Kotak Mobile Banking - How to Register, Login and Transfer Funds?

Kotak Mahindra Bank introduces a convenient way to manage your accounts and credit cards through the latest Kotak Mobile Banking apps. These apps offer a comprehensive range of banking services, ensuring secure transactions with MPIN, fingerprint, and FaceID authentication setups. Here's how you can begin leveraging the services provided by Kotak Mahindra Bank.

Kotak Mobile Banking Registration

Follow the below steps to register for Kotak Mobile Banking services:

Step 1: Get your mobile number registered with Kotak Bank for mobile services.

Step 2: From the Google Play Store or the Apple Play Store, download the Kotak Mobile Banking app. You can also SMS ‘Mobile’ to 9971056767 / 5676788 to get the mobile app link on your registered mobile number.

Step 3: Open the app and enter your CRN, available on a debit or credit card.

Step 4: Login and use your Kotak Mobile Banking.

Kotak Mobile Banking Activation

To activate your Kotak Mobile banking services, you must follow the below steps:

Step 1: Open the app and enter your CRN, available on a debit or credit card.

Step 2: After entering CRN, use your credit or debit card numbers or net banking information to authenticate your account.

Step 3: Once authenticated, set up a six-digit MPIN.

Step 4: A verification number or code will be shared with the registered cellphone number after creating your MPIN.

Step 5: To activate your Kotak mobile banking services, enter the code.

Kotak Mobile Banking Login

Follow the below steps to log in to your Kotak Bank mobile app:

Step 1: From the Google Play Store or the Apple Play Store, download the Kotak Mobile Banking app. 

Step 2: Open the app and click on login.

Step 3: After being routed, you will see a screen asking for your CRN.

Step 4: You will be prompted to confirm your credit or debit card details or net banking credentials if you are a first-time user. If you have already registered, you may log in using your MPIN and user ID.

Kotak Mobile Banking Apps

Here are the different Kotak Mobile banking apps:

• Kotak 811
• Kotak Corporate Banking
• Kotak AllPay
• Kotak Smart Solutions
• BHIM Kotakpay

Kotak Mobile Banking Password Reset

If you have forgotten your Kotak Mobile Banking password, you can easily reset or regenerate it by following the below-mentioned steps:

By Sending SMS

• Open the messaging option on your phone.
• Type MPIN (space) (CRN No)
• Send it to 9971056767 from your registered mobile phone.

Using Physical Debit Card

• Open to your Kotak Mobile Banking app.
• Click on “Forgot MPIN”.
• Enter your debit card information - card number, expiry date, card pin, and CVV.
• Set your six-digit MPIN.
• Click on Confirm.

Using Net Banking Password

• Open your Kotak Mobile Banking app.
• Click on “Forgot MPIN”.
• Choose Net Banking
• Enter your Net Banking password.
• Set your six-digit MPIN

Kotak Mobile Banking Transaction Limit

For money transfers through the mobile banking app, below are the daily transaction limits:

• One-time fund transfer without adding beneficiary- Rs. 1,00,000 per day. If you re-install or activate your Kotak mobile banking app or update a secondary CRN, the per-day limit will be reduced to Rs. 5,000 for the next seven days.
• Newly added beneficiary NEFT - Rs. 25,000 for the first 24 hours.
• Payment gateway transaction - Up to Rs. 10,00,000 per day per transaction.
• Own account fund transfer - No limit
• IMPS to the registered beneficiary - Up to Rs. 5,00,000 per transaction daily.
• NEFT to registered beneficiary - Up to Rs. 10,00,000 per day per transaction.
• RTGS to registered beneficiary - Up to Rs. 10,00,000 per day per transaction.

How to Change Mobile Number in Kotak Bank?

A mobile number is an essential point of contact between the bank and the customer, and hence, it should always be updated. Here are the steps to change your mobile number in Kotak Bank:

Through the Mobile Banking App

• Open your Kotak Mobile app
• Click on Service Request
• In the Profile section, choose Mobile Number Update from the drop-down menu.
• Select the Add/Edit link and update your new phone number.

Through Net Banking

• Log in using your net banking details.
• Click on Profile and then select Update contact details.
• Choose contact details - mobile phone.
• Click on edit and update your new phone number.

How to Link Your Mobile Number with Kotak Bank Account?

It is easy to link the mobile number to your Kotak Bank account. You must follow the same steps on your mobile app as listed above for changing your mobile number.

Kotak Mobile Banking Customer Care

Below are the customer care numbers for Kotak Bank:

Benefits of Using Kotak Mobile Banking

Listed below are some benefits of using Kotak Mobile banking app:

• You can make timely and instant payments using Kotak Mobile banking. Thus avoiding late payments and late fees.
• Using this feature, you can have 24/7 access to your Kotak Bank accounts, credit or debit card information, loan accounts, and much more.
• Mobile banking guarantees the security and protection of payments made using encrypted transactions and multi-factor authentication mechanisms against unwanted access.
• Mobile banking is user-friendly and easy to operate.
• It is convenient and saves a lot of time. You do not have to go to the bank for small things.
• Mobile banking is free to operate, and there are no additional charges.
• Kotak Mobile Banking also sends alerts for pending payments.

• NEFT
• Net Banking
• IMPS
• RTGS
• BHIM UPI Payments
• Unified Payments Interface (UPI)
• Registration Process for UPI Services
• UPI Services
• VPA in UPI
• UPI FAQs
• SBI Netbanking
• ICICI Netbanking
• HDFC Netbanking
• PNB Netbanking
• Kotak Net Banking
• Axis Internet Banking
• IndusInd Netbanking
• Bank of Baroda Netbanking
• Canara Bank Netbanking