Key Details:IPO Open Date: 11th August  2025IPO Close Date: 13th August 2025Issue Size: ₹1,540.65 CroresFresh Issue: ₹820 crore Offer for Sale: ₹720.65 CroresFace Value: “1“ per equity sharePrice Band: ₹492 to ₹517 per shareLot Size: 29 sharesMinimum Investment (Retail): ₹14,993Minimum Investment (sHNI): ₹2,09,902Minimum Investment (bHNI): ₹10,04,531IPO Reservation:Qualified Institutional Buyers (QIB): Not more than 75%Non-Institutional Investors (NII/HNI): Not more than 15%Retail Investors: Not more than 10%UPI Mandate Confirmation Cut-off: 5:00 PM on June 27, 2025Objectives of the IPOObjectiveExpected Amount (₹ Millions)Funding the company’s working capital requirements₹7,500.00General corporate purposes“0”About BlueStone Jewellery LimitedBlueStone Jewellery is one of India’s Top Online Jewellery Brands, which was started in 2011. BlueStone Jewellery and Lifestyle Limited is now the second-largest online-first jewellery brand in India, based on revenue in the financial year 2024. The company sells directly to customers and operates both online and physical stores.BlueStone is backed by some of India’s top investors, including Ratan Tata, Nikhil Kamath, Accel India, Saama Capital, and Sunil Kant Munjal. BlueStone has 275 stores in 117 cities across 26 states and union territories in India.

Brigade Hotel Ventures Limited is a wholly-owned subsidiary of Brigade Enterprises Limited which is a prominent hotel owner and developer focused on South India now they came for Initial Public Offering (IPO) to raise ₹759.60 Crores through a fresh issue of 84.4 million equity shares.In this article, let’s understand the Brigade Hotel Ventures IPO, covering its Grey Market Premium (GMP), key timeline, price band, allotment details, financial performance, and a step-by-step guide on how to apply.About Brigade Hotel Ventures LimitedBrigade Hotel Ventures Limited was incorporated in 2004. It is a Bengaluru-based hospitality company and a leading hotel owner and developer in South India. As of March 31, 2025, it is the second-largest owner of chain-affiliated hotels and rooms in South India among private hotel asset owners with over 500 keys.Brigade operates 9 hotels with 1,604 keys across Bengaluru, Mysuru, Chennai, Kochi, and GIFT City, managed by global hospitality giants like Marriott, Accor, and InterContinental Hotels Group. With an average occupancy rate of 64.5% in FY 2025, Brigade Hotel Ventures outperforms the industry average of 64%.The company uses BEL’s real estate expertise to focus on cost-efficient hotel development and strategic location selection.What is Brigade Hotel Ventures IPO?The Brigade Hotel Ventures IPO is a book-built issue aiming to raise ₹759.60 Crores through a fresh issue of 84.4 million equity shares with a face value of ₹10 each. Approved by SEBI, the IPO opening for subscription to retail public on July 24, 2025, and will be closed on July 28, 2025, with a tentative listing on BSE and NSE on July 31, 2025 10:00 AM.Brigade Hotel Ventures IPO Key TimelineEventDateIPO Open DateJuly 24, 2025IPO Close DateJuly 28, 2025Tentative Allotment of SharesJuly 29, 2025Initiation of RefundsJuly 30, 2025Credit Date of Shares to DematJuly 30, 2025Tentative Listing DateJuly 31, 2025Cut-off Date & Time for UPI MandateJuly 28, 2025, 5:00 PMKey IPO DetailsIPO Open Date: July 24, 2025IPO Close Date: July 28, 2025Issue Size: ₹759.60 Crores (84.4 million shares)Fresh Issue: ₹759.60 Crores (84.4 million shares)Offer for Sale: “0”Face Value: “₹10” per equity sharePrice Band: ₹85 to ₹90 per shareLot Size: 166 sharesMinimum Investment (Retail): ₹14,940 (166 shares)Minimum Investment (sHNI): ₹2,09,160 (2,324 shares, 14 lots)Minimum Investment (bHNI): ₹10,00,980 (11,122 shares, 67 lots)Market Maker Portion: Not applicable; hence it was a mainboard IPOIPO Reservation:Qualified Institutional Buyers (QIB): Not Less than 75%Non-Institutional Investors (NII/HNI): Not More than 15%Retail Investors: Not More than 10%Shareholder Quota: ₹30.38 Crores (for Brigade Enterprises shareholders)Employee Quota: ₹7.6 CroresUPI Mandate Confirmation Cut-off: 5:00 PM on July 28, 2025Lead Manager: JM Financial Limited, ICICI Securities LimitedRegistrar: KFin Technologies LimitedIPO Strategic ObjectivesThe ₹759.60 Crores funds which are planning to raise will be utilised for the following purposes.Repayment/prepayment of certain outstanding borrowings of the company and its material subsidiary, SRP Prosperita Hotel Ventures Limited.Payment for the acquisition of an undivided share of land from the promoter, Brigade Enterprises Limited.Pursuing inorganic growth through unidentified acquisitions and strategic initiatives and General corporate purposes.Brigade Hotel Ventures Business OverviewService Portfolio: Operates a portfolio of nine hotels with 1,604 keys across midscale to upper-upscale segments, catering to business and leisure travellers in key South Indian cities and newly announced GIFT City.Global Partnerships: Brigade Hotels collaborated with global hospitality chains like 1) Marriott2) Accor 3) InterContinental Hotels GroupFor ensuring high operational standards and brand recognition in globally.Infrastructure: Benefits from BEL’s integrated real estate expertise, enabling cost-efficient hotel development and strategic location selection.Market Positioning: Brigade Hotels was the second-largest private hotel asset owner in South India with over 500 keys, with an occupancy rate of 64.5% in FY 2025, surpassing the industry average.Key HighlightsMarket Leadership: One of South India’s leading hotel owners, with a strong presence in key cities and partnerships with global hospitality majors.High Occupancy: Brigade Hotels had achieved the 64.5% occupancy in FY 2025, which outperformed the industry average of 64%.Strategic Growth: Backed by BEL’s real estate expertise, the company focuses on cost-efficient development and strategic acquisitions.Financial Turnaround: Turned profitable in Financial Year 2024 after carrying forward losses, with improved financial performance in Financial Year 2025.Strengths and Challenges of Brigade Hotel VenturesBrigade Hotel Ventures was a globally established company.

