FinTech Glossary

Scroll Top

search-icon
    drop-arrow
    #ABCDEFGHIJKLMNOPQRSTUVWXYZ

    Investing

    Risk Premium

    20 April 2024

    The risk premium is defined as the return in addition to the risk-free return that an investment is anticipated to deliver.

    Hoarding

    20 April 2024

    Hoarding is a speculator buying large amounts of a product with the intention of benefiting from future price rises.

    Authorized Participant

    19 April 2024

    Authorised participants or APs play a vital role in ETF liquidity.

    Step-Up Bond

    20 April 2024

    A step-up bond provides the benefits of fixed-income securities to investors while keeping up with rising interest rates.

    Appreciation

    20 April 2024

    Appreciation is referred to as the increase in the value of a capital asset over a given timeframe.

    International ETF

    20 April 2024

    An International ETF (Exchange Traded Fund) is an ETF that invests mainly in foreign-based securities.

    Economy

    Power of Attorney

    20 April 2024

    POA is a legal document that gives an individual (either the lawyer-in-fact or the agent) the power to act for another individual (the principal).

    Underwriter

    20 April 2024

    An underwriter, sometimes known as book runner, is an individual or entity that evaluates and assumes another party's risk for a payment.

    BPL,Below Poverty Line

    20 April 2024

    The full form of BPL is Below Poverty Line.

    Digital India Programme

    20 April 2024

    The Digital India Program is a Government of India flagship program with a vision of transforming India into a digitally empowered society and information economy.

    fiat money

    19 April 2024

    A government-issued currency is known as fiat money.

    Broad Money

    20 April 2024

    Broad money is a concept for measuring how much money circulates in an economy.

    Personal Finance

    Cheque

    20 April 2024

    A cheque is a bill of exchange in which one party orders the bank to transfer the money to the bank account of another party.

    term loan

    20 April 2024

    Term loans are immediate, up front financing sources for local and small businesses that extend over a long time.

    Insurance Deductibles

    20 April 2024

    If you're in the insurance market, you might wonder what a deductible is in insurance policies for health, automobiles, or homeowners — and how it works.

    Safe Deposit Box

    20 April 2024

    Gone are times when people used to bury their precious belongings underneath the floor of their houses.

    Earned Premium

    20 April 2024

    The term earned premium refers to the amount that an insurance company has received for the portion of an expiring policy.

    Impaired Insurer

    18 April 2024

    Impaired insurers are those insurance companies that are potentially not able to keep up to their obligations, and are kept under conservation or rehabilitation.

    Taxation

    Nonprofit Organization (NPO)

    20 April 2024

    Generally, organizations do business to earn profits.

    GST (Goods and Services Tax)

    20 April 2024

    GST was ideated in the year 2000 by setting up a committee to draft the law.

    Charitable Contributions Deduction

    20 April 2024

    Charitable contributions deduction refers to a deduction on the account of donations made towards charity.

    Representative assessee

    20 April 2024

    A Representative Assessee is someone who acts as another person's legal representative under the Income Tax Act.

    Duty

    20 April 2024

    Duty can either be a form of taxation or a personal obligation.

    Deficiency

    20 April 2024

    Deficiency is the difference between the amount of tax that a taxpayer reports in their income tax return and the tax that is assessed by the income tax department.

    Business

    Attrition

    20 April 2024

    Attrition, in business, explains a gradual but intentional decrease in the number of personnel that occurs when employees retire or resign and are not replaced.

    ISO 9000

    19 April 2024

    ISO 9000 refers to international standards developed by the International Organisation for Standardisation (ISO) for quality management and quality assurance.

    Business incubator, Incubation Meaning

    20 April 2024

    Business Incubator refers to an organisation which helps small businesses, startups and individuals to develop and grow their business.

    Strategic Alliance

    20 April 2024

    Strategic alliance refers to an agreement or arrangement between two or more parties to carry out projects for their common benefit.

    Lobby

    20 April 2024

    A lobby is a set of people with a similar mindset, who get together to have their influence over the authority or decision-making body and get results in their favour.

    Non-Executive Director

    20 April 2024

    Non-executive director means a person who is not an executive director and not interested in the company's day-to-day operations.

    Financial Advisor

    Churn Rate

    19 April 2024

    The churn rate is also referred to as the attrition rate or the customer churn.

    Investment Advisory Representative (IAR)

    20 April 2024

    An investment advisory representative or IAR is one who gets a license to provide investment advice.

    Institute of Chartered Financial Analysts of India

    20 April 2024

    The Indian Institute of Chartered Financial Analysts (ICFAI) is a not-for-profit organisation registered under the Public Societies Registration Act of Andhra Pradesh (Telangana Area), 1350 Fasli (Act I of 1350 F).

