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How To Activate ICICI Debit Card Online?

By Mayashree Acharya

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Updated on: Apr 21st, 2025

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4 min read

Debit card are used to withdraw money from an ATM, make online transactions while you purchase something. they are linked to your bank account. However, once you receive your debit card, the first thing you need to do is to activate your card. 

In this article we will learn and understand everything about activating ICICI debit cards. this article includes:

  • how to activate an ICICI debit card through:
    • Internet banking
    • Mobile application
    • ATM
    • Calling their customer service team
  • how to change an ICICI Debit Card PIN through:
    • ATM 
    • Net Banking 

How to Activate ICICI Bank Debit Card Through Internet Banking?

In most banks, you can activate your debit card by generating the PIN from your nearest ATM. However, you can also activate your ICICI debit card through Internet banking by following a few simple steps as given below:

Step 1: Visit the official website of ICICI Bank's internet banking.

Step 2: Log in to your account with the credentials that you might have received already.

Step 3: Navigate to the “Generate ATM PIN” option and select “Generate Now”.

Step 4: Enter the 16-digit number and the 3-digit CVV number of your debit card.

Step 5: Enter the OTP that you received on your registered mobile number.

Step 6: Now set the 4-digit PIN for your ICICI debit card.

Once you have successfully completed the process of configuring the ICICI ATM PIN, you will be aware of how to activate ICICI debit cards for online transactions and withdrawing money.

How to Activate ICICI Bank debit Card through Mobile App?

ICICI Bank also allows its customers to activate their debit card through the personalised mobile application of the bank, through the following simple steps:

Step 1: Log in to your account on the iMobile app with your user ID and password.

Step 2: Navigate to the Menu Bar at the bottom of the screen and select the "Services" option.

Step 3: Go to the “Card Services” section.

Step 4: Click on the “Create Debit Card PIN” option.

Step 5: Enter a few details such as your account number, card number, CVV number etc.

Step 6: Now set your 4-digit PIN and re-enter it to confirm. Click on the “Submit” option.

How to Activate ICICI Bank debit Card through ATM?

You can also activate your ICICI debit card through ATM, by following the below steps:

Step 1: Visit your nearest ICICI bank ATM.

Step 2: Insert your debit card carefully into the slot provided.

Step 3: Go to the main menu and select the “Generate ATM PIN” option.

Step 4: Click on the “Generate OTP” button.

Step 5: Provide your registered mobile where you would like to receive the OTP and click on “Yes”.

Step 6: Enter your date of birth and click on “Yes”. Enter the OTP that you received.

Step 7: Now set a 4-digit PIN for your ICICI debit card. Confirm the PIN by entering it again.

Once it has been generated successfully you can access it to make online transactions and withdraw money. However, it is crucial to remember the PIN to access your card and not share it with anyone.

How to Activate ICICI Bank Debit Card through Customer Care?

In case you would like to activate your ICICI debit card through customer care, you need to proceed with the following process:

  • Dial the customer care number of ICICI Bank from your registered mobile number.
  • Once you get connected to their customer care team, select the “Banking Account: option.
  • Enter the 16-digit number of your debit card and confirm it.
  • Enter a few other details of your card including the CVV number, expiry date, name of the account holder, date of birth etc.
  • After verifying the details, the customer care team shall ask you to generate the PIN for your card. Enter the 4-digit PIN and confirm it.
  • Proceed to select the “Generate PIN” option to activate your debit card.

Thus, you can conveniently activate your debit card through the customer care team of the ICICI bank. However, in case you have doubt in the process, you can go ahead and ask the team about the same. They can guide you through the process, instructing you and resolving your queries.

How to Activate ICICI Bank debit Card through SMS?

There can be banks that allow customers to activate their debit cards through SMS. However, currently, the ICICI bank does not offer any services that enable you to activate your ICICI debit card through SMS.

Nevertheless, the bank offers several other convenient ways through which you can easily activate your debit card. These include their personalised mobile application, internet banking and calling their customer service team.

How to Change ICICI debit Card PIN through ATM?

In case you do have access to the internet banking or mobile application of ICICI bank, you can also change or generate the PIN of your ICICI debit card in the following way:

  • Visit your nearest ICICI bank ATM.
  • Insert your debit card carefully into the slot provided.
  • Go to the main menu and select the “Generate/ Change ATM PIN” option.
  • Enter the OTP that you must have received on your registered mobile number.
  • Now change your PIN, creating a new 4-digit PIN.
  • Re-enter the PIN to confirm it.
  • Click on the “Submit” option.

You shall then receive an SMS on the registered mobile number notifying you about the same.

How to Change ICICI debit Card PIN through Net Banking?

You can change your ICICI debit card internet banking by following the below process:

  • Log in to your account with the credentials that you might have received already.
  • Click on the “My Card PIN” option.
  • Under the “Debit Card” section, select the “Create PIN” option.
  • Provide your debit card details including the 16-digit number and CVV number.
  • Enter the OTP that you must have received on your registered mobile number.
  • Now change your PIN, creating a new 4-digit PIN.
  • Re-enter the PIN to confirm it.
  • Click on the “Generate Now” option.

You shall then receive an SMS on the registered mobile number notifying you about the same.

To wrap it up, ICICI bank has improved various services within the past few years, leading to several convenient ways to activate ICICI debit cards offered by them. Therefore, if you have an ICICI debit card, make sure to follow the steps accordingly to generate the PIN and activate them at the earliest.

Related Articles:
1. How To Activate SBI Debit Card Online And Offline?
2. How To Activate HDFC Debit Card?
Other ICICI Articles:
1. ICICI Net Banking, Online Banking, Login
2. How to Activate ICICI Credit Card?
3. ICICI Mobile Banking - How to Register, Login and Transfer Funds?
4. ICICI Credit Card Cash Withdrawal Charges
5. ICICI Bank Locker Charges
6. ICICI Net Banking Password Reset
7. ICICI Mobile Banking - How to Register, Login and Transfer Funds?
8. ICICI Bank Holidays List 

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Frequently Asked Questions

Can we activate an ICICI ATM card online?

Yes, you can activate an ICICI ATM card online through their personalised mobile application, internet banking or by calling their customer service team.

How can I activate my ATM PIN by mobile?

You can activate your ATM PIN by mobile either through the mobile application of ICICI bank or by calling their customer service team.

How can I activate my ICICI debit card on iMobile?

You can activate your ATM PIN by mobile in the following way:

  • Log in to your account on the iMobile app with your user ID and password.
  • Navigate to the Menu Bar at the bottom of the screen and select the "Services" option.
  • Go to the “Card Services” section.
  • Click on the “Create Debit Card PIN” option.
  • Enter a few details such as your account number, card number, CVV number etc.
  • Now set your 4-digit PIN and re-enter it to confirm.
  • Click on the “Submit” option.
How can I activate my ICICI debit card grid?

You can activate your ICICI debit grid through the mobile application of ICICI bank, by calling their customer service team, through internet banking and by visiting the nearest ICICI bank ATM.

How can I generate my ICICI ATM PIN online?

You can activate your ICICI ATM PIN online through the mobile application of ICICI bank, by calling their customer service team and through Internet banking.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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