On August 6, 2025, Trump increased tariffs on many Indian goods by 25%, bringing the total tariffs up to 50%. This move has raised concerns about its impact on India’s economy and the stock market. In this article, we will discuss about Trump’s Additional tariffs, Tariff Implementation dates, the List of percentage increases on products, and economic impacts and market reaction to the tariff announcement. Trump’s Additional Tariffs on Indian ImportsThe US President Donald Trump announced the additional tariffs on Indian goods on 6 August 2025 which are getting imported in US. This follows an earlier 25% duty implemented on August 1, 2025, targeting India’s continued purchase of Russian oil amid geopolitical friction over the Russia-Ukraine war (conflict). The tariffs were the highest the US charged on any of its other trading partner. This high tariffs has caused a lot of worry in India because it puts their $87 billion worth of exports to the US at risk and is making the relationship between the two countries tense.Overview of US-India Trade RelationsThe US and India share a robust trade relationship, with bilateral trade reaching $190 billion in 2024. India’s top 3 exports to the US include Pharmaceuticals ($8.1 billion)Telecom instruments ($6.5 billion)Precious stones ($5.3 billion)while the US runs a $45.7 billion trade deficit with India.Historically, trade negotiations have aimed to address this imbalance, with India reducing tariffs on US goods like bourbon whiskey and motorcycles.The recent tariffs are justified under section 232 (national security) and section 301 (unfair trade practices) of US trade laws, and they also reflect geopolitical motives that were tied to India’s Russian oil purchases and BRICS membership.US Tariff Implementation Dates on Indian Goods (2025)DateEventTariff AnnouncementApril 2, 2025Announcement of reciprocal tariffsThe US announced a 26% tariff on Indian goods, later adjusted to 25%.April 5, 2025Baseline tariff effectiveA 10% baseline tariff on all imports, including India, was implemented.April 9, 2025Delay of nation-specific tariffsThe 16% nation-specific tariff for India was delayed for 90 days until July 9.July 8, 2025Extension of delayThe delay period for nation-specific tariffs extended to August 1.July 30, 2025Announcement of 25% tariff plus penaltyThe US declared a 25% tariff on Indian goods, effective August 7, with an unspecified penalty for Russian oil purchases.August 1, 2025Initial 25% tariff effective (corrected from earlier reports)25% tariff (10% baseline + 15% reciprocal) applied to Indian goods.August 7, 2025Executive order for 25% tariff implementationThe White House issued an executive order confirming a 25% tariff on Indian goods, effective immediately, with exemptions for pharmaceuticals, electronics, and energy.August 27, 2025An additional 25% tariff is effectiveAn additional 25% tariff was implemented, bringing the total to 50% for most Indian goods (except exempted sectors).October 5, 2025Grace period for in-transit goodsGoods loaded onto ships before August 7 and arriving before October 5 are subject to the earlier 25% tariff rate, not the 50% rate.The 50% Tariff Structure on Indian GoodsThe tariff structure on Indian goods combines a baseline 10% duty with a 25% reciprocal tariff, which was announced by Trump on April 2, 2025, and an additional 25% tariff effective 21 days after August 7, 2025.

Are you tired of submitting the same KYC documents every time you open a bank account, buy insurance, or invest in mutual funds? The Indian government has a solution called Central KYC (CKYC) that makes this process easy, fast, and hassle-free. In this guide, we’ll explain CKYC, how to complete it, and how to check your CKYC number. Whether you’re new to finance or have limited literacy, this article is for you.What is CKYC? CKYC stands for Central Know Your Customer. It’s like a single ID card for all your financial needs in India. Imagine having one number that stores all your personal details (like name, address, and ID proofs) in a safe, government-managed system. This number is called your CKYC number, and it’s a 14-digit unique code.With CKYC, you don’t need to submit documents like your PAN card or Aadhaar card every time you deal with a bank, insurance company, or mutual fund.

