How to Apply for Bank of Baroda ATM Card Online and Offline?

By Mayashree Acharya

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Updated on: Feb 26th, 2025

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3 min read

Based in Vadodara, the Bank of Baroda ranks among the country's most reliable and trusted government banks. It features numerous branches and customers. The bank is known for providing various banking services, considering the utmost safety and convenience of all its account holders.

Likewise, the bank's ATM or debit cards are widely accepted and offer multiple benefits, including travel, shopping, dining, entertainment, and more. You can also earn rewards and cashback on every transaction made from your BOB debit cards.

So, if you are a Bank of Baroda account holder and have not received your ATM card yet, read this blog until the end to learn the essential details regarding the Bank of Baroda ATM card application online.

Eligibility Criteria to Apply for BOB Debit Card

In case you wish to apply Bank of Baroda ATM card online, there are a few eligibility criteria that you must satisfy. So, go through the following points to learn about how you can be eligible to apply for a Bank of Baroda debit card:

  • All Bank of Baroda debit card applicants must be Indian residents with legal Indian citizenship.
  • NRIs or non-residents of India can apply for a Bank of Baroda debit card with appropriate documentation.
  • All Bank of Baroda debit card applicants must have their savings accounts with the bank.

Please note that these are the primary eligibility parameters you must fulfil for your Bank of Baroda debit card application. However, your eligibility also depends on the authentication of the documents you provided to the bank at the time of card issuance.

How To Apply For an ATM Card In BOB?

Applying for a debit card at the Bank of Baroda involves no technological complications. The Bank of Baroda provides online and offline accessibility to customers who wish to apply for their ATM cards, enabling them to opt for any of the processes at their convenience.

Thus, you can refer to the following methods of debit card application in the Bank of Baroda.

Steps to Apply for a BOB ATM Card: Apply Online

The Bank of Baroda's online ATM card application process does not require you to have any technological expertise or prior experience. The official bank portal has a user-friendly interface you can easily access. Thus, make sure to proceed in the following steps for the same:

Step 1: Visit the official website of the Bank of Baroda.
Step 2: Navigate to the "Retail Banking," "Personal Banking," or "Debit/Credit Card" section.
Step 3: Select the option called “Debit Card Apply Online.”
Step 4: After checking its benefits, features, and terms and conditions, choose the category of debit card you want.
Step 5: Fill in the required details on the application form.
Step 6: Submit the scanned copies of the necessary documents. Provide the scanned versions if any details are missing from when your account was issued.
Step 7: Carefully review all the details and click the "Submit" option.

Bank of Baroda will take 2-3 working days to process and verify your debit card application, after which the bank will deliver the card to your registered address.

Besides, once you receive your debit card, you must set up a 4-digit PIN to access your bank account details. You can do that by visiting the nearest ATM in your location, using net banking, or using the bank's mobile banking app.

Steps to Apply for a BOB ATM Card: Apply Offline

Apart from the Bank of Baroda ATM card online application, in case you wish to apply for your Bank of Baroda debit card through offline mode, you can do that as well by proceeding in the following steps:

Step 1: Visit the nearest branch of the Bank of Baroda in your location.
Step 2: Navigate to the appropriate authority member of the bank and ask for a debit card application form.
Step 3: Carefully complete the form, sign it, preview it, and submit it to the bank.
Step 4: Ask about the required documents, gather them, and attach them to your debit card application form.

The bank will process your application, verify it within 2 to 3 working days, and send the card to your registered address. To create the PIN for accessing your debit card, either by using the net banking process or, if you wish to do that offline, visit the nearest Bank of Baroda ATM.

Steps to Apply BOB Debit Card Using Written Request

If you cannot use the online and offline modes of the Bank of Baroda debit card application, you can do so by writing to the bank. So, refer to the following steps for the same:

Step 1: Check the format for writing request letters to the bank for a debit card. You can do this by visiting the bank in person or contacting the customer service team of the Bank of Baroda.
Step 2: Write the letter using the correct format, including all the necessary details.
Step 3: Attach the required documents along with your letter.
Step 4: Visit the bank to submit the letter to the branch manager or send it by post to the respective bank branch.

After processing your letter within 2 to 3 days, the bank will send you the card to your registered address. Then, visit the nearest ATM to generate the PIN for accessing your debit card if you cannot do that through the online modes.

BOB Debit Card Apply Online Without Net Banking

Apart from net banking, you can either visit the official website of the bank or opt for Bank of Baroda's new ATM card and apply online through their mobile banking facility in the following steps:

Step 1: Register your BOB account using the bank's mobile banking service.
Step 2: Download the BOB World app, the bank's personalised mobile application.
Step 3: Sign in and generate your login credentials.
Step 4: Log in to the app and navigate the cards section.
Step 5: Click on the option called “Virtual Debit Cards.”
Step 6: Select the “Register New Virtual Debit Card” option.
Step 7: Enter your account number and choose your card variant.
Step 8: Select the validity year and month of the card.
Step 9: Tick the confirmation box after reading the terms and conditions.

Please note that the virtual debit card can only be used for online transactions. However, you can request the bank to convert it into a physical card later.

Henceforth, there are many uses and advantages of having an ATM card. Besides, whether you opt for a Bank of Baroda ATM card to apply online or offline, you are assured you will get your card immediately after the verification process. Apart from these, BOB debit cards also allow you to earn several rewards and cashback on every transaction made with the cards. So, check the eligibility parameters, accumulate the required documents and apply for a BOB debit card.

Related Other Bank's Articles:
1. How to Apply for SBI ATM Card Online and Offline?
2. How to Apply for PNB ATM Card Online and Offline?
3. How to Apply for Bank of India ATM Card Online and Offline?

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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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