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ICICI Bank Credit Card: How to Activate ICICI Credit Card?

By Adnan Ali

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Updated on: Jul 4th, 2024

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3 min read

ICICI Bank, one of India's leading bank and financial services companies, stands out for offering a diverse range of credit card options, each tailored to meet the various requirements of its customers. Besides ensuring a secure transaction experience, an ICICI credit card is widely known for its easy activation process, which can be done in multiple ways. 

In this article, we will walk you through a detailed guide on different ways of activating your ICICI Bank credit card while providing you insights on how to generate the PIN. 

How to Activate ICICI Bank Credit Card Through Internet Banking? 

The following is a step-by-step guide on how to activate an ICICI credit card through Internet banking:

Step 1: Visit the ICICI Bank Internet Banking portal.

Step 2: Login by entering the User ID and password. 

Step 3: Navigate to the ‘Cards & Loans’ tab and click on it. 

Step 4: Choose the ‘Credit Card’ from the list of options. 

Step 5: Click on ‘Manage Your Card’ and select your credit card number. 

Step 6: Click on ‘Edit’ under the ‘Manage Credit Card Usage’ tab. 

Step 7: Enable the ‘International/Online/Tap & Pay Transactions’ options.

Step 8: Enter the OTP you will receive on your registered mobile number to activate the card.

How to Activate ICICI Bank Credit Card Through Mobile App? 

Here is a stepwise process you need to follow with due diligence to activate the ICICI Bank credit card via the bank’s mobile application

Step 1: Download and install the iMobile Pay app on your preferred device. 

Step 2: Open the app and click on the ‘Cards & Forex’ tab. 

Step 3: Choose your ICICI credit card. 

Step 4: Click on ‘Manage Your Card’. 

Step 5: Enable the ‘International/Online/Tap & Pay Transactions’ options.

How to Activate ICICI Bank Credit Card Through ATM?

Here are the steps to activate an ICICI Bank credit card through an ATM

Step 1: Visit your nearest ICICI Bank ATM. 

Step 2: Insert your card in the ATM card slot. 

Step 3: Choose your preferred language. 

Step 4: Select the ‘PIN Generation’ option from the right-hand corner of the screen. 

Step 5: Follow the instructions displayed on the screen to activate your credit card.  

How to Activate ICICI Bank Credit Card Through Customer Care? 

Here’s how you can activate the ICICI credit card through the customer care services of the bank:

Step 1: Contact the ICICI credit card customer care support team by dialling this (1800 1080) toll-free number. This has to be done from the registered mobile number of the cardholder. 

Step 2: Follow the instructions provided by the Interactive Voice Response (IVR) and specify your credit card details to activate it. 

How to Activate ICICI Bank Credit Card Through SMS? 

Currently, there is no SMS service provided by ICICI Bank to activate the credit card. However, you can activate an ICICI bank credit card through Internet banking, mobile application or by calling the customer care number.

How to Activate ICICI Credit Card PIN?

Upon successfully activating your ICICI credit card, the next step is to generate the PIN. There are two ways of doing so, either through the ICICI internet banking portal or the ICICI mobile banking application

Internet Banking 

Given below are the steps guiding you on how to activate the ICICI credit card PIN using the Internet banking method:

Step 1: Go on ICICI Bank internet banking portal. 

Step 2: Login by entering the User ID and password. 

Step 3: Navigate to the ‘Cards & Loans’ tab and click on it. 

Step 4: Choose the ‘Credit Card’ from the list of options. 

Step 5: Under the left menu, click on the ‘Generate Credit Card PIN Online’ option. 

Step 6: Select your credit card, specify your CVV number and tap on ‘Submit’.

Step 7: You will receive an OTP on your registered mobile number. Enter the OTP.

Step 8: Click on the ‘Set New PIN’ tab and click ‘Submit’.

Mobile Application 

Listed below are the steps that will guide you on how to activate the PIN for your ICICI credit card via the bank’s mobile app

Step 1: Install and open the iMobile Pay on your preferred device. 

Step 2: On the main page, navigate to the 'Cards & Forex' tab and click on it. 

Step 3: Select the ICICI credit card. 

Step 4: Tap on ‘Generate PIN’. 

Step 5: Provide your credit card PIN and tap on ‘Submit’. 

The ICICI credit card comes with a straightforward activation process which can be easily completed through various methods. Whether you choose to activate your card online or offline, all methods can be quickly initiated without any hassle, allowing you to unlock its other benefits and unique features. 

Related ICICI Articles:
1. ICICI Net Banking, Online Banking, Login
2. ICICI Bank Holidays List 2024
3. ICICI Mobile Banking - How to Register, Login and Transfer Funds?
4. ICICI Credit Card Cash Withdrawal Charges
5. ICICI Bank Locker Charges

Other Related Articles:
1. How To Activate HDFC Credit Card?
2. How To Activate SBI Debit Card? 

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Frequently Asked Questions

How can I generate an ICICI credit card PIN?

To generate a PIN for your ICICI credit card, you can either visit the official Internet banking portal of the bank or download its mobile application. Apart from the online mode, you can choose to do the same offline by visiting your nearest ICICI Bank ATM or consulting the bank’s customer care representatives. 

How to activate an ICICI credit card through imobile app?

The ICICI credit card activation online can be easily done through the iMobile Pay app. All you need to do is navigate to the ‘Cards & Forex’ tab on the main page and specify your credit card details. 

How to activate an ICICI credit card PIN for the first time?

When it comes to activating your ICICI credit card PIN for the first time, you have several options to choose from based on your convenience. These options include utilising the internet banking portal or mobile application of ICICI Bank, consulting the customer service representative of the bank or visiting your nearby ATM. 

How to activate my ICICI Platinum credit card?

An ICICI Platinum credit card can be activated like any other type of credit card offered by the bank. For this, you can consult a bank representative regarding the procedure while applying for it. 

How to activate an ICICI credit card for international online transactions?

ICICI Bank credit cardholders can activate their card for international online transactions by visiting the official internet banking portal. All you need to do is surf the website and navigate to the 'Manage Credit Card Usage' tab. Under this tab, click on the 'International' option to activate this feature on your card successfully. 

How to deactivate auto debit in ICICI credit card?

One can easily deactivate the auto-debit in their ICICI credit card by following a few easy steps. For this, you need to visit the internet banking website of ICICI Bank and navigate to the ‘Cards & Loans’ tab. Under the tab, choose ‘Credit Cards’, select the credit card and click edit option under ‘Manage Credit Card Usage’. Next, disable the ‘Auto Debit Setup’ and submit.

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About the Author

I am a curious person, and Finance is at the top of my list of interests. With more than 5 years of experience in fintech, I am an expert in lending, investment and personal finance. I believe the Devil lies in details, so I dig a lot before writing anything and armed my writing pieces with figures and facts. Read more

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