Whether you want to save for the future or manage daily expenses, Citibank provides options like essential savings, salary, expatriate, senior citizen, and junior accounts. Each account type comes with unique features to suit different financial needs. Understanding the interest rates and minimum balance requirements is essential when opening a Citibank savings account. What is Citibank Savings Account?A Citibank savings account is an interest-bearing deposit account with certain restrictions on the number and amount of withdrawals permitted within a specified period. It is intended for personal transactions that are non-business and non-commercial. An individual can open a Citibank savings account as a single account holder or jointly with another individual.

Bandhan Bank offers various savings accounts to cater to customers’ diverse needs. Their savings account plans provide convenience, flexibility, and attractive interest rates. Bandhan Bank offers multiple savings account options with interest rates up to 8.15% p.a. and flexible minimum balance requirements starting from zero. This guide covers updated interest rates, minimum balance, benefits, and penalties to help you choose the right savings account.What is Bandhan Bank Savings Account?A Bandhan Bank savings account is a deposit account where customers can safely store their money while earning interest. This type of account aims to help customers build up savings and benefit from the growth of their account balance through interest accumulation. Types Of Savings Account in Bandhan BankEach of the savings accounts have distinct features and benefits:Savings Account TypeFeaturesNeo+ Digital Savings AccountA fully digital, paperless account with video KYC for easy online opening.Elite Plus Savings AccountPremium account offering exclusive lifestyle benefits and personalized services.Elite Savings AccountAccount with preferential banking privileges and lifestyle perks.Premium Savings AccountOffers attractive interest rates and premium banking services.Avni (Savings Account for Women)Tailored for women, providing financial and lifestyle benefits.Inspire ProgrammeDesigned for senior citizens, offering health and banking benefits.Advantage Savings AccountAccount with higher transaction limits and additional offers.Classic Savings AccountProvides superior banking services with a low balance requirement.Standard Savings AccountIdeal for individuals starting their savings journey.Sanchay Savings AccountLow maintenance account with easy access to banking services.Pension Savings AccountZero balance account for pensioners with attractive interest rates.Special Savings AccountDesigned for differently-abled customers with convenient facilities.Pradhan Mantri Jan-Dhan Yojana (PMJDY) Savings AccountZero balance account offering benefits like insurance and direct fund transfer.BSBDA Savings AccountBasic account with no minimum balance requirement.BSBDA-Small Savings AccountBasic account with minimal documentation and no minimum balance.Bandhan Super SaverAccount where funds beyond a threshold are transferred to fixed deposits.How Much Minimum Balance is Required in Bandhan Bank?The Bandhan Bank savings account minimum balance differs based on the exact type of savings plan that you choose.

Bank of India offers a variety of savings accounts with competitive interest rates and flexible minimum balance requirements. You can choose from multiple account types tailored to your financial needs. Understanding the current interest rates and balance criteria can help you select the most suitable Bank of India savings account and maximize your financial benefits.​What is a Bank of India Savings Account?A Bank of India savings account is a deposit account that enables individuals to store funds securely while earning interest from the balance. Their range of savings account plans provides customers easy access to funds through online banking, ATM withdrawals, and cheque books. These accounts are also easy to maintain and require a minimum balance.

The Bank of Maharashtra savings accounts provides several categories of savings accounts, from regular to premium categories. Bank of Maharashtra savings accounts are tailored for youth, pensioners, women, and low-income groups. The bank offers secure banking with interest rates up to 2.75% per annum. Continue reading this blog to gain detailed insights about the Bank of Maharashtra savings account interest rate, its features, benefits, and more. What is a Bank of Maharashtra Savings Account?A Bank of Maharashtra savings account enables you to manage finances and earn interest on savings. You can deposit and withdraw money from this account anytime you want. Individuals who save regularly can choose to open this account. A Bank of Maharashtra savings account comes with ATM cards, passbooks, and internet banking services.

The DCB Bank savings account interest rates go up to 6.00% p.a., making it one of the most competitive options in India. DCB Bank offers multiple account types with flexible minimum balance requirements—whether you're managing personal savings or seeking digital-first features. These accounts come with benefits like cashback, free ATM transactions, and digital banking access. Keep reading to explore the DCB Bank interest rates on saving account types, features, and how to choose the best one for your needs.What is a DCB Bank Savings Account?The DCB Bank savings account is a secure and convenient money-saving method. It enables an individual account holder’s savings to grow at competitive interest rates. The funds can also be accessed through online banking, mobile banking, and ATMs. The account also offers other distinguishing features such as bill payment, debit card issuance, free fund transfer, etc.

