SBI Net banking – How to register, Login, Check Balance & Steps to transfer money on onlinesbi.com

State Bank of India (SBI), the largest public sector bank in India, offers the net banking facility to its customers, both retail customers as well as corporate customers. In a recent move, State Bank of India leads five other public sector banks such as State Bank of Mysore, State Bank of Hyderabad, State Bank of Patiala, State Bank of Travancore, and State Bank of Bikaner and Jaipur. Here is a detailed breakdown of the different aspects of SBI net banking.

State Bank of India (SBI)

Owner Government of India
Chairperson Rajnish Kumar
Headquarters Mumbai
Customer service 1800 425 3800
Founded 1st July 1955

1. How to register for SBI net banking?

TO register for SBI Netbanking Individual account holders must satisfy the following criteria to be able to register for net banking services online.

  • You must have a savings account with SBI.
  • You must have linked your mobile number with the bank account.
  • You must have a valid ATM card.
  • To register online, you should not apply for the facility at the branch.

Step 1: Visit the official internet banking website at https://www.onlinesbi.com/.

Step 2: Click on ‘New User Registration/Activation’

Step 3: A pop-up window will appear on the screen to confirm that you have not received an internet banking kit. Click on ‘OK’.

Step 4: Select the ‘New User Registration’ option from the drop-down menu and click ‘Next’.

Step 5: In the next screen that appears, fill up the details such as the account number, CIF number, branch code, country, registered mobile number, and the facility you want to sign-up for. Also, enter the captcha code correctly. If you are unable to figure out the branch code, you can find it under the ‘Get Branch Code’ option. You must enter the state and the branch name to get the branch code.

Step 6: Under the ‘Facility Required’ field, you can select one of the following options: View, limited transactions, and full transactions.

Step 7: Click on ‘Submit’.

Step 8: An OTP will be sent to the registered mobile number. Enter the OTP on the screen and click ‘Confirm’.

Step 9: Select the option ‘I have my ATM card’ and click ‘Submit’.

Step 10: Now, enter the ATM card details on the screen and click ‘Submit’.

Step 11: A temporary username will be displayed on the screen; take note of this username.

Step 12: Set a password that adheres all the rules such that you can remember it. Click ‘Submit’ to complete the registration process.

2. How to login to SBI net banking?

Step 1: Visit the official website https://www.onlinesbi.com/ to see the login page for both personal banking as well as corporate banking.


Step 2: Click on the ‘LOGIN’ button on the personal banking section.


Step 3: Enter your username and password details on the screen and click ‘Login’ to access your account.


Step 4: You will be redirected to a page where you can access all information related to your account.


3. How to check account balance in SBI net banking?

Once you log into your SBI net banking account, you can click on the ‘Account Summary’ option available under the ‘Quick Links’. You will see a list of all the accounts you hold with the bank. Click on the ‘Click here for balance’ option against the account to know the balance.

4. Steps to transfer money via SBI net banking portal

Before transferring money online, you have to make sure that the recipient is added as a beneficiary on your account. You require the details such as beneficiary name, account number, bank name, and IFSC. Follow the steps below to initiate a money transfer:

Step 1: Log in to the OnlineSBI portal.

Step 2: Click on ‘Other Bank Transfer’ under ‘Payments/Transfer’ tab if you wish to transfer money to another bank’s account.


Step 3: If you wish to transfer to an account within the same bank, click ‘Accounts of Others – Within SBI’.

Step 4: A screen will appear according to your selection, choose the type of transaction you would like to make and click ‘Proceed’.

Step 5: From the list, choose the account you wish to make the fund transfer from.


Step 6: Now, enter the amount you wish to transfer and remarks if any.

Step 7: Choose the beneficiary account to transfer the funds.

Step 8: You can also instruct when the fund transfer must take place using the option available.

Step 9: Agree to the terms and conditions by selecting the checkbox and click ‘Submit’.

Step 10: The following screen will show all the details you entered for review. Once you are sure that all the details are correct, click ‘Confirm’.

Step 11: You will receive a high-security password on the registered mobile number. Enter this password and click ‘Confirm’ to complete the authentication process.

Step 12: A confirmation message will be displayed on the screen to mark the completion.

5. Transaction limits and charges applicable

Click here for details

6. How to reset the password?

Step 1: Visit the official website https://www.onlinesbi.com/.

Step 2: Click ‘Login’ under ‘Personal Banking’ section.

Step 3: Click on the ‘Continue to Login’ button.

Step 4: In the login screen, click ‘Forgot Login Password’.

Step 5: A pop-up window will appear with a dropdown menu. Select the ‘Forgot My Login Password’ option and click ‘Next’.


Step 6: In the following screen, provide details such as username, account number, date of birth, mobile number, country, and captcha code.

Step 7: Click ‘Submit’ when you are done entering the details.

Step 8: An OTP will be sent to your registered mobile number. Enter this OTP on the screen and click ‘Submit’.

Step 9: You will be redirected to a page where you can reset the password.

Frequently Asked Questions

  • What should I do if I forget my internet banking username?
    If you happen to forget your internet banking username, you have to visit your home branch and request for re-registration.
  • What are the good practices to create a password?
    The good practices to create a password for your internet banking account are:
    • Do not choose your name, family name, or vehicle number as your password.
    • It is recommended to choose a word that is not available in English dictionary.
    • Change your password at regular intervals of time.
    • Do not note your password anywhere. Memorise your password.
    • Do not share your password with anyone even if they claim that they are from SBI.
  • Can I change the username and password provided to me by courier?
    The username and password sent to you by courier are system-generated and it is mandatory for you to change them on your first login. Later, you can only change the password and not the username.