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How To Check IDBI Bank Balance By SMS, Missed Call, ATM, Internet Banking & WhatsApp Enquiry Number

By Mayashree Acharya

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Updated on: Mar 26th, 2025

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4 min read

Tracking your Account Balance has never been easier, thanks to multiple options provided by IDBI Bank. Be it through missed calls, SMS, net banking or Mobile App, you can instantly check your balance, helping you stay upto date about your daily transactions. Keep reading to learn about the ways you can check your IDBI Bank Balance effortlessly. 

IDBI Bank Balance Inquiry Number

You can view your IDBI Bank account balance through the missed call service. You need to make a call, which will automatically disconnect after a ringing for a few seconds, and an SMS containing details of your account balance will be sent to you:

  • 1800-209-4324 (toll-free)
  • 1800-221-070 (toll-free)
  • 02267719100 (chargeable number)

Way to Check IDBI Bank Account Balance Number

The following are the different ways to assess your IDBI Bank account balance:

Missed Call Services

To know your account balance of IDBI Bank using the IDBI balance check number missed call service, follow these steps:

Step 1: Call 1800-843-1122 using your registered mobile number.

Step 2: The line will automatically hang up after two rings.

Step 3: You will be notified by SMS.

Step 4: Open the SMS to view your account balance.

SMS

To see your account balance in IDBI Bank, send a message in the below format to the IDBI Balance Check SMS number:

BAL<space> CUSTOMERID <space> PIN <space> ACCOUNT NUMBER (optional) to 9821043718 / 9820346920

Send the SMS from your registered mobile number to ensure you receive the account balance details. Providing the account number is optional. 

Net Banking

To know your latest account balance in IDBI Bank, follow these simple steps using the online banking method:

Step 1: Go to the IDBI Bank official website.

Step 2: Select 'Login' at the top of the homepage.

Step 3: Choose 'Net Banking' from 'Personal/Corporate Login'.

Step 4: Click on 'Continue to Login'.

Step 5: Enter your Customer ID and password, then go to ‘My Accounts’.

Step 6: Click 'Check Account Balance' to see your available funds.

ATM

You can quickly check the balance in your account with your debit card through any nearby ATM. You need to follow the steps given below:

Step 1: Go to the closest IDBI Bank ATM.

Step 2: Insert your debit card and use your PIN.

Step 3: Choose 'Banking' and then 'Balance Enquiry'.

Step 4: See your account balance on the screen or receive a printed receipt.

WhatsApp

You can quickly check the account balance of IDBI Bank through WhatsApp by following these steps:

Step 1: Launch WhatsApp on your mobile device.

Step 2: Note down IDBI Bank's WhatsApp number: 88600 45678.

Step 3: Start a chat and send ‘Hi’.

Step 4: Get back a response containing your account balance information.

Mobile Banking

Check your IDBI Bank account balance quickly using the IDBI Bank Go Mobile app. Follow these steps:

Step 1: Install the IDBI Bank Go Mobile app.

Step 2: Launch the app and log in using your registered mobile number or MPIN.

Step 3: Visit the 'My Accounts' section.

Step 4: Choose 'View Account Balance' to view your balance.

Passbook

To check your IDBI Bank account balance online using the IDBI m-Passbook app, go through these steps:

Step 1: Download IDBI m-Passbook mobile app.

Step 2: Open the app and enter your login credentials.

Step 3: Login with your MPIN.

Step 4: Visit the account details page to see your balance.

You can also choose to go to your nearest IDBI Bank branch and get your physical passbook updated to review the current account balance. 

UPI

You can check your IDBI Bank account balance via any UPI application on your smartphone by going through the steps mentioned below:

Step 1: Launch the UPI app using biometric sign-in or security code on your phone.

Step 3: Select your IDBI Bank account.

Step 4: Click on 'Check Account Balance'.

Step 5: Enter your UPI PIN and your balance will be displayed. .

USSD Code

You can check your account balance in IDBI Bank through the USSD code service by dialing *99*49# from your mobile phone. This service works on any handset and does not require an internet connection.

You can conveniently monitor your IDBI Bank account balance through multiple channels, including missed call services, SMS banking, net banking, mobile banking, and UPI applications. Choose the method that best suits your needs to stay informed about your financial transactions at all times.


Checking balances for other banks? Find details here!
1. UCO Bank Balance Check Number
2. SBI Balance Check Number
3. Axis Bank Balance Check Number
4. HDFC Balance Check Number
5. Indian Bank Balance Check Number
6. Andhra Bank Balance Check Number

Related Articles:
1. IDBI Bank Home Loan Interest Rates
2. IDBI Bank Fixed Deposit (FD) Rates
3. IDBI Bank Statement Password

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Frequently Asked Questions

What are the toll-free numbers for IDBI Bank balance enquiry?

IDBI Bank provides the following toll-free numbers for balance enquiry: 

  • 1800-22-1070
  • 1800-209-4324
How can I check my IDBI account balance by SMS?

To check your account balance, send an SMS to 9821043718 or 9820346920 via your registered mobile number in the following format: 

‘BAL’ (space) ‘Customer ID’ (space) ‘PIN’ (space) Account Number

How can I check my account balance through IDBI Bank's WhatsApp service?

Message ‘Hi’ to the WhatsApp banking number of IDBI Bank at 88600 45678 to get your account balance. This service, including holidays, can be availed round the clock and ensures secure transactions.

How can I check my IDBI mini-statement?

To view your IDBI Bank mini statement, you need to either use the IDBI Bank mPassbook or log into the IDBI Bank Go Mobile+ app. You can also get it via IDBI’s WhatsApp banking services. 

How can I use IDBI Bank's phone banking service to check my account balance?

To link your mobile number for balance enquiry, send an SMS to 9820346920, 5676777, or 9821043718 with the format ‘REG’ (space) IDBI bank account number via the phone number you wish to register.

What should I do to start using SMS banking with IDBI Bank?

To use the SMS banking service, you must ensure your telecom provider activates your registered mobile number. Additionally, visit your nearest IDBI Bank branch to complete the registration process.

What is the limit on the number of enquiries that can be made daily?

IDBI Bank account holders can check their balance up to four times daily.

How can I check my IDBI bank balance through a missed call?

To check your IDBI Bank balance via missed call, simply dial 1800-843-1122 from your phone number registered with the bank. Shortly after the call disconnects, you will receive an SMS with your current account balance.

Can I check my IDBI bank balance from any ATM branch?

Yes, you can check the balance of your IDBI Bank account at any ATM. Simply insert your IDBI Bank debit card, enter your ATM PIN, and select the ‘Balance Enquiry’ option. Your account balance will then appear on the ATM screen.

About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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