Reviewed by Sep 30, 2020| Updated on
An expired card is a debit/credit card that can no longer be used because its expiration date has passed. Such a card will be rejected if a consumer tries to use it to make a purchase.
Credit and debit cards are issued with a four-digit expiry date, usually printed on the front of the card. If a card expires in November 2021, the expiry date will be printed as 11/21. Though the exact day is not specified, the card will not expire until the last day of the month.
The card company will send a new card with a new expiry date to the consumer several weeks before the existing card expires. This practice ensures that the customer continues to be a customer irrespective of the card's expiry. The new card will be linked to the same account number as the expired card, but a different expiration date and the three-digit CVV code will be given. The new card's number will also vary from the expired one.