How To Check PNB Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

By Mayashree Acharya

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Updated on: Aug 19th, 2025

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4 min read

Knowing the PNB bank balance check number ensures you can quickly access your account balance without needing to visit a branch. Punjab National Bank (PNB) offers multiple easy methods via SMS, PNB balance check number miss call, WhatsApp, ATM, net banking, UPI, and more. 

Key Highlights:

  • PNB Toll-Free Balance Enquiry (IVR): 0120-2303090
  • PNB Missed Call Balance Check: 1800 180 2223
  • PNB SMS Balance Check: Send BAL <Account Number> to 5607040
  • PNB Mini Statement (SMS): Send MINSTMT <Account Number> to 5607040
  • PNB WhatsApp Banking: Message “Hi” to 9264092640
  • PNB Customer Care (Balance Enquiry Support): 1800 1800, 1800 2021 (toll-free)
  • UPI Balance Check: Use any UPI app → Enter UPI PIN (no separate number, linked via app)
  • USSD Balance Check: Dial *99# from registered mobile number
  • ATM Balance Check: Use any PNB ATM/Debit Card → Select Balance Enquiry

What is the PNB Balance Check Number?

Punjab National Bank offers a toll-free PNB balance check number through which their customers learn about their current balance in the account. Thus, the PNB bank balance check number is 0120-2303090

You will have to call this number from your mobile number registered with your bank account. You will receive a few instructions, such as choosing your preferred language and the service you want to receive. Press the keys as instructed, and you will be informed of the current status of your Punjab National Bank account balance through this PNB balance check number.

Way to Check PNB Account Balance

The bank features several other methods to check account balance apart from calling the toll-free PNB balance check number. This section discusses all the methods along with the process to accurately check your account balance. 

Missed Call Services

Punjab National Bank features missed call services for customers who have accounts with them. You can give a missed call from your registered mobile number bank and inquire about your Punjab National Bank balance by following the below process:

Step 1: Call the PNB bank balance check missed call number - 1800 180 2223 from your mobile number registered with your bank account in Punjab National Bank.

Step 2: After one or two rings, disconnect the call, and your bank balance information will be sent to your mobile device as a text message.

SMS

In case you are an account holder at Punjab National Bank, you can find out your current bank balance through their SMS service using the Punjab National balance check number. For that, make sure to follow the process below:

Step 1: Write a text message ‘BAL<space><16-digit PNB account number>.

Step 2: Send this message to 5607040 from your mobile number registered with your bank account in Punjab National Bank.

You can also opt for a mini bank statement of your last five transactions through the SMS facility by following the process below:

Step 1: Write a a text message ‘MINSTMT<space>16-digit PNB account number>’.

Step 2: Send this message to 5607040 from your mobile number registered with your bank account in Punjab National Bank.

Net Banking

Account holders who have registered net banking services with their Punjab National Bank account can access their bank account details through internet banking. You can refer to the following process to learn how you can check your current bank balance using the Internet banking facility of the Punjab National Bank:

Step 1: Visit the official website of the Punjab National Bank.

Step 2: Log in to your internet banking account using your User ID and password.

Step 3: Click on the option called ‘View Account’.

Step 4: Select the ‘Check Account Balance’ option.

Step 5: The screen shall display the current balance left in your account.

ATM

When you have an account in the Punjab National Bank, you can also check out your latest bank balance by visiting the nearest ATM. So, you need to follow the below process for the same:

Step 1: Navigate to the nearest ATM in your location.

Step 2: Swipe or insert your ATM card in the designated place of the ATM.

Step 3: Enter your 4-digit unique ATM PIN.

Step 4: Now select the option called ‘Balance Check’.

Step 5: The ATM screen will display the details of your updated bank account balance. Along with that, the ATM shall automatically generate a receipt that contains all your bank account details.

WhatsApp

Punjab National Bank also offers a dedicated PNB balance check number on WhatsApp for their customers, enabling them to check their current bank balance online. Go through the following process to do the same:

Step 1: Save the WhatsApp PNB balance check number “9264092640” on your mobile.

Step 2: Start a chat by sending a ‘Hi’ from your mobile number registered with your Punjab National Bank account.

Step 3: Select the ‘Account Related Services’ option from the list of options.

Step 4: Now, request to check your current bank details, and you will receive your updated bank account balance in your WhatsApp chat window.

Mobile Banking

Punjab National Bank account holders can also opt for the mobile banking services of the bank to check their current bank balance. Follow the given process to check your Punjab National Bank balance through the PNB mobile application PNB ONE:

Step 1: Download the PNB ONE mobile application on your device.

Step 2: Open the app and click on ‘New User’.

Step 3: Provide your PNB account number and click on ‘Mobile Banking’.

Step 4: Put the received OTP in the designated place.

Step 5: Register your account by using your credit card or debit card.

Step 6: Set your login credentials and log in by entering your registered mobile number or user ID and password.

Step 7: Navigate to view your account balance.

Passbook

In case you want to check out the current status of your Punjab National Bank balance through offline mode, you can do that by updating your bank’s passbook. To do so, you must visit the nearest PNB branch in person with the passbook you received during your bank account issuance. Go to the necessary service counter and ask them to update your passbook. Once your bank passbook is updated, you can see the current balance left in your Punjab National Bank account.

UPI

You can also know your Punjab National Bank account balance through UPI. To avail of this service of UPI, you must ensure that the UPI you wish to use for the process is linked to your bank account. After that, you can follow the below process to check your bank balance through UPI:

Step 1: Open any UPI app on your device connected to your PNB account.

Step 2: Navigate to the option called ‘Check Bank Balance’.

Step 3: Enter your security PIN, and you can see the current balance on your device instantly.

USSD Code

The PNB balance check number in the form of a USSD code is *99#. You need to type the code from your registered mobile number and call. You will see your current balance left in your bank account on your mobile screen.

Final Word

Keeping track of your PNB bank account balance is now more convenient than ever. With multiple options including the IVR PNB bank balance check number, PNB balance check number miss call service, WhatsApp, and digital banking, you have 24×7 access to your funds. Choose whichever method suits your lifestyle best for quick, secure updates.
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6. ICICI Bank Balance Check Number
7. Indian Bank Balance Check Number

Related PNB Bank Articles:
1. PNB Bank Statement Password
2. How To Download Punjab National Bank RTGS Form

Frequently Asked Questions

What is the toll-free PNB toll-free balance number?

The toll-free PNB balance check number is 0120-2303090. Call it from your registered mobile number to get your account balance via IVR.

Can I check my PNB balance via WhatsApp?

Yes. Save 9264092640, send “Hi,” then choose "Account Services". Click “Balance Enquiry” to see your balance.

How to check PNB mini statement?

Send MINSTMT <16-digit PNB account number> to 5607040 from your registered mobile number.

About the Author
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Mayashree Acharya

Senior Content Writer
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I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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