The Bank of Maharashtra savings accounts provides several categories of savings accounts, from regular to premium categories. Bank of Maharashtra savings accounts are tailored for youth, pensioners, women, and low-income groups. The bank offers secure banking with interest rates up to 2.75% per annum. Continue reading this blog to gain detailed insights about the Bank of Maharashtra savings account interest rate, its features, benefits, and more. What is a Bank of Maharashtra Savings Account?A Bank of Maharashtra savings account enables you to manage finances and earn interest on savings. You can deposit and withdraw money from this account anytime you want. Individuals who save regularly can choose to open this account. A Bank of Maharashtra savings account comes with ATM cards, passbooks, and internet banking services.

Bank of India offers a variety of savings accounts with competitive interest rates and flexible minimum balance requirements. You can choose from multiple account types tailored to your financial needs. Understanding the current interest rates and balance criteria can help you select the most suitable Bank of India savings account and maximize your financial benefits.​What is a Bank of India Savings Account?A Bank of India savings account is a deposit account that enables individuals to store funds securely while earning interest from the balance. Their range of savings account plans provides customers easy access to funds through online banking, ATM withdrawals, and chequebooks. These accounts are also easy to maintain and require a minimum balance.

Bandhan Bank offers various savings accounts to cater to customers’ diverse needs. Their savings account plans provide convenience, flexibility, and attractive interest rates. Bandhan Bank offers multiple savings account options with interest rates up to 8.15% p.a. and flexible minimum balance requirements starting from zero. This guide covers updated interest rates, minimum balance, benefits, and penalties to help you choose the right savings account.What is Bandhan Bank Savings Account?A Bandhan Bank savings account is a deposit account where customers can safely store their money while earning interest. This type of account aims to help customers build up savings and benefit from the growth of their account balance through interest accumulation. Types Of Savings Account in Bandhan BankEach of the savings accounts have distinct features and benefits:Savings Account TypeFeaturesNeo+ Digital Savings AccountA fully digital, paperless account with video KYC for easy online opening.Elite Plus Savings AccountPremium account offering exclusive lifestyle benefits and personalized services.Elite Savings AccountAccount with preferential banking privileges and lifestyle perks.Premium Savings AccountOffers attractive interest rates and premium banking services.Avni (Savings Account for Women)Tailored for women, providing financial and lifestyle benefits.Inspire ProgrammeDesigned for senior citizens, offering health and banking benefits.Advantage Savings AccountAccount with higher transaction limits and additional offers.Classic Savings AccountProvides superior banking services with a low balance requirement.Standard Savings AccountIdeal for individuals starting their savings journey.Sanchay Savings AccountLow maintenance account with easy access to banking services.Pension Savings AccountZero balance account for pensioners with attractive interest rates.Special Savings AccountDesigned for differently-abled customers with convenient facilities.Pradhan Mantri Jan-Dhan Yojana (PMJDY) Savings AccountZero balance account offering benefits like insurance and direct fund transfer.BSBDA Savings AccountBasic account with no minimum balance requirement.BSBDA-Small Savings AccountBasic account with minimal documentation and no minimum balance.Bandhan Super SaverAccount where funds beyond a threshold are transferred to fixed deposits.How Much Minimum Balance is Required in Bandhan Bank?The Bandhan Bank savings account minimum balance differs based on the exact type of savings plan that you choose.

The Employees’ State Insurance Corporation (ESIC) is a social security scheme that provides employees with medical and financial benefits in India. A 17-digit code is assigned to employers upon registration with ESIC. Employees receive a unique 10-digit Insurance Number (IP Number) upon registration.To find your ESIC Insurance Number:​Check your salary slip: Employers often include the Insurance Number on pay slips.​Refer to your ESIC card: If provided, the card will display your Insurance Number.​Contact your HR department: They can provide your Insurance Number from company records.​Visit the nearest ESIC office: Provide necessary identification to retrieve your Insurance Number.In this blog, we will explore the concept of an ESIC number, how it is used, its format, and various techniques for finding it.What is an ESIC Number?ESIC number, or Employee State Insurance Corporation number, is a 17-digit identification number given to people who are covered under ESIS (Employees State Insurance Scheme). Whether you are covered under the ESIS scheme depends on the company you work for or have worked for in the past. You will have one ESIC number registered in your name only once. This unique identification number remains the same regardless of how many times you change jobs. Uses of ESIC Insurance NumberThe ESIC number provided to you by ESIS offers you a lot of healthcare and other benefits.

The ESIC e-Pehchan card is a digital identity card issued by the Employees’ State Insurance Corporation (ESIC) to employees covered under the ESI scheme. This card is essential to access cash and medical benefits at ESIC dispensaries and hospitals. Employees earning up to ₹21,000 per month (₹25,000 for persons with disabilities) in establishments with 10 or more workers are eligible under the scheme. This blog covers the eligibility criteria, required documents, ways to download an ESIC card, and more.What is an ESIC e-Pehchan Card?The Employee State Insurance (ESI) scheme issues its beneficiaries an ESI card, commonly referred to as a Pehchan card. This card grants access to healthcare services across the ESI network of dispensaries and hospitals and includes detailed employee information.  The e-Pehchan card contains the insured person’s details, ESIC number, and dependent information. It can be easily downloaded online via the ESIC portal or the UMANG app using your Insurance Number and OTP.

