Calculators

Simple Interest Calculator
The rate at which you borrow or lend money is called the simple interest. If a borrower takes money from a lender, an extra amount of money is paid back to the lender. The borrowed money which is given for a specific period is called the principal. The extra amount which is paid back to the lender for using the money is called the interest.
SIP Calculator
SIP calculator is a simulation, which allows you to estimate the return on mutual fund investments made through SIP. Investing through SIPs in mutual funds is a popular investment option for millennials. SIP calculators are designed to give potential investors a heads up on their mutual fund investments. However, the actual return from the mutual fund scheme varies depending on several factors. The SIP calculator does not account for the exit load and expense ratio (if any). It is an online tool to calculate the SIP amount to achieve your financial goals, based on an expected annual return.
Gratuity Calculator
Gratuity refers to the amount that an employer pays his employee, in return for services offered by him to the company. However, only those employees who have been employed by the company for five years or more are given the gratuity amount. It is governed by the Payment of Gratuity Act, 1972.
PF Calculator
The Employee Provident Fund or the EPF is a retirement benefits scheme for salaried employees in the private sector. The Employees Provident Fund Organisation (EPFO) manages the EPF. Any organisation or firm with 20 or more employees gets covered under the EPFO. The Employees Provident Fund Organisation operates three schemes.
Salary Calculator
The employer makes regular payments to the employee for the work done. Such regular payment is termed as the salary. The employment contract specifies the wages, usually made each month. The components of the salary structure are:
PPF Calculator
A Public Provident Fund (PPF) calculator is an online long-term investment tool designed to help investors calculate the potential returns and growth of their investments in a PPF account.It considers various factors such as the contribution amount, interest rate, and investment duration to estimate the maturity amount and the interest earned over a period.
Compound Interest Calculator
Compound interest is the interest on interest. In simple terms, the addition of interest to the principal sum of the loan or deposit is called compound interest. If you have an investment account, you earn money on your interest. The interest that you earn is reinvested, instead of paying it out. If you are repaying a loan that charges compound interest, you are paying interest on the interest. If you earn compound interest on your investment, it grows without any further deposits. You may increase the deposits to raise the efficacy of the compound interest.
SWP Calculator
The Systematic Withdrawal Plan or SWP offers investors a regular income and returns money that is left in the scheme. You may withdraw a fixed or a variable amount on a pre-decided date every month, quarter, or year. You may customise cash flows to withdraw, either a fixed amount or the capital gains on the investment. For example, you have 8,000 units in a mutual fund scheme. You have specified a set of instructions to the mutual fund house where you seek to withdraw Rs 5,000 every month through the Systematic Withdrawal Plan.
NPS Calculator
NPS or National Pension Scheme calculator allows an individual to compute the provisional lump sum and pension amount a subscriber, under NPS, can expect at retirement based on the contributions made monthly; the annuity purchased, the expected rate of returns on investments, and the annuity. The NPS calculator only illustrates the tentative pension and does not guarantee the exact figure.
RD Calculator
RD or Recurring Deposits are an investment tool which allows investors to make regular monthly payments and save money for the long term. Investors can choose the tenure of the deposit and the minimum monthly payment they wish to make according to their convenience. RD schemes are generally more flexible than FD schemes and are generally preferred by those who want to start an account for the purpose of saving money and building a rainy-day fund.
FD Calculator
FD or Fixed Deposits are long-term investment tool which helps investors save money for the long term. Investors can choose a fixed tenure for which the deposit will be kept with the bank. In general, FD investments are better for those looking for long-term wealth creation as they offer high interest rates as compared to savings accounts.
LTCG Calculator
The assets owned by an individual that may or may not be connected with business or profession are called capital assets. The common examples of capital assets include bonds, mutual funds, jewellery, patents, or trademarks. However, furniture and clothes for personal use, rural agricultural land are not capital assets.
ROI Calculator
Return on Investment or ROI shows you the return from your investments. It helps you to choose the best investment across different investment options. You may evaluate the investment based on your financial goals and risk tolerance. You could also gauge the cost of your investment and look for hidden charges that could eat up your returns. The return on investment is usually expressed as a percentage. In simple terms, the return on investment is a financial ratio that helps you determine the benefit of your investment against the costs.
Mutual Fund Calculator
A Mutual Fund is a professionally managed investment scheme. It is run by an asset management company (AMC) which serves as a mediator for the retail investors. The AMC pools in money from a large number of investors and invests it in equity shares, bonds, money market instruments, and other types of securities. Each investor, in turn, is assigned a specific number of units proportionate to the invested amount in the fund. The investor is known as the unitholder. The unit holder shares the gains, losses, income, and expenses of the fund in proportion to his investment in the fund.