The Cash Reserve Ratio (CRR) is a key monetary policy tool used by the Reserve Bank of India (RBI) to regulate liquidity and ensure financial stability. It refers to the portion of a bank’s total deposits that must be maintained as cash with the RBI, without earning any interest. By adjusting the CRR, the RBI can control how much money banks have available for lending, which in turn influences inflation, borrowing rates, and overall economic activity.In this article, you will understand the objectives behind CRR, how it operates, how it impacts the economy, how it differs from the Statutory Liquidity Ratio (SLR), and why the RBI adjusts CRR from time to time.What is Cash Reserve Ratio?The Cash Reserve Ratio (CRR) is a monetary policy tool used by the Reserve Bank of India (RBI) to control liquidity and inflation in the economy. It refers to the percentage of a commercial bank’s total deposits that must be maintained as liquid cash with the RBI. This reserve is not available for lending or investment and plays a crucial role in regulating money supply and ensuring the stability of the financial system.As of June 2025, the RBI has reduced the CRR by 100 basis points—from 4.00% to 3.00%—in four separate tranches.

RBI Floating Rate Bonds are one of the few debt investments in India that offer flexibility with returns. Backed by the Government of India and managed by the Reserve Bank of India, these bonds have become a go-to option for investors looking for safety, stable income, and returns that move with the market.This article will guide you through how RBI Floating Rate Bonds work, what interest rate they offer, eligibility, tax implications, and why they might be a smart addition to your portfolio this year.What is an RBI Bond?An RBI Bond is a debt instrument issued by the Reserve Bank of India on behalf of the Government of India. It is a tool for the government to borrow money from the public to finance various projects and expenses. Unlike shares representing ownership, you lend money to the issuer (the Government) when you buy a bond. In return, you receive fixed or floating interest at regular intervals.Interest on these bonds is paid semi-annually on January 1st and July 1st at an 8.05% per annum.

A bull call spread is a popular derivative trade strategy for options traders to limit their loss while in call options. This Bull Call Spread, became the trader's famous strategy due to its simple understanding of the strategy, which was very easy to deploy. Let's understand the Bull Call Strategy more deeply in his article with examples.What is Bull Call Spread?Bull Call Spread is a popular options trading strategy for stocks or indexes. This spread works by buying and selling call options with the same expiration date but different strike prices, such as ITM, ATM and OTM.This Bull Call Spread strategy allows traders to profit from a stock’s upward movement while limiting potential losses and gains. It’s a cost-effective way to gain exposure to a stock’s upside potential without the entire risk of owning the stock outright or buying a single-call option.How a Bull Call Spread WorksThe Bull Call Spread can be traded by following the below steps,Buying a Call Option: Buying a call option at a lower strike price (ITM).Selling a Call Option: Simultaneously selling a call option at a higher strike price (OTM).The premium paid for the bought call is initially offset by the premium received from the sold call, reducing the overall cost of the trade.If the stock price rises above the lower strike price, the trader makes some profit, with maximum gains capped at the higher strike price.

When you want to buy or sell shares in the stock market, you need a safe place to keep them. Think of it like a bank where you store your money, but instead of money, you store shares. In India, two main organizations, called CDSL (Central Depository Services Limited) and NSDL (National Securities Depository Limited), act like these special banks for shares. They hold your shares in an electronic form, so you don’t have to worry about physical certificates. This article explains what CDSL and NSDL are, how they work, and how they are different.What Are CDSL and NSDL?CDSL and NSDL are like big, secure storage houses for your shares, bonds, and other investments.

Dematerialisation is the process of converting physical shares held in papers (share certificates) into electronic format. Have you ever wondered how owning a piece of a company went from holding a paper certificate to just checking an app? That’s what the dematerialisation of shares is, turning those old papers into digital records you can keep safe and use easily. Let’s break it down so you can see how it works and why it matters.What is the Dematerialisation of Shares?Dematerialising shares is a modern way of saying you’re turning your share certificates on old paper into digital ones. Back then, if you owned part of a company, you got a piece of paper to prove it. Those papers are being swapped for electronic records in a special demat account.

The Reserve Bank of India (RBI) announced its monetary policy decision, opting to keep the repo rate unchanged at 5.5%. The decision by the Monetary Policy Committee (MPC), chaired by RBI Governor Sanjay Malhotra, comes against the backdrop of a significantly revised downward inflation forecast for FY26 to 3.1% from 3.7%.In the past MPC meeting RBI (Reserve Bank of India) governor Sanjay Malhotra announced the “THIRD RATE CUT” in this year on 6 June 2025 currently stood at “5.5%”. This was the 2nd rate cut in financial year and 3rd continuous rate cut  in the calendar year 2025 by projecting the India’s forecasted GDP Growth at 6.5% kept unchanged.Previously RBI announced the second rate cut in the year on 9 April 2025. This is the first Rate cut on FY 2025-26 by projecting India’s forecasted GDP Growth at 6.5%. Let us Understand deeper about how rate cuts relate to markets how they affect markets and investors and the pros and cons of it.What Are Repo Rate Cuts?RBI is the big boss of all banks in India.