How to Check Central Bank of India Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

By Mayashree Acharya

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Updated on: Feb 1st, 2025

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3 min read

The Central Bank of India has developed various dedicated services that allow account holders to manage their banking needs without visiting a physical branch. You can quickly check your Central Bank of India account balance using a variety of methods, from net banking and UPI to SMS banking. 

Learn how to check your account balance using the Central Bank of India balance check number and other ways. 

Central Bank of India Balance Check Number

Here is how you can check your account balance with the Central Bank of India balance check numbers:

  • Customer Care: 1800 30 30
  • Missed Call Banking:  95552 44442

Different Ways to Check Central Bank of India Account Balance

Here are all the different ways to check the Central Bank of India account balance: 

Missed Call Services

The Central Bank of India offers a simple and convenient missed call service to check account balances. Follow the below process to check the balance via missed call:

  • Dial the Central Bank of India balance enquiry number - 95552 44442 from your registered mobile number.
  • Disconnect the call in one to two rings, and you will get an SMS stating your account balance details.

You can also give a missed call to the Central Bank of India mini statement check number - 95551 44441 to know your account balance.

SMS

The Central Bank of India provides convenient SMS banking services to check your account balance by following the below process:

  • Ensure your mobile number is registered with the Central Bank of India. Submit a mobile registration request at your nearest Central Bank branch.
  • Once your registration is approved, the bank will send you an MPIN (Mobile Personal Identification Number).
  • Type the following SMS - BALAVL <Account Number> <MPIN>.
  • Send the SMS from your registered mobile number to the following number - 9967533228

Net Banking

The Central Bank of India offers a secure and convenient net banking service to access your account details, including checking your account balance. To use this service, you must be registered for net banking. Here is how you can check the process to check your account balance using net banking: 

  • Login to your Central Bank of India net banking portal using your credentials.
  • Navigate to the ‘View Account Details’ section. 
  • Then, select ‘Check Account Balance’ to view your account balance.

ATM

You can easily check your Central Bank of India account balance through any ATM, whether a Central Bank of India  ATM or one from another bank. Follow this process for a hassle-free balance enquiry:

  • Locate any nearby ATM.
  • Swipe or insert your Central Bank of India  ATM card into the machine.
  • Input your 4-digit ATM PIN securely.
  • From the menu displayed, choose the ‘Balance Enquiry’ option.
  • Your latest account balance will appear on the ATM screen.

WhatsApp

Central Bank of India offers a convenient WhatsApp banking service for customers to access essential banking features, including checking their account balance. Follow this process to get started:

  • Send a message saying ‘Hi’ from your registered mobile number to the Central Bank of India WhatsApp number - 91 7900123123.
  • Follow the prompts provided by the chatbot and select the ‘Check Account Balance’ option from the menu.
  • The chatbot will instantly provide your account balance details in the chat.

Mobile Banking

The Central Bank of India offers three mobile banking applications that enable account holders to have instant access to their account balances and various banking services. Here is an overview of these applications:

  • Cent m-passbook: This app allows you to check your account balance using your registered mobile numbers. You can download and log into it to check your account balance. 
  • Cent Mobile: Available for both Android and iOS devices, this app offers a wide range of services, including account balance checks, fund transfers, UPI payments, mini statements, and NEFT transaction status inquiries. You can easily download the app and check your bank balance by clicking on ‘My Account’. 
  • Cent Pay: The BHIM Cent Pay is the Central Bank of India’s unified mobile payments app powered by UPI (Unified Payments Interface). Customers can register their Central Bank of India account and link other bank accounts to this app to make hassle-free payments. 

Passbook

The Central Bank of India offers a passbook to all account holders, enabling them to keep a detailed record of their debit and credit transactions. Account holders can visit their nearest Central Bank of India branch to update their passbooks. Once updated, the passbook will display the latest account balance along with a complete list of recent transactions. 

UPI

Customers can conveniently check their Central Bank of India account balance using any UPI-enabled app. Follow the process below to understand this process:

  • Launch any UPI application on your smartphone.
  • Use your security code to open the app.
  • Link the Central Bank of India account for which you want to check the balance.
  • Click on the ‘Check Account Balance’ option.
  • Insert your UPI PIN to check the balance of your bank account.

USSD Code

Customers who have linked their mobile number with the bank can access banking services via USSD by dialing *99*51# and following the on-screen instructions. You need to type the code from your registered mobile number and call. You will receive an SMS containing your account balance details.

The Central Bank of India has implemented various convenient options, including the Central Bank of India balance check number, so customers can effortlessly check their account balances. By offering both offline and online methods, the bank enhances accessibility and ensures that customers can manage their accounts with ease. You can choose any of the available methods to check your account balance without any hassle.

Curious about checking balances for other banks too?
1. Canara Bank Balance Check Number
2. HDFC Balance Check Number
3. Axis Bank Balance Check Number
4. SBI Bank Balance Check Number
5. Bank of Baroda Balance Check Number
6. Indian Bank Balance Check Number

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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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