Introduction
Quiet title is a court case filed to clear disputes over ownership of a real estate property. The lawsuit is filed to obtain clarity on the title; that is to clear the liens and levies on the property as well as the disputes about the property's ownership.
What is Quiet Title?
All possible issues arising over the property ownership is called clouds on the title. This can be resolved by action to quiet the title. Quiet title is aimed at obtaining a clear title to a property.
A homeowner can file a quiet title action, a legal process to determine the clear ownership of a property. The lawsuit is filed by the person or party that claims to be the sole owner against all the parties who claim to have a stake in it. Upon legal proceedings, if the purported owner prevails in the quiet title action, the title is considered quiet and close for the owner. Further challenges for the title will not be entertained.
Why Quiet Title is important?
It is necessary to establish legal ownership in case of real estate transactions.
The process is undertaken where there are claims against the property or legal defects in the deeds.
Title companies do a title search, verify the title deeds, and check for claims against the property.
Certain owners also opt for title insurance to protect the property against title defects.