PNB ATM Card - How to Apply for PNB ATM Card Online and Offline?

Punjab National Bank, or PNB, is one of the major public sector banks in India. It provides all types of financial services, including debit cards. The PNB ATM card, also known as the PNB Debit Card, allows you to easily access your account, withdraw money, and make any other transaction. 

Depending on whether you want an online or offline application, PNB offers multiple ways to assist you in the best way. In this blog, we will explore the eligibility criteria for a PNB ATM card and how to apply for an ATM card in PNB. 

Eligibility Criteria to Apply for Punjab National Bank Debit Card

You must fulfil specific eligibility criteria before applying for a Punjab National Bank ATM card. Here are a few eligibility requirements you must meet when applying for a PNB debit card:

1. Active Account Holder: You must have an active savings, current, or salary account with Punjab National Bank.
2. Age Criteria: Applicants must be at least 18 years old. However, minors can apply for specific cards with parental or guardian consent.
3. KYC Compliance: Your account must be KYC-compliant, with valid identification and address proof submitted to the bank.
4. Account Activity: The account should not have any restrictions, such as a freeze or dormant status.
5. Adequate Balance: Some debit cards may require maintaining a minimum account balance.

Please note that the eligibility criterion is general. The type of debit card issued against your bank account may vary depending on parameters such as minimum account balance and account type or based on your relationship with PNB.

How do I apply for an ATM card at Punjab National Bank?

Punjab National Bank offers multiple methods to apply for a debit card, allowing customers to choose based on convenience and preferences. The following are the different ways for a PNB ATM card to apply: 

Steps to Apply for a PNB ATM Card Online

For a PNB ATM card to go online, you must register for the bank’s net banking facility. You can do it by visiting your nearest Punjab National Bank branch. Once your PNB account has been successfully registered with the service of net banking, you can refer to the following process to apply for a PNB ATM card online:

Step 1: Visit the official net banking website of the Punjab National Bank.

Step 2: Log into your account using the user ID and password.

Step 3: Click on the tab marked as ‘e-Services’.

Step 4: Choose the option labelled 'ATM card services’.

Step 5: Select the option labelled 'Request ATM/debit card' from the several available options.

Step 6: You must authenticate the request using the net banking credentials, and OTP sent to the registered mobile number.

Step 7: After a successful request, you will be informed of your ATM card's estimated arrival date.

Steps to Apply for PNB ATM Card Offline

You can also apply for a PNB ATM card offline. To do this, follow the below steps:

Step 1: Visit your PNB branch where you have your account.

Step 2: Request a PNB ATM card application form from the relevant bank authority.

Step 3: Carefully fill in the form, put your signature, preview and submit it to the authority.

Step 4: Request the list of required documents you will be submitting and attach it to your debit card application form.

Step 5: The bank will process the application and send the card to the registered address within a few working days. However, to access your debit card, visit the nearest ATM and set up your PIN.

Steps to Apply PNB Debit Card Using Written Request

You can also apply for a PNB debit card by writing a request letter to the bank in the following manner:

Step 1: Research the format of the debit card request letter to the bank. You can also visit the bank in person or contact the customer service department of Punjab National Bank to enquire about the format.

Step 2: Write the letter in the format followed when writing a request letter and mention all the crucial information provided, including the permanent address, account number, contact details, etc.

Step 3: Attach the list of documents, if required, along with the letter.

Step 4: You can now either go to the bank and present the letter to the branch manager or mail the letter to the concerned bank.

PNB Debit Card Apply Online Without Net Banking

For customers who do not use PNB’s internet banking services, the bank provides alternative online options:

1. You can apply directly via SMS by sending a message from your registered mobile number: 

SMS DEBCARD <16 DIGIT ACCOUNT NUMBER> to 5607040.

2. You can also apply for a new PNB ATM card by contacting the bank at its toll-free number:

1800-180-2222/ 1800-103-2222

Features and Benefits of Punjab National Bank ATM Card

The following are the features and benefits of Punjab National Bank ATM card:

• Widely Accepted: PNB ATM cards accept deposits/withdrawals at ATMs and merchant outlets across India and abroad.
• Contactless Transactions: Many debit cards from PNB have contactless technology, offering tap-and-pay convenience and quick and secure transactions.
• Multiples of Debit Cards: PNB has several versions of debit cards, including Classic, Platinum, and International cards, that are suited to the different needs of customers.
• Secure Transactions: The cards are protected with advanced security features, such as EMV chip technology and PIN authentication, to prevent fraud.
• 24/7 Access to Funds: Customers can withdraw cash, check balances, and perform transactions anytime, anywhere.
• Online Shopping: PNB debit cards support e-commerce payments, enabling customers to shop conveniently online.
• Reward Programs: Earn points on purchases made with select PNB debit cards, which can be redeemed for discounts and benefits.

With all the features and customer-centric benefits, PNB ATM cards provide convenience, security, and value for all banking needs.

Henceforth, the procedure to apply for a PNB ATM card is simple and easily accessible online and offline. Punjab National Bank accommodates every customer applying for an ATM through net banking, in-branch visits, and written requests.

To apply, if you are looking for how to apply for an ATM card in PNB, you must ensure you fulfil the eligibility criteria and update your KYC documents. With the most convenient application method, you can have stress-free access to your funds, enjoying a long list of conveniences that PNB debit cards have in store.

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