India Post DIGIPIN by India Post is a new digital addressing system that assigns a unique 10-character alphanumeric code to every 4x4 meter grid location in India. DIGIPIN maps exact GPS coordinates—making it ideal for e-commerce deliveries, government services, and remote areas. You can easily know your DIGIPIN using India Post’s official portal.InformationDIGIPIN (Digital Postal Index Number)Traditional PIN CodeWhat is it?10-character alphanumeric code tied to precise location (4m × 4m grid)6-digit numeric code covering broader postal zonesWho generates it?India Post in coordination with IIT Hyderabad & NRSC (ISRO)India PostWhere to fetch it?“Know Your DIGIPIN” portal on dac.india post.gov.in“Know Your PIN Code” portalWhy use it?Enables hyper-local address accuracy, reduces delivery errors, aids emergency servicesBest for general regional sorting What is DIGIPIN in India?DIGIPIN (Digital Postal Index Number) is a geospatially-tagged address code launched in 2024 by India Post under the Department of Posts, Ministry of Communications. Unlike the traditional 6-digit postal PIN code, DIGIPIN maps precise latitude-longitude coordinates to create an individual digital address for every small square of land. It maps every address in India to a geotagged point which ensures accurate identification of homes, businesses, and institutions. The goal is to digitise traditional addresses and simplify deliveries, service access, and navigation.Direct Link to Know Your DIGIPINYou can know your DIGIPIN by visiting the official India Post portal and check using address or GPS.How to Find Your DIGIPIN?Follow the steps given below to know your DIGIPIN:Go to the Know Your DIGIPIN portal Allow location access or enter your addressClick on “Generate DIGIPIN”Your digital pin code will be displayedHow DIGIPIN WorksEach DIGIPIN is generated based on latitude and longitude coordinates of a location.

Telangana Chief Minister A. Revanth Reddy announced the implementation of the Telangana Rythu Bharosa Scheme on January 26, 2025. Under this scheme, the government will provide eligible farmers with financial assistance of Rs. 12,000 per acre annually to invest in better seeds, fertilizers, and irrigation. The scheme has an easy online application process, ensuring that farmers can quickly register and access the Telangana Rythu Bharosa Scheme benefits without delays.What is the Telangana Rythu Bharosa Scheme?The Telangana Rythu Bharosa Scheme, a state government initiative, is similar to the previously launched Rythu Bandhu scheme.

Real Time Gross Settlement (RTGS) is a financial transaction mechanism for carrying out the immediate transfer of lump sum amounts between banks. In contrast to other methods, RTGS transactions allow settling of expenses in real-time and individually, thereby making it ideal for high-value transfers. Real-Time Gross Settlement (RTGS) is designed for high-value transactions above Rs. 2 lakh, ensuring fast and secure fund transfers. The IDFC First Bank RTGS facility enables the instant transfer of large amounts, making it a reliable option for both business and personal needs. Continue reading to learn more about the IDFC First Bank RTGS form download process, how to fill it out, and submission guidelines for a smooth banking experience.What is an IDFC RTGS Form?An IDFC First Bank RTGS form is an application that must be filled out to initiate a Real-Time Gross Settlement transaction.

UCO Bank offers Real-Time Gross Settlement (RTGS) payment services, enabling seamless fund transfers between different bank accounts across India. Filling out an RTGS form is a crucial step towards initiating high-value transfers. The UCO Bank RTGS form is available in both digital and physical formats. Downloading the UCO Bank form online offers convenience.Continue reading this blog for detailed information about the UCO Bank RTGS form, including how to fill it out, download it, and more. What Is UCO Bank RTGS Form?The UCO Bank RTGS form is a vital document that combines an RTGS transfer application and a payment order. The form is available in Hindi and English.

Cyber attack prevention is more critical than ever as our lives grow increasingly digital. From online banking and digital wallets to remote work tools, our dependency on technology exposes us to rising threats. To prevent cyber attacks in 2025, individuals must adopt proactive security habits such as using updated software, unique passwords, and safe browsing practices. Here’s a quick look at how to prevent cyber attacks effectively:Install reliable antivirus softwareUse unique, complex passwords for each accountRegularly update payment and financial appsAvoid links from unknown sourcesDownload only from official app storesEnable HTTPS browsing and verify site URLsBe alert when using public or third-party computersLet’s explore each of these in detail below.1. Use Trusted Antivirus Software and Scan External DevicesInstalling reliable antivirus software is one of the most effective ways to prevent cyber attacks. Choose reliable antivirus software—free or paid—and ensure it’s updated regularly.