GSTR-3B Interest Calculator
The ClearTax GST interest and late fee calculator enables taxpayers to easily arrive at the interest and late fee to be paid in case of late filing of returns. Due to the COVID-19 situation in the country, the government provided relief in the interest and late fee for GSTR-3B return filers . Also, the GSTR-3B filling will be in a staggered manner based on the turnover in the previous financial year. This calculator provides interest and late fee calculation for the GSTR-3B return filers at their convenience.
GST Calculator
GST calculator is a handy ready-to-use online calculator to compute the GST payable for a month or quarter. This calculator can be used by different types of users, such as buyers, manufacturers, and wholesalers.The simplified GST calculator helps you determine the gross or net product price on percentage-based GST rates. It helps give the bifurcation of the rate between CGST and SGST or calculate IGST accurately. The GST calculator saves time and reduces the chances of human error while computing the total cost of goods and services.
SSY Calculator
Sukanya Samriddhi Yojana or SSY account is a Government of India-backed small deposit scheme for a girl child. The SSY account is opened anytime after the birth of the girl child until she turns 10 years old. You may open the SSY account at the post office or any branch of a commercial bank. You may open the Sukanya Samriddhi Yojana account with a minimum initial deposit of just Rs 250. The maximum amount you can deposit in the SSY account is Rs 1.5 lakh per financial year. The SSY account is opened in the name of a girl child to give her a bright future. The money can be used for higher education or the marriage expenses of a girl child.
Lumpsum Calculator
A lump sum investment is depositing the entire amount at one go. Lump-sum investment is a popular way of investing in mutual funds. If you invest the entire amount available with you in a mutual fund scheme, it is called the lump-sum mutual fund investment. Lump-sum investing is a common mode of investment for HNIs and big-ticket investors.
Discount Calculator
A discount is a deduction from the general price of goods or services. It means an item is sold at a price that is lower as compared to the usual price. Discounts are usually represented as percentages. However, it may also be a fixed amount off on the original price of goods or services. Discounts are of different types. Quantity discount is where you get a discount based on the number of items you purchase. Suppliers usually offer trade discounts to their distributors. The discount may help the distributor adjust the prices of the goods so that all the items are sold. You have promotional discounts that are a popular sale promotion technique. For example, get 15% off on the purchase of a shirt or the buy one get one free offer.
Post Office MIS Calculator
Post Office Monthly Income Scheme Calculator
EMI Calculator
EMI or equated monthly instalment is the fixed payment that is made by the borrower to the lender. EMIs pay back both the principal and the interest for each month, and the loan is fully repaid within a specified number of years. Here, the borrower could be you, and the lender could be the bank that has given you the loan.
Tax Saving Calculator
The government offers tax-saving investments to both salaried and the self-employed to save on taxes. You also have tax exemptions and tax deductions that help you save money to lower your tax liability. A popular tax deduction is the Section 80C of the Income Tax Act, 1961. You are eligible for tax deduction up to a maximum of Rs 1.5 lakh a year, under Section 80C on suitable investments and expenses.
Down Payment Calculator
The down payment is an initial payment for the purchase of an item on credit. In simple terms, it is an advance payment for an expensive purchase. The payment represents a percentage of the total purchase price. You would pay the initial upfront payment called the down payment for the purchase of a car or a house. You would make the down payment out-of-pocket instead of borrowing the amount. It is wise to make a down payment when availing of a loan even if you don’t have to.
Retirement Planning Calculator
Retirement planning is the preparation of finances for the period after retirement or when you stop working. Planning for retirement can start from the day you get the first salary. Inflation is known to erode the value of your money. You must invest in financial instruments that may offer the return above inflation over some time. It helps you to get the finances to enjoy a quality lifestyle in retirement.
Car Loan EMI Calculator
A car loan is one of the various types of secured loans taken from a bank or financial institution for buying a car. Owning a car has almost become a necessity in today’s fast-paced world. You can either opt for a new car or a used one. Your budget plays a vital role in determining the car, the downpayment you can afford and the amount you require as a loan. You can repay the loan in a pre-agreed tenure in affordable EMIs. If you default on the loan, your credit score will fall, and the lender could seize the car to make up for their loss. Banks offer car loans at affordable interest rates and tenures without you having to stretch your budget.
CAGR Calculator
CAGR refers to the mean annual growth of an investment over a specific duration. The value of the investment is assumed to be compounded over the period. Unlike the absolute return, CAGR takes the time value of money into the account. As a result, it can reflect the actual returns of an investment generated over a year.
Kisan Vikas Patra Calculator
Kisan Vikas Patra Calculator
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