How to Apply for Bank of India ATM Card Online and Offline?

By Mayashree Acharya

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Updated on: Feb 26th, 2025

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3 min read

Bank of India is headquartered in Mumbai and is considered among the country's most reputed and trusted public sector banks. When it comes to ensuring safety and security while conducting transactions, BOI ranks among the top financial institutions in India. One such service is their debit or ATM cards, which are widely accepted across the country and allow you to earn several benefits and rewards. 

Read this blog until the end to learn the essential details regarding the Bank of India ATM card application online and offline processes.

Eligibility Criteria to Apply for BOI Debit Card

You must satisfy a few eligibility criteria for a BOI ATM card online. Therefore, make sure to go through the following points to learn about how you can be eligible to apply for a Bank of India debit card:

  • All individuals applying for a Bank of India debit card must be Indian residents holding legal Indian citizenship.
  • NRI or Non-Residents of India Applicants can also apply for a Bank of India debit card with appropriate documentation.
  • All Bank of India debit card applicants must have their savings accounts, current accounts, joint accounts or overdraft accounts with the bank.

Remember that these are the essential eligibility criteria for customers applying for a BOB debit card. However, your eligibility also depends on the authentication of the documents you provided to the bank at the time of card issuance. The eligibility parameters can differ for each type of debit card the bank offers. You can inquire about this by visiting the nearest BOI branch or contacting the bank's customer service team.

How to Apply for ATM Card in BOI?

You can apply for your debit card at the Bank of India without technological complications. The Bank of India provides both online and offline accessibility to customers who wish to apply for their ATM cards. You can choose any of the processes according to your convenience.

Thus, the following points feature the different methods of debit card application in the Bank of India.

Steps to Apply for BOI ATM Card: Apply Online

To apply for a Bank of India ATM debit card online, you need access to the bank's internet banking facility. You can do that by visiting your nearest BOI bank branch and registering. Once your BOI bank account is registered with the internet banking service, you can refer to the following process to apply for a BOI ATM card:

Step 1: Visit the official website of the Bank of India.
Step 2: Navigate to the “Internet Banking” option at the top right corner of the home page.
Step 3: Log in to your account using your user ID and password.
Step 4: Go to the services section and select the card service.
Step 5: Choose the type of debit card you want to apply for. If you meet the eligibility criteria, proceed to the next step.
Step 6: Fill in the necessary details and submit the application along with the required documents.

Bank of India will take a few days to process and verify your debit card application. Once the verification is completed, the bank shall deliver the card to your registered address.

After receiving your debit card, you must generate a 4-digit PIN to access your bank account details. You can do that through various methods, including net banking, the bank's mobile banking app, or by visiting the nearest ATM.

Steps to Apply for BOI ATM Card: Apply Offline

You can also opt for a Bank of India ATM card and apply through offline mode. For that, you can proceed in the following steps:

Step 1: Visit the nearest branch of the Bank of India in your location.
Step 2: Approach the appropriate authority member and request a debit card application form.
Step 3: Carefully complete the form, sign it, review it, and submit it to the bank.
Step 4: Inquire about the required documents, gather them, and attach them to your debit card application form.

The bank shall process your application within a few days and send the card to your registered address. Visit the nearest ATM to create the PIN to access your debit card.

Steps to Apply BOI Debit Card Using Written Request

You can also write a request letter to the bank for your debit card application in the following way:

Step 1: Research the format for writing a debit card request letter to the bank. You can do this by visiting the bank in person or contacting the Bank of India's customer service team.
Step 2: Write the letter using the correct format, including all crucial details such as your permanent address, account number, and contact details.
Step 3: Attach the required documents along with your letter.
Step 4: Visit the bank to submit the letter to the branch manager or mail it to the respective bank branch.

In summary, applying for a Bank of India debit card is simple, without technological complications. All BOI debit card holders can enjoy several benefits and rewards on every transaction they make with the cards. So, if you still do not have your debit card, opt for a Bank of India ATM card and apply online or offline at your convenience.

Related Other Bank's Articles:
1. How to Apply for SBI ATM Card Online and Offline?
2. How to Apply for PNB ATM Card Online and Offline?
3. How to Apply for Bank of Baroda ATM Card Online and Offline?

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About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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