Let us understand what is IFSC. IFSC stands for “Indian Financial System Code”. It is an alphanumeric code that is assigned to each branch of a bank. IFSC is a unique identification number and is essential for any form of money transfer between banks. Himachal Pradesh State Cooperative Bank IFSC code consists of eleven digit code which comprises of first four letters as ‘xxxx’, the fifth digit is 0 followed by the last 6 digits which represent the specific Himachal Pradesh State Cooperative Bank branch code. Here’s an example, the IFSC code of the SBI branch at 11, Ganesh House, MG Road, Bangalore, is SBIN0007587. Here, 007587 is the branch code.
Some easy and quick ways to find the IFSC codes of your bank is to search for it on the chequebook or the front page of your bank passbook. An IFSC code is essential for any mode of money transfers such as RTGS, NEFT & IMPS. It is impossible to conduct any money transfer without an IFSC code. Before you initiate a transfer, one must have the details of the receiver such; the name of the account holder, bank, branch and IFSC code of the respective bank branch. The Information required for Transferring Funds Using Any Mode of Payment
People can open various types of bank accounts - for business and personal purposes to transact, save and earn interest on deposits and be secured financially. To be eligible to open an account with Himachal Pradesh State Cooperative Bank, customers need to meet certain criteria as mentioned below.
The following documents are required for account opening:
Eligibility criteria for opening an account in Himachal Pradesh State Cooperative Bank is - Any Indian citizen of age 18 and above, who must have applicant with valid proof of identity which must be recognised and approved by the Indian Government
Documents required for opening Himachal Pradesh State Cooperative Bank account is - Identity proof, Address proof, PAN card, Recent passport size photographs
Information required for transferring funds using Himachal Pradesh State Cooperative Bank is :