SBI RTGS Form - How to Download SBI RTGS Form?

The SBI RTGS form is used to initiate high-value fund transfers of ₹2 lakh or more through a bank branch. It can be downloaded online or collected from an SBI branch to authorise the transaction.

Key Highlights:

• Form Availability: Download online or collect from SBI branch
• Minimum Amount: ₹2 lakh per RTGS transaction
• Mode of Use: Required for branch-based RTGS transfers
• Charges: Free online; ₹20 + GST (₹2–5 lakh), ₹40 + GST (above ₹5 lakh) at branch
• Timings: 24×7 online; branch hours apply for offline

What is the SBI RTGS Form?

The SBI RTGS form is a request form used to process RTGS transactions at a bank branch. It contains key details such as the sender’s account information, beneficiary details, transfer amount, and authorisation through signature.

SBI generally does not charge fees for RTGS transactions made online through Internet banking or the YONO app. 

How to Download the SBI RTGS Form?

The SBI RTGS form download process is simple and accessible through various channels. They are discussed as follows:

Online

Here are the steps to follow to download RTGS form using SBI’s website:

• Visit the official website of the State Bank of India.
• Navigate through the home page, and click on ‘Personal Banking’.
• Select the ‘RTGS NEFT’ option.
• On the page you are redirected, scroll down and click on ‘Download Application Form’ to get the RTGS form.

Offline

You can also get the RTGS form using the offline mode. Here are the steps:

• At the nearest SBI branch, request a hard copy of the RTGS form from the counter.
• Fill out the form with all necessary details and sign it. 
• Submit it at the counter.

SBI RTGS Form PDF Download

All customers opting for RTGS fund transfers must download the SBI RTGS form online to initiate the process. You can download the SBI RTGS form pdf directly from the official website of SBI. 

How to Fill SBI RTGS Form?

If you want to know the steps of filling your SBI RTGS form accurately, read the steps mentioned below:

• Begin the filling process by entering the date.
• Tick on the transaction method, that is, RTGS or NEFT.
• In both words and numbers, state the entire transaction amount.
• Write the name of the sender's bank and branch.
• Mention the account number of the sender.
• Enter the payee's name.
• Carefully enter the cheque number.
• Proceed to the form's right-hand area and include the code and date.
• Give the account number, IFSC code, bank name, branch name, and beneficiary's name.
• The name, address, phone number, and complete signature of the applicant should be mentioned.

SBI RTGS Form Signature

Signatures play a crucial role in authenticating the transaction. Ensure your signature matches the one registered with your SBI account. Any discrepancy may result in the rejection of your form.

SBI RTGS Documents Required

To initiate an RTGS transaction, you may need to provide additional documents, along with your RTGS form, such as:

• RTGS Form: Duly filled and signed application form.
• Debit Instruction: Authorisation to debit the sender’s SBI account.
• Cheque Leaf: Required in some cases for verification.
• KYC Documents: Valid ID and address proof (Aadhaar, PAN, Voter ID, Driving Licence).
• PAN Requirement: Mandatory for higher-value transactions as per regulations.

SBI RTGS Form Download in Excel

While the standard RTGS form is available in PDF format, you may not find an Excel version. However, you can create an Excel template based on the PDF form to streamline the filling process.

SBI RTGS Charges

SBI does not charge for RTGS transactions made through online channels. For branch-based transfers:

• ₹20 + GST for ₹2 lakh to ₹5 lakh
• ₹40 + GST for above ₹5 lakh

Certain account types may have fee exemptions as per bank policies.

SBI RTGS Timings

SBI provides RTGS facilities both online and offline, but the timings differ depending on the mode of transaction:

• Online via Net Banking or YONO: RTGS is available 24×7, including Sundays and bank holidays, ensuring that customers can transfer high-value funds anytime without restrictions.
• Branch Transactions: For RTGS initiated at an SBI branch, the service is available only during regular working hours, which may vary slightly depending on the branch location and local banking schedule.

SBI RTGS Limit

SBI has set specific transaction limits for RTGS transfers to ensure smooth handling of both individual and business payments. The minimum and maximum limits depend on the type of account you hold:

• Minimum Limit: The minimum amount for an RTGS transaction is ₹2 lakh, applicable to all SBI customers.
• Individual (Saral) Accounts: Customers using Saral accounts can transfer up to ₹10 lakh per transaction, with a daily cap of ₹10 lakh.
• Vyapaar accounts: Up to ₹50 lakh per transaction.
• Vistaar accounts: permit very high-value transfers of up to ₹2,000 crore per transaction, with no daily ceiling.

The SBI RTGS form is required for branch-based RTGS transfers. Filling accurate details and submitting the form with required documents helps ensure smooth processing of high-value transactions.

Related Articles:
1. HDFC RTGS Form
2. Axis Bank RTGS Form
3. BOB Bank RTGS Form
4. Canara Bank RTGS Form