Yes Bank offers a wide range of salary accounts that ensure a seamless banking experience for employees and employers. These accounts are designed for various customer needs, such as higher interest rates, zero balance requirements, and exclusive banking privileges. This blog will discuss the features, eligibility requirements, application process, and other important information about the Yes Bank salary account.Yes Bank Salary Account BenefitsHere is a list of Yes Bank salary account benefits you must know when opening a salary account in this bank:Higher ReturnsEmployees earn a yearly maximum interest of up to 6% on their savings with monthly interest credit, ensuring better returns on deposits.Anytime/Anywhere BankingCustomers can access their accounts from any Yes Bank branch across India, offering seamless banking convenience.Locker FacilitySalary account holders can avail of locker facilities to safeguard their valuables securely.Easy Account ManagementWith NetBanking and Mobile Banking, users can easily manage their accounts, monitor transactions, and enjoy a smooth digital banking experience.Free Cheque BookEmployees receive a complimentary payable-at-par multi-city chequebook to facilitate easy transactions.Investment Advisory Services Yes Bank provides free investment advisory services to help customers make informed financial decisions.Bill Payment ServicesUtility bills can be paid effortlessly through Yes Bank’s net banking platform at no extra charge.Insurance OptionsEnjoy complimentary personal accident insurance, purchase protection, and lost card liability cover for financial security.Money MonitorTrack and manage your finances across multiple institutions using Yes Bank’s unified Money Monitor application.Enhanced SecurityYes Bank net banking comes with two-factor authentication for added security in online transactions.Best Interest RatesCustomers can apply for recurring, fixed, and tax-saver deposits with highly competitive interest rates and no extra charges.Instant SMS Alert Receive real-time SMS alerts at no cost for every account transaction, ensuring full control and visibility.Insurance ProtectionAccess to a range of life and general insurance products tailored for salary account holders.Travel CashlessUnlimited ATM transactions across Yes Bank and other bank ATMs support a fully cashless travel experience.AMC WaiverAvail a 50% to 100% waiver on all lifetime Account Maintenance Charges (AMCs), reducing long-term costs.Yes Bank Salary Account EligibilityGenerally, being a salaried individual is the eligibility criteria for a Yes Bank salary account. However, the details of these specifications may vary depending on the type of account chosen. For instance, to open the Smart Salary Exclusive Account, you must have a monthly net salary of ₹20,000 and above.

YES Bank offers attractive savings account interest rates designed to help you grow your savings efficiently. Whether you are saving a small amount regularly or looking to deposit substantial sums, YES Bank provides flexible account options to meet diverse financial needs. This guide explains the latest interest rates, minimum balance requirements, account types, and more to help you choose the best YES Bank savings account.What is YES Bank Savings Account?A YES Bank savings account is a financial product that allows individuals to hold their money securely while earning a decent income from interest. It provides a range of features, including competitive interest rates, convenient access to funds. It also has specialised options for different customer groups, such as senior citizens and women.Types of Savings Account in YES BankThese are the different types of savings accounts available in YES Bank:YES Digital Savings AccountYES Pro Max Savings AccountYES Pro Plus Savings AccountYES Respect Savings AccountPradhan Mantri Jan-Dhan YojanaYES Pro Savings AccountMy First YES Savings AccountYES Essence Savings AccountYES Digital Savings Account - Limited KYCFeatures and Benefits of YES Bank Savings AccountsThese are the features and benefits of opening a YES Bank savings account:Benefit from free NEFT/RTGS payment facilities through net banking.Receive a debit card with exclusive offers.Enjoy unlimited ATM access across any bank nationwide.Earn higher returns of up to 7.00% p.a.

​The Maharashtra Building and Other Construction Workers Welfare Board issues the Maharashtra Labour Card to provide construction workers with access to various government welfare schemes. These schemes include financial assistance, healthcare, and educational support, etc. Eligible applicants are those engaged in building and construction activities. The application process requires submission of documents such as proof of age, a 90-day work certificate, residence proof, identity proof, and three passport-sized photographs. ​Types of Maharashtra Labour Card In Maharashtra, the labour card is issued specifically to construction workers under the Maharashtra Building and Other Construction Workers Welfare Board (BOCW). Workers from the construction sector who meet eligibility criteria can register to access welfare benefits.Benefits of Labour Card in MaharashtraIssuing labour cards enables individual account holders to avail themselves of numerous benefits.

