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HDFC Home Loan Statement: How to Check and Download HDFC Loan Statements?

By Mayashree Acharya

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Updated on: Jan 16th, 2025

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3 min read

HDFC Home Loan Statements are essential for borrowers to track loan account transactions. They include key details such as the home loan amount, current interest rate, loan start and end dates, EMI amount, and EMI dates. These statements can also help in claiming income tax deductions during ITR filing.

Learn how to download and check your HDFC Bank loan statement in this article.

HDFC Home Loan Statement Certificate Online

You can get your home loan statement certificate online by following simple steps. To download:

  • Step 1: Visit HDFC Bank’s Home Loan portal.
  • Step 2: Enter your account number and click ‘Submit’.
  • Step 3: On the next page, your loans will be displayed. Click on the ‘View Details’ button against the loan for which you want to download the loan certificate.
  • Step 4: Click on ‘Request’ and then on ‘Income Tax Certificate’ from the menu.
  • Step 5: Finally, click on the ‘Email’ button.

Your statement will be generated automatically, and you will receive an email from HDFC Bank in your registered email address. You will find the loan statement attached to this email.

HDFC Home Loan Statement Physical Certificate 

HDFC Bank customers can obtain a physical home loan statement certificate by visiting their nearest branch. Simply fill out the required form and submit it at the counter, along with identity documents like your Aadhaar card and PAN card. Note that the statement will only be provided to the borrower and co-borrower.

How to Get HDFC Bank Home Loan Statement Offline?

HDFC home loan statements can be availed through offline by following the below steps:

  • Step 1: Visit your nearest branch of HDFC Bank or your home branch for faster resolution.
  • Step 2: Ask the bank officials to give you the required form and a list of documents required. 
  • Step 3: Fill up and submit the form to the respective desk by attaching the necessary documents.

After verification, they will give your home loan statement. 

How to Download HDFC Bank Housing Loan Statement?

You can easily download your HDFC Bank housing loan statement online through the HDFC Net Banking portal. To do this, ensure you have a Net Banking account with HDFC. After logging in, apply for an e-loan statement by entering your home loan account number, all within a few simple clicks.

Why Is HDFC Bank Home Loan Statement Required?

A home loan statement is a very important document for any borrower. A home loan statement contains some crucial details of your loan account including:

  • Home loan amount
  • Start and end date of the loan repayment
  • Interest rate applicable
  • Type of interest rate – floating or fixed 
  • Home loan EMI amount and repayment dates
  • Loan amount repayment dates
  • Current outstanding balance

The HDFC home loan statement is crucial for borrowers to create a better repayment plan and ensure timely EMI payments. By reviewing the statement, you can identify any errors or discrepancies in your account. For taxpayers, it also provides essential details like the interest and principal component, which are necessary for claiming tax deductions during ITR filing.

Overall, the HDFC home loan statement helps you track payments and due dates, enabling you to make strategic, on-time repayments.

Related HDFC Articles:
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2. HDFC Life New Immediate Annuity Plan Interest Rate and Benefits
3. HDFC Credit Card Cash Withdrawal Charges
4. How to Link Aadhaar with HDFC Bank Account Online and Offline?
5. HDFC Bank Savings Account Interest Rate & Minimum Balance
6. HDFC Bank Customer ID - How To Get/Find HDFC Customer ID?
7. HDFC Credit Card Status - HDFC Bank Credit Card Application Status
8. How to Generate HDFC Debit Card PIN
9. How To Close HDFC Bank Account Online And Offline
10. How To Activate HDFC Credit Card
11. How To Activate HDFC Debit Card
12. HDFC UPI Limit - How To Increase UPI Transaction Limit In HDFC
13. How To Increase Credit Card Limit HDFC
14. Close HDFC Credit Card: How To Close HDFC Credit Card
15. How To Add A Beneficiary In HDFC Bank
16. HDFC NEFT Charges
17. HDFC Car Loan Status Check

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Frequently Asked Questions

How can I get my HDFC home loan statement?

Submit a request by logging in to the Net Banking page of HDFC Bank. Enter your home loan account number and request your e-loan statement. After a moment, you will get it to your registered email address.

How can I download my HDFC loan statement?

You can download your HDFC loan statement from the HDFC Bank’s home loan portal. It is a 24x7, fast and free portal to check key information such as the last nine transactions, EMI status, due dates, tenure, overdue charges, repayment schedule, interest rate changes, principal remaining, etc.

How can I download my HDFC Bank statement?

You can get your bank statement from the HDFC Net Banking portal or the HDFC mobile banking app. It is a free-of-cost service by HDFC Bank. You can download the statement as a PDF file or you can request an email statement.

Where can I check my home loan balance?

You can call the HDFC Bank customer care team at 1800 202 6161 and ask them to know your home loan balance. Provide the necessary details and prove your identity to get the information. 

How can I check my home loan statement online?

To check your home loan statement online, request an email statement by logging in to the internet banking portal or the home loan portal. 

How can I get an HDFC loan statement by SMS?

You can not request your loan statement by SMS. HDFC Bank does not have this facility for customers.

How do I check my HDFC loan status?

To check your HDFC loan status, visit the official HDFC loan status tracker page. Enter the following details–  applicant name or reference/proposal number, date of birth or mobile number, and CAPTCHA code, and click on the submit button. This service is 100% free and secure.

How can I get an HDFC Bank statement through WhatsApp?

To get your account statement through WhatsApp, add 70700 22222 to your contacts and start a conversation by saying “Hi”. Continue the chat, and you will get the option to get your bank statement through WhatsApp.

How do I check my bank statement on GPAY?

Open your Google Pay application and scroll down the home screen. Click on the ‘See transaction history’ option. Here, you can see the recent UPI transactions made through Google Pay.

Can I check my loan status online?

Yes. You can check your loan status online by visiting the HDFC loan status tracker page.

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About the Author

I am an advocate by profession and have a keen interest in writing. I write articles in various categories, from legal, business, personal finance, and investments to government schemes. I put words in a simplified manner and write easy-to-understand articles. Read more

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