Managing a home loan can be challenging, given it involves a substantial amount, frequent transactions, and hefty calculations. Since it is a long-term commitment, keeping track of your home loan is crucial. Now you can seamlessly do it with the Axis Bank home loan statement. Continue reading to find out how to obtain it both online and offline.
Axis Bank Home Loan Statement Certificate
An Axis Bank loan statement that you can download online includes the following information:
- Transaction Activity: The certificate has a detailed list of all the home loan transactions. Also, it contains information regarding the penalties that you pay during your home loan tenure.
- Statement Period: You can view the specific time frame for which transaction records are displayed.
- Unpaid Principal Balance: The outstanding amount of the home loan is also stated on the credit statement.
- Payment Breakdown: You can also view a detailed analysis of previous payments, including principal, interest, and any applicable fees.
How to Get the Axis Bank Home Loan Statement Offline?
Lenders have the option to get the Axis Bank home loan statement online from the bank's physical branch. To do so, they can follow the steps below:
- Locate and visit the nearest branch of Axis Bank.
- Talk to the representative for the home loan statement form.
- Fill it with all the loan details and essential personal information.
- Review the details and attach all the necessary documents.
- Finally, submit the application form to generate the Axis Bank home loan certificate.
However, you can avoid the hassles of physical visits and complete the entire process online.
How to Download the Axis Bank Housing Loan Statement Online?
There are multiple ways to download the Axis Bank Home Loan statement online:
Through the Official Website of Axis Bank
The steps for getting the loan statement from the official website are as follows:
- Navigate to the official website of the Axis Bank.
- Hover to the ‘Bank Smart’ option on the home page.
- Choose ‘E-Statement’ from the available options.
- Next, click on the ‘Downloads’ button.
- Tap on the ‘Customer Request Form’ button.
- Once done, you can easily download the e-statement of your home loan.
Through Axis Bank Internet Banking
Listed below are the steps that you need to follow to download loan statements from Axis Bank’s Internet Banking portal:
- Open Axis Bank internet banking portal and log in using your user ID and password.
- Navigate to the ‘Loans’ section on this banking portal.
- Click on the ‘Services’ button from the available option.
- Tap on the ‘Statement of Account’ button and download.
- Once done, the loan statements get automatically downloaded to your device.
Through the Axis Mobile App
The mobile application of Axis Bank also allows you to download the loan statement. The steps are as follows:
- Navigate to the mobile application of Axis Bank.
- Log in to the application using your MPIN.
- Hover to the ‘More’ section of the application.
- Click on the ‘Services’ button from the available options.
- Choose ‘Loans’ and select the ‘Statement of Account’ option.
- Upon doing so, you can easily download the home loan statement on your device.
Why is an Axis Bank Home Loan Statement Required?
Axis Bank home loan statement is an essential document for a borrower because of the following reasons:
- The borrower can easily track their home loan-related transactions.
- Borrowers have a comprehensive idea of their EMIs, amount paid, and due amount.
- You will get an overview of the tax obligations on the home loan statement.
- It helps borrowers assess their financial commitments and repayment ability, aiding in future lending decisions.
Axis Bank home loan statement is one of the most essential documents that you as a borrower must check periodically. It provides a comprehensive overview of all loan transactions. The Axis Bank home loan statement makes it easier to track payments and manage finances effectively. With the convenience of easy online access, borrowers can stay informed about their repayment progress.
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Frequently Asked Questions
You can download the Axis Bank loan statement online from the mobile banking app or the Internet banking portal. Otherwise, you can visit the bank’s physical branch to collect the loan statement.
For Axis Bank home loan statement download, you can visit the official net banking portal of Axis Bank or open the mobile banking app.
Similar to loan statements, you can download your other bank statement documents from the internet banking portal, the official website, or the bank’s mobile banking app itself.
To receive your Axis Bank loan statement via SMS, send a message in the following format from your registered mobile number: ESTMT <last five digits of account number> <From Date> <To Date> (Use the DD-MM-YYYY format for dates.). Send this SMS to +91 8691000002 or 56161600, the official Axis Bank SMS banking numbers.
To check your Axis Bank loan status, you will have to download the loan statement online or get it by physically visiting the bank.
To get an Axis Bank statement through WhatsApp, just send a “Hi” to 7036165000 from your registered mobile number. Choose the main menu and select the service that you want to avail. Consequently, follow the prompts and enter the necessary information to get the account statement on the WhatsApp chat.