The Punjab Labour Card is a government-issued document that offers registered workers access to financial aid, health insurance, education support, and pension schemes. Eligible workers can apply online or offline, check their application status, renew expired cards, and download the updated card from the official portal. This blog explains the complete process, benefits, eligibility, and documents required for the Punjab Labour Card in 2025.Punjab Labour Card Types In Punjab, the Labour Department primarily issues one type of labour card under the Punjab Building and Other Construction Workers Welfare Board (BOCW). This card is issued to registered construction workers who are engaged in building and construction work, as defined under the BOCW Act, 1996.There is no separate classification of labour cards such as agricultural, factory, or domestic worker cards. However, workers from other sectors may be regulated under separate labour laws and may receive different benefits, but they do not receive distinct “labour cards” from the Punjab Labour Department. Benefits of Punjab Labour CardThe Punjab Labour Card provides access to a wide range of welfare schemes implemented by the Punjab Building and Other Construction Workers Welfare Board (BOCW)::Stipend Scheme: Offers educational assistance to the children of registered workers.Shagun Scheme: Provides financial aid for the marriage of a worker’s daughter.Ex-gratia Scheme: Offers compensation in case of accidental death or permanent disability of a registered worker.LTC Scheme: Leave Travel Concession support to help workers and their families travel for rest and well-being.Occupational Diseases Scheme: Financial support for the treatment of diseases caused due to occupational hazards.Funeral Rites Scheme: Covers funeral expenses in the event of the death of a registered worker.Teeth, Spectacles and Hearing Device Scheme: Offers reimbursement for dental care, spectacles, and hearing aids.General Surgery Aid Scheme: Provides medical financial aid for surgeries and other essential treatments not covered under other schemes.Documents Required for Punjab Labour CardTo apply for a labour card in Punjab, workers need to submit essential documents for verification. Listed below are the documents you must carry to avail of a labour card in Punjab:Proof of age (e.g., birth certificate, school certificate, or self-declaration).​Proof of residence in Punjab.​Aadhaar card.​Bank account details (account number, IFSC code).​Passport-sized photographs.​Employer’s certificate confirming 90 days of construction work in the last 12 months (Form No.

The Assam Labour Card is an initiative by the Assam Building and Other Construction Workers Welfare Board (ABOCWWB) to provide welfare benefits to construction workers in the state. This card enables eligible workers to access various government schemes including  financial aid, health insurance, education assistance, and other social security schemes.Types of Assam Labour CardIn Assam, the labour card applies explicitly to the registration of construction workers under the Assam Building and Other Construction Workers Welfare Board (ABOCWWB). Thus, this card only provides single registration with several benefits to eligible construction workers. The card itself is a valid proof of identification and registration with ABOCWWB. Benefits of Assam Labour CardSome of the distinguishing benefits of availing of an Assam labour card are as follows:Pension benefitsMarriage assistanceMaternity assistanceDeath benefitsSkill development trainingMedical assistanceEducational assistance for childrenCash rewards for exceptional workTransit shelter facilitiesHealth insurance coverageDocuments of Assam Labour CardHere is a list of documents mandatory to present for the issuance of a labour card in Assam:Aadhaar CardBank Passbook (first page)Proof of age (e.g., birth certificate)Proof of address (e.g., voter ID, ration card)Passport-sized photographWork experience certificate (90 days)e-Shram cardPAN Card (if available)Eligibility Criteria for Assam Labour CardTo apply for the Assam Labour Card, applicants must meet the following criteria:Must be a resident of Assam.Age should be between 18 and 55 years.Should have worked as a construction worker for at least 90 days in the preceding 12 months.Must not be a member of any other welfare fund.Should possess an Aadhaar card linked with a mobile number.Must have a bank account.Registration with the e-Shram portal is mandatory.How to Apply for Labour Card Online in Assam?The application process for a labour card applied online is smooth and hassle-free. Follow the below steps for registration of a labour card in Assam online:Visit the official ABOCWWB website.Click on the "New Registration" option.Enter your mobile number and verify it with the OTP received.Fill in the application form with personal, employment, and bank details.Upload the required documents.Submit the application and note down the acknowledgment number for future reference.How to Apply for a Labour Card Offline in Assam?To apply for an Assam labour card offline, the construction workers employed under the Assam Building and Other Construction Workers Welfare Board (ABOCWWB), here are the detailed steps to follow:Visit the nearest District Labour Office or ABOCWWB office.Obtain the application form for registration.Fill in the form with accurate details.Attach the necessary documents.Submit the completed form to the office.How to Check the Labour Card Registration Status?Here are the detailed steps to follow to check your registration status for the Assam labour card:Go to the official ABOCWWB website.Click on the "Track Application" option.Enter your acknowledgment number.Click on "Submit" to view your application status.Assam Labour Card RenewalHere is the detailed step-by-step guide to follow for renewal of your Assam labour card hassle-free:Go to the official ABOCWWB website.Log in using your registered mobile number.Click on the "Renewal" option.Update any necessary information and upload updated documents.Submit the renewal application.Assam Labour Card Helpline NumberThe primary point of contact for any labour-related queries is the Office of the Labour Commissioner.