    Investment Policy Statement (IPS)

    20 April 2024

    Investment Policy Statements (IPS) are documents that are drafted between an investor or a client and the folio manager.

    Tax Advisor

    20 April 2024

    A tax advisor is an individual who is a financial expert holding specialized tax accounting, tax law knowledge, and know-how.

    Personal Financial Advisor

    20 April 2024

    A personal financial advisor is a person who provides clients with financial advice and services according to their particular needs.

    Trading

    Yo-Yo

    20 April 2024

    Yo-yo is a slang word for a market which is very competitive.

    Sinking Fund Method

    20 April 2024

    The sinking fund strategy is a depreciation technique for an asset, thus producing enough money to replace it at the end of its useful life.

    Bear Raid

    20 April 2024

    A bear raid is an illegal act of ganging up to lower stock prices by coordinated short selling and spreading negative rumours about the target product.

    Wallflower

    19 April 2024

    A wallflower refers to a stock in which the investment community has lost interest, resulting in low trading volumes.

    Ticker Tape

    20 April 2024

    Ticker tape is one of the earliest mediums designed for electrical communication related to the field of finance.

    Non-Marketable Security

    20 April 2024

    It is an asset that is hard to purchase or sell because it is not traded on any major secondary market exchanges.

    Corporate Finance And Accounting

    Demand Schedule

    20 April 2024

    A demand schedule is a plotting of demand for goods and services as part of economic analysis.

    Multiples Approach

    19 April 2024

    The multiples approach is the evaluation theory which is based upon the concept that the assets that are similar will sell at similar prices.

    roi,return on investment

    20 April 2024

    Return on Invest (ROI) is a ratio calculated to determine how much profit is being made on a particular investment over a period of time.

    Business Broker

    20 April 2024

    A business broker is typically a firm that mediates in the sale and purchase of companies.

    Inorganic Growth

    20 April 2024

    A business can see two types of growth—organic and inorganic.

    Frequency Distribution

    20 April 2024

    The frequency distribution is a representation that shows the number of observations within a given interval, in either a graphical or a tabular format.

    Savings/Wealth Management

    Tenancy-at-Will

    20 April 2024

    Tenancy-at-will is a property tenancy where either the tenant, the owner or landlord may terminate at any time.

    Flipping

    20 April 2024

    Flipping pertains to the buying of a security or an asset to sell it for a short-term profit instead of holding on to the same for a long-term to let its worth increase.

    Drop

    20 April 2024

    Drop is also referred to as the roll price.

    Gentrification

    20 April 2024

    Gentrification is characterized as transforming a neighbourhood, from low to high value, contributing to a community.

    Occupancy Rate

    20 April 2024

    The occupancy rate is the ratio of used or rented space to the total amount of available space.

    Escrow Agreement

    20 April 2024

    An escrow agreement is a legal agreement, which describes the terms and conditions applicable to the participants involved.

    #ABCDEFGHIJKLMNOPQRSTUVWXYZ
    Clear Logo
    Follow us on
    FacebookTwitterLinkedInGitHubInstagram
    Have a query?
    Support
    Company
    About us
    Contact us
    Careers
    Media & Press
    User reviews
    Engineering blog
    Clear Library
    FinTech glossary
    ClearTax Chronicles
    GST Product Guides
    Trust & Safety
    Cleartax(Saudi Arabia)

    Clear offers taxation & financial solutions to individuals, businesses, organizations & chartered accountants in India. Clear serves 1.5+ Million happy customers, 20000+ CAs & tax experts & 10000+ businesses across India.

    Efiling Income Tax Returns(ITR) is made easy with Clear platform. Just upload your form 16, claim your deductions and get your acknowledgment number online. You can efile income tax return on your income from salary, house property, capital gains, business & profession and income from other sources. Further you can also file TDS returns, generate Form-16, use our Tax Calculator software, claim HRA, check refund status and generate rent receipts for Income Tax Filing.

    CAs, experts and businesses can get GST ready with Clear GST software & certification course. Our GST Software helps CAs, tax experts & business to manage returns & invoices in an easy manner. Our Goods & Services Tax course includes tutorial videos, guides and expert assistance to help you in mastering Goods and Services Tax. Clear can also help you in getting your business registered for Goods & Services Tax Law.

    Save taxes with Clear by investing in tax saving mutual funds (ELSS) online. Our experts suggest the best funds and you can get high returns by investing directly or through SIP. Download Black by ClearTax App to file returns from your mobile phone.

    Cleartax is a product by Defmacro Software Pvt. Ltd.

    Company PolicyTerms of use

    ISO

    ISO 27001

    Data Center

    SSL

    SSL Certified Site

    128-bit encryption