HDFC Bank is a popular financial institution that offers various financial services to account holders. You can streamline your banking journey by opening an HDFC Bank account. However, if you are unhappy with their services and look forward to closing your account for various reasons, you can follow some simple steps to close the account permanently.
Read on to learn about how to close an HDFC bank account and some essential factors that you should remember during the process.
Following are some important points that you should remember when closing a HDFC Bank account:
Once you are aware of these points, you can proceed with closing your HDFC Bank account in a hassle-free way.
There can be several reasons for account holders to close their bank accounts. These reasons include:
You can download the ‘HDFC Account Closure Form’ from the HDFC Bank website. Once you have downloaded and filled out the form, you can proceed with closing your bank account.
The only way to close your HDFC bank account is by visiting its physical branch. There is no online process to close your account. Thus, you will need to take some time to download the account closure form from HDFC Bank’s website and visit the branch to complete the account closing process.
Below are some simple steps that you can follow to close your HDFC Bank account offline:
Step 1: Visit the official website of HDFC Bank.
Step 2: Download the account closure form.
Step 3: Fill it up with all the accurate details.
Step 4: Visit your nearest bank branch along with the form.
Step 5: Submit all the documents and initiate the procedure.
You can close your HDFC Bank account permanently, in case you have made up your mind to never open it again. Here are some steps that you can follow to close your HDFC Bank account permanently:
Step 1: Withdraw the entire sum of money present in your bank account.
Step 2: Download the account closure form from the official HDFC website.
Step 3: Fill up the form with all the accurate details in capital letters in the boxes.
Step 4: Visit your nearest bank branch along with the form. Also, carry the required papers.
Step 5: Submit all the papers and forms to initiate the account closing procedure.
You can close your HDFC Bank account without much hassle, even if you have a negative balance in your bank account. Below are the steps that you need to follow to close your HDFC Bank account with a negative balance:
Step 1: Make the required payments so that the negative account balance becomes zero.
Step 2: Download the account closure form and fill it up with all the essential details.
Step 3: Visit your nearest HDFC Bank with the application form and relevant documents.
Step 4: Submit all the papers to the representatives to complete the process.
Knowing how to close an HDFC bank account makes it simpler for you to complete the process. However, apart from the procedure, you should also know if you need to pay additional charges. Remember, knowing all about closing your account at HDFC will make the process smooth and fast.
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HDFC Bank provides essential steps to close bank account. Customers should remember to unlink auto payments, open a new account, keep bank statements, pay off dues, and arrange necessary documents. Account holders close accounts due to multiple accounts, poor service, excess charges, inability to maintain balances, or relocation. To close an HDFC Bank account offline, download and fill the closure form, visit the branch, and submit the form and documents.