If you've noticed money deducted from your account or money debited from your account without permission, you're not alone. Such unauthorized transactions are typically linked to cyber fraud, phishing, or compromised banking credentials. As per RBI guidelines, your liability depends on how quickly you report the issue. To act promptly:Inform your bank immediately through customer care or by visiting your home branch.Call RBI’s Digital Payment Grievance Helpline (14440) to report the fraud.Submit a written complaint with the date and time of the unauthorized debit, your bank account/card details, and a description of the issue.Attach required documents such as Aadhaar, PAN, FIR/police complaint copy, bank statement showing the fraudulent transaction, and a signed complaint letter.If the bank finds your complaint valid and you reported it promptly, the transaction must be reversed within 90 days. Delays in reporting can reduce your compensation or make you liable for the loss.This article explains how to respond to unauthorized debits, your rights as a banking customer, and how banks address such cases in 2025.Money Debited from My Account Without PermissionWhile the introduction of digital transactions has helped improve the lifestyle of citizens considerably, it has also paved the way for some unavoidable cons. Banking fraud is one of its examples.

Offline UPI payment enables users to perform UPI transactions without internet by dialing *99# on a registered mobile number. This USSD-based service, introduced by NPCI, supports key functions like sending money, checking balances, and managing UPI—ideal for low-connectivity areas. Read on to know how to do offline UPI payment using this simple and secure UPI offline payment method.What is the Offline UPI Payment Number?By using *99#, you can get access to UPI without the internet. The service is available nationwide, with the association of 83 leading banks and four telecom service providers. You can even choose the language you are comfortable with while using this service, as it is available in 13 different languages, including English and Hindi. National Payments Corporation of India (NPCI) started the service of *99# to process transactions of UPI across several banks in India. All you need to do is dial the USSD number on your registered mobile number, and you can transact the money with the help of an interactive menu available on the mobile screen. Presently, the upper limit of such transactions is Rs.5,000.

NEFT (National Electronic Funds Transfer) is an RBI-regulated digital payment system that allows secure, bank-to-bank transfers across India. NEFT in banking works on a deferred settlement model where transactions are processed in half-hourly batches, making it suitable for non-urgent transfers. It is widely used for its 24x7 availability, cost-effectiveness, and ease of access through net banking, mobile apps, and bank branches.In the following sections, we will learn more about NEFT, including how it works, its benefits, requirements, and more. NEFT Full Form in BankingNEFT full form is National Electronic Funds Transfer. It is an RBI-regulated digital payment system that enables secure and one-to-one fund transfers between bank accounts across India.What is NEFT?NEFT in banking is a nationwide payment mechanism that processes transactions in half-hourly batches, 24*7x365, through a centralised system managed by the Reserve Bank of India (RBI). Unlike real-time systems like RTGS, NEFT works on a deferred settlement basis, making it ideal for low- and mid-value transfers that aren’t time-sensitive.NEFT supports both online and offline fund transfers and is available through internet banking, mobile apps, and physical bank branches.

The ESIC e-Pehchan card is a digital identity card issued by the Employees’ State Insurance Corporation (ESIC) to employees covered under the ESI scheme. This card is essential to access cash and medical benefits at ESIC dispensaries and hospitals. Employees earning up to ₹21,000 per month (₹25,000 for persons with disabilities) in establishments with 10 or more workers are eligible under the scheme. This blog covers the eligibility criteria, required documents, ways to download an ESIC card, and more.What is an ESIC e-Pehchan Card?The Employee State Insurance (ESI) scheme issues its beneficiaries an ESI card, commonly referred to as a Pehchan card. This card grants access to healthcare services across the ESI network of dispensaries and hospitals and includes detailed employee information.  The e-Pehchan card contains the insured person’s details, ESIC number, and dependent information. It can be easily downloaded online via the ESIC portal or the UMANG app using your Insurance Number and OTP.

The FAME 2 subsidy (Faster Adoption and Manufacturing of Electric Vehicles) is a government initiative to boost electric vehicle adoption in India by offering direct financial incentives. With the FAME 2 subsidy ending on 31st March 2024, the government has introduced the Electric Mobility Promotion Scheme (EMPS) 2024 to continue offering EV incentives for two-wheelers, three-wheelers, buses, and charging infrastructure. Under the FAME 2 subsidy scheme, eligible EV buyers can receive up to ₹15,000 subsidy on electric two-wheelers, subject to 15% of the vehicle’s ex-factory cost. Read on to learn how the FAME 2 subsidy scheme has evolved in 2025.What is FAME 2 Subsidy?The FAME 2 subsidy (Faster Adoption and Manufacturing of Electric Vehicles) was launched in April 2019 to support electric vehicle adoption in India by making EVs more affordable. Although this FAME 2 subsidy scheme officially ended on 31st March 2024, the government has extended EV support under a new scheme called Electric Mobility Promotion Scheme (EMPS) 2024. EMPS continues the objectives of FAME with revised incentives.FAME 2 Subsidy on Electric ScooterUnder the FAME 2 subsidy scheme, over 10 lakh electric two-wheelers were supported during the scheme’s active phase.