Reviewed by Vineeth | Updated on Jul 18, 2022



The judgement is an order from the court regarding a lawsuit, declaring the loser, who is supposed to pay the winner a sum specified by the court. If an individual or entity is affected in a way, then they will move to the court and seek a resolution for the dispute by the court through filing a lawsuit against another individual or company who is responsible for the damage caused.

Most judgements are financial in nature. However, some judgements can also be non-monetary, such as directing an individual or company to finish the job that was earlier agreed for before moving the court.

Understanding Judgement

For the party that has won the lawsuit filed, the judgement given by the court is just the first step towards obtaining the money for which they moved to the court. However, collecting the money from the person who has borrowed (the debtor) can be a tedious process, and it is never guaranteed.

Nevertheless, court judgments are enforceable in legal terms. Therefore, if the debtor fails to voluntarily settle the dues as per the judgement of the court, then the lender has all the legal rights to conduct the examination of the debtor, seize the bank accounts held by them, hire a debt collection agency, and impose a lien on the properties owned by the debtor.


If a borrower fails to pay a credit card bill or repay a loan that he or she has availed, then the lender may move to the court and file a lawsuit against the debtor. If the lender proves the charges against the debtor in the court, then the court will issue judgement directing the debtor to settle dues to the lender. The amount decided by the court will depend on various factors.

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