SBI Home Loan Statement: How to Check and Download SBI Loan Statement?

A loan statement lets you know the important information about your existing loan directly from the lender. You should check your home loan statements every month to stay on top of your transactions, additional fees and charges, EMIs paid, outstanding balance and other details. 

You can check your SBI home loan statement anytime through online channels or physically from branches. Know how to check and download your home loan statement via online and offline modes below. 

What is a Home Loan Statement?

A home loan statement provides all the information related to a home loan. It will help you check your home loan repayment status. The SBI home loan certificate or statement can be downloaded anytime by logging into SBI net banking account or by visiting the bank. This certificate is helpful for income tax purposes. An SBI home loan statement will contain the following details:

• Repaid loan amount
• Total loan amount, interest rate and tenure
• Outstanding loan, term and interest
• Paid and outstanding EMIs
• Date of start of the loan and end date of loan

SBI Home Loan Statement Certificate Online

SBI home loan customers can download/view their loan account statement certificate by following these steps:

Step 1: Sign in to the SBI Net Banking portal using your user ID and password.

Step 2: Click on ‘e-Services’, select ‘My Certificates’. 

Step 3: Click the ‘Home Loan Int. Cert.(Prov)’ option.

Step 4: Select your home loan account for which you want to get a statement.

Step 5: Now you can either view your certificate/statement or print it; you can also download the same as a PDF file.

SBI Home Loan Statement Certificate Physically

If you want to get your SBI home loan statement certificate physically, you have to call SBI customer care at one of the following toll-free numbers:

• 1800 2100
• 1800 1234
• 1800 425 3800
• 1800 11 2211

Alternatively, you can call this toll number- 080-26599990 to contact customer care. Then, request the bank representative to send you a physical home loan statement. You can also visit your nearest SBI branch to request a physical statement.

How to Get SBI Bank Home Loan Statement Offline?

To get an offline statement, follow these steps:

Step 1: Visit your nearest SBI branch. Go to the loan section and ask the loan officer to give you the physical loan statement. 

Step 2: Fill out the required details on the form, including your name, address, email ID, date of birth, home loan account number, PAN card and other relevant details, and submit it to the counter. 

Step 3: Attach the required documents, such as PAN card, passport, Aadhaar card, etc., with the form and submit it to the bank.

Keep in mind that only a loan applicant and his/her co-applicant can get this certificate by visiting an SBI branch. No one else can collect the loan account statement on your behalf.

How to Download SBI Bank Housing Loan Statement?

Visit the SBI Net Banking page and log into your net banking account with your username and password. Go to the ‘e-Services’ tab, click ‘My Certificates’ and click on the ‘Home Loan Int. Cert.(Prov)’. Now select the home loan account for which you want to download the statement. Download the housing loan account statement in PDF form.

Why Is SBI Bank Home Loan Statement Required?

You can keep track of your repayment schedule by checking your home loan account statement. You will be able to find the total amount paid and the total amount outstanding towards your housing loan. These things will help you to plan better for future repayments. You can also use the statement to plan out prepayments to lower your debt burden. 

Loan account statements allow you to keep track of your loan outstanding and paid balance regularly. SBI home loan statement is thus an essential document for customers who have taken loans from the bank. You can get your certificate any time around the year or download it online. 

Similar Articles:
1. Axis Bank Home Loan Statement
2. HDFC Home Loan Statement

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