How to Check UCO Bank Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

UCO Bank offers seamless digital banking solutions, allowing you to manage your finances effortlessly. You can check your account balance using the UCO Bank balance check number, missed call number or SMS. 

This article covers the UCO Bank balance check numbers and the enquiry process. 

UCO Bank Balance Enquiry Number

UCO Bank account holders can easily check their account balance through the UCO Bank toll-free balance enquiry number:

•  1800 103 0123

How to Check UCO Bank Account Balance?

UCO Bank offers multiple methods to check your account balance, such as a missed call number, SMS, ATM, etc. 

Below are the various ways to check your account balance:

Missed Call Services

While UCO Bank currently does not provide a balance inquiry service via missed call, customers can effortlessly check their account balance by dialing the UCO Bank balance check number - 1800 103 0123 to enquire about the account balance.

Text Message (SMS) 

UCO Bank offers an efficient SMS Banking service, allowing customers to check their account balance with ease. Follow the below process to use this service:

• Launch the messaging app on your mobile phone and type the following message: UCOBAL <mPIN>. 
• After composing the message, send the SMS to 56161.
• You will receive a response from the bank via SMS with the available balance for the specified account.

Net Banking

UCO Bank provides a secure and user-friendly net banking platform for customers to access their account details, including balance inquiries. If you are registered for UCO online banking, follow the below process to check your account balance:

• Go to the official UCO Bank website. 
• Login to your net banking account using your credentials.
• Navigate to the ‘View Account Details’ section and select ‘View Account Balance’ to check your balance.

Check By Visiting ATM

ATMs provides a quick and accessible way to check your account balance without requiring internet connectivity. Follow the below process to check your balance from the UCO Bank ATM:

• Locate the nearest UCO Bank ATM and insert your ATM card.
• Carefully enter your 4-digit ATM PIN, ensuring you shield the keypad with your hand for security.
• Choose the ‘Balance Enquiry’ option on the screen.
• The ATM will display your latest account balance.

WhatsApp Balance Enquiry

WhatsApp Banking offers a secure and user-friendly way to manage your banking needs from your mobile device. To use this method, follow the process below:

• Save the UCO Bank WhatsApp number - 8334001234 in your phone’s contact.
• Open WhatsApp. and send ‘Hi’ to the UCO Bank WhatsApp Number.
• Select the language.
• From the main menu, select ‘Banking Services’.
• Next, click ‘Balance Enquiry’. 
• Your bank balance will be displayed on your WhatsApp chat.

Mobile Banking

The various UCO Bank mobile banking apps make banking convenient and quick. The various apps listed below are the ones you can use to check your UCO Bank account balance.

UCOSecure: 

• The UCOSecure app enhances security within UCO Bank's digital products. 
• You can access your account balance by downloading the app, logging in using your registered mobile number, and choosing ‘Account Details’ to check the details of your account balance safely.

UCO Pay+: 

• The UCO Pay+ app serves as a digital wallet, allowing users to handle recharges, bill payments, and more. 
• Available to both UCO bank customers and non-customers, it also enables users to check their account balance through the ‘Check Account Balance’ feature.

UCO mBanking Plus

• The UCO mBanking Plus app provides various banking services such as balance inquiries, mini statements, fund transfers, and more. 
• To check the balance through this app, log in with your registered mobile number or account number. 
• Enter your UCO Bank mPIN or security PIN and navigate to the ‘My Accounts’ section. 
• Then, select ‘View Account Balance’ to view your balance.

UCO mPassbook:

• The UCO mPassbook provides a digital passbook to customers. 
• To check your balance using this app, log in with your UCO Bank mPassbook app and navigate to the ‘Account Details’ section. 
• Your account balance and the complete details of all transactions will be displayed.

Passbook

A traditional yet reliable way to check your UCO Bank account balance is by using your passbook, which the bank provides to all account holders. To check your balance, visit the nearest UCO Bank branch and update your passbook. The passbook contains a record of all your credit and debit transactions, allowing you to track your account balance and transaction history easily.

UPI App To Check Balance

UPI apps provide a fast and user-friendly way to access your balance and manage transactions securely. UCO Bank account holders can also check their account balance using any UPI-enabled mobile application. 

Here is the process to use a UPI app to check your balance:

• Open your UPI app and log in using the set security code.
• Link the UCO Bank account with the UPI to check the balance.
• Click on the ‘Check Balance’ option.
• Enter your UPI PIN when prompted.
• Your account balance will be displayed on the screen.

USSD Code Dialing

UCO Bank offers a USSD code service for customers without internet access to check account balances and other banking needs. The USSD code to check the UCO Bank balance details is *99#. You need to type the code from your registered mobile number and call. You will receive an SMS containing your account balance details.

UCO Bank offers various options for customers to check their account balances, making banking simpler and more accessible. From the traditional methods, such as passbook, UCO Bank balance check number, ATM to digital solutions like net banking, mobile banking, SMS and UPI, UCO Bank has it all to suit every customer’s preferences and needs for checking their account balances.

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