You can easily reset or change the UPI PIN in PhonePe using Aadhaar or your Debit Card. Continue reading to know the step-by-step process on how to change BHIM UPI PIN in PhonePe. How to Change UPI PIN in Phonepe?You can easily change BHIM UPI PIN in PhonePe by following the below steps:Step 1: Open the “PhonePe” app on your mobile and unlock it with your password.Step 2: Head to “Profile” in the upper left corner.Step 3: Under the “Payment Methods” section, choose “Bank Accounts”.Step 4: From the list of bank accounts, choose the specific one where you want to change your UPI PIN.Step 5: Besides the “UPI PIN” option, you will get the option “Change”.Step 6: Now, enter your old UPI PIN.Step 7: Enter your new UPI PIN, then confirm the new UPI PIN by entering again.Once you are done screen will show a message on the bottom of your screen “UPI Pin Successfully Updated”. Your bank will also send you an SMS to confirm regarding the change of the pin. Note: After Successfully changing your UPI PIN, the transaction limit will be reduced to ₹5,000 for the first 24 hours.How to Reset UPI PIN in Phonepe?You can reset your UPI PIN on PhonePe by following the steps given below:Step 1: Open the PhonePe application and unlock it with the screen lock password.Step 2: Click on your profile in the upper left corner.Step 3: From the “Payment Methods” section, click on “Bank Accounts”.Step 4: Choose the account from the bank accounts list that you want to reset your UPI PIN.Step 5: Besides the “UPI PIN” option, click on the “Reset” option.After this step, you will get 2 options– Aadhaar Number & Debit/ATM Card. For the Aadhaar card option, the linked mobile number should be the same for your bank account and Aadhaar. For the debit card option, it is best to keep your card handy before you start.Resetting UPI PIN Using Aadhaar CardClick on continue Enter the first six digits of your Aadhaar numberEnter 6-digit Aadhaar OTPEnter a new UPI PINRe-enter the same PIN.Resetting UPI PIN Using Debit CardEnter the last six digits of your debit card and expiry date in MM/YY format. Enter the 6-digit Bank OTP and your new UPI PIN two times.After a successful reset, you will receive an SMS from your bank.

The e-passport India is a biometric passport with an embedded electronic chip that stores the holder’s personal and biometric details securely. While an e-passport download is not possible, applicants can track status online via the Passport Seva Portal.. The e-passport India launch date (rollout) began in 2022 and, as of 2025, services are live across major Indian cities.Key Highlights:Issuing Authority: Ministry of External Affairs, Government of IndiaTechnology: ICAO-compliant chip storing biometrics (fingerprints, iris, photograph)Application Mode: Through Passport Seva Portal (PSK/POPSK appointments)Download: Not available; e-passport is a physical booklet with a chipBenefits: Enhanced security, faster immigration clearance, e-gate accessWhat is e-Passport?An e-passport is a passport embedded with an electronic microprocessor chip that stores biometric and personal information of the passport holder. This chip-based e-passport complies with International Civil Aviation Organization (ICAO) standards. It offers enhanced security against tampering and identity theft.How to Apply for e-Passport in India?You may follow the steps given below to apply for an e-passport online through the official Passport Seva Portal:Visit the Passport Seva website.Register/Login and fill the e-passport application form.Select your Passport Seva Kendra (PSK) or Post Office Passport Seva Kendra (POPSK).Pay the applicable e-passport fees.Schedule an appointment.Visit the PSK/POPSK for biometric data collection and document verification.Note: The e-passport rollout is currently limited to select cities.

