Indian Bank RTGS Form - How to Download Indian Bank RTGS Form?

RTGS in Indian Bank is used for transferring high-value amounts between bank accounts across India. Transfers can be initiated digitally through net banking or mobile banking, or at a branch using the Indian Bank RTGS form, which is also available for download online.

Key Highlights

• Minimum Transfer: RTGS transactions are processed for amounts of ₹2 lakh and above.
• Access Options: Transactions can be initiated through net banking, mobile app, or by submitting a form at the branch.
• Charges (Branch): ₹25 for ₹2–5 lakh and ₹50 for higher amounts, excluding GST.
• Processing: Funds are settled individually without batch delays.

What is the Indian Bank RTGS Form?

The Indian Bank RTGS form is used when a transfer is initiated at a branch. It records all required transaction details such as the sender’s account information, beneficiary details, IFSC code, transfer amount, and mode of payment.

Once submitted and verified, the request is processed through the RTGS system for immediate transfer. The same transaction can also be completed through online banking channels without using the form.

How to Download Indian Bank RTGS Form?

The RTGS form can be downloaded from the bank’s website and filled before visiting the branch.

• Visit the Indian Bank’s official website.
• Scroll down to the footer section and click on ‘Forms’.
• On the Forms page, navigate to the ‘Service Forms’ section.
• Look for the NEFT/RTGS Application Form.
• Click on the link to download the Indian Bank RTGS form PDF.
• Save the file to your device and print it for submission at the branch.

How to Fill the Indian Bank RTGS Form?

When using an Indian Bank RTGS form for fund transfers, ensure all details are accurate to avoid delays. Here is how to fill it out:

• Select the RTGS option and enter the transfer amount in both figures and words.
• Choose the payment mode such as cash, cheque, or account debit.
• Mention the amount, applicable charges, and total payable amount.
• Fill in account details including account number, cheque number (if used), date, name, address, and mobile number.
• Enter beneficiary details in one go: name, account number, bank name, IFSC code, and branch address.
• Add the purpose or remarks for the transfer if required.
• Review all entries and sign in the customer signature section.

Indian Bank RTGS Form Signature

After verifying that all the information on the form is accurate and complete, sign the form in the designated Customer’s Signature column. This step is crucial, as your signature serves as authorization for the bank to process the transaction.

How to Fill the Indian Bank RTGS Form Online?

Indian Bank’s mobile banking app, IndOASIS, offers a quick and user-friendly way to make RTGS transfers. Here is how:

• Log in to the IndOASIS app using registered credentials.
• Open the ‘Funds Transfer’ section.
• Select RTGS as the transfer mode.
• Choose the debit account and enter beneficiary details such as name, account number, and IFSC code.
• Enter the transfer amount.
• Review the details and proceed with confirmation.
• Authenticate the transaction using TPIN and OTP.

Documents Required for an Indian Bank RTGS

In most cases, only basic details are needed. However, the following may be required at the branch:

• Beneficiary cheque leaf or passbook for verification.
• Duly filled RTGS form.
• Account proof such as passbook or statement.
• Identity proof (PAN, Aadhaar, Voter ID, etc.).
• Supporting documents for business or high-value transactions, if applicable.

Indian RTGS Form Download in Excel

The RTGS form is provided in PDF format by the bank. An Excel version is not officially available. If needed, a similar format can be created for reference, but the printed PDF form should be used for submission at the branch.

Indian Bank RTGS Charges

Charges apply mainly to branch-based transactions, while online transfers are generally free:

• ₹25 + GST for transactions between ₹2 lakh and ₹5 lakh.
• ₹50 + GST for transactions above ₹5 lakh.

Indian Bank RTGS Timings

RTGS through online channels is available round the clock, including weekends and holidays.

For branch-based requests, processing depends on working hours:

• Typically 8:00 a.m. to 4:30 p.m. on weekdays.
• Shorter hours on selected Saturdays.
• Requests submitted after branch hours are processed in the next available cycle or through system-based processing.

RTGS in Indian Bank is commonly used for high-value transfers that require quick processing. Transactions can be completed online at any time through net banking or the IndOASIS app, while branch-based transfers require submission of the RTGS form.

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