Gone are the days when you needed to stand in a long queue at the bank and wait for your turn for a balance enquiry. The State Bank of India has launched hassle-free digital banking facilities for quick and convenient operations for various functions. The SBI balance check facility allows you to get the latest update about your account balance promptly without visiting the bank branch.There are different ways to inquire about your SBI bank account balance. Read on to know more. Different Methods Of SBI Balance Enquiry in 2025If you are an SBI bank account holder and want to know how to check your SBI balance instantly, you can do so through the following methods:Missed Call Facility - 919223766666SMS Service - SMS ' ‘BAL’ to 919223766666ATMNet BankingMobile BankingSBI Whatsapp BankingSBI passbookCalling the toll-free number - 1800 1234, 1800 2100, 1800 425 3800UPIUSSDCheck SBI Account Balance Through Missed Call FacilityMissed call is one of the most convenient ways to check your SBI bank balance. With this new feature, you can get your account balance, mini statement and so on by just giving a missed call.

What is a Carbon Credit?A carbon credit is a permit that allows a business enterprise or business enterprise to emit a positive quantity of carbon dioxide or different greenhouse gases (GHGs). One carbon credit score equals one metric ton of carbon dioxide that may be emitted. Businesses that reduce emissions can sell extra credits to those exceeding their limits, selling environmental sustainability.How Carbon Credits Work?Government Regulations – Authorities set emission limits for industries to govern pollutants.Emission Allowances – Companies get hold of or purchase carbon credits, allowing them to emit a specific amount of GHGs.Trading System – If a business enterprise emits less than its allowance, it is able to sell surplus credits to agencies exceeding their limit.Carbon Offset Projects – Businesses can spend money on renewable strength, reforestation, or power efficiency tasks to earn additional carbon credit.Advantages of Carbon CreditsEncourages Emission Reduction – Motivates industries to adopt cleanser technologies.Supports Green Initiatives – Funds renewable energy and environmental projects.Creates a Market for Sustainability – Companies can change credit, making sustainability financially possible.Helps Meet Climate Goals – Aids in reaching countrywide and international carbon discount targets.Provides Business Incentives – Companies decreasing emissions can earn monetary rewards by way of selling credits.Key TakeawaysCarbon credits are marketplace-based gadgets that permit agencies to offset their greenhouse gas emissions with the aid of purchasing credits, wherein one credit score equals one metric ton of carbon dioxide. They encourage industries to lessen emissions, put money into renewable power and carbon offset initiatives, and assist international weather desires. Carbon credit trading creates a financial incentive for sustainability, allows businesses to comply with regulatory limits, and promotes the transition to a low-carbon economic system.

What is a Poison Pill?A poison pill is a defensive approach utilized by organizations to save you or discourage antagonistic takeovers. It makes an acquisition significantly more tough or high-priced for an unsolicited purchaser, thereby protective the organization from an unwanted takeover. This tactic generally involves measures consisting of issuing additional stocks, granting present shareholders favorable alternatives, or imposing monetary consequences on acquiring entities.Types of Poison PillsFlip-In Poison Pill (Blocking the Buyer) - In a flip-in method, if an investor tries to gather a considerable number of stocks, the organisation issues extra shares at a reduced charge to present shareholders, except for the acquirer. This dilutes the client’s stake, making it more difficult and highly-priced to manage the enterprise. For Example, Consider a state of affairs wherein a character tries to buy all the to be had pizza slices in a store.

Are you tired of getting stuck in the middle of an online transaction due to poor internet connectivity? Well, now you can simply use a USSD number and complete your transaction without an internet connection. You may effortlessly transfer and request money, change your UPI PIN, and check the amount of your account with this mobile banking service. To take advantage of these services anytime and anywhere, dial *99# on your mobile phone.Read on to understand more about how this offline UPI payment works and how you can set up transactions with this method.What is the offline UPI payment number?By using *99#, you can get access to UPI without the internet. The service is available nationwide, with the association of 83 leading banks and four telecom service providers. You can even choose the language you are comfortable with while using this service, as it is available in 13 different languages, including English and Hindi. National Payments Corporation of India (NPCI) started the service of *99# to process transactions of UPI across several banks in India. All you need to do is dial the USSD number on your registered mobile number, and you can transact the money with the help of an interactive menu available on the mobile screen. Presently, the upper limit of such transactions is Rs.5,000.

With a total market capitalisation of more than $900 billion, the cryptocurrency space has attracted the attention of several investors, including those seeking quick cash with few regulations. ICOs are a highly popular method of raising money in this space.Investors are drawn to ICOs for their dream of grabbing an early to successful crypto. As of April 2018, ICOs raised a whopping USD 5,014,952,132. Here’s more about ICO.What is an ICO?An ICO or initial coin offering is an event where an organisation sells new crypto to raise money. In exchange for their financial contributions, investors receive cryptocurrency. In several ways, an ICO is the crypto version of an IPO (initial public offering) in the stock market.Working of an ICOWhen an organisation decides to launch an ICO, it declares the rules, date, and purchase procedure in advance.

