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How to Close Bank of Baroda (BOB) Account Online & Offline?

By Mayashree Acharya

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Updated on: Mar 30th, 2024

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3 min read

Bank of Baroda (BOB) is one of the renowned banks in India, and it provides outstanding features to its customers, such as high-interest rates in saving accounts, net banking facilities, and more. Nevertheless, there can be various reasons that may lead customers to close their Bank of Baroda accounts. In this article, we will show you how to close a Bank of Baroda account and its associated charges. 

Bank of Baroda Account Closing Charges

You must pay certain charges when you want to close your Bank of Baroda account. Below are the account closing charges you must pay before you submit your application for closing an account in the Bank of Baroda.

The following table highlights the closing charges of the Bank of Baroda savings account:

Account Closure TimeAccount Closure Charges 
Within the first 14 days of opening the account NIL
Beyond 14 days and within a yearRs. 300 + GST in metro/urban branches
Rs. 275 + GST in rural/semi-urban branches
After one year of opening the bank accountNIL
Account closure for account settlement of deceased customerNIL

The following table highlights the closing charges of the Bank of Baroda current account:

Account Closure TimeAccount Closure Charges 
Within the first 14 days of opening the account NIL
Beyond 14 days and within a yearRs. 800 + GST
After one year of opening the bank accountNIL
Account closure for account settlement of deceased customerNIL

Bank of Baroda Current Account Closure Form

Account holders must obtain the account closure application form from the home branch to close a Bank of Baroda current account. After you get the form, you must fill out the details and submit the necessary documents to close your Bank of Baroda account. However, it is advisable to withdraw or transfer the funds to another account before submitting the form.

How to Close a Bank of Baroda Account Online?

Opening a Bank of Baroda account can be done via online mode, but when it comes to closing the account, you must go for offline mode. Bank of Baroda does not provide an online account closure facility. To close your account, you must visit the home branch where the account was opened. 

How to Close a Bank of Baroda Account Offline?

Follow these simple steps to close the account with the Bank of Baroda offline:

Step 1: Visit the Bank of Baroda branch in which you have your account. 

Step 2: Ask the bank officials for the account closure form. 

Step 3: Fill out the form carefully without any mistakes in the information you are providing. 

Step 4: Submit your passbook, chequebook, debit card and other documents associated with the account. 

Step 5: Attach your identity and address proof along with the form. 

Step 6: Once you submit the form, the officials will verify the documents and process your request to close the BOB account offline. 

After successful verification, you will receive a notification on your registered mobile number. You will receive the remaining amount in your account through the payment mode you have selected in the closure form.

How to Close a Bank of Baroda Account Without Going to the Bank?

Unfortunately, there is no service available at the moment through which you will be able to close your Bank of Baroda account without visiting the branch. You must visit the Bank of Baroda branch in person where you have an account, obtain the account closure form and fill it out. Then, you will have to submit the form and the necessary documents to the bank branch for closing your account.

How to Close a Bank of Baroda Account Through Net Banking?

There is no service provided by the Bank of Baroda through which you can opt for your account closure via net banking. Instead, you need to visit the bank in person, obtain the account closure form and submit it to the bank along with the required documents.

Bank of Baroda does not allow customers to close their bank accounts through online mode. You must visit the branch in person to close the bank account. Hence, you can follow the outlined steps of how to close a Bank of Baroda account to ensure a smooth process. 

Other Articles:
1. How To Close HDFC Bank Account Online And Offline?
2. How To Close SBI Savings Accounts Online And Offline?
3. How To Close Citibank Account
4. How To Close Bank of Baroda Account
5. How To Close PNB Bank Account
6. How to Close Canara Bank Account
7. How To Close ICICI Bank Account

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Frequently Asked Questions

How to close Bank of Baroda account?

You need to visit the Bank of Baroda branch where you have an account and obtain the account closure form to close your account. Following this, all you need to do is fill it out and submit it along with the required documents to your home branch. 

How to close Bank of Baroda account online?

You cannot close your Bank of Baroda account online. The only way to close your account is to submit the closure form at a bank branch.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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