Checking the FASTag Balance is much essential for travellers to ensure smooth travel through toll plazas across India. You can check FASTag balance using various online and offline methods such as, SMS alerts, missed calls, UPI VPAs, the MyFASTag app, or even without login access. Knowing how to check FASTag balance helps avoid penalties and delays at toll booths.This guide explains how to check balance in FASTag using multiple online and offline methods, including options without login or vehicle number.Overview of FASTag Balance Check MethodsMethodOnline/OfflineLogin RequiredCheck Possible Without Vehicle NumberFASTag Issuing Bank Website/AppOnlineYesNoMobile Wallet Apps (Paytm, PhonePe)OnlineYesNoSMS AlertsOfflineNoYesMissed Call (8884333331)OfflineNoYesNETC (NPCI) PortalOnlineYesNoUPI Apps using VPAOnlineNoNoMyFASTag AppOnlineYesNoVehicle Number (via UPI/wallets)OnlineNoYesNHAI Customer Care (1033)OfflineNoYesHow to Check FASTag Balance?There are multiple ways to check your FASTag balance—both online and offline—depending on your FASTag issuer, preferred app, or available access. Below are all the reliable methods explained step-by-step:Check FASTag Balance via Vehicle NumberYou can check your FASTag balance using your vehicle number indirectly through UPI apps and certain mobile wallets—provided your FASTag is correctly linked.Where this works:Paytm App:If your FASTag was purchased via Paytm, go to the FASTag section in the app. Your vehicle number (e.g., MH01AB1234) will be listed as the tag identifier.

The senior citizen card is an official ID issued by Indian state governments to individuals aged 60 years and above. It offers benefits like healthcare concessions, travel discounts, and tax relief. Applicants can complete the senior citizen card online apply process via state government portals or submit an offline application at local offices.Key Highlights:Eligibility: Indian residents aged 60 years or olderIssued by: State Government Authorities in IndiaApplication Modes: Online via state portals or offline at Tehsildar/Sewa KendrasDocuments Required: Proof of identity, address, age, and residenceMajor Benefits: Tax relief, healthcare discounts, travel concessions, priority servicesFee & Validity: Around Rs. 10 (may vary by state); valid across all states/UTsProcessing Time: Varies by state; generally 7–15 working daysWhat is Senior Citizen Card? In India, the State Government authorities issue a crucial identification document to individuals upon turning 60 years old. Senior citizen card, serves as an alternative to Aadhaar Card for such individuals. To avail this card, one has to visit either the official website or the ‘Sewa Kendra’ of the state they belong to and submit an application form along with a deposit of Rs.10. Knowing how to apply for senior citizen card is important because the document also serves as proof of domicile, enabling access to state and central welfare schemes.Senior Citizen Card Application FormThere are few steps you can follow to download the application form to apply for a senior citizen card.

The LRS full form is Liberalised Remittance Scheme. The Liberalised Remittance Scheme by the RBI allows resident Indians to remit up to USD 250,000 annually abroad for education, travel, healthcare, gifts, and investments. Budget 2025 revised the LRS scheme with a higher TCS-free threshold of Rs. 10 lakh, making global financial transactions easier.Key Highlights:TCS-free threshold: Rs. 10 lakh (raised from Rs.

A SBI current account  is designed for businesses, professionals, and institutions that carry out frequent high-value transactions. SBI current account opening provides greater flexibility in deposits and withdrawals. The SBI current account minimum balance requirement varies by account type, ranging from Rs. 5,000 to Rs. 10,00,000.Key Highlights:Account Types: Regular, Gold, Diamond, Platinum, Surbhi, Power POS, and more.Minimum Balance: Ranges from Rs.

