PNB RTGS Form - How To Download Punjab National Bank RTGS Form?

Punjab National Bank (PNB) provides a secure and efficient way to transfer large sums of money between banks using its RTGS (Real-Time Gross Settlement) service. Customers must submit the PNB RTGS form while initiating an RTGS transaction at a branch. Customers can collect a physical copy of the PNB RTGS form from the branch or download the PNB RTGS form PDF from the bank's website.

Key Highlights

• RTGS transfers are processed 24×7 throughout the year.
• Online RTGS via PNB net banking and mobile app is free of cost.
• Branch RTGS transactions at PNB incur charges of Rs. 25 for amounts between Rs. 2 lakh and Rs. 5 lakh, and Rs. 50 for amounts above Rs. 5 lakh.

What is the PNB RTGS Form?

The PNB RTGS form captures all necessary sender and beneficiary details required to transfer funds instantly and securely. The form includes fields for account numbers, IFSC codes, transfer amount, and authorization. 

Once submitted at a branch, it enables immediate settlement of high-value transactions. Online RTGS is also available for a paperless experience.

How to Download the PNB RTGS Form?

Here’s how you can download the PNB RTGS form PDF:

• Go to the official website of Punjab National Bank. 
• On the homepage, click ‘Download Forms’ in the top menu. 
• Among the list of forms provided for various purposes, find the RTGS form and click on the PDF link.  
• You will get a PDF copy of the PNB RTGS form which you can print. 

How to Fill the PNB RTGS Form?

The PNB RTGS form has two sections. The left part is the customer copy, which is torn and returned to the customer by the bank. Meanwhile, the right part contains the beneficiary and sender details. Follow the given steps to fill out this form:

• Write the date and amount to be transferred (in words and numbers) in both sections. 
• Then, select the mode of transfer (RTGS) and strike down the options that aren’t applicable. 
• Write your name, account number, bank name, branch name, IFSC code and cheque details (if you are paying with a cheque). 
• Finally, double-check all the information and include your signature, name, address, and contact details. 
• Visit your nearest PNB branch along with the duly filed RTGS form and identification documents. Submit the form to the bank teller or customer service desk.

Once your request gets approved, the bank will transfer the required funds to your chosen beneficiary. 

PNB RTGS Form Signature

Signatures play a crucial role in authenticating the transaction. Ensure your signature matches the one registered with your Yes Bank account. Any discrepancy may result in the rejection of your form.

How to File PNB RTGS Form Online?

Customers can file RTGS forms online using PNB's net banking and mobile banking services. Here is how you can transfer funds via RTGS through net banking and mobile banking:

Mobile Banking

Follow these steps on the PNB One mobile application:

• Open and log in to the PNB One app. 
• Click ‘My Payee’ and ‘Add Payee’ on the bottom right.
• Choose if your beneficiary is from PNB or another bank. 
• Enter the beneficiary details, including bank details and account number. Then, set the limit amount and the number of transactions. 
• Click on ‘Add’, reconfirm and enter the TPIN to proceed. Confirm again with OTP. 
• Go to the home screen, and click ‘Transfer Fund’ followed by ‘Transfer Funds to Beneficiary’.
• Select the beneficiary (who you just added) and enter the amount to transfer. 
• Select the mode of payment (RTGS) and frequency (one-time/recurring). 
• Confirm the details and enter your PIN and OTP to transfer funds. 

Net Banking

Following is the way to transfer funds using the net banking services of PNB: 

• Log in to the PNB net banking portal with your username and password. 
• Click on the ‘Transactions’ tab and then ‘RTGS’. 
• Select both your account number and the beneficiary's account number. 
• Enter the amount to transfer, the frequency of transfer (one-time/recurring), and standard remarks. For recurring payments, you must select the frequency (daily, monthly, weekly, quarterly, half-yearly or yearly) and the number of instalments. 
• Click on 'Continue', then enter the transaction password and OTP. Finally, enter the OTP and click on 'Submit'. 

PNB RTGS Documents Required

Here are some of the documents you may need to fill out a PNB RTGS form:

• A cheque leaf of the beneficiary 
• Your PNB passbook 
• Duly filled RTGS form along with necessary details 
• Identification documents as requested by the bank staff (PAN, Aadhaar, Voter ID, etc.)

PNB RTGS Form Download in Excel

While the standard RTGS form is in PDF format, you may not find an Excel version. However, you can create an Excel template based on the PDF form to streamline the filling process.

PNB RTGS Charges And Timings 

Timings

Since December 2020, Punjab National Bank has made RTGS transactions available 24x7, 365 days a year, with no exceptions for holidays or Sundays. 

Charges

The bank charges specific transaction fees for RTGS services, exclusive of GST. Inward transactions are free of charge, while outward transactions incur different costs based on the account type and transaction amount. For branch-based RTGS transactions, the RTGS charges are:

• Rs. 24.50 for amounts between Rs. 2 lakh and Rs. 5 lakh from current accounts.
• Rs. 49.50 for transactions exceeding Rs. 5 lakh from current accounts.
• Rs. 24 for Rs. 2 lakh and Rs. 5 lakh, and Rs. 49 for above Rs. 5 lakh for online savings account transactions.
• Rs. 24 for Rs. 2 lakh and Rs. 5 lakh, and Rs. 49 for transactions above Rs. 5 lakh for CC/OD accounts.

The PNB RTGS form is essential for offline high-value transfers, while the PNB RTGS form PDF download allows customers to fill it conveniently before visiting a branch. Online RTGS via PNB net banking or mobile app provides a paperless, instant, and free-of-charge alternative for fund transfers above Rs. 2 lakh.

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