How to Close Kotak Bank Account Online & Offline?

Kotak Mahindra Bank is a renowned Indian financial institution offering a range of services, such as savings and current accounts, fixed deposits, and internet banking for individuals and businesses. However, if you are unhappy with their banking services, have no desire to continue using them, or wish to close the account for any other reason, you can swiftly accomplish it. 

This article provides insights on how to close a Kotak Bank account using an account closure form and essential details to facilitate a smooth closure process. 

Kotak Bank Account Closing Charges

Before you submit your application for closing the Kotak bank account, you must learn the following charges related to account closure:

Kotak Bank Current Account Closure Form

You can download the Kotak Mahindra Bank account closure form from the Bank’s official website or obtain it directly from any branch. After downloading, make sure to accurately fill out the form and attach the necessary supporting documents and bank items like a passbook, chequebook leaves, etc., before submitting it.

How to Close a Kotak Bank Account Online?

The Kotak Bank account closure process is not completely online. Here are steps to close your Kotak Bank account online:

Step 1: Go to the official Kotak Mahindra Bank website.

Step 2: Scroll down to the footer of the page and click on the ‘Download Forms’ option under the ‘Customer Service’ heading.

Step 3: Select ‘Personal Banking’ and click on the PDF icon against ‘Account Closure Form for Savings, Current and Investment Account’.

Step 4: The PDF of the account closure form will be downloaded. Take a printout of the form and fill it out with the required details.

Step 5: Attach supporting documents, such as Aadhar card, PAN card, passbook, credit/debit cards and leftover chequebooks.

Step 6: Submit the filled form and documents to the Kotak Mahindra Bank branch where you have an account.

After a quick verification process, the bank will close your account within a few days.

How to Close a Kotak Bank Account Offline?

If you are looking for how to close a Kotak Bank account offline, follow the steps mentioned below:

Step 1: Visit the Kotak Mahindra Bank branch where you have an account.

Step 2: Bring along your original ID proof, Aadhaar card, and PAN card, along with their photocopies.

Step 3: Request an account closure form from the bank official.

Step 4: Fill out the form and submit it along with the photocopies of your documents, debit and credit cards, passbook and unused chequebook.

Step 5: The bank official will verify your documents.

Once you have submitted the account closure form and other necessary documents, your request will be accepted.

How to Close a Kotak Bank Account Without Going to the Bank?

Unfortunately, there is no service available at the moment through which you will be able to close your Kotak Bank account without visiting the branch. You can download the account closure form online and fill it out. However, you will have to submit the form and the necessary documents by visiting the bank branch in person.

How to Close a Kotak Bank Account Through Net Banking?

There is no service provided by Kotak Bank through which you can opt for your account closure via net banking. Instead, you need to either visit the bank in person or download the account form online and submit it to the bank along with the required documents.

How to Close a Kotak Bank Account Through a Mobile App?

Even though Kotak Bank has its own personalised mobile app for the convenience of its customers, it does not offer services to close your account online. Hence, to close your Kotak Bank account, you need to visit the bank in person and submit a duly filled account closure form along with the required documents.

It is crucial to learn how to close a Kotak Bank account accurately before submitting the closure form to the bank. You can easily complete the account closure process by following the simple steps outlined in this guide. If you encounter any difficulties during this process, don't hesitate to contact the bank representatives via their customer care number or visit the branch directly to clarify any doubts.

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Other Kotak Bank Pages:
1. Kotak Bank Mobile Banking
2. Kotak Credit Card Cash Withdrawal Charges
3. Kotak Bank FD Calculator
4. Kotak Bank FD Interest Rates