Google Pay is a popular UPI application in India from which you can send and receive money, pay your bills, apply for loans, and more. To make transactions in Google Pay via UPI, you need to have a UPI PIN. If you cannot remember your PIN or want to change it for safety purposes, follow some simple steps. In this blog, you will learn how to change or reset your UPI PIN in the Google Pay application and some essential tips.How To Change UPI PIN in Google Pay?Changing the UPI PIN in Google Pay is very simple. Follow the steps mentioned below to change your UPI PIN without any hassle.First, open the Google Pay Application using your screen lock password or Google Pay PIN.From the upper right corner, click on your profile icon.Under the “Set up payment methods” section, choose the “Bank account” option.Now, you will see the list of bank accounts connected with your Gpay.Click on the bank account where you want to change the UPI PIN.Then, click on the three dots from the upper right corner of your mobile screen.Select the second option, “Change UPI PIN.”Press the tick button to enter your old UPI PIN on the next page.Now, enter the new “UPI PIN”, tick and re-enter the same PIN.Once the process is complete, and you may receive an SMS from your bank about this change via your registered mobile number. How To Reset UPI PIN in Google Pay?To learn how to change your UPI PIN in Google Pay, take a look at the steps to reset a UPI PIN using Google Pay:First, open your Google Pay Application using your Google Pay PIN or screen lock password.Click on your profile icon from the upper right corner of your mobile screen.Choose the “Bank account” option from the “Set up payment methods” section on the next page.Here, you will find the list of bank accounts linked with your Google Pay.Select the bank account where you want to resent the UPI PIN.Now, click on the 6th option: “Forgot UPI PIN”.Now, you must enter the last six digits of your ATM/Debit card and the expiry date in MM/YY format.You will receive a 6-digit Bank OTP; enter it on the screen.Enter your new UPI PIN 2 times.Now, your UPI PIN is successfully updated.Tips for UPI PINWhen you are checking for a UPI PIN change in Google Pay, here are some tips for secure and hassle-free transactions:Understand UPI PIN Usage: Your UPI PIN is required only if you send money, not to receive money from someone.

An ESIC number is a unique identification provided under the Employees’ State Insurance Scheme (ESIS). It is a social security scheme that provides employees access to medical and financial benefits. Employers are assigned a 17-digit ESIC number, while every registered worker gets a 10-digit ESIC IP number. Key Highlights:The ESIC IP number remains the same even if an employee changes jobs.The ESIC number is required for medical assistance, maternity benefits, reimbursements, and dependent coverage.It is available on salary slips, ESIC cards, online portals, HR records, or ESIC offices.What is an ESIC Number?The ESIC number, or Employee State Insurance Corporation number, is a 17-digit employer code under ESIS. It helps identify establishments covered under the Employees’ State Insurance Scheme. This number is generated once the company registers with ESIC.Employees, on the other hand, are provided a permanent 10-digit ESIC IP (Insured Person) Number.

LIC policy surrender means discontinuing the policy before its maturity and receiving the surrender value in return. Once surrendered, all benefits, coverages, and bonuses under the plan cease immediately. Understanding how to surrender LIC policy is important as the process requires specific forms, documents, and eligibility conditions.Key Highlights:The policyholder receives a surrender value after at least 3 years of premium payments.Surrender value is calculated using a formula with sum assured, bonuses, and surrender factors.Policies can be surrendered offline at an LIC branch or online via the LIC portal.Required documents include Form 5074, original policy bond, ID proof, PAN, and bank details.Once surrendered, the policy cannot be revived.What is LIC Policy Surrender?LIC policy surrender is the voluntary termination of a life insurance policy before maturity. The coverage stops immediately, and the policyholder gets back a lump sum known as the surrender value. Most LIC policies acquire a surrender value only after 3 full years of premium payment.Types of Surrenders in LIC PolicyHere are some of the common ways of LIC policy surrender:Full SurrenderThis is when the policyholder chooses to completely cancel their ongoing policy.

An Axis Bank Savings Account helps you save money securely while earning interest on deposits. With a wide range of account types, Axis Bank caters to salaried individuals, students, women, senior citizens, NRIs, and premium customers. The Axis Bank savings account interest rate starts at 3.00% p.a., and the Axis Bank minimum balance for savings account varies depending on the account type and location.Key Highlights:Interest rate: 3.00% – 3.50% p.a. (tier-based)Minimum balance requirement: Rs. 0 to Rs.