Indian Bank RTGS Form - How to Download Indian Bank RTGS Form?

Indian Bank enables secure high-value transfers through its Real-Time Gross Settlement (RTGS) service. For offline transactions, customers must fill out the Indian Bank RTGS form available at branches or through an Indian Bank RTGS form PDF download from the official website. This form captures all details required for fast and accurate fund transfers.

Key Highlights

• Online RTGS via Indian Bank net banking and IndOASIS mobile app is free of cost.
• Offline RTGS transactions incur charges of Rs. 25 (Rs. 2–5 lakh) and Rs. 50 (above Rs. 5 lakh) plus GST.
• Online RTGS is available 24×7, ensuring instant and secure high-value fund transfers.

What is the Indian Bank RTGS Form?

The Indian Bank RTGS form is a paper-based application required to authorize offline RTGS transfers. It includes sender and beneficiary details, transfer amount, IFSC code, and payment method. 

It is available at any Indian Bank branch. The Indian Bank RTGS form PDF is also available online on the bank's website. Once submitted at a branch, funds are settled instantly, making RTGS suitable for large and time-sensitive payments. 

How to Download Indian Bank RTGS Form?

Account holders of Indian Bank who wish to avail themselves of the RTGS fund transfer service can choose to download the Indian Bank RTGS form PDF online. Follow these steps to download the form online:

• Visit the Indian Bank’s official website.
• Scroll down to the footer section and click on ‘Forms’.
• On the Forms page, navigate to the ‘Service Forms’ section.
• Look for the NEFT/RTGS Application Form.
• Click on the link to download the Indian Bank RTGS form PDF.
• Save the file to your device and print it for submission at the branch.

How to Fill the Indian Bank RTGS Form?

When using an Indian Bank RTGS form for fund transfers, ensure all details are accurate to avoid delays. Here is how to fill it out:

• Tick the RTGS option in the form and write the transfer amount in both figures and words.
• Choose the mode of fund remittance, such as cash, cheque, or debit.
• Specify the amount, applicable charges, and the total amount.
• Fill in your account number, cheque number (if applicable), date, name, address, and mobile number.
• Provide the beneficiary’s name, account number, bank name, IFSC code, and address. Double-check these details for accuracy and include any message or purpose for the transfer if needed.
• Once you have reviewed all the details, sign the form under the Customer’s Signature column.

Indian Bank RTGS Form Signature

After verifying that all the information on the form is accurate and complete, sign the form in the designated Customer’s Signature column. This step is crucial, as your signature serves as authorization for the bank to process the transaction.

How to Fill the Indian Bank RTGS Form Online?

Indian Bank’s mobile banking app, IndOASIS, offers a quick and user-friendly way to make RTGS transfers. Here is how:

• Open the IndOASIS application and log in to your account.
• Tap on the Funds Transfer option on the home screen.
• Select IMPS 24x7 for immediate fund transfer and faster processing.
• Choose the account from which you want to transfer funds and enter the beneficiary’s bank details, including their name, account number, and IFSC code.
• Specify the amount you wish to transfer.
• Click on Proceed, review all the entered details, and confirm them. Enter your TPIN and click Submit.
• Verify the transaction using the OTP sent to your registered mobile number. The bank will transfer the funds instantly.

Documents Required for an Indian Bank RTGS

Indian Bank usually does not require additional paperwork for standard RTGS transfers. To avoid delays, ensure that all the information entered in the Indian Bank RTGS form is accurate. Documents that may be required for the same:

• Beneficiary’s bank passbook or cheque leaf (to verify account number and IFSC).
• Duly filled Indian Bank RTGS form (customer copy and branch copy as applicable).
• Sender’s bank passbook or account proof (for branch verification).
• Identity proof (PAN card, Aadhaar, Voter ID or passport) if requested for transactions above prescribed limits.
• Transaction-specific documents for corporate or commercial transfers (invoices, purchase orders), if asked by the branch.

Indian RTGS Form Download in Excel

The Indian Bank RTGS form is officially available in PDF format, and an Excel version is not provided by the bank. However, if needed, you can manually create an Excel template based on the PDF form to simplify the filling process before printing and submitting it at the bank. It is recommended that the official Indian Bank RTGS form PDF version be used for accuracy and acceptance.

Indian Bank RTGS Charges

If you choose to make an online RTGS transaction, Indian Bank will not charge you any fees. However, for offline RTGS transactions, the following charges apply:

• Rs. 25 + GST for transactions between Rs. 2 lakh and Rs. 5 lakh.
• Rs. 50 + GST for transactions exceeding Rs. 5 lakh.

Indian Bank RTGS Timings

• RTGS via Indian Bank is available 24×7, 365 days a year, including weekends and public holidays, for online net banking and mobile banking customers.
• Branch-initiated RTGS requests are subject to working hours: generally 8:00 a.m. to 4:30 p.m. Monday to Friday, and 8:00 a.m. to 2:00 p.m. on 1st, 3rd, and 5th Saturdays.
• Transactions submitted after branch hours are either processed through Straight Through Processing (STP) mode or scheduled for the next working period, while online channels continue to function round the clock.

The Indian Bank RTGS facility provides a secure, efficient, and reliable method for transferring funds. RTGS available 24×7 via net banking and the IndOASIS app. The Indian Bank RTGS form is essential for initiating offline RTGS transfers at a branch. Customers can download the Indian Bank RTGS form PDF from the official website for convenience. 

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