Black

More Money
to You

File income tax returns, save more taxes, build wealth with mutual funds and much more.

File your income tax returns in 7 minutes

In just 3 simple steps, you can file your taxes on the go!

  • Upload Form 16

  • Verify your details

  • e-file taxes on the go

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black app hero image

Save taxes upto
₹85,800

Maximise your tax savings with plans under sections 80C, 80D and 80CCD

  • Invest in tax saver plan

  • Save taxes beyond 80C

  • Get tax-saving recommendations

Grow your wealth by
investing in mutual funds

Detailed insights about each mutual fund to help you choose from the best

  • Ratings for each fund

  • Key highlights for each plan

  • Transparent historical returns

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Investing is for everyone

The newbies

Learn ways to invest and get started with plans for beginners.

Serious goal seekers

Get ready to invest packs for building wealth, child's education or retiring.

DIY investors

Invest by exploring & analysing deep insights on various mutual funds.

Knowledge seekers

Learn guiding principles, hacks and strategies for various investments.

Confused where to invest
for your goals?

Select from a range of expert curated ready to invest plans

  • Build wealth plans

  • Tax Saver plans

  • Children education plans

  • Retirement plans

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black app hero image

New to investing?
Get expert guidance

Take the first step with investment plans & principles for beginners

  • Top plans for beginners

  • Tips for small investments

  • Learn guiding principles

File and save taxes as
you finish your coffee

Early feedback in

double qoute

Great app! Thank you for launching the app before the deadline. Filing returns through mobile is now easy.

Nidhi Trehan
Black App User
double qoute

One of its kind app. I love the design and functionalities. Would recommend it to all for tax filing activities.

Abhi Pandey
Black App User
double qoute

Very good categories of mutual funds, according to needs and goals of an individual. Simple tax filing process.

Vishnu Das
Black App User

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Frequently Asked Questions

How can you file an income tax return in India?

You can file your income tax returns online, either on the income tax department's website or with us on www.cleartax.in.
Income Tax filing or e-filling is made easy on Cleartax.in. You can e-file your returns within just 7 minutes!
Also note that the due date to e-file your income tax returns for the assessment year 2020-21 is on or before December 31, 2020.

My company deducts TDS. Do I still have to file my tax return?

Yes, deducting TDS and filing a tax return are two different things. In fact, you file a tax return to show that you've paid all the tax you needed to pay. The income tax return is also a very useful document when it comes to applying for a loan or visa.

Which income tax return should I select for e-filing?

Great question! There are seven forms - ITR 1, 2, 3, 4, 5, 6 and 7 for each type of tax situation. Honestly, choosing the correct income tax form is a lot of work. Which is why if you are e-filing with ClearTax, we automatically decide the correct income tax return form.

How do I pay tax to the government?

You can pay tax to the government directly on the Income Tax Department website using your netbanking account with challan 280.

I am a salaried individual and don't have a Form 16. How can I file my tax return?

You can still file your tax return on ClearTax without a Form 16. You're just going to need your payslips. Follow the instructions on this guide to e-file without Form 16.

What is a mutual fund?

A mutual fund is a pool of investments raised by several investors (both individuals and institutions) with common investment objectives. The pooled sum is managed by an entity called the fund house or asset management company. A mutual fund invests in capital assets such as equity shares, bonds, money market securities, and so on, with the intent to provide investors with profits.

How do mutual funds work?

Mutual funds pool investments from various investors with common objectives. A fund manager, who is a finance professional with an excellent track record, is appointed to manage the pooled investment. He invests the collected money as per the investment mandate. Investors are allocated with a certain number of fund units corresponding to their amount invested, and the profits generated, if any, are divided among investors accordingly.

How to invest in mutual funds?

You have to complete your KYC verification before you can get started with your mutual fund investments. It is a one-time process and requires one document each that serve as your identity and address proof. You can invest in mutual funds directly with the fund house or through a third party such as financial advisors, distributors, or online platforms. The advent of technology has made mutual funds a seamless online investment option.

What are the types of mutual funds?

Mutual funds are broadly categorised into equity funds, debt funds and hybrid funds. Equity funds are those mutual funds whose asset allocation is mostly made towards equity shares of companies across sectors and market capitalisation. Debt funds are those funds whose portfolio mainly consists of fixed-income securities across debt and money markets. Hybrid funds invest across both equity and debt securities.

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