Kotak Mahindra Bank RTGS Form - How To Download Kotak Bank RTGS Form?

In today’s fast-moving world, transferring large amounts of money securely and efficiently has become essential. Kotak Mahindra Bank’s RTGS form is vital for customers to carry out high-value transactions seamlessly. The Real Time Gross Settlement (RTGS) system is the perfect choice for urgent and significant fund transfers, whether for personal needs or business purposes. Understanding how to access and complete the RTGS form correctly can streamline the transaction process and save valuable time. This guide covers everything you need to know about Kotak Mahindra Bank’s RTGS form, including the steps to fill it out and download it and other important information.

What Is The Kotak Bank RTGS Form?

The Kotak Bank RTGS form documents high-value fund transfers through the Real-Time Gross Settlement system. Using this system, you can transfer more than Rs. 2,00,000 from your Kotak Bank to the recipient’s account.

In addition, the form collects essential details, including the applicant's name, account number, beneficiary details (name, account number, bank, IFSC code), transaction amount, and purpose of the transfer. To initiate the transaction, complete, sign, and submit the form at the nearest Kotak Bank branch. 

How To Download The Kotak Bank RTGS Form?

You can conduct the RTGS transfer online and offline as a Kotak Mahindra Bank customer. Furthermore, you can download the Kotak Mahindra Bank RTGS form PDF from the bank’s website and fill it out to submit at the bank. Here is a step-by-step guide you can follow to download the Kotak Bank RTGS form:

• Visit the official website of the Kotak Mahindra Bank.
• Log into your net banking account using the credentials.
• Look for the download option for the Kotak Bank RTGS form.
• Download the form to your device and print it to fill in the information.

How To Fill the Kotak Bank RTGS Form?

After you have opted for the Kotak Mahindra Bank RTGS form PDF download, you can follow the below steps to fill out the form:

• Print the form by following the above steps.
• Input the branch name, time of receipt and date on the form.
• Write the account number of the sender of the base branch.
• Mention the account number of the sender.
• Select the RTGS transaction type in the form.
• Write the beneficiary’s name and the bank name.
• Input the receiver’s branch name, IFSC code and account number.
• Tick the bank account type, like SB, NRE, CA, CC, OD, credit card, or remittance to Indo Nepal of the receiver.
• Enter the amount, exchange and total amount in numbers and words.
• Write the receiver’s account number again (mandated by the RBI).
• Sign and provide your phone number and PAN Card number.

Kotak Bank RTGS Form PDF Download

All customers opting for RTGS fund transfers must download the Kotak Mahindra Bank RTGS form online to initiate the process. You can refer to the given link to download the same: 
rtgs/neft application form

Kotak Bank RTGS Documents Required

The following are important documents that you must require when filling out the Kotak Mahindra Bank RTGS form or submitting it to the bank:

• The beneficiary’s cheque leaf.
• Your Kotak Mahindra Bank passbook.
• Duly filled form of the Kotak Bank RTGS.
• Identification documents, such as PAN card, Aadhaar card, etc.

Kotak Bank RTGS Form Filling Sample

The following is a sample of the Kotak Mahindra Bank RTGS form download for your reference:

Kotak Bank RTGS Form Signature

Signatures play a crucial role in authenticating the transaction. Ensure your signature matches the one registered with your Kotak Mahindra Bank account. Any discrepancy may result in the rejection of your form.

Kotak Bank RTGS Form Download In Excel

While the standard RTGS form is in PDF format, you may not find an Excel version. However, you can create an Excel template based on the PDF form to streamline the filling process.

How To File the Kotak Mahindra Bank RTGS Form Online?

Here are a few simple steps you can follow to apply for the Kotak Mahindra Bank RTGS form online:

Net Banking: The following are hassle-free steps you can follow to transfer funds through Kotak Mahindra Bank’s RTGS net banking feature:

• Visit the Kotak Mahindra Bank’s net banking website.
• Enter your user ID and password to log into your banking account.
• Select the ‘Fund Transfer’ option.
• Choose RTGS and input your account details, such as account number, IFSC code and branch.
• Enter the beneficiary’s account details, such as account number, name and IFSC code.
• Select or enter the purpose of the transfer.
• Enter the amount if it is more than Rs. 2,00,000 and complete the transaction.

Mobile Application: Here is a step-by-step guide you can follow to complete the Kotak Bank RTGS transfer through the bank’s mobile application:

• Download the Kotak Mobile Banking application on your smartphone.
• Enter your user ID and password to log into your banking account.
• Select the ‘Fund Transfer’ option.
• Choose RTGS and input your account details, such as account number, IFSC code and branch.
• Enter the beneficiary’s account details, such as account number, name and IFSC code.
• Select or enter the purpose of the transfer.
• Enter the amount if it is more than Rs. 2,00,000 and complete the transaction.

Kotak Mahindra Bank RTGS Charges And Timings

Kotak Mahindra Bank offers the convenience of conducting RTGS transactions 24x7, 365 days a year, including weekends and public holidays. However, there is a brief cut-off period between 11:30 PM and 12:03 AM, during which RTGS transactions cannot be processed. The service charges for RTGS transactions are ₹20 for amounts ranging from ₹2 lakhs to ₹5 lakhs, and ₹40 for transactions exceeding ₹5 lakhs. These charges are exclusive of GST.

Therefore, Kotak Mahindra Bank RTGS is a reliable and secure option to transfer funds from your bank to the recipient’s account with no maximum limit. The facility allows you to send funds offline through the bank branch using a Kotak Mahindra Bank RTGS form or online via net banking or mobile banking services.

Hence, these factors make RTGS an ideal choice for bulk transfers. However, you must be careful when entering the beneficiary's account number, as transactions cannot be reversed if you send funds to another account. Therefore, you must have the beneficiary's cheque or passbook details while conducting the financial transaction. 

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