HDFC Home Loan Statement: How to Check and Download HDFC Loan Statements?
HDFC home loan statements are very useful for a borrower to check the loan account transactions. It contains some necessary information like– home loan amount, current interest rate, starting and ending dates of home loan, EMI amount and dates, etc. Additionally, you can use this document to claim income tax deductions during your ITR filing.
Learn how to download and check the HDFC Bank loan statement in this article.
HDFC Home Loan Statement Certificate Online
You can get your home loan statement certificate online by following simple steps. To download:
- Step 1: Visit HDFC Bank’s Home Loan portal.
- Step 2: Enter your account number and click ‘Submit’.
- Step 3: On the next page, your loans will be displayed. Click on the ‘View Details’ button against the loan for which you want to download the loan certificate.
- Step 4: Click on ‘Request’ and then on ‘Income Tax Certificate’ from the menu.
- Step 5: Finally, click on the ‘Email’ button.
Your statement will be generated automatically, and you will receive an email from HDFC Bank in your registered email address. You will find the loan statement attached to this email.
HDFC Home Loan Statement Physical Certificate
Customers of HDFC Bank can get a physical home loan statement certificate by visiting the nearest branch. Visit your nearest branch, fill out the required form, and submit it to the counter. Do not forget to take identity documents like an Aadhaar card, PAN card, etc. Please note that the branch will provide this statement only to borrowers and co-borrowers.
How to Get HDFC Bank Home Loan Statement Offline?
HDFC home loan statements can be availed through offline by following the below steps:
- Step 1: Visit your nearest branch of HDFC Bank or your home branch for faster resolution.
- Step 2: Ask the bank officials to give you the required form and a list of documents required.
- Step 3: Fill up and submit the form to the respective desk by attaching the necessary documents.
After verification, they will give your home loan statement.
How to Download HDFC Bank Housing Loan Statement?
Housing loan statements of HDFC Bank can be downloaded easily by applying online through the HDFC Net Banking portal. You must have a Net Banking account with HDFC Bank to get an online loan statement. After logging in, apply for an e-loan statement in just a few clicks by entering your home loan account number.
Why Is HDFC Bank Home Loan Statement Required?
A home loan statement is a very important document for any borrower. A home loan statement contains some crucial details of your loan account including:
- Home loan amount
- Start and end date of the loan repayment
- Interest rate applicable
- Type of interest rate – floating or fixed
- Home loan EMI amount and repayment dates
- Loan amount repayment dates
- Current outstanding balance
These details can be used to make a better repayment plan to clear all the EMIs on time. Therefore, you can check if there is any error or mistake in your home loan account. If you are a taxpayer, you can claim tax deductions during ITR filing. You will need to know the interest and principal component of your home loan from the above statement for this purpose.
The HDFC home loan statement is a very important document for the borrower. It helps you to track your payments and due dates by time. Using this information, you can make strategic and smart on-time repayments.
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Frequently Asked Questions
Quick Summary
HDFC home loan statements are essential for borrowers to track loan account transactions. Learn how to download these statements online or obtain them physically from a branch. The statement includes crucial details like loan amount, interest rate, EMI dates, and more, necessary for tax deductions. Access statements offline by visiting a branch or online through HDFC Net Banking portal.
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