Federal Bank offers a range of savings accounts with interest rates starting from 3% per annum and flexible minimum balance requirements. Whether you're looking for a zero-balance account or one that rewards higher balances with better rates, Federal Bank caters to diverse financial needs. Federal Bank savings accounts provide you with digital banking access, debit card benefits, and customised options for women, youth, and senior citizens.What is a Federal Bank Savings Account?A Federal Bank savings account is a secure deposit account that helps individuals grow their money while maintaining easy access to funds. It allows you to earn interest on your deposits and comes with features like ATM withdrawals, debit cards, internet and mobile banking, UPI services, and fund transfers.Federal Bank offers multiple types of savings accounts tailored to specific needs—whether you are a student, salaried individual, homemaker, or senior citizen. Some accounts require a minimum balance, while others, like the BSBDA and Yuvamitra accounts, offer zero-balance facilities.

HSBC Bank offers a savings account interest rate of 2% per annum on balances up to ₹10 crores and 2.5% per annum on balances above ₹10 crores. These accounts provide international banking benefits, digital access, and multiple account types tailored to different customer needs. HSBC Bank savings accounts have an Average Quarterly Balance (AQB) requirement of ₹1.5 lakhs for general customers and ₹10,000 for senior citizens.This article explains the interest rates, minimum balance rules, account types, features, and how to open an account in 2025.What is an HSBC Savings Account?HSBC provides different types of savings accounts—including regular, premier, and zero-balance (BSBDA) accounts—designed to meet the needs of salaried individuals, senior citizens, and global customers. An HSBC Bank savings account provides several services, such as a Nomination facility, domestic and overseas debit cards, and a free pass book for ease of transaction. HSBC bank’s eligibility criteria depend on how you hold and manage different savings accounts. Since each account has different operating mandates, the eligibility criteria must be maintained separately.Types of Savings Accounts in HSBCGiven below are all the types of HSBC Bank savings accounts:Account TypeKey FeaturesHSBC Basic Savings AccountStandard banking facilities, domestic & international debit card, AQB of ₹1,50,000HSBC Premier AccountGlobal Premier status, TRB of ₹40 lakh or ₹3 lakh monthly salary, seamless international accessHSBC BSBDA AccountZero balance account, basic banking services, free chequebook, internet & phone bankingHow Much Minimum Balance is Required in HSBC Bank?Given below is the minimum balance requirements for HSBC Bank savings accounts:Type of Account HolderMinimum Average Quarterly Balance (AQB)General Customer (below 60)₹1,50,000Senior Citizen (60 and above)₹10,000HSBC BSBDA Account₹0 (No minimum balance required)HSBC Premier Account₹40,00,000 Total Relationship Balance (TRB) or ₹3,00,000 monthly salary accountIf a person fails to maintain the Average Quarterly Balance, they are liable to a 1% service charge on the outstanding amount.Features and Benefits of HSBC Savings AccountHere is a list of features of the HSBC Bank savings account.Nomination facility: HSBC Bank offers a nomination facility to provide internet banking services.

IDFC FIRST Bank offers competitive interest rates of up to 7.25% per annum, credited monthly. With zero-fee banking options, multiple account types, and digital account opening, it’s an ideal choice for both salaried individuals and senior citizens. Learn about interest slabs, account types, balance requirements, and how to open your account online in this comprehensive guide.What is an IDFC First Bank Savings Account?IDFC First Bank savings account is a high-interest savings account. Compared to a standard savings account, this account offers you better returns on your savings account balance. With this account, IDFC First Bank offers zero-fee banking and a monthly interest credit.

Banks and different financial institutions offer several types of accounts that individuals can choose according to their preferences. One such account type is a salary account, a special savings account that people get when they get a job. It is crucial to learn and be aware of the details of such an account so that you can understand its benefits. What is Salary Account?A salary account is a type of account an individual has when he becomes an employee. A salary account is a type of account offered by banks to employees, typically opened by an employer for salary disbursal. The employer of the account holder deposits his salary (a fixed amount) every month to that account. These accounts also come with a set of features like ATM cards, online fund transfers, personalised cheque books and more.Salary accounts have several features that facilitate the seamless transfer of a fixed amount, such as an employee's monthly salary.

The Employees’ State Insurance Corporation (ESIC) is a social security scheme that provides employees with medical and financial benefits in India. A 17-digit code is assigned to employers upon registration with ESIC. Employees receive a unique 10-digit Insurance Number (IP Number) upon registration.To find your ESIC Insurance Number:​Check your salary slip: Employers often include the Insurance Number on pay slips.​Refer to your ESIC card: If provided, the card will display your Insurance Number.​Contact your HR department: They can provide your Insurance Number from company records.​Visit the nearest ESIC office: Provide necessary identification to retrieve your Insurance Number.In this blog, we will explore the concept of an ESIC number, how it is used, its format, and various techniques for finding it.What is an ESIC Number?ESIC number, or Employee State Insurance Corporation number, is a 17-digit identification number given to people who are covered under ESIS (Employees State Insurance Scheme). Whether you are covered under the ESIS scheme depends on the company you work for or have worked for in the past. You will have one ESIC number registered in your name only once. This unique identification number remains the same regardless of how many times you change jobs. Uses of ESIC Insurance NumberThe ESIC number provided to you by ESIS offers you a lot of healthcare and other benefits.