Section 44AE of the Income Tax Act deals with the Presumptive Taxation Scheme for transporters. If you are a small taxpayer who is engaged in the business of transportation, you can avoid the tedious process of keeping records regularly. Instead, you can opt for a Presumptive Taxation Scheme to calculate your income at a prescribed rate.Here's more on the Presumptive Taxation Scheme!Budget 2025 UpdateIt has been proposed to insert a new section 44BBD to cater non-residents providing services or technology to a resident, operating business related to electronics manufacturing. Such non-residents will be able to calculate profits at 25% of the amount received for such services.Which Businesses are Eligible for Presumptive Taxation Scheme under Section 44AE?If you are engaged in businesses related to leasing, plying, or hiring goods carriages, you can opt for the Presumptive Taxation Scheme. However, you must own less than ten goods-carrying vehicles within any period during the previous FY to avail of this scheme.

While investing in mutual funds, you might have come across the term ETF. The full form of ETF is Exchange Traded Funds. In India, Exchange Traded Funds came into existence in the year 2001. The first Exchange Traded Fund was NIFTY BeES (NIFTY Benchmark Exchange Traded Scheme), which has NIFTY 50 as its underlying index. What are Exchange Traded Funds?An exchange-traded fund, which is commonly known as an ETF, is a type of passively managed mutual fund. The aim of the fund manager of an ETF is to replicate the portfolio and performance of a publicly available index.

What is Accounting?Accounting is systematically recording, summarising, analysing, and reporting financial transactions related to a business. It provides essential financial insights by generating reports such as financial statements that summarise:OperationsFinancial PositionCash FlowsKey Features of AccountingScope: It applies to all businesses, from small businesses run by a bookkeeper to the world's largest and most highly developed corporations with dedicated finance departments.Purpose: It assists management in making decisions based on structured and unambiguous information from investors, regulators, and taxation authorities.Advantages of AccountingFinancial Tracking: Allows income and expenditures to be tracked.Compliance: Assures legal and tax compliance.Decision-Making: Provides the data for factual and quantitative analysis of business strategies.Investor Confidence:  Provides transparency to stakeholders, which yields trust.Performance Analysis: Helps analyse operational performance and profitability.ConclusionAccounting plays an inevitable and indispensable role in the operation of business activities. It gives businesses an accurate and elaborate approach to maintaining financial clarity, complying with rules, and sustaining information for better decision-making. The scale of an enterprise determines the gravity of the essence of accounting in a given enterprise, which becomes decisive when the business becomes big, large, or complicated. .

What is a Company Profile?A company profile is a professional intro that gives the key facts about a business, including history, structure, products, services, financials and reputation. It’s a marketing tool that attracts investors, customers and business partners by showcasing the company’s strengths and value proposition.Why a Company Profile?First Impression for Investors & Clients – A well-written profile builds credibility and trust.Brand Positioning – Highlights the company’s mission, vision and unique selling points.Marketing & Promotion – A communication tool to differentiate the company from competitors.Business Growth – Attracts potential business opportunities and partners.History of Company ProfilesPre-Internet – Company profiles were only in printed brochures and business reports.Rise of the Internet (1990s) – Businesses started creating digital profiles via websites and the “About Us” section was born.Modern-Day Digital Profiles – Companies now use data-driven, interactive and multimedia-rich profiles to engage audiences.Future of Company ProfilesAI-Generated & Personalized Profiles – Tailoring content for specific audiences based on data analytics.Interactive & Multimedia Elements – Engage with Videos, infographics and virtual tours.ESG & Sustainability Reporting – More companies are including environmental, social and governance (ESG) metrics in their profiles.Blockchain for Transparency – Using blockchain to verify and enhance company information.Key TakeawaysA great company profile is a business asset that builds credibility, attracts investors and grows business. As digital transformation accelerates, businesses must adapt and innovate their company profiles to stay ahead in the market..

What is a Warrant?A warrant is a financial instrument that grants the holder the right, but not the obligation, to buy or sell an underlying security (usually stocks) at a predetermined price, known as the exercise price or strike price, before the expiry date.Call warrants allow the holder to buy the security.Put warrants allow the holder to sell the security.The execution timing depends on the warrant type:American and Indian warrants – Can be exercised anytime before expiry.European warrants – Can be exercised only on the expiry date.How Warrants WorkWarrants share similarities with stock options but differ in key ways:Issued by Companies – Unlike options, which are issued by third parties, warrants are issued by companies themselves.Longer Maturity Periods – Warrants typically have longer expiry periods, often lasting years instead of months.Dilutive in Nature – When a warrant is exercised, the company issues new shares, increasing the total number of outstanding shares.No Voting Rights or Dividends – Holding a warrant does not provide the holder with voting rights or dividend payments.Warrants are attractive for leveraging investment positions, hedging risks, and arbitrage opportunities. For instance, investors may combine a put warrant with a long stock position to protect against price declines.Types of WarrantsTraditional Warrants – Issued by companies to attract investors and raise capital.Detachable Warrants – Often issued with bonds or preferred stock as a sweetener to lower interest rates. These can be separated from the security and traded independently in the secondary market.Covered Warrants – Issued by financial institutions rather than companies, often linked to indices, commodities, or currencies.Key TakeawaysStartups love Warrants – Many startups use warrants to incentive investors and raise funds.Market Trends – More investors are using warrants to hedge positions in a volatile market.Regulatory Changes – Some countries are changing warrant issuance rules to